INTEGRATED FILING — BANKING
General information about company
| Scrip code |
532648 |
| NSE Symbol |
YESBANK |
| MSEI Symbol |
NOTLISTED |
| ISIN |
INE528G01035 |
| Name of bank |
YES BANK LIMITED |
| Class of security |
Equity |
| Date of start of financial year |
01-04-2025 |
| Date of end of financial year |
31-03-2026 |
| Date of board meeting when results were approved |
18-04-2026 |
| Date on which prior intimation of the meeting for considering financial results was
informed to the exchange |
08-04-2026 |
| Description of presentation currency |
INR |
| Level of rounding used in financial results |
Lakhs |
| Reporting Type |
Quarterly |
| Reporting Quarter |
Fourth quarter |
| Nature of report standalone or consolidated |
Consolidated |
| Whether results are audited or unaudited |
Audited |
| Whether results are audited or unaudited for the Year to date for current period ended/year ended |
Audited |
| Segment Reporting |
Multi segment |
| Description of single segment |
|
| Start date and time of board meeting |
18-04-2026
10:50:00 |
| End date and time of board meeting |
18-04-2026 13:50:00
|
| Whether cash flow statement is applicable on company |
Yes |
| Type of cash flow statement |
Cash Flow Indirect |
| Declaration of unmodified opinion or statement on impact of audit qualification |
Declaration of unmodified opinion |
Financial Results - Banking
Amount in (Lakhs)
| Particulars |
3 months/ 6 months ended (dd-mm-yyyy) |
Year to date figures for current period ended (dd-mm-yyyy) |
| A |
Date of start of reporting period |
01-01-2026 |
01-04-2025 |
| B |
Date of end of reporting period |
31-03-2026 |
31-03-2026 |
| C |
Whether results are audited or unaudited |
Audited |
Audited |
| D |
Nature of report standalone or consolidated |
Consolidated |
Consolidated |
| 1 |
Interest earned
|
|
Interest or discount on advances or bills |
5,86,646.00 |
23,00,819.00 |
|
Income on investments |
1,38,309.00 |
5,42,370.00 |
|
Interest on balances with reserve bank of India and other inter bank funds
|
9,634.00 |
40,960.00 |
|
Others |
31,638.00 |
1,36,696.00 |
|
Total interest earned |
7,66,227.00 |
30,20,845.00 |
| 2 |
Other income |
1,81,587.00 |
7,08,430.00 |
| 3 |
Total income |
9,47,814.00 |
37,29,275.00 |
|
Expenses
|
| 4 |
Interest expenses |
5,02,970.00 |
20,45,028.00 |
| 5 |
Operating expenses
|
| (i) |
Employees cost |
1,07,914.00 |
4,40,136.00 |
| (ii) |
Details of other operating expenses
|
|
Description of other operating expenses
|
| 1 |
Other operating expenditures |
1,73,226.00 |
6,88,530.00 |
|
Total other operating Expenses |
1,73,226.00 |
6,88,530.00 |
|
Total Operating Expenses |
2,81,140.00 |
11,28,666.00 |
| 6 |
Total expenditure excluding provisions and contingencies
| 7,84,110.00 |
31,73,694.00 |
| 7 |
Operating profit before provision and contingencies |
1,63,704.00 |
5,55,581.00 |
| 8 |
Provisions other than tax and contingencies |
18,755.00 |
91,239.00 |
| 9 |
Exceptional items |
0.00 |
0.00 |
| 10 |
Total profit (loss) from ordinary activities before tax
| 1,44,949.00 |
4,64,342.00 |
| 11 |
Provision for Tax |
36,717.00 |
1,13,137.00 |
| 12 |
Net profit (loss) from ordinary activities after tax |
1,08,232.00 |
3,51,205.00 |
| 13 |
Extraordinary items net of tax expenses
| 0.00 |
0.00 |
| 14 |
Net profit (loss) for the period |
1,08,232.00 |
3,51,205.00 |
| 15 |
Share of profit (loss) of associates
| 0.00 |
0.00 |
| 16
| Profit (loss) of minority interest
| 13.00 |
34.00 |
| 17
| Net Profit (loss) after taxes minority interest and share of profit
(loss) of associates
| 1,08,219.00 |
3,51,171.00 |
|
| 18 |
Details of equity share capital [Abstract]
|
|
Paid-up equity share capital
| 6,27,595.00 |
6,27,595.00 |
|
Face value of equity share capital
| 2 |
2 |
| 19 |
Reserve excluding revaluation reserves (as per balance sheet of previous accounting year) |
|
44,88,250.00 |
|
| 20 |
Analytical ratios |
| (i)
| Percentage of share held by government of India |
0 |
0 |
| (ii) |
Capital adequacy ratio
|
|
CET 1 ratio |
13.8700 |
13.8700 |
|
| Additional Tier 1 ratio |
0 |
0 |
| (iii) (a) |
Earnings per share before extraordinary items
|
|
Basic earnings per share before extraordinary items
| 0.34 |
1.12 |
|
Diluted earnings per share before extraordinary items
| 0.34 |
1.12 |
| (iii) (b) |
Earnings per share after extraordinary items
|
|
Basic earnings per share after extraordinary items
| 0.34 |
1.12 |
|
Diluted earnings per share after extraordinary items
| 0.34 |
1.12 |
| (iv) |
NPA Ratios
|
|
| Amount of gross non-performing assets
| 3,60,493.00 |
3,60,493.00 |
|
Amount of net non-performing assets
| 65,300.00 |
65,300.00 |
|
% of gross NPAs |
1.300 |
1.300 |
|
% of net NPAs
| 0.200 |
0.200 |
|
Return on assets
| 1.00 |
0.800 |
| 21 |
Disclosure of notes on financial results by banks
| |
Statement of Asset and Liabilities
Amount in (Lakhs)
| Particulars |
Year ended (dd-mm-yyyy)
|
| Date of start of reporting period |
01-04-2025 |
| Date of end of reporting period |
31-03-2026 |
| Whether results are audited or unaudited |
Audited |
| Nature of report standalone or consolidated |
Consolidated |
| 1 |
Capital and liabilities |
|
Capital |
6,27,595.00 |
|
Reserves and surplus |
44,88,720.00 |
|
Deposits |
3,18,96,923.00 |
|
Borrowings |
65,45,082.00 |
|
Other liabilities and provisions |
|
| 1 |
Other liabilities and provisions |
34,62,087.00 |
|
Total of Other liabilities and provisions |
34,62,087.00 |
|
Total Capital Liabilities |
4,70,20,407.00 |
| 2
| ASSETS
|
|
| Cash and Balances with Reserve Bank of India |
16,74,518.00 |
|
| Balances with Banks and money at call and short notice
| 21,60,217.00 |
|
Investments |
87,75,493.00 |
|
Advances |
2,73,44,455.00 |
|
Fixed Assets |
3,19,782.00 |
|
Other Assets |
|
| 1 |
Interest Accrued |
3,76,939.00 |
| 2 |
Advance tax and tax deducted at source (net of provision) |
1,73,268.00 |
| 3 |
Deferred tax asset |
6,58,437.00 |
| 4 |
Other Assets |
55,37,298.00 |
|
Total of Other Assets |
67,45,942.00 |
|
Total Assets |
4,70,20,407.00 |
|
Disclosure of notes on assets and liabilities |
|
Text Block
Format for Reporting Segment wise Revenue, Results and Capital Employed along with the company results
Amount in (Lakhs)
| Particulars |
3 months/ 6 months ended (dd-mm-yyyy) |
Year to date figures for current period ended (dd-mm-yyyy) |
| Date of start of reporting period |
01-01-2026 |
01-04-2025 |
| Date of end of reporting period |
31-03-2026 |
31-03-2026 |
| Whether results are audited or unaudited |
Audited |
Audited |
| Nature of report standalone or consolidated |
Consolidated |
Consolidated |
| 1 |
Segment Revenue (Income)
|
|
| (net sale/income from each segment should be disclosed) |
| 1 |
Treasury |
1,90,950.00 |
7,72,113.00 |
| 2 |
Corporate Banking |
3,20,411.00 |
12,33,266.00 |
| 3 |
Digital banking |
21.00 |
57.00 |
| 4 |
Other Retail Banking |
3,93,459.00 |
15,42,069.00 |
| 5 |
Other Banking Operations |
40,271.00 |
1,34,128.00 |
| 6 |
Unallocated |
1,726.00 |
10,506.00 |
|
| Total Segment Revenue
| 9,46,838.00 |
36,92,139.00 |
|
Less: Inter segment revenue |
(976.00) |
(37,137.00) |
|
Income from operations |
9,47,814.00 |
37,29,276.00 |
| 2
| Segment Result
|
|
| Profit (+) / Loss (-) before tax and interest from each segment
|
| 1 |
Treasury |
75,834.00 |
2,76,003.00 |
| 2 |
Corporate Banking |
82,956.00 |
3,19,569.00 |
| 3 |
Digital banking |
(44.00) |
(169.00) |
| 4 |
Other Retail Banking |
(31,752.00) |
(1,64,724.00) |
| 5 |
Other Banking Operations |
26,400.00 |
76,954.00 |
| 6 |
Unallocated |
(8,446.00) |
(43,291.00) |
|
Total Profit before tax |
1,44,948.00 |
4,64,342.00 |
|
i. Finance cost |
0.00 |
0.00 |
|
ii. Other Unallocable Expenditure net off Unallocable income
|
0.00 |
0.00 |
|
Profit before tax |
1,44,948.00 |
4,64,342.00 |
| 3 |
(Segment Asset - Segment Liabilities) |
|
Segment Asset |
| 1 |
Treasury |
1,73,24,953.00 |
1,73,24,953.00 |
| 2 |
Corporate Banking |
1,52,86,462.00 |
1,52,86,462.00 |
| 3 |
Digital banking |
159.00 |
159.00 |
| 4 |
Other Retail Banking |
1,33,61,956.00 |
1,33,61,956.00 |
| 5 |
Other Banking Operations |
1,03,073.00 |
1,03,073.00 |
| 6 |
Unallocated |
9,43,804.00 |
9,43,804.00 |
|
Total Segment Assets |
4,70,20,407.00 |
4,70,20,407.00 |
|
Un-allocable Assets |
0.00 |
0.00 |
|
Net Segment Assets |
4,70,20,407.00 |
4,70,20,407.00 |
| 4 |
Segment Liabilities |
|
Segment Liabilities |
| 1 |
Treasury |
95,28,239.00 |
95,28,239.00 |
| 2 |
Corporate Banking |
1,36,11,403.00 |
1,36,11,403.00 |
| 3 |
Digital banking |
1,487.00 |
1,487.00 |
| 4 |
Other Retail Banking |
1,86,52,832.00 |
1,86,52,832.00 |
| 5 |
Other Banking Operations |
49,905.00 |
49,905.00 |
| 6 |
Unallocated |
60,225.00 |
60,225.00 |
| |
Total Segment Liabilities |
4,19,04,091.00 |
4,19,04,091.00 |
| |
Un-allocable Liabilities |
51,16,316.00 |
51,16,316.00 |
|
Net Segment Liabilities |
4,70,20,407.00 |
4,70,20,407.00 |
|
Disclosure of notes on segments |
|
Cash Flow Statement, Indirect
Amount in (Lakhs)
| Particulars |
Year ended (dd-mm-yyyy) |
| A |
Date of start of reporting period |
01-04-2025 |
| B |
Date of end of reporting period |
31-03-2026 |
| C |
Whether results are audited or unaudited |
Audited |
| D |
Nature of report standalone or consolidated |
Consolidated |
| 1 |
Statement of cash flows |
|
Cash flows from used in operating activities |
|
Profit before extraordinary items and tax |
4,64,342.00 |
| 2 |
Adjustments for reconcile profit (loss) |
|
Adjustments to profit (loss) |
|
Adjustments for finance costs |
0.00 |
|
Adjustments for depreciation and amortisation expense |
57,762.00 |
|
Adjustments for impairment loss reversal of impairment loss recognised in profit or loss
|
0.00
|
|
Adjustments for unrealised foreign exchange losses gains |
0.00 |
|
Adjustments for dividend income |
0.00 |
|
Adjustments for share-based payments |
7,301.00 |
|
Other adjustments for which cash effects are investing or financing cash flow |
(98,418.00) |
|
Other adjustments to reconcile profit (loss) |
0.00 |
|
Other adjustments for non-cash items |
3,22,637.00 |
|
Share of profit and loss from partnership firm or association of persons or limited
liability partnerships |
0.00
|
|
Total adjustments to profit (loss) |
2,89,282.00
|
| 3 |
Adjustments for working capital |
|
Adjustments for decrease (increase) in inventories |
0.00 |
|
Adjustments for decrease (increase) in trade receivables |
0.00 |
|
Adjustments for decrease (increase) in other current assets |
(34,95,199.00) |
|
Adjustments for increase (decrease) in trade payables |
0.00 |
|
Adjustments for increase (decrease) in other current liabilities |
47,60,034.00 |
|
Adjustments for provisions |
0.00 |
|
Total adjustments for working capital |
12,64,835.00
|
|
Total adjustments for reconcile profit (loss) |
15,54,117.00 |
|
Net cash flows from (used in) operations |
20,18,459.00 |
|
Dividends received |
0.00 |
|
Interest paid |
0.00 |
|
Interest received |
0.00 |
|
Income taxes paid (refund) |
(1,03,226.00) |
|
Other inflows (outflows) of cash |
0.00 |
|
Net cash flows from (used in) operating activities before extraordinary items |
21,21,685.00 |
|
Proceeds from extraordinary items |
0.00 |
|
Payment for extraordinary items |
0.00 |
|
Net cash flows from (used in) operating activities |
21,21,685.00 |
| 4 |
Cash flows from used in investing activities |
|
Cash flows from losing control of subsidiaries or other businesses |
0.00 |
|
Cash flows used in obtaining control of subsidiaries or other businesses |
0.00
|
|
Other cash receipts from sales of equity or debt instruments of other entities |
(4,26,855.00) |
|
Other cash payments to acquire equity or debt instruments of other entities |
0.00
|
|
Other cash receipts from sales of interests in joint ventures |
0.00 |
|
Other cash payments to acquire interests in joint ventures |
0.00
|
|
Cash receipts from share of profits of partnership firm or association of persons or
limited liability partnerships |
0.00
|
|
Cash payment for investment in partnership firm or association of persons or limited
liability partnerships |
0.00
|
|
Proceeds from sales of tangible assets |
3,692.00 |
|
Purchase of tangible assets |
73,907.00 |
|
Proceeds from sales of intangible assets |
0.00 |
|
Purchase of intangible assets |
0.00 |
|
Cash advances and loans made to other parties |
0.00 |
|
Cash receipts from repayment of advances and loans made to other parties |
0.00
|
|
Cash payments for future contracts, forward contracts, option contracts and swap contracts
|
0.00 |
|
Cash receipts from future contracts, forward contracts, option contracts and swap
contracts |
0.00 |
|
Dividends received |
0.00 |
|
Interest received |
0.00 |
|
Income taxes paid (refund) |
0.00 |
|
Other inflows (outflows) of cash |
0.00 |
|
Proceeds from government grants |
0.00 |
|
Net cash flows from (used in) investing activities before extraordinary
items |
(4,97,070.00) |
|
Proceeds from extraordinary items |
0.00 |
|
Payment for extraordinary items |
0.00 |
|
Net cash flows from (used in) investing activities |
(4,97,070.00) |
| 5 |
Cash flows from used in financing activities |
|
Proceeds from issuing shares |
3,545.00 |
|
Proceeds from issuing other equity instruments |
0.00 |
|
Proceeds from issuing debentures notes bonds etc |
0.00 |
|
Proceeds from borrowings |
0.00 |
|
Repayments of borrowings |
6,52,063.00 |
|
Dividends paid |
0.00 |
|
Interest paid |
0.00 |
|
Income taxes paid (refund) |
0.00 |
|
Other inflows (outflows) of cash |
0.00 |
|
Net cash flows from (used in) financing activities before extraordinary
items |
(6,48,518.00)
|
|
Proceeds from extraordinary items |
0.00 |
|
Payment for extraordinary items |
0.00 |
|
Net cash flows from (used in) financing activities |
(6,48,518.00)
|
|
Net increase (decrease) in cash and cash equivalents before effect of
exchange rate changes |
9,76,097.00
|
| 6 |
Effect of exchange rate changes on cash and cash equivalents |
|
Effect of exchange rate changes on cash and cash equivalents |
1,912.00 |
|
Net increase (decrease) in cash and cash equivalents |
9,78,009.00
|
|
Cash and cash equivalents cash flow statement at beginning of period |
28,56,726.00 |
|
Cash and cash equivalents cash flow statement at end of period |
38,34,735.00 |
Details of Impact of Audit Qualification
Amount in (Lakhs)
| Whether results are audited or unaudited |
Audited |
| Declaration of unmodified opinion or statement on impact of audit qualification |
Declaration of unmodified opinion |
| Auditor's opinion |
|
| Declaration pursuant to Regulation 33 (3) (d) of SEBI (LODR) Regulation, 2015:
The company declares that its Statutory Auditor/s have issued an Audit Report with unmodified
opinion for the period on Standalone results |
Yes |
| Sr No. |
Audit firm's name |
Whether the firm holds a valid peer review certificate issued by Peer Review Board of ICAI |
Certificate valid upto |
| 1 |
C N K & ASSOCIATES LLP |
Yes |
31-07-2027 |
| 2 |
G M KAPADIA & CO. |
Yes |
30-04-2027 |