INTEGRATED FILING — BANKING



General information about company

Scrip code 539437
NSE Symbol IDFCFIRSTB
MSEI Symbol NOTLISTED
ISIN INE092T01019
Name of bank IDFC FIRST BANK LIMITED
Class of security Equity
Date of start of financial year 01-04-2025
Date of end of financial year 31-03-2026
Date of board meeting when results were approved 31-01-2026
Date on which prior intimation of the meeting for considering financial results was informed to the exchange 26-12-2025
Description of presentation currency INR
Level of rounding used in financial results Lakhs
Reporting Type Quarterly
Reporting Quarter Third quarter
Nature of report standalone or consolidated Consolidated
Whether results are audited or unaudited Unaudited
Whether results are audited or unaudited for the Year to date for current period ended/year ended Unaudited
Segment Reporting Multi segment
Description of single segment
Start date and time of board meeting 31-01-2026   09:30:00
End date and time of board meeting 31-01-2026   15:15:00
Whether cash flow statement is applicable on company
Type of cash flow statement
Declaration of unmodified opinion or statement on impact of audit qualification Declaration of unmodified opinion


Financial Results - Banking

Amount in (Lakhs)

Particulars 3 months/ 6 months ended (dd-mm-yyyy) Year to date figures for current period ended (dd-mm-yyyy)
A Date of start of reporting period 01-10-2025 01-04-2025
B Date of end of reporting period 31-12-2025 31-12-2025
C Whether results are audited or unaudited Unaudited Unaudited
D Nature of report standalone or consolidated Consolidated Consolidated
1 Interest earned
Interest or discount on advances or bills 8,77,578.00 25,23,162.00
Income on investments 1,52,643.00 4,43,761.00
Interest on balances with reserve bank of India and other inter bank funds 3,420.00 9,331.00
Others 8,059.00 23,354.00
Total interest earned 10,41,700.00 29,99,608.00
2 Other income 2,12,499.00 6,24,334.00
3 Total income 12,54,199.00 36,23,942.00
Expenses
4 Interest expenses 4,92,445.00 14,45,755.00
5 Operating expenses
(i) Employees cost 2,04,306.00 5,68,192.00
(ii) Details of other operating expenses
Description of other operating expenses
1 Other Operating Expenses 3,56,502.00 9,98,463.00
Total other operating Expenses 3,56,502.00 9,98,463.00
Total Operating Expenses 5,60,808.00 15,66,655.00
6 Total expenditure excluding provisions and contingencies 10,53,253.00 30,12,410.00
7 Operating profit before provision and contingencies 2,00,946.00 6,11,532.00
8 Provisions other than tax and contingencies 1,39,831.00 4,50,931.00
9 Exceptional items 0.00 0.00
10 Total profit (loss) from ordinary activities before tax 61,115.00 1,60,601.00
11 Provision for Tax 13,250.00 32,609.00
12 Net profit (loss) from ordinary activities after tax 47,865.00 1,27,992.00
13 Extraordinary items net of tax expenses 0.00 0.00
14 Net profit (loss) for the period 47,865.00 1,27,992.00
15 Share of profit (loss) of associates 0.00 0.00
16 Profit (loss) of minority interest 0.00 0.00
17 Net Profit (loss) after taxes minority interest and share of profit (loss) of associates 47,865.00 1,27,992.00
18 Details of equity share capital [Abstract]
Paid-up equity share capital 8,59,569.00 8,59,569.00
Face value of equity share capital 10 10
19 Reserve excluding revaluation reserves (as per balance sheet of previous accounting year)
20 Analytical ratios
(i) Percentage of share held by government of India 0 0
(ii) Capital adequacy ratio
CET 1 ratio 0 0
Additional Tier 1 ratio 0 0
(iii) (a) Earnings per share before extraordinary items
Basic earnings per share before extraordinary items 0.54 1.52
Diluted earnings per share before extraordinary items 0.54 1.5
(iii) (b) Earnings per share after extraordinary items
Basic earnings per share after extraordinary items 0.54 1.52
Diluted earnings per share after extraordinary items 0.54 1.5
(iv) NPA Ratios
Amount of gross non-performing assets 0.00 0.00
Amount of net non-performing assets 0.00 0.00
% of gross NPAs 0 0
% of net NPAs 0 0
Return on assets 0 0
21 Disclosure of notes on financial results by banks Textual Information(1)


Text Block

Textual Information(1) Refer Consolidated Financials Results for quarter and nine months ended December 31, 2025 uploaded on the Stock Exchanges and the Bank's website.


Format for Reporting Segment wise Revenue, Results and Capital Employed along with the company results

Amount in (Lakhs)

Particulars 3 months/ 6 months ended (dd-mm-yyyy) Year to date figures for current period ended (dd-mm-yyyy)
Date of start of reporting period 01-10-2025 01-04-2025
Date of end of reporting period 31-12-2025 31-12-2025
Whether results are audited or unaudited Unaudited Unaudited
Nature of report standalone or consolidated Consolidated Consolidated
1 Segment Revenue (Income)
(net sale/income from each segment should be disclosed)
1 Treasury 7,29,649.00 21,66,417.00
2 Wholesale Banking 2,89,317.00 8,26,196.00
3 Retail Banking 13,90,402.00 39,90,719.00
4 Other Banking Business 26,494.00 71,740.00
5 Unallocated 4,643.00 14,518.00
Total Segment Revenue 24,40,505.00 70,69,590.00
Less: Inter segment revenue 11,86,306.00 34,45,648.00
Income from operations 12,54,199.00 36,23,942.00
2 Segment Result
Profit (+) / Loss (-) before tax and interest from each segment
1 Treasury 2,825.00 61,812.00
2 Wholesale Banking 48,827.00 1,22,968.00
3 Retail Banking 10,751.00 (19,971.00)
4 Other Banking Business 12,314.00 31,905.00
5 Unallocated (13,602.00) (36,113.00)
Total Profit before tax 61,115.00 1,60,601.00
i. Finance cost 0.00 0.00
ii. Other Unallocable Expenditure net off Unallocable income 0.00 0.00
Profit before tax 61,115.00 1,60,601.00
3 (Segment Asset - Segment Liabilities)
Segment Asset
1 Treasury 1,11,27,156.00 1,11,27,156.00
2 Wholesale Banking 55,12,687.00 55,12,687.00
3 Retail Banking 2,24,60,037.00 2,24,60,037.00
4 Other Banking Business 7,150.00 7,150.00
5 Unallocated 2,39,534.00 2,39,534.00
Total Segment Assets 3,93,46,564.00 3,93,46,564.00
Un-allocable Assets 0.00 0.00
Net Segment Assets 3,93,46,564.00 3,93,46,564.00
4 Segment Liabilities
Segment Liabilities
1 Treasury 36,49,724.00 36,49,724.00
2 Wholesale Banking 75,15,874.00 75,15,874.00
3 Retail Banking 2,33,38,266.00 2,33,38,266.00
4 Other Banking Business 6,381.00 6,381.00
5 Unallocated 1,27,474.00 1,27,474.00
Total Segment Liabilities 3,46,37,719.00 3,46,37,719.00
Un-allocable Liabilities 0.00 0.00
Net Segment Liabilities 3,46,37,719.00 3,46,37,719.00
Disclosure of notes on segments Refer Consolidated Financials Results for quarter and nine months ended December 31, 2025 uploaded on the Stock Exchanges and the Bank's website.






Details of Impact of Audit Qualification

Amount in (Lakhs)

Whether results are audited or unaudited Unaudited
Declaration of unmodified opinion or statement on impact of audit qualification Declaration of unmodified opinion
Auditor's opinion
Declaration pursuant to Regulation 33 (3) (d) of SEBI (LODR) Regulation, 2015: The company declares that its Statutory Auditor/s have issued an Audit Report with unmodified opinion for the period on Standalone results Yes
Sr No. Audit firm's name Whether the firm holds a valid peer review certificate issued by Peer Review Board of ICAI Certificate valid upto
1 M/s M P Chitale & Co Yes 31-07-2028
2 M/s Walker Chandiok & CO LLP Yes 31-05-2028