INTEGRATED FILING — BANKING
General information about company
| Scrip code |
532215 |
| NSE Symbol |
AXISBANK |
| MSEI Symbol |
NOTLISTED |
| ISIN |
INE238A01034 |
| Name of bank |
Axis Bank Limited |
| Class of security |
Equity |
| Date of start of financial year |
01-04-2025 |
| Date of end of financial year |
31-03-2026 |
| Date of board meeting when results were approved |
26-01-2026 |
| Date on which prior intimation of the meeting for considering financial results was
informed to the exchange |
08-01-2026 |
| Description of presentation currency |
INR |
| Level of rounding used in financial results |
Lakhs |
| Reporting Type |
Quarterly |
| Reporting Quarter |
Third quarter |
| Nature of report standalone or consolidated |
Standalone |
| Whether results are audited or unaudited |
Unaudited |
| Whether results are audited or unaudited for the Year to date for current period ended/year ended |
Unaudited |
| Segment Reporting |
Multi segment |
| Description of single segment |
|
| Start date and time of board meeting |
26-01-2026
11:30:00 |
| End date and time of board meeting |
26-01-2026 12:55:00
|
| Whether cash flow statement is applicable on company |
|
| Type of cash flow statement |
|
| Declaration of unmodified opinion or statement on impact of audit qualification |
Not applicable |
| Whether statement on deviation or variation for proceeds of public issue, rights issue,
preferential issue, qualified institutions placement etc. is applicable to the company for the
current quarter? |
Yes |
| No. of times funds raised during the quarter |
1 |
| Whether the disclosure for the Default on Loans and Debt Securities is applicable to the
entity? |
Yes |
|
Financial Results - Banking
Amount in (Lakhs)
| Particulars |
3 months/ 6 months ended (dd-mm-yyyy) |
Year to date figures for current period ended (dd-mm-yyyy) |
| A |
Date of start of reporting period |
01-10-2025 |
01-04-2025 |
| B |
Date of end of reporting period |
31-12-2025 |
31-12-2025 |
| C |
Whether results are audited or unaudited |
Unaudited |
Unaudited |
| D |
Nature of report standalone or consolidated |
Standalone |
Standalone |
| 1 |
Interest earned
|
|
Interest or discount on advances or bills |
25,16,340.00 |
73,99,570.00 |
|
Income on investments |
6,55,591.00 |
18,59,054.00 |
|
Interest on balances with reserve bank of India and other inter bank funds
|
26,895.00 |
98,450.00 |
|
Others |
28,614.00 |
73,740.00 |
|
Total interest earned |
32,27,440.00 |
94,30,814.00 |
| 2 |
Other income |
6,22,566.00 |
20,10,830.00 |
| 3 |
Total income |
38,50,006.00 |
1,14,41,644.00 |
|
Expenses
|
| 4 |
Interest expenses |
17,98,784.00 |
52,71,728.00 |
| 5 |
Operating expenses
|
| (i) |
Employees cost |
2,77,179.00 |
9,15,117.00 |
| (ii) |
Details of other operating expenses
|
|
Description of other operating expenses
|
| 1 |
Rent, taxes & lighting |
55,287.00 |
1,57,843.00 |
| 2 |
Printing and stationery |
5,475.00 |
16,556.00 |
| 3 |
Advertisement and publicity |
4,127.00 |
5,302.00 |
| 4 |
Depreciation on bank's property (incl. impairment provision) |
45,071.00 |
1,32,994.00 |
| 5 |
Directors' fees, allowances and expenses |
159.00 |
459.00 |
| 6 |
Auditor's fees and expenses |
(73.00) |
165.00 |
| 7 |
Law Charges |
3,668.00 |
15,494.00 |
| 8 |
Postage, Telegrams, Telephones etc. |
10,460.00 |
25,927.00 |
| 9 |
Repairs and maintenance |
62,840.00 |
1,82,822.00 |
| 10 |
Insurance |
4,99,459.00 |
14,36,898.00 |
|
Total other operating Expenses |
6,86,473.00 |
19,74,460.00 |
|
Total Operating Expenses |
9,63,652.00 |
28,89,577.00 |
| 6 |
Total expenditure excluding provisions and contingencies
| 27,62,436.00 |
81,61,305.00 |
| 7 |
Operating profit before provision and contingencies |
10,87,570.00 |
32,80,339.00 |
| 8 |
Provisions other than tax and contingencies |
2,24,592.00 |
9,74,062.00 |
| 9 |
Exceptional items |
0.00 |
0.00 |
| 10 |
Total profit (loss) from ordinary activities before tax
| 8,62,978.00 |
23,06,277.00 |
| 11 |
Provision for Tax |
2,14,021.00 |
5,67,742.00 |
| 12 |
Net profit (loss) from ordinary activities after tax |
6,48,957.00 |
17,38,535.00 |
| 13 |
Extraordinary items net of tax expenses
| 0.00 |
0.00 |
| 14 |
Net profit (loss) for the period |
6,48,957.00 |
17,38,535.00 |
| 15 |
Share of profit (loss) of associates
| |
|
| 16
| Profit (loss) of minority interest
| |
|
| 17
| Net Profit (loss) after taxes minority interest and share of profit
(loss) of associates
| 6,48,957.00 |
17,38,535.00 |
|
| 18 |
Details of equity share capital [Abstract]
|
|
Paid-up equity share capital
| 62,102.00 |
62,102.00 |
|
Face value of equity share capital
| 2 |
2 |
| 19 |
Reserve excluding revaluation reserves (as per balance sheet of previous accounting year) |
|
|
|
| 20 |
Analytical ratios |
| (i)
| Percentage of share held by government of India |
0 |
0 |
| (ii) |
Capital adequacy ratio
|
|
CET 1 ratio |
14.500 |
14.500 |
|
| Additional Tier 1 ratio |
14.8900 |
14.8900 |
| (iii) (a) |
Earnings per share before extraordinary items
|
|
Basic earnings per share before extraordinary items
| 20.91 |
56.05 |
|
Diluted earnings per share before extraordinary items
| 20.8 |
55.73 |
| (iii) (b) |
Earnings per share after extraordinary items
|
|
Basic earnings per share after extraordinary items
| 20.91 |
56.05 |
|
Diluted earnings per share after extraordinary items
| 20.8 |
55.73 |
| (iv) |
NPA Ratios
|
|
| Amount of gross non-performing assets
| 17,16,678.00 |
17,16,678.00 |
|
Amount of net non-performing assets
| 5,15,429.00 |
5,15,429.00 |
|
% of gross NPAs |
1.400 |
1.400 |
|
% of net NPAs
| 0.4200 |
0.4200 |
|
Return on assets
| 1.4900 |
1.4900 |
| 21 |
Disclosure of notes on financial results by banks
| |
Format for Reporting Segment wise Revenue, Results and Capital Employed along with the company results
Amount in (Lakhs)
| Particulars |
3 months/ 6 months ended (dd-mm-yyyy) |
Year to date figures for current period ended (dd-mm-yyyy) |
| Date of start of reporting period |
01-10-2025 |
01-04-2025 |
| Date of end of reporting period |
31-12-2025 |
31-12-2025 |
| Whether results are audited or unaudited |
Unaudited |
Unaudited |
| Nature of report standalone or consolidated |
Standalone |
Standalone |
| 1 |
Segment Revenue (Income)
|
|
| (net sale/income from each segment should be disclosed) |
| 1 |
Treasury |
7,55,588.00 |
23,39,426.00 |
| 2 |
Corporate/Wholesale Banking |
12,65,901.00 |
36,41,566.00 |
| 3 |
Retail Banking - Digital Banking |
10,14,399.00 |
29,35,307.00 |
| 4 |
Retail Banking - Others |
26,71,436.00 |
78,87,546.00 |
| 5 |
Other Banking Business |
1,11,009.00 |
3,31,260.00 |
| 6 |
Unallocated |
2,484.00 |
5,396.00 |
|
| Total Segment Revenue
| 58,20,817.00 |
1,71,40,501.00 |
|
Less: Inter segment revenue |
19,70,811.00 |
56,98,857.00 |
|
Income from operations |
38,50,006.00 |
1,14,41,644.00 |
| 2
| Segment Result
|
|
| Profit (+) / Loss (-) before tax and interest from each segment
|
| 1 |
Treasury |
98,068.00 |
4,73,336.00 |
| 2 |
Corporate/Wholesale Banking |
3,48,697.00 |
9,06,607.00 |
| 3 |
Retail Banking - Digital Banking |
1,31,200.00 |
2,91,462.00 |
| 4 |
Retail Banking - Others |
1,77,099.00 |
3,21,956.00 |
| 5 |
Other Banking Business |
1,05,430.00 |
3,07,520.00 |
| 6 |
Unallocated |
2,484.00 |
5,396.00 |
|
Total Profit before tax |
8,62,978.00 |
23,06,277.00 |
|
i. Finance cost |
0.00 |
0.00 |
|
ii. Other Unallocable Expenditure net off Unallocable income
|
0.00 |
0.00 |
|
Profit before tax |
8,62,978.00 |
23,06,277.00 |
| 3 |
(Segment Asset - Segment Liabilities) |
|
Segment Asset |
| 1 |
Treasury |
5,60,70,281.00 |
5,60,70,281.00 |
| 2 |
Corporate/Wholesale Banking |
5,23,63,127.00 |
5,23,63,127.00 |
| 3 |
Retail Banking - Digital Banking |
1,40,59,260.00 |
1,40,59,260.00 |
| 4 |
Retail Banking - Others |
5,18,92,307.00 |
5,18,92,307.00 |
| 5 |
Other Banking Business |
93,054.00 |
93,054.00 |
| 6 |
Unallocated |
7,39,118.00 |
7,39,118.00 |
|
Total Segment Assets |
17,52,17,147.00 |
17,52,17,147.00 |
|
Un-allocable Assets |
0.00 |
0.00 |
|
Net Segment Assets |
17,52,17,147.00 |
17,52,17,147.00 |
| 4 |
Segment Liabilities |
|
Segment Liabilities |
| 1 |
Treasury |
2,99,85,801.00 |
2,99,85,801.00 |
| 2 |
Corporate/Wholesale Banking |
2,27,00,725.00 |
2,27,00,725.00 |
| 3 |
Retail Banking - Digital Banking |
2,09,32,577.00 |
2,09,32,577.00 |
| 4 |
Retail Banking - Others |
8,10,89,053.00 |
8,10,89,053.00 |
| 5 |
Other Banking Business |
5,776.00 |
5,776.00 |
| 6 |
Unallocated |
8,32,315.00 |
8,32,315.00 |
| |
Total Segment Liabilities |
15,55,46,247.00 |
15,55,46,247.00 |
| |
Un-allocable Liabilities |
0.00 |
0.00 |
|
Net Segment Liabilities |
15,55,46,247.00 |
15,55,46,247.00 |
|
Disclosure of notes on segments |
|
Statement on Deviation or Variation for proceeds of Public Issue, Rights
Issue, Preferential Issue, Qualified Institutions Placement Etc. (1)
Amount in (Lakhs)
| Mode of Fund Raising |
Others |
| Description of mode of fund raising
(Applicable in case of others is selected) |
|
| Date of Raising Funds |
26-11-2025 |
| Amount Raised |
5,00,000.00 |
| Report filed for Quarter ended |
31-12-2025 |
| Monitoring Agency |
Not Applicable |
| Monitoring Agency Name, if applicable |
|
| Is there a Deviation / Variation in use of funds raised |
No |
| If yes, whether the same is pursuant to change in terms of a contract or objects,
which was approved by the shareholders |
|
| If Yes, Date of shareholder Approval |
|
| Explanation for the Deviation / Variation |
NA |
| Comments of the Audit Committee after review |
NIL |
| Comments of the auditors, if any |
NIL |
| Sr. |
Original Object |
Modified Object, if any |
Original Allocation |
Modified allocation, if any |
Funds Utilised |
Amount of Deviation/Variation for the quarter according to applicable
object |
Remarks if any |
| 1 |
Enhancing long term resources for funding infrastructure and affordable housing. The issue proceeds to be utilised for funding long term projects in infrastructure sub-sectors and affordable housing as prescribed by RBI pursuant to the RBI Circulars. |
NA |
5,00,000.00 |
0.00 |
5,00,000.00 |
0.00 |
|
Signatory Details
| Name of signatory |
Puneet Sharma |
| Designation of person |
Chief Financial Officer |
| Place |
Mumbai |
| Date |
26-01-2026 |
Format for Disclosing Outstanding Default on Loans and Debt Securities
Amount in (Lakhs)
| Sr. No. |
Particulars |
Amount |
Remarks |
| 1. |
Loans / revolving facilities like cash credit
from banks / financial institutions |
| A |
Total amount outstanding as on date |
2,12,47,385.00 |
|
| B |
Of the total amount outstanding, amount of default as on date |
0.00 |
|
| 2. |
Unlisted debt securities i.e. NCDs and NCRPS
|
| A |
Total amount outstanding as on date |
0.00 |
|
| B |
Of the total amount outstanding, amount of default as on date |
0.00 |
|
| 3. |
Total financial indebtedness of the listed entity including short-term
and long-term debt |
2,12,47,385.00 |
|