INTEGRATED FILING — BANKING
General information about company
| Scrip code |
532174 |
| NSE Symbol |
ICICIBANK |
| MSEI Symbol |
NOTLISTED |
| ISIN |
INE090A01021 |
| Name of bank |
ICICI BANK LIMITED |
| Class of security |
Equity |
| Date of start of financial year |
01-04-2025 |
| Date of end of financial year |
31-03-2026 |
| Date of board meeting when results were approved |
18-04-2026 |
| Date on which prior intimation of the meeting for considering financial results was
informed to the exchange |
18-03-2026 |
| Description of presentation currency |
INR |
| Level of rounding used in financial results |
Lakhs |
| Reporting Type |
Quarterly |
| Reporting Quarter |
Fourth quarter |
| Nature of report standalone or consolidated |
Consolidated |
| Whether results are audited or unaudited |
Audited |
| Whether results are audited or unaudited for the Year to date for current period ended/year ended |
Audited |
| Segment Reporting |
Multi segment |
| Description of single segment |
|
| Start date and time of board meeting |
18-04-2026
09:55:00 |
| End date and time of board meeting |
18-04-2026 13:38:00
|
| Whether cash flow statement is applicable on company |
Yes |
| Type of cash flow statement |
Cash Flow Indirect |
| Declaration of unmodified opinion or statement on impact of audit qualification |
Declaration of unmodified opinion |
Financial Results - Banking
Amount in (Lakhs)
| Particulars |
3 months/ 6 months ended (dd-mm-yyyy) |
Year to date figures for current period ended (dd-mm-yyyy) |
| A |
Date of start of reporting period |
01-01-2026 |
01-04-2025 |
| B |
Date of end of reporting period |
31-03-2026 |
31-03-2026 |
| C |
Whether results are audited or unaudited |
Audited |
Audited |
| D |
Nature of report standalone or consolidated |
Consolidated |
Consolidated |
| 1 |
Interest earned
|
|
Interest or discount on advances or bills |
35,21,112.00 |
1,37,80,426.00 |
|
Income on investments |
12,13,766.00 |
49,68,872.00 |
|
Interest on balances with reserve bank of India and other inter bank funds
|
1,12,034.00 |
4,18,080.00 |
|
Others |
1,12,463.00 |
3,54,468.00 |
|
Total interest earned |
49,59,375.00 |
1,95,21,846.00 |
| 2 |
Other income |
35,01,991.00 |
1,16,89,990.00 |
| 3 |
Total income |
84,61,366.00 |
3,12,11,836.00 |
|
Expenses
|
| 4 |
Interest expenses |
22,04,681.00 |
89,02,858.00 |
| 5 |
Operating expenses
|
| (i) |
Employees cost |
6,25,682.00 |
25,25,862.00 |
| (ii) |
Details of other operating expenses
|
|
Description of other operating expenses
|
| 1 |
Claims and benefits paid and other expenses pertaining to insurance business |
26,82,451.00 |
81,83,636.00 |
| 2 |
Other operating expenses |
8,48,064.00 |
33,29,864.00 |
|
Total other operating Expenses |
35,30,515.00 |
1,15,13,500.00 |
|
Total Operating Expenses |
41,56,197.00 |
1,40,39,362.00 |
| 6 |
Total expenditure excluding provisions and contingencies
| 63,60,878.00 |
2,29,42,220.00 |
| 7 |
Operating profit before provision and contingencies |
21,00,488.00 |
82,69,616.00 |
| 8 |
Provisions other than tax and contingencies |
26,067.00 |
5,63,883.00 |
| 9 |
Exceptional items |
0.00 |
0.00 |
| 10 |
Total profit (loss) from ordinary activities before tax
| 20,74,421.00 |
77,05,733.00 |
| 11 |
Provision for Tax |
5,13,234.00 |
19,38,393.00 |
| 12 |
Net profit (loss) from ordinary activities after tax |
15,61,187.00 |
57,67,340.00 |
| 13 |
Extraordinary items net of tax expenses
| 0.00 |
0.00 |
| 14 |
Net profit (loss) for the period |
15,61,187.00 |
57,67,340.00 |
| 15 |
Share of profit (loss) of associates
| 6,877.00 |
26,285.00 |
| 16
| Profit (loss) of minority interest
| 92,558.00 |
3,72,855.00 |
| 17
| Net Profit (loss) after taxes minority interest and share of profit
(loss) of associates
| 14,75,506.00 |
54,20,770.00 |
|
| 18 |
Details of equity share capital [Abstract]
|
|
Paid-up equity share capital
| 1,43,223.00 |
1,43,223.00 |
|
Face value of equity share capital
| 2 |
2 |
| 19 |
Reserve excluding revaluation reserves (as per balance sheet of previous accounting year) |
|
3,55,00,108.00 |
|
| 20 |
Analytical ratios |
| (i)
| Percentage of share held by government of India |
0.2200 |
0.2200 |
| (ii) |
Capital adequacy ratio
|
|
CET 1 ratio |
16.2500 |
16.2500 |
|
| Additional Tier 1 ratio |
0 |
0 |
| (iii) (a) |
Earnings per share before extraordinary items
|
|
Basic earnings per share before extraordinary items
| 20.62 |
75.89 |
|
Diluted earnings per share before extraordinary items
| 20.36 |
74.77 |
| (iii) (b) |
Earnings per share after extraordinary items
|
|
Basic earnings per share after extraordinary items
| 20.62 |
75.89 |
|
Diluted earnings per share after extraordinary items
| 20.36 |
74.77 |
| (iv) |
NPA Ratios
|
|
| Amount of gross non-performing assets
| 23,42,729.00 |
23,42,729.00 |
|
Amount of net non-performing assets
| 6,09,569.00 |
6,09,569.00 |
|
% of gross NPAs |
1.4100 |
1.4100 |
|
% of net NPAs
| 0.3700 |
0.3700 |
|
Return on assets
| 2.2100 |
2.1100 |
| 21 |
Disclosure of notes on financial results by banks
| |
Statement of Asset and Liabilities
Amount in (Lakhs)
| Particulars |
Year ended (dd-mm-yyyy)
|
| Date of start of reporting period |
01-04-2025 |
| Date of end of reporting period |
31-03-2026 |
| Whether results are audited or unaudited |
Audited |
| Nature of report standalone or consolidated |
Consolidated |
| 1 |
Capital and liabilities |
|
Capital |
4,11,430.00 |
|
Reserves and surplus |
3,75,45,707.00 |
|
Deposits |
18,30,02,012.00 |
|
Borrowings |
2,20,26,428.00 |
|
Other liabilities and provisions |
|
| 1 |
Other liabilities and provisions |
4,84,64,220.00 |
|
Total of Other liabilities and provisions |
4,84,64,220.00 |
|
Total Capital Liabilities |
29,14,49,797.00 |
| 2
| ASSETS
|
|
| Cash and Balances with Reserve Bank of India |
1,21,23,719.00 |
|
| Balances with Banks and money at call and short notice
| 1,43,74,353.00 |
|
Investments |
8,70,71,988.00 |
|
Advances |
16,44,65,797.00 |
|
Fixed Assets |
17,42,034.00 |
|
Other Assets |
|
| 1 |
Other Assets |
1,16,71,906.00 |
|
Total of Other Assets |
1,16,71,906.00 |
|
Total Assets |
29,14,49,797.00 |
|
Disclosure of notes on assets and liabilities |
|
Text Block
Format for Reporting Segment wise Revenue, Results and Capital Employed along with the company results
Amount in (Lakhs)
| Particulars |
3 months/ 6 months ended (dd-mm-yyyy) |
Year to date figures for current period ended (dd-mm-yyyy) |
| Date of start of reporting period |
01-01-2026 |
01-04-2025 |
| Date of end of reporting period |
31-03-2026 |
31-03-2026 |
| Whether results are audited or unaudited |
Audited |
Audited |
| Nature of report standalone or consolidated |
Consolidated |
Consolidated |
| 1 |
Segment Revenue (Income)
|
|
| (net sale/income from each segment should be disclosed) |
| 1 |
Retail Banking |
40,60,858.00 |
1,62,39,421.00 |
| 2 |
Wholesale Banking |
23,11,471.00 |
87,84,728.00 |
| 3 |
Treasury |
34,33,939.00 |
1,38,43,036.00 |
| 4 |
Other Banking |
2,06,890.00 |
7,51,673.00 |
| 5 |
Life Insurance |
22,51,195.00 |
65,47,205.00 |
| 6 |
General Insurance |
7,34,390.00 |
28,89,061.00 |
| 7 |
Others |
4,74,339.00 |
19,97,013.00 |
| 8 |
intersegment |
0.00 |
0.00 |
|
| Total Segment Revenue
| 1,34,73,082.00 |
5,10,52,137.00 |
|
Less: Inter segment revenue |
50,11,716.00 |
1,98,40,300.00 |
|
Income from operations |
84,61,366.00 |
3,12,11,837.00 |
| 2
| Segment Result
|
|
| Profit (+) / Loss (-) before tax and interest from each segment
|
| 1 |
Retail Banking |
6,92,701.00 |
23,24,423.00 |
| 2 |
Wholesale Banking |
7,03,705.00 |
24,48,898.00 |
| 3 |
Treasury |
3,74,048.00 |
17,25,094.00 |
| 4 |
Other Banking |
50,199.00 |
1,70,273.00 |
| 5 |
Life Insurance |
66,864.00 |
1,80,768.00 |
| 6 |
General Insurance |
71,820.00 |
3,65,897.00 |
| 7 |
Others |
1,85,090.00 |
8,37,842.00 |
| 8 |
intersegment |
(70,006.00) |
(3,47,462.00) |
|
Total Profit before tax |
20,74,421.00 |
77,05,733.00 |
|
i. Finance cost |
0.00 |
0.00 |
|
ii. Other Unallocable Expenditure net off Unallocable income
|
(6,877.00) |
(26,285.00) |
|
Profit before tax |
20,81,298.00 |
77,32,018.00 |
| 3 |
(Segment Asset - Segment Liabilities) |
|
Segment Asset |
| 1 |
Retail Banking |
8,78,84,827.00 |
8,78,84,827.00 |
| 2 |
Wholesale Banking |
6,78,57,442.00 |
6,78,57,442.00 |
| 3 |
Treasury |
7,62,47,876.00 |
7,62,47,876.00 |
| 4 |
Other Banking |
1,10,71,607.00 |
1,10,71,607.00 |
| 5 |
Life Insurance |
3,18,96,532.00 |
3,18,96,532.00 |
| 6 |
General Insurance |
75,51,513.00 |
75,51,513.00 |
| 7 |
Others |
1,03,52,582.00 |
1,03,52,582.00 |
| 8 |
intersegment |
(18,38,795.00) |
(18,38,795.00) |
|
Total Segment Assets |
29,10,23,584.00 |
29,10,23,584.00 |
|
Un-allocable Assets |
4,26,213.00 |
4,26,213.00 |
|
Net Segment Assets |
29,14,49,797.00 |
29,14,49,797.00 |
| 4 |
Segment Liabilities |
|
Segment Liabilities |
| 1 |
Retail Banking |
12,20,33,934.00 |
12,20,33,934.00 |
| 2 |
Wholesale Banking |
6,44,70,585.00 |
6,44,70,585.00 |
| 3 |
Treasury |
1,77,04,378.00 |
1,77,04,378.00 |
| 4 |
Other Banking |
61,53,231.00 |
61,53,231.00 |
| 5 |
Life Insurance |
3,06,12,259.00 |
3,06,12,259.00 |
| 6 |
General Insurance |
60,03,948.00 |
60,03,948.00 |
| 7 |
Others |
85,69,578.00 |
85,69,578.00 |
| 8 |
intersegment |
(18,38,795.00) |
(18,38,795.00) |
| |
Total Segment Liabilities |
25,37,09,118.00 |
25,37,09,118.00 |
| |
Un-allocable Liabilities |
14,34,638.00 |
14,34,638.00 |
|
Net Segment Liabilities |
25,51,43,756.00 |
25,51,43,756.00 |
|
Disclosure of notes on segments |
|
Cash Flow Statement, Indirect
Amount in (Lakhs)
| Particulars |
Year ended (dd-mm-yyyy) |
| A |
Date of start of reporting period |
01-04-2025 |
| B |
Date of end of reporting period |
31-03-2026 |
| C |
Whether results are audited or unaudited |
Audited |
| D |
Nature of report standalone or consolidated |
Consolidated |
| 1 |
Statement of cash flows |
|
Cash flows from used in operating activities |
|
Profit before extraordinary items and tax |
77,05,733.00 |
| 2 |
Adjustments for reconcile profit (loss) |
|
Adjustments to profit (loss) |
|
Adjustments for finance costs |
0.00 |
|
Adjustments for depreciation and amortisation expense |
3,12,265.00 |
|
Adjustments for impairment loss reversal of impairment loss recognised in profit or loss
|
6,24,479.00
|
|
Adjustments for unrealised foreign exchange losses gains |
0.00 |
|
Adjustments for dividend income |
0.00 |
|
Adjustments for share-based payments |
0.00 |
|
Other adjustments for which cash effects are investing or financing cash flow |
29,034.00 |
|
Other adjustments to reconcile profit (loss) |
(3,46,569.00) |
|
Other adjustments for non-cash items |
68,008.00 |
|
Share of profit and loss from partnership firm or association of persons or limited
liability partnerships |
0.00
|
|
Total adjustments to profit (loss) |
6,87,217.00
|
| 3 |
Adjustments for working capital |
|
Adjustments for decrease (increase) in inventories |
0.00 |
|
Adjustments for decrease (increase) in trade receivables |
0.00 |
|
Adjustments for decrease (increase) in other current assets |
(2,37,68,959.00) |
|
Adjustments for increase (decrease) in trade payables |
0.00 |
|
Adjustments for increase (decrease) in other current liabilities |
1,88,38,007.00 |
|
Adjustments for provisions |
49,25,339.00 |
|
Total adjustments for working capital |
(5,613.00)
|
|
Total adjustments for reconcile profit (loss) |
6,81,604.00 |
|
Net cash flows from (used in) operations |
83,87,337.00 |
|
Dividends received |
0.00 |
|
Interest paid |
0.00 |
|
Interest received |
0.00 |
|
Income taxes paid (refund) |
16,54,795.00 |
|
Other inflows (outflows) of cash |
0.00 |
|
Net cash flows from (used in) operating activities before extraordinary items |
67,32,542.00 |
|
Proceeds from extraordinary items |
0.00 |
|
Payment for extraordinary items |
0.00 |
|
Net cash flows from (used in) operating activities |
67,32,542.00 |
| 4 |
Cash flows from used in investing activities |
|
Cash flows from losing control of subsidiaries or other businesses |
0.00 |
|
Cash flows used in obtaining control of subsidiaries or other businesses |
0.00
|
|
Other cash receipts from sales of equity or debt instruments of other entities |
0.00 |
|
Other cash payments to acquire equity or debt instruments of other entities |
9,46,653.00
|
|
Other cash receipts from sales of interests in joint ventures |
0.00 |
|
Other cash payments to acquire interests in joint ventures |
0.00
|
|
Cash receipts from share of profits of partnership firm or association of persons or
limited liability partnerships |
0.00
|
|
Cash payment for investment in partnership firm or association of persons or limited
liability partnerships |
0.00
|
|
Proceeds from sales of tangible assets |
0.00 |
|
Purchase of tangible assets |
0.00 |
|
Proceeds from sales of intangible assets |
(3,54,706.00) |
|
Purchase of intangible assets |
0.00 |
|
Cash advances and loans made to other parties |
0.00 |
|
Cash receipts from repayment of advances and loans made to other parties |
0.00
|
|
Cash payments for future contracts, forward contracts, option contracts and swap contracts
|
0.00 |
|
Cash receipts from future contracts, forward contracts, option contracts and swap
contracts |
0.00 |
|
Dividends received |
0.00 |
|
Interest received |
0.00 |
|
Income taxes paid (refund) |
0.00 |
|
Other inflows (outflows) of cash |
0.00 |
|
Proceeds from government grants |
0.00 |
|
Net cash flows from (used in) investing activities before extraordinary
items |
(13,01,359.00) |
|
Proceeds from extraordinary items |
0.00 |
|
Payment for extraordinary items |
0.00 |
|
Net cash flows from (used in) investing activities |
(13,01,359.00) |
| 5 |
Cash flows from used in financing activities |
|
Proceeds from issuing shares |
1,36,065.00 |
|
Proceeds from issuing other equity instruments |
0.00 |
|
Proceeds from issuing debentures notes bonds etc |
0.00 |
|
Proceeds from borrowings |
48,17,877.00 |
|
Repayments of borrowings |
46,34,682.00 |
|
Dividends paid |
7,85,315.00 |
|
Interest paid |
0.00 |
|
Income taxes paid (refund) |
0.00 |
|
Other inflows (outflows) of cash |
0.00 |
|
Net cash flows from (used in) financing activities before extraordinary
items |
(4,66,055.00)
|
|
Proceeds from extraordinary items |
0.00 |
|
Payment for extraordinary items |
0.00 |
|
Net cash flows from (used in) financing activities |
(4,66,055.00)
|
|
Net increase (decrease) in cash and cash equivalents before effect of
exchange rate changes |
49,65,128.00
|
| 6 |
Effect of exchange rate changes on cash and cash equivalents |
|
Effect of exchange rate changes on cash and cash equivalents |
1,30,598.00 |
|
Net increase (decrease) in cash and cash equivalents |
50,95,726.00
|
|
Cash and cash equivalents cash flow statement at beginning of period |
2,14,02,346.00 |
|
Cash and cash equivalents cash flow statement at end of period |
2,64,98,072.00 |
Details of Impact of Audit Qualification
Amount in (Lakhs)
| Whether results are audited or unaudited |
Audited |
| Declaration of unmodified opinion or statement on impact of audit qualification |
Declaration of unmodified opinion |
| Auditor's opinion |
|
| Declaration pursuant to Regulation 33 (3) (d) of SEBI (LODR) Regulation, 2015:
The company declares that its Statutory Auditor/s have issued an Audit Report with unmodified
opinion for the period on Standalone results |
Yes |
| Sr No. |
Audit firm's name |
Whether the firm holds a valid peer review certificate issued by Peer Review Board of ICAI |
Certificate valid upto |
| 1 |
B S R & Co. LLP |
Yes |
31-07-2028 |
| 2 |
C N K & Associates LLP |
Yes |
31-07-2027 |