| Scrip code | 500112 |
|---|---|
| NSE Symbol | SBIN |
| MSEI Symbol | 0 |
| ISIN | INE062A01020 |
| Name of bank | STATE BANK OF INDIA |
| Class of security | Equity |
| Date of start of financial year | 01-04-2025 |
| Date of end of financial year | 31-03-2026 |
| Date of board meeting when results were approved | 07-02-2026 |
| Date on which prior intimation of the meeting for considering financial results was informed to the exchange | 21-01-2026 |
| Description of presentation currency | INR |
| Level of rounding used in financial results | Lakhs |
| Reporting Type | Quarterly |
| Reporting Quarter | Third quarter |
| Nature of report standalone or consolidated | Standalone |
| Whether results are audited or unaudited | Unaudited |
| Whether results are audited or unaudited for the Year to date for current period ended/year ended | Unaudited |
| Segment Reporting | Multi segment |
| Description of single segment | |
| Start date and time of board meeting | 07-02-2026 10:00:00 |
| End date and time of board meeting | 07-02-2026 13:10:00 |
| Whether cash flow statement is applicable on company | |
| Type of cash flow statement | |
| Declaration of unmodified opinion or statement on impact of audit qualification | Not applicable |
| Whether statement on deviation or variation for proceeds of public issue, rights issue, preferential issue, qualified institutions placement etc. is applicable to the company for the current quarter? | No |
| No. of times funds raised during the quarter | |
| Whether the disclosure for the Default on Loans and Debt Securities is applicable to the entity? | No |
| Not Applicable | |
| Particulars | 3 months/ 6 months ended (dd-mm-yyyy) | Year to date figures for current period ended (dd-mm-yyyy) | |
|---|---|---|---|
| A | Date of start of reporting period | 01-10-2025 | 01-04-2025 |
| B | Date of end of reporting period | 31-12-2025 | 31-12-2025 |
| C | Whether results are audited or unaudited | Unaudited | Unaudited |
| D | Nature of report standalone or consolidated | Standalone | Standalone |
| 1 | Interest earned | ||
| Interest or discount on advances or bills | 89,01,395.00 | 2,60,63,445.00 | |
| Income on investments | 28,42,751.00 | 84,45,544.00 | |
| Interest on balances with reserve bank of India and other inter bank funds | 1,27,975.00 | 4,82,086.00 | |
| Others | 3,83,491.00 | 10,29,518.00 | |
| Total interest earned | 1,22,55,612.00 | 3,60,20,593.00 | |
| 2 | Other income | 18,35,853.00 | 51,02,975.00 |
| 3 | Total income | 1,40,91,465.00 | 4,11,23,568.00 |
| Expenses | |||
| 4 | Interest expenses | 77,36,576.00 | 2,30,95,902.00 |
| 5 | Operating expenses | ||
| (i) | Employees cost | 16,00,306.00 | 49,50,853.00 |
| (ii) | Details of other operating expenses | ||
| Description of other operating expenses | |||
| 1 | Other operating expenses | 14,68,344.00 | 40,05,035.00 |
| Total other operating Expenses | 14,68,344.00 | 40,05,035.00 | |
| Total Operating Expenses | 30,68,650.00 | 89,55,888.00 | |
| 6 | Total expenditure excluding provisions and contingencies | 1,08,05,226.00 | 3,20,51,790.00 |
| 7 | Operating profit before provision and contingencies | 32,86,239.00 | 90,71,778.00 |
| 8 | Provisions other than tax and contingencies | 4,50,692.00 | 14,66,624.00 |
| 9 | Exceptional items | 0.00 | 4,59,322.00 |
| 10 | Total profit (loss) from ordinary activities before tax | 28,35,547.00 | 80,64,476.00 |
| 11 | Provision for Tax | 7,32,732.00 | 20,29,650.00 |
| 12 | Net profit (loss) from ordinary activities after tax | 21,02,815.00 | 60,34,826.00 |
| 13 | Extraordinary items net of tax expenses | 0.00 | 0.00 |
| 14 | Net profit (loss) for the period | 21,02,815.00 | 60,34,826.00 |
| 15 | Share of profit (loss) of associates | ||
| 16 | Profit (loss) of minority interest | ||
| 17 | Net Profit (loss) after taxes minority interest and share of profit (loss) of associates | 21,02,815.00 | 60,34,826.00 |
| 18 | Details of equity share capital [Abstract] | ||
| Paid-up equity share capital | 92,306.00 | 92,306.00 | |
| Face value of equity share capital | 1 | 1 | |
| 19 | Reserve excluding revaluation reserves (as per balance sheet of previous accounting year) | ||
| 20 | Analytical ratios | ||
| (i) | Percentage of share held by government of India | 55.0300 | 55.0300 |
| (ii) | Capital adequacy ratio | ||
| CET 1 ratio | 10.9900 | 10.9900 | |
| Additional Tier 1 ratio | 1.0800 | 1.0800 | |
| (iii) (a) | Earnings per share before extraordinary items | ||
| Basic earnings per share before extraordinary items | 22.78 | 66.27 | |
| Diluted earnings per share before extraordinary items | 22.78 | 66.27 | |
| (iii) (b) | Earnings per share after extraordinary items | ||
| Basic earnings per share after extraordinary items | 22.78 | 66.27 | |
| Diluted earnings per share after extraordinary items | 22.78 | 66.27 | |
| (iv) | NPA Ratios | ||
| Amount of gross non-performing assets | 73,63,676.00 | 73,63,676.00 | |
| Amount of net non-performing assets | 18,01,210.00 | 18,01,210.00 | |
| % of gross NPAs | 1.5700 | 1.5700 | |
| % of net NPAs | 0.3900 | 0.3900 | |
| Return on assets | 1.1900 | 1.1600 | |
| 21 | Disclosure of notes on financial results by banks | Textual Information(1) | |
| Textual Information(1) | For notes, refer PDF file uploaded on website. |
|---|
| Particulars | 3 months/ 6 months ended (dd-mm-yyyy) | Year to date figures for current period ended (dd-mm-yyyy) | |||||
|---|---|---|---|---|---|---|---|
| Date of start of reporting period | 01-10-2025 | 01-04-2025 | |||||
| Date of end of reporting period | 31-12-2025 | 31-12-2025 | |||||
| Whether results are audited or unaudited | Unaudited | Unaudited | |||||
| Nature of report standalone or consolidated | Standalone | Standalone | |||||
| 1 | Segment Revenue (Income) | ||||||
| (net sale/income from each segment should be disclosed) | |||||||
| 1 | Treasury operations | 35,96,604.00 | 1,05,75,900.00 | ||||
| 2 | Corporate/ Wholesale Banking operations | 36,62,812.00 | 1,09,08,249.00 | ||||
| 3 | Retail Banking operations - Digital Banking | 95,826.00 | 3,24,587.00 | ||||
| 4 | Retail Banking operations - Other Retail Banking | 66,59,274.00 | 1,91,72,709.00 | ||||
| 5 | Unallocated | 76,949.00 | 1,42,123.00 | ||||
| 6 | Exceptional Items | 0.00 | 0.00 | ||||
| Total Segment Revenue | 1,40,91,465.00 | 4,11,23,568.00 | |||||
| Less: Inter segment revenue | |||||||
| Income from operations | 1,40,91,465.00 | 4,11,23,568.00 | |||||
| 2 | Segment Result | ||||||
| Profit (+) / Loss (-) before tax and interest from each segment | |||||||
| 1 | Treasury operations | 6,99,255.00 | 19,08,723.00 | ||||
| 2 | Corporate/ Wholesale Banking operations | 8,22,586.00 | 21,15,650.00 | ||||
| 3 | Retail Banking operations - Digital Banking | 3,63,673.00 | 11,98,199.00 | ||||
| 4 | Retail Banking operations - Other Retail Banking | 11,76,824.00 | 31,76,765.00 | ||||
| 5 | Unallocated | 0.00 | 0.00 | ||||
| 6 | Exceptional Items | 0.00 | 4,59,322.00 | ||||
| Total Profit before tax | 30,62,338.00 | 88,58,659.00 | |||||
| i. Finance cost | |||||||
| ii. Other Unallocable Expenditure net off Unallocable income | 2,26,791.00 | 7,94,183.00 | |||||
| Profit before tax | 28,35,547.00 | 80,64,476.00 | |||||
| 3 | (Segment Asset - Segment Liabilities) | ||||||
| Segment Asset | |||||||
| 1 | Treasury operations | 18,48,24,704.00 | 18,48,24,704.00 | ||||
| 2 | Corporate/ Wholesale Banking operations | 21,17,38,134.00 | 21,17,38,134.00 | ||||
| 3 | Retail Banking operations - Digital Banking | 70,18,587.00 | 70,18,587.00 | ||||
| 4 | Retail Banking operations - Other Retail Banking | 30,67,51,435.00 | 30,67,51,435.00 | ||||
| 5 | Unallocated | 0.00 | 0.00 | ||||
| 6 | Exceptional Items | 0.00 | 0.00 | ||||
| Total Segment Assets | 71,03,32,860.00 | 71,03,32,860.00 | |||||
| Un-allocable Assets | 58,64,620.00 | 58,64,620.00 | |||||
| Net Segment Assets | 71,61,97,480.00 | 71,61,97,480.00 | |||||
| 4 | Segment Liabilities | ||||||
| Segment Liabilities | |||||||
| 1 | Treasury operations | 16,57,60,866.00 | 16,57,60,866.00 | ||||
| 2 | Corporate/ Wholesale Banking operations | 18,87,26,669.00 | 18,87,26,669.00 | ||||
| 3 | Retail Banking operations - Digital Banking | 10,83,20,195.00 | 10,83,20,195.00 | ||||
| 4 | Retail Banking operations - Other Retail Banking | 17,94,18,333.00 | 17,94,18,333.00 | ||||
| 5 | Unallocated | 0.00 | 0.00 | ||||
| 6 | Exceptional Items | 0.00 | 0.00 | ||||
| Total Segment Liabilities | 64,22,26,063.00 | 64,22,26,063.00 | |||||
| Un-allocable Liabilities | 1,99,69,395.00 | 1,99,69,395.00 | |||||
| Net Segment Liabilities | 66,21,95,458.00 | 66,21,95,458.00 | |||||
| Disclosure of notes on segments | 1. Segment Net Results are arrived after taking the effects of Transfer Pricing. 2. As per RBI Circular DOR.AUT.REC.12/22.01.001/2022-23 dated April 07, 2022, for the purpose of disclosure under Accounting Standard 17, Segment Reporting, 'Digital Banking' has been identified as a sub-segment under the 'Retail Banking Segment'. | ||||||