| Scrip code | 532134 |
|---|---|
| NSE Symbol | BANKBARODA |
| MSEI Symbol | NOTLISTED |
| ISIN | INE028A01039 |
| Name of bank | Bank Of Baroda |
| Class of security | Equity |
| Date of start of financial year | 01-04-2025 |
| Date of end of financial year | 31-03-2026 |
| Date of board meeting when results were approved | 30-01-2026 |
| Date on which prior intimation of the meeting for considering financial results was informed to the exchange | 19-01-2026 |
| Description of presentation currency | INR |
| Level of rounding used in financial results | Lakhs |
| Reporting Type | Quarterly |
| Reporting Quarter | Third quarter |
| Nature of report standalone or consolidated | Standalone |
| Whether results are audited or unaudited | Unaudited |
| Whether results are audited or unaudited for the Year to date for current period ended/year ended | Unaudited |
| Segment Reporting | Multi segment |
| Description of single segment | |
| Start date and time of board meeting | 30-01-2026 10:30:00 |
| End date and time of board meeting | 30-01-2026 16:30:00 |
| Whether cash flow statement is applicable on company | |
| Type of cash flow statement | |
| Declaration of unmodified opinion or statement on impact of audit qualification | Not applicable |
| Whether statement on deviation or variation for proceeds of public issue, rights issue, preferential issue, qualified institutions placement etc. is applicable to the company for the current quarter? | No |
| No. of times funds raised during the quarter | |
| Whether the disclosure for the Default on Loans and Debt Securities is applicable to the entity? | No |
| The Bank has not defaulted on any loans and debt securities | |
| Particulars | 3 months/ 6 months ended (dd-mm-yyyy) | Year to date figures for current period ended (dd-mm-yyyy) | |
|---|---|---|---|
| A | Date of start of reporting period | 01-10-2025 | 01-04-2025 |
| B | Date of end of reporting period | 31-12-2025 | 31-12-2025 |
| C | Whether results are audited or unaudited | Unaudited | Unaudited |
| D | Nature of report standalone or consolidated | Standalone | Standalone |
| 1 | Interest earned | ||
| Interest or discount on advances or bills | 24,05,617.00 | 71,19,710.00 | |
| Income on investments | 6,26,196.00 | 18,95,874.00 | |
| Interest on balances with reserve bank of India and other inter bank funds | 64,601.00 | 1,95,724.00 | |
| Others | 78,537.00 | 2,23,873.00 | |
| Total interest earned | 31,74,951.00 | 94,35,181.00 | |
| 2 | Other income | 3,60,040.00 | 11,78,988.00 |
| 3 | Total income | 35,34,991.00 | 1,06,14,169.00 |
| Expenses | |||
| 4 | Interest expenses | 19,94,911.00 | 59,16,302.00 |
| 5 | Operating expenses | ||
| (i) | Employees cost | 4,11,116.00 | 12,47,960.00 |
| (ii) | Details of other operating expenses | ||
| Description of other operating expenses | |||
| 1 | Other Operating Expenses | 3,91,252.00 | 11,30,953.00 |
| Total other operating Expenses | 3,91,252.00 | 11,30,953.00 | |
| Total Operating Expenses | 8,02,368.00 | 23,78,913.00 | |
| 6 | Total expenditure excluding provisions and contingencies | 27,97,279.00 | 82,95,215.00 |
| 7 | Operating profit before provision and contingencies | 7,37,712.00 | 23,18,954.00 |
| 8 | Provisions other than tax and contingencies | 79,893.00 | 3,99,834.00 |
| 9 | Exceptional items | 0.00 | 0.00 |
| 10 | Total profit (loss) from ordinary activities before tax | 6,57,819.00 | 19,19,120.00 |
| 11 | Provision for Tax | 1,52,356.00 | 4,78,582.00 |
| 12 | Net profit (loss) from ordinary activities after tax | 5,05,463.00 | 14,40,538.00 |
| 13 | Extraordinary items net of tax expenses | 0.00 | 0.00 |
| 14 | Net profit (loss) for the period | 5,05,463.00 | 14,40,538.00 |
| 15 | Share of profit (loss) of associates | ||
| 16 | Profit (loss) of minority interest | ||
| 17 | Net Profit (loss) after taxes minority interest and share of profit (loss) of associates | 5,05,463.00 | 14,40,538.00 |
| 18 | Details of equity share capital [Abstract] | ||
| Paid-up equity share capital | 1,03,553.00 | 1,03,553.00 | |
| Face value of equity share capital | 2 | 2 | |
| 19 | Reserve excluding revaluation reserves (as per balance sheet of previous accounting year) | ||
| 20 | Analytical ratios | ||
| (i) | Percentage of share held by government of India | 63.9700 | 63.9700 |
| (ii) | Capital adequacy ratio | ||
| CET 1 ratio | 12.4500 | 12.4500 | |
| Additional Tier 1 ratio | 0.6500 | 0.6500 | |
| (iii) (a) | Earnings per share before extraordinary items | ||
| Basic earnings per share before extraordinary items | 9.77 | 27.86 | |
| Diluted earnings per share before extraordinary items | 9.77 | 27.86 | |
| (iii) (b) | Earnings per share after extraordinary items | ||
| Basic earnings per share after extraordinary items | 9.77 | 27.86 | |
| Diluted earnings per share after extraordinary items | 9.77 | 27.86 | |
| (iv) | NPA Ratios | ||
| Amount of gross non-performing assets | 27,39,944.00 | 27,39,944.00 | |
| Amount of net non-performing assets | 7,61,496.00 | 7,61,496.00 | |
| % of gross NPAs | 2.0400 | 2.0400 | |
| % of net NPAs | 0.5700 | 0.5700 | |
| Return on assets | 1.0900 | 1.0500 | |
| 21 | Disclosure of notes on financial results by banks | ||
| Particulars | 3 months/ 6 months ended (dd-mm-yyyy) | Year to date figures for current period ended (dd-mm-yyyy) | |||||
|---|---|---|---|---|---|---|---|
| Date of start of reporting period | 01-10-2025 | 01-04-2025 | |||||
| Date of end of reporting period | 31-12-2025 | 31-12-2025 | |||||
| Whether results are audited or unaudited | Unaudited | Unaudited | |||||
| Nature of report standalone or consolidated | Standalone | Standalone | |||||
| 1 | Segment Revenue (Income) | ||||||
| (net sale/income from each segment should be disclosed) | |||||||
| 1 | Treasury Operations | 8,06,317.00 | 25,83,413.00 | ||||
| 2 | Wholesale Banking | 12,36,422.00 | 36,24,936.00 | ||||
| 3 | Retail Banking - (i) Digital Banking | 44.00 | 118.00 | ||||
| 4 | Retail Banking - (ii) Other Retail Banking | 14,80,391.00 | 43,72,036.00 | ||||
| 5 | Other Banking Operations | 11,817.00 | 33,666.00 | ||||
| Total Segment Revenue | 35,34,991.00 | 1,06,14,169.00 | |||||
| Less: Inter segment revenue | |||||||
| Income from operations | 35,34,991.00 | 1,06,14,169.00 | |||||
| 2 | Segment Result | ||||||
| Profit (+) / Loss (-) before tax and interest from each segment | |||||||
| 1 | Treasury Operations | 1,43,072.00 | 6,83,376.00 | ||||
| 2 | Wholesale Banking | 2,35,785.00 | 7,01,301.00 | ||||
| 3 | Retail Banking - (i) Digital Banking | (393.00) | (1,180.00) | ||||
| 4 | Retail Banking - (ii) Other Retail Banking | 4,21,457.00 | 10,00,117.00 | ||||
| 5 | Other Banking Operations | 11,817.00 | 33,666.00 | ||||
| Total Profit before tax | 8,11,738.00 | 24,17,280.00 | |||||
| i. Finance cost | 0.00 | 0.00 | |||||
| ii. Other Unallocable Expenditure net off Unallocable income | 1,53,919.00 | 4,98,160.00 | |||||
| Profit before tax | 6,57,819.00 | 19,19,120.00 | |||||
| 3 | (Segment Asset - Segment Liabilities) | ||||||
| Segment Asset | |||||||
| 1 | Treasury Operations | 5,05,68,240.00 | 5,05,68,240.00 | ||||
| 2 | Wholesale Banking | 7,52,71,941.00 | 7,52,71,941.00 | ||||
| 3 | Retail Banking - (i) Digital Banking | 2,271.00 | 2,271.00 | ||||
| 4 | Retail Banking - (ii) Other Retail Banking | 5,81,52,203.00 | 5,81,52,203.00 | ||||
| 5 | Other Banking Operations | 0.00 | 0.00 | ||||
| Total Segment Assets | 18,39,94,655.00 | 18,39,94,655.00 | |||||
| Un-allocable Assets | 40,78,093.00 | 40,78,093.00 | |||||
| Net Segment Assets | 18,80,72,748.00 | 18,80,72,748.00 | |||||
| 4 | Segment Liabilities | ||||||
| Segment Liabilities | |||||||
| 1 | Treasury Operations | 4,64,86,576.00 | 4,64,86,576.00 | ||||
| 2 | Wholesale Banking | 6,91,96,295.00 | 6,91,96,295.00 | ||||
| 3 | Retail Banking - (i) Digital Banking | 2,088.00 | 2,088.00 | ||||
| 4 | Retail Banking - (ii) Other Retail Banking | 5,34,58,393.00 | 5,34,58,393.00 | ||||
| 5 | Other Banking Operations | 0.00 | 0.00 | ||||
| Total Segment Liabilities | 16,91,43,352.00 | 16,91,43,352.00 | |||||
| Un-allocable Liabilities | 37,48,926.00 | 37,48,926.00 | |||||
| Net Segment Liabilities | 17,28,92,278.00 | 17,28,92,278.00 | |||||
| Disclosure of notes on segments | |||||||