| Scrip code | 500112 |
|---|---|
| NSE Symbol | SBIN |
| MSEI Symbol | 0 |
| ISIN | INE062A01020 |
| Name of bank | STATE BANK OF INDIA |
| Class of security | Equity |
| Date of start of financial year | 01-04-2025 |
| Date of end of financial year | 31-03-2026 |
| Date of board meeting when results were approved | 07-02-2026 |
| Date on which prior intimation of the meeting for considering financial results was informed to the exchange | 21-01-2026 |
| Description of presentation currency | INR |
| Level of rounding used in financial results | Lakhs |
| Reporting Type | Quarterly |
| Reporting Quarter | Third quarter |
| Nature of report standalone or consolidated | Consolidated |
| Whether results are audited or unaudited | Unaudited |
| Whether results are audited or unaudited for the Year to date for current period ended/year ended | Unaudited |
| Segment Reporting | Multi segment |
| Description of single segment | |
| Start date and time of board meeting | 07-02-2026 10:00:00 |
| End date and time of board meeting | 07-02-2026 13:10:00 |
| Whether cash flow statement is applicable on company | |
| Type of cash flow statement | |
| Declaration of unmodified opinion or statement on impact of audit qualification | Not applicable |
| Particulars | 3 months/ 6 months ended (dd-mm-yyyy) | Year to date figures for current period ended (dd-mm-yyyy) | |
|---|---|---|---|
| A | Date of start of reporting period | 01-10-2025 | 01-04-2025 |
| B | Date of end of reporting period | 31-12-2025 | 31-12-2025 |
| C | Whether results are audited or unaudited | Unaudited | Unaudited |
| D | Nature of report standalone or consolidated | Consolidated | Consolidated |
| 1 | Interest earned | ||
| Interest or discount on advances or bills | 91,88,087.00 | 2,69,02,053.00 | |
| Income on investments | 33,06,166.00 | 98,55,499.00 | |
| Interest on balances with reserve bank of India and other inter bank funds | 1,75,016.00 | 6,30,882.00 | |
| Others | 3,89,703.00 | 10,47,456.00 | |
| Total interest earned | 1,30,58,972.00 | 3,84,35,890.00 | |
| 2 | Other income | 55,05,861.00 | 1,44,17,904.00 |
| 3 | Total income | 1,85,64,833.00 | 5,28,53,794.00 |
| Expenses | |||
| 4 | Interest expenses | 78,78,255.00 | 2,35,05,138.00 |
| 5 | Operating expenses | ||
| (i) | Employees cost | 18,02,435.00 | 54,86,110.00 |
| (ii) | Details of other operating expenses | ||
| Description of other operating expenses | |||
| 1 | Operating Expenses relating to Insurance Business | 35,41,581.00 | 88,29,632.00 |
| 2 | Other Operating Expenses | 17,81,045.00 | 48,10,434.00 |
| Total other operating Expenses | 53,22,626.00 | 1,36,40,066.00 | |
| Total Operating Expenses | 71,25,061.00 | 1,91,26,176.00 | |
| 6 | Total expenditure excluding provisions and contingencies | 1,50,03,316.00 | 4,26,31,314.00 |
| 7 | Operating profit before provision and contingencies | 35,61,517.00 | 1,02,22,480.00 |
| 8 | Provisions other than tax and contingencies | 5,54,846.00 | 17,29,890.00 |
| 9 | Exceptional items | 0.00 | 3,02,657.00 |
| 10 | Total profit (loss) from ordinary activities before tax | 30,06,671.00 | 87,95,247.00 |
| 11 | Provision for Tax | 8,19,067.00 | 22,94,530.00 |
| 12 | Net profit (loss) from ordinary activities after tax | 21,87,604.00 | 65,00,717.00 |
| 13 | Extraordinary items net of tax expenses | 0.00 | 0.00 |
| 14 | Net profit (loss) for the period | 21,87,604.00 | 65,00,717.00 |
| 15 | Share of profit (loss) of associates | 29,968.00 | 1,15,052.00 |
| 16 | Profit (loss) of minority interest | 85,861.00 | 2,50,178.00 |
| 17 | Net Profit (loss) after taxes minority interest and share of profit (loss) of associates | 21,31,711.00 | 63,65,591.00 |
| 18 | Details of equity share capital [Abstract] | ||
| Paid-up equity share capital | 92,306.00 | 92,306.00 | |
| Face value of equity share capital | 1 | 1 | |
| 19 | Reserve excluding revaluation reserves (as per balance sheet of previous accounting year) | ||
| 20 | Analytical ratios | ||
| (i) | Percentage of share held by government of India | 55.0300 | 55.0300 |
| (ii) | Capital adequacy ratio | ||
| CET 1 ratio | 0 | 0 | |
| Additional Tier 1 ratio | 0 | 0 | |
| (iii) (a) | Earnings per share before extraordinary items | ||
| Basic earnings per share before extraordinary items | 23.09 | 69.9 | |
| Diluted earnings per share before extraordinary items | 23.09 | 69.9 | |
| (iii) (b) | Earnings per share after extraordinary items | ||
| Basic earnings per share after extraordinary items | 23.09 | 69.9 | |
| Diluted earnings per share after extraordinary items | 23.09 | 69.9 | |
| (iv) | NPA Ratios | ||
| Amount of gross non-performing assets | 0.00 | 0.00 | |
| Amount of net non-performing assets | 0.00 | 0.00 | |
| % of gross NPAs | 0 | 0 | |
| % of net NPAs | 0 | 0 | |
| Return on assets | 0 | 0 | |
| 21 | Disclosure of notes on financial results by banks | Textual Information(1) | |
| Textual Information(1) | Refer PDF file uploaded on Site for Notes |
|---|
| Particulars | 3 months/ 6 months ended (dd-mm-yyyy) | Year to date figures for current period ended (dd-mm-yyyy) | |||||
|---|---|---|---|---|---|---|---|
| Date of start of reporting period | 01-10-2025 | 01-04-2025 | |||||
| Date of end of reporting period | 31-12-2025 | 31-12-2025 | |||||
| Whether results are audited or unaudited | Unaudited | Unaudited | |||||
| Nature of report standalone or consolidated | Consolidated | Consolidated | |||||
| 1 | Segment Revenue (Income) | ||||||
| (net sale/income from each segment should be disclosed) | |||||||
| 1 | Treasury operations | 32,96,981.00 | 1,02,69,032.00 | ||||
| 2 | Corporate/ Wholesale Banking operations | 38,67,948.00 | 1,12,28,339.00 | ||||
| 3 | Retail Banking oprations- Digital Banking | 98,665.00 | 3,33,025.00 | ||||
| 4 | Retail Banking oprations- Other Retail Banking | 66,88,839.00 | 1,92,60,496.00 | ||||
| 5 | Insurance Business | 38,76,848.00 | 97,13,802.00 | ||||
| 6 | Other Banking operations | 9,14,192.00 | 26,29,366.00 | ||||
| 7 | Unallocated | 78,350.00 | 1,45,627.00 | ||||
| 8 | Exceptional items | 0.00 | 0.00 | ||||
| Total Segment Revenue | 1,88,21,823.00 | 5,35,79,687.00 | |||||
| Less: Inter segment revenue | 2,56,990.00 | 7,25,893.00 | |||||
| Income from operations | 1,85,64,833.00 | 5,28,53,794.00 | |||||
| 2 | Segment Result | ||||||
| Profit (+) / Loss (-) before tax and interest from each segment | |||||||
| 1 | Treasury operations | 4,00,783.00 | 15,62,469.00 | ||||
| 2 | Corporate/ Wholesale Banking operations | 9,43,455.00 | 22,63,951.00 | ||||
| 3 | Retail Banking oprations- Digital Banking | 3,63,821.00 | 12,00,970.00 | ||||
| 4 | Retail Banking oprations- Other Retail Banking | 11,84,192.00 | 32,35,423.00 | ||||
| 5 | Insurance Business | 76,976.00 | 2,48,984.00 | ||||
| 6 | Other Banking operations | 2,61,305.00 | 7,65,967.00 | ||||
| 7 | Unallocated | 0.00 | 0.00 | ||||
| 8 | Exceptional items | 0.00 | 3,02,657.00 | ||||
| Total Profit before tax | 32,30,532.00 | 95,80,421.00 | |||||
| i. Finance cost | 0.00 | 0.00 | |||||
| ii. Other Unallocable Expenditure net off Unallocable income | 2,23,861.00 | 7,85,174.00 | |||||
| Profit before tax | 30,06,671.00 | 87,95,247.00 | |||||
| 3 | (Segment Asset - Segment Liabilities) | ||||||
| Segment Asset | |||||||
| 1 | Treasury operations | 18,59,60,380.00 | 18,59,60,380.00 | ||||
| 2 | Corporate/ Wholesale Banking operations | 21,47,24,942.00 | 21,47,24,942.00 | ||||
| 3 | Retail Banking oprations- Digital Banking | 71,41,042.00 | 71,41,042.00 | ||||
| 4 | Retail Banking oprations- Other Retail Banking | 30,74,32,119.00 | 30,74,32,119.00 | ||||
| 5 | Insurance Business | 5,45,86,136.00 | 5,45,86,136.00 | ||||
| 6 | Other Banking operations | 1,23,33,115.00 | 1,23,33,115.00 | ||||
| 7 | Unallocated | 0.00 | 0.00 | ||||
| 8 | Exceptional items | 0.00 | 0.00 | ||||
| Total Segment Assets | 78,21,77,734.00 | 78,21,77,734.00 | |||||
| Un-allocable Assets | 59,29,243.00 | 59,29,243.00 | |||||
| Net Segment Assets | 78,81,06,977.00 | 78,81,06,977.00 | |||||
| 4 | Segment Liabilities | ||||||
| Segment Liabilities | |||||||
| 1 | Treasury operations | 16,30,75,981.00 | 16,30,75,981.00 | ||||
| 2 | Corporate/ Wholesale Banking operations | 19,24,07,831.00 | 19,24,07,831.00 | ||||
| 3 | Retail Banking oprations- Digital Banking | 10,83,41,270.00 | 10,83,41,270.00 | ||||
| 4 | Retail Banking oprations- Other Retail Banking | 18,20,46,622.00 | 18,20,46,622.00 | ||||
| 5 | Insurance Business | 5,21,51,545.00 | 5,21,51,545.00 | ||||
| 6 | Other Banking operations | 87,84,617.00 | 87,84,617.00 | ||||
| 7 | Unallocated | 0.00 | 0.00 | ||||
| 8 | Exceptional items | 0.00 | 0.00 | ||||
| Total Segment Liabilities | 70,68,07,866.00 | 70,68,07,866.00 | |||||
| Un-allocable Liabilities | 2,20,97,521.00 | 2,20,97,521.00 | |||||
| Net Segment Liabilities | 72,89,05,387.00 | 72,89,05,387.00 | |||||
| Disclosure of notes on segments | 1. Segment net results are arrived after taking effect of Transfer Pricing. 2. As per RBI Circular DOR.AUT.REC.12/22/01.001/2022-23 dated April 07, 2022, for the purpose of disclosure under Accounting Standard 17, Segment reporting, ‘Digital Banking’ has been identified as a sub- segment under the retail banking Segment. | ||||||