| Scrip code | 532134 |
|---|---|
| NSE Symbol | BANKBARODA |
| MSEI Symbol | NOTLISTED |
| ISIN | INE028A01039 |
| Name of bank | Bank Of Baroda |
| Class of security | Equity |
| Date of start of financial year | 01-04-2025 |
| Date of end of financial year | 31-03-2026 |
| Date of board meeting when results were approved | 30-01-2026 |
| Date on which prior intimation of the meeting for considering financial results was informed to the exchange | 19-01-2026 |
| Description of presentation currency | INR |
| Level of rounding used in financial results | Lakhs |
| Reporting Type | Quarterly |
| Reporting Quarter | Third quarter |
| Nature of report standalone or consolidated | Consolidated |
| Whether results are audited or unaudited | Unaudited |
| Whether results are audited or unaudited for the Year to date for current period ended/year ended | Unaudited |
| Segment Reporting | Multi segment |
| Description of single segment | |
| Start date and time of board meeting | 30-01-2026 10:30:00 |
| End date and time of board meeting | 30-01-2026 16:30:00 |
| Whether cash flow statement is applicable on company | |
| Type of cash flow statement | |
| Declaration of unmodified opinion or statement on impact of audit qualification | Not applicable |
| Particulars | 3 months/ 6 months ended (dd-mm-yyyy) | Year to date figures for current period ended (dd-mm-yyyy) | |
|---|---|---|---|
| A | Date of start of reporting period | 01-10-2025 | 01-04-2025 |
| B | Date of end of reporting period | 31-12-2025 | 31-12-2025 |
| C | Whether results are audited or unaudited | Unaudited | Unaudited |
| D | Nature of report standalone or consolidated | Consolidated | Consolidated |
| 1 | Interest earned | ||
| Interest or discount on advances or bills | 24,93,022.00 | 73,75,310.00 | |
| Income on investments | 7,19,141.00 | 21,69,845.00 | |
| Interest on balances with reserve bank of India and other inter bank funds | 70,337.00 | 2,11,948.00 | |
| Others | 77,484.00 | 2,21,336.00 | |
| Total interest earned | 33,59,984.00 | 99,78,439.00 | |
| 2 | Other income | 6,39,916.00 | 17,05,287.00 |
| 3 | Total income | 39,99,900.00 | 1,16,83,726.00 |
| Expenses | |||
| 4 | Interest expenses | 20,58,582.00 | 61,08,371.00 |
| 5 | Operating expenses | ||
| (i) | Employees cost | 4,48,914.00 | 13,57,250.00 |
| (ii) | Details of other operating expenses | ||
| Description of other operating expenses | |||
| 1 | Other Operating Expenses | 5,27,240.00 | 15,45,100.00 |
| Total other operating Expenses | 5,27,240.00 | 15,45,100.00 | |
| Total Operating Expenses | 9,76,154.00 | 29,02,350.00 | |
| 6 | Total expenditure excluding provisions and contingencies | 30,34,736.00 | 90,10,721.00 |
| 7 | Operating profit before provision and contingencies | 9,65,164.00 | 26,73,005.00 |
| 8 | Provisions other than tax and contingencies | 2,62,811.00 | 7,84,189.00 |
| 9 | Exceptional items | 0.00 | 0.00 |
| 10 | Total profit (loss) from ordinary activities before tax | 7,02,353.00 | 18,88,816.00 |
| 11 | Provision for Tax | 1,61,651.00 | 5,05,896.00 |
| 12 | Net profit (loss) from ordinary activities after tax | 5,40,702.00 | 13,82,920.00 |
| 13 | Extraordinary items net of tax expenses | 0.00 | 0.00 |
| 14 | Net profit (loss) for the period | 5,40,702.00 | 13,82,920.00 |
| 15 | Share of profit (loss) of associates | 9,364.00 | 36,927.00 |
| 16 | Profit (loss) of minority interest | 5,774.00 | 15,283.00 |
| 17 | Net Profit (loss) after taxes minority interest and share of profit (loss) of associates | 5,44,292.00 | 14,04,564.00 |
| 18 | Details of equity share capital [Abstract] | ||
| Paid-up equity share capital | 1,03,553.00 | 1,03,553.00 | |
| Face value of equity share capital | 2 | 2 | |
| 19 | Reserve excluding revaluation reserves (as per balance sheet of previous accounting year) | ||
| 20 | Analytical ratios | ||
| (i) | Percentage of share held by government of India | 63.9700 | 63.9700 |
| (ii) | Capital adequacy ratio | ||
| CET 1 ratio | 12.9700 | 12.9700 | |
| Additional Tier 1 ratio | 0.6300 | 0.6300 | |
| (iii) (a) | Earnings per share before extraordinary items | ||
| Basic earnings per share before extraordinary items | 10.53 | 27.16 | |
| Diluted earnings per share before extraordinary items | 10.53 | 27.16 | |
| (iii) (b) | Earnings per share after extraordinary items | ||
| Basic earnings per share after extraordinary items | 10.53 | 27.16 | |
| Diluted earnings per share after extraordinary items | 10.53 | 27.16 | |
| (iv) | NPA Ratios | ||
| Amount of gross non-performing assets | 0.00 | 0.00 | |
| Amount of net non-performing assets | 0.00 | 0.00 | |
| % of gross NPAs | 0 | 0 | |
| % of net NPAs | 0 | 0 | |
| Return on assets | 1.1200 | 0.9800 | |
| 21 | Disclosure of notes on financial results by banks | ||
| Particulars | 3 months/ 6 months ended (dd-mm-yyyy) | Year to date figures for current period ended (dd-mm-yyyy) | |||||
|---|---|---|---|---|---|---|---|
| Date of start of reporting period | 01-10-2025 | 01-04-2025 | |||||
| Date of end of reporting period | 31-12-2025 | 31-12-2025 | |||||
| Whether results are audited or unaudited | Unaudited | Unaudited | |||||
| Nature of report standalone or consolidated | Consolidated | Consolidated | |||||
| 1 | Segment Revenue (Income) | ||||||
| (net sale/income from each segment should be disclosed) | |||||||
| 1 | Treasury Operations | 8,55,379.00 | 27,27,264.00 | ||||
| 2 | Wholesale Banking | 12,64,388.00 | 37,05,013.00 | ||||
| 3 | Retail Banking - (i) Digital Banking | 44.00 | 118.00 | ||||
| 4 | Retail Banking - (ii) Other Retail Banking | 15,46,811.00 | 45,70,478.00 | ||||
| 5 | Other Banking Operations | 3,33,278.00 | 6,80,853.00 | ||||
| Total Segment Revenue | 39,99,900.00 | 1,16,83,726.00 | |||||
| Less: Inter segment revenue | |||||||
| Income from operations | 39,99,900.00 | 1,16,83,726.00 | |||||
| 2 | Segment Result | ||||||
| Profit (+) / Loss (-) before tax and interest from each segment | |||||||
| 1 | Treasury Operations | 1,62,218.00 | 7,34,382.00 | ||||
| 2 | Wholesale Banking | 2,42,762.00 | 7,34,613.00 | ||||
| 3 | Retail Banking - (i) Digital Banking | (393.00) | (1,180.00) | ||||
| 4 | Retail Banking - (ii) Other Retail Banking | 4,25,909.00 | 10,21,801.00 | ||||
| 5 | Other Banking Operations | 28,195.00 | 53,698.00 | ||||
| Total Profit before tax | 8,58,691.00 | 25,43,314.00 | |||||
| i. Finance cost | 0.00 | 0.00 | |||||
| ii. Other Unallocable Expenditure net off Unallocable income | 1,52,748.00 | 6,32,854.00 | |||||
| Profit before tax | 7,05,943.00 | 19,10,460.00 | |||||
| 3 | (Segment Asset - Segment Liabilities) | ||||||
| Segment Asset | |||||||
| 1 | Treasury Operations | 5,27,61,139.00 | 5,27,61,139.00 | ||||
| 2 | Wholesale Banking | 7,63,25,283.00 | 7,63,25,283.00 | ||||
| 3 | Retail Banking - (i) Digital Banking | 2,271.00 | 2,271.00 | ||||
| 4 | Retail Banking - (ii) Other Retail Banking | 5,97,15,431.00 | 5,97,15,431.00 | ||||
| 5 | Other Banking Operations | 42,31,698.00 | 42,31,698.00 | ||||
| Total Segment Assets | 19,30,35,822.00 | 19,30,35,822.00 | |||||
| Un-allocable Assets | 40,81,604.00 | 40,81,604.00 | |||||
| Net Segment Assets | 19,71,17,426.00 | 19,71,17,426.00 | |||||
| 4 | Segment Liabilities | ||||||
| Segment Liabilities | |||||||
| 1 | Treasury Operations | 4,83,65,688.00 | 4,83,65,688.00 | ||||
| 2 | Wholesale Banking | 6,99,66,739.00 | 6,99,66,739.00 | ||||
| 3 | Retail Banking - (i) Digital Banking | 2,082.00 | 2,082.00 | ||||
| 4 | Retail Banking - (ii) Other Retail Banking | 5,47,40,628.00 | 5,47,40,628.00 | ||||
| 5 | Other Banking Operations | 38,79,162.00 | 38,79,162.00 | ||||
| Total Segment Liabilities | 17,69,54,299.00 | 17,69,54,299.00 | |||||
| Un-allocable Liabilities | 37,41,572.00 | 37,41,572.00 | |||||
| Net Segment Liabilities | 18,06,95,871.00 | 18,06,95,871.00 | |||||
| Disclosure of notes on segments | |||||||