| Scrip code | 539437 |
|---|---|
| NSE Symbol | IDFCFIRSTB |
| MSEI Symbol | NOTLISTED |
| ISIN | INE092T01019 |
| Name of bank | IDFC FIRST BANK LIMITED |
| Class of security | Equity |
| Date of start of financial year | 01-04-2025 |
| Date of end of financial year | 31-03-2026 |
| Date of board meeting when results were approved | 31-01-2026 |
| Date on which prior intimation of the meeting for considering financial results was informed to the exchange | 26-12-2025 |
| Description of presentation currency | INR |
| Level of rounding used in financial results | Lakhs |
| Reporting Type | Quarterly |
| Reporting Quarter | Third quarter |
| Nature of report standalone or consolidated | Standalone |
| Whether results are audited or unaudited | Unaudited |
| Whether results are audited or unaudited for the Year to date for current period ended/year ended | Unaudited |
| Segment Reporting | Multi segment |
| Description of single segment | |
| Start date and time of board meeting | 31-01-2026 09:30:00 |
| End date and time of board meeting | 31-01-2026 15:15:00 |
| Whether cash flow statement is applicable on company | |
| Type of cash flow statement | |
| Declaration of unmodified opinion or statement on impact of audit qualification | Declaration of unmodified opinion |
| Whether statement on deviation or variation for proceeds of public issue, rights issue, preferential issue, qualified institutions placement etc. is applicable to the company for the current quarter? | No |
| No. of times funds raised during the quarter | |
| Whether the disclosure for the Default on Loans and Debt Securities is applicable to the entity? | No |
| No default during the quarter ended December2025 | |
| Particulars | 3 months/ 6 months ended (dd-mm-yyyy) | Year to date figures for current period ended (dd-mm-yyyy) | |
|---|---|---|---|
| A | Date of start of reporting period | 01-10-2025 | 01-04-2025 |
| B | Date of end of reporting period | 31-12-2025 | 31-12-2025 |
| C | Whether results are audited or unaudited | Unaudited | Unaudited |
| D | Nature of report standalone or consolidated | Standalone | Standalone |
| 1 | Interest earned | ||
| Interest or discount on advances or bills | 8,77,578.00 | 25,23,162.00 | |
| Income on investments | 1,52,643.00 | 4,43,761.00 | |
| Interest on balances with reserve bank of India and other inter bank funds | 3,422.00 | 9,328.00 | |
| Others | 8,059.00 | 23,354.00 | |
| Total interest earned | 10,41,702.00 | 29,99,605.00 | |
| 2 | Other income | 2,12,497.00 | 6,24,325.00 |
| 3 | Total income | 12,54,199.00 | 36,23,930.00 |
| Expenses | |||
| 4 | Interest expenses | 4,92,458.00 | 14,45,797.00 |
| 5 | Operating expenses | ||
| (i) | Employees cost | 1,60,198.00 | 4,58,768.00 |
| (ii) | Details of other operating expenses | ||
| Description of other operating expenses | |||
| 1 | Other operating expenses | 3,98,208.00 | 11,04,083.00 |
| Total other operating Expenses | 3,98,208.00 | 11,04,083.00 | |
| Total Operating Expenses | 5,58,406.00 | 15,62,851.00 | |
| 6 | Total expenditure excluding provisions and contingencies | 10,50,864.00 | 30,08,648.00 |
| 7 | Operating profit before provision and contingencies | 2,03,335.00 | 6,15,282.00 |
| 8 | Provisions other than tax and contingencies | 1,39,831.00 | 4,50,931.00 |
| 9 | Exceptional items | 0.00 | 0.00 |
| 10 | Total profit (loss) from ordinary activities before tax | 63,504.00 | 1,64,351.00 |
| 11 | Provision for Tax | 13,250.00 | 32,609.00 |
| 12 | Net profit (loss) from ordinary activities after tax | 50,254.00 | 1,31,742.00 |
| 13 | Extraordinary items net of tax expenses | 0.00 | 0.00 |
| 14 | Net profit (loss) for the period | 50,254.00 | 1,31,742.00 |
| 15 | Share of profit (loss) of associates | ||
| 16 | Profit (loss) of minority interest | ||
| 17 | Net Profit (loss) after taxes minority interest and share of profit (loss) of associates | 50,254.00 | 1,31,742.00 |
| 18 | Details of equity share capital [Abstract] | ||
| Paid-up equity share capital | 8,59,569.00 | 8,59,569.00 | |
| Face value of equity share capital | 10 | 10 | |
| 19 | Reserve excluding revaluation reserves (as per balance sheet of previous accounting year) | ||
| 20 | Analytical ratios | ||
| (i) | Percentage of share held by government of India | 7.7500 | 7.7500 |
| (ii) | Capital adequacy ratio | ||
| CET 1 ratio | 13.8500 | 13.8500 | |
| Additional Tier 1 ratio | 0 | 0 | |
| (iii) (a) | Earnings per share before extraordinary items | ||
| Basic earnings per share before extraordinary items | 0.57 | 1.57 | |
| Diluted earnings per share before extraordinary items | 0.57 | 1.55 | |
| (iii) (b) | Earnings per share after extraordinary items | ||
| Basic earnings per share after extraordinary items | 0.57 | 1.57 | |
| Diluted earnings per share after extraordinary items | 0.57 | 1.55 | |
| (iv) | NPA Ratios | ||
| Amount of gross non-performing assets | 4,61,414.00 | 4,61,414.00 | |
| Amount of net non-performing assets | 1,42,691.00 | 1,42,691.00 | |
| % of gross NPAs | 1.6900 | 1.6900 | |
| % of net NPAs | 0.5300 | 0.5300 | |
| Return on assets | 0.5100 | 0.4700 | |
| 21 | Disclosure of notes on financial results by banks | Textual Information(1) | |
| Textual Information(1) | Refer Standalone Financials Results for quarter and nine months ended 31 December2025 uploaded in Bank's website |
|---|
| Particulars | 3 months/ 6 months ended (dd-mm-yyyy) | Year to date figures for current period ended (dd-mm-yyyy) | |||||
|---|---|---|---|---|---|---|---|
| Date of start of reporting period | 01-10-2025 | 01-04-2025 | |||||
| Date of end of reporting period | 31-12-2025 | 31-12-2025 | |||||
| Whether results are audited or unaudited | Unaudited | Unaudited | |||||
| Nature of report standalone or consolidated | Standalone | Standalone | |||||
| 1 | Segment Revenue (Income) | ||||||
| (net sale/income from each segment should be disclosed) | |||||||
| 1 | Treasury | 7,29,649.00 | 21,66,417.00 | ||||
| 2 | Wholesale Banking | 2,89,317.00 | 8,26,196.00 | ||||
| 3 | Retail Banking | 13,90,402.00 | 39,90,707.00 | ||||
| 4 | Other Banking Business | 26,494.00 | 71,740.00 | ||||
| 5 | Unallocated | 4,643.00 | 14,518.00 | ||||
| Total Segment Revenue | 24,40,505.00 | 70,69,578.00 | |||||
| Less: Inter segment revenue | 11,86,306.00 | 34,45,648.00 | |||||
| Income from operations | 12,54,199.00 | 36,23,930.00 | |||||
| 2 | Segment Result | ||||||
| Profit (+) / Loss (-) before tax and interest from each segment | |||||||
| 1 | Treasury | 2,825.00 | 61,812.00 | ||||
| 2 | Wholesale Banking | 48,827.00 | 1,22,968.00 | ||||
| 3 | Retail Banking | 13,140.00 | (16,221.00) | ||||
| 4 | Other Banking Business | 12,314.00 | 31,905.00 | ||||
| 5 | Unallocated | (13,602.00) | (36,113.00) | ||||
| Total Profit before tax | 63,504.00 | 1,64,351.00 | |||||
| i. Finance cost | 0.00 | 0.00 | |||||
| ii. Other Unallocable Expenditure net off Unallocable income | 0.00 | 0.00 | |||||
| Profit before tax | 63,504.00 | 1,64,351.00 | |||||
| 3 | (Segment Asset - Segment Liabilities) | ||||||
| Segment Asset | |||||||
| 1 | Treasury | 1,11,48,184.00 | 1,11,48,184.00 | ||||
| 2 | Wholesale Banking | 55,12,687.00 | 55,12,687.00 | ||||
| 3 | Retail Banking | 2,24,34,173.00 | 2,24,34,173.00 | ||||
| 4 | Other Banking Business | 7,150.00 | 7,150.00 | ||||
| 5 | Unallocated | 2,33,509.00 | 2,33,509.00 | ||||
| Total Segment Assets | 3,93,35,703.00 | 3,93,35,703.00 | |||||
| Un-allocable Assets | 0.00 | 0.00 | |||||
| Net Segment Assets | 3,93,35,703.00 | 3,93,35,703.00 | |||||
| 4 | Segment Liabilities | ||||||
| Segment Liabilities | |||||||
| 1 | Treasury | 36,49,724.00 | 36,49,724.00 | ||||
| 2 | Wholesale Banking | 75,15,874.00 | 75,15,874.00 | ||||
| 3 | Retail Banking | 2,33,31,432.00 | 2,33,31,432.00 | ||||
| 4 | Other Banking Business | 6,381.00 | 6,381.00 | ||||
| 5 | Unallocated | 1,27,474.00 | 1,27,474.00 | ||||
| Total Segment Liabilities | 3,46,30,885.00 | 3,46,30,885.00 | |||||
| Un-allocable Liabilities | 0.00 | 0.00 | |||||
| Net Segment Liabilities | 3,46,30,885.00 | 3,46,30,885.00 | |||||
| Disclosure of notes on segments | Refer Standalone Financials Results for quarter and nine months ended 31 December2025 uploaded in Bank's website | ||||||
| Whether results are audited or unaudited | Unaudited |
|---|---|
| Declaration of unmodified opinion or statement on impact of audit qualification | Declaration of unmodified opinion |
| Auditor's opinion | |
| Declaration pursuant to Regulation 33 (3) (d) of SEBI (LODR) Regulation, 2015: The company declares that its Statutory Auditor/s have issued an Audit Report with unmodified opinion for the period on Standalone results | Yes |
| Sr No. | Audit firm's name | Whether the firm holds a valid peer review certificate issued by Peer Review Board of ICAI | Certificate valid upto | ||
| 1 | M/s M P Chitale & Co | Yes | 31-07-2028 | ||
|---|---|---|---|---|---|
| 2 | M/s Walker Chandiok & CO LLP | Yes | 31-05-2028 | ||