| Scrip code | 500247 |
|---|---|
| NSE Symbol | KOTAKBANK |
| MSEI Symbol | NOTLISTED |
| ISIN | INE237A01028 |
| Name of bank | KOTAK MAHINDRA BANK LIMITED |
| Class of security | Equity |
| Date of start of financial year | 01-04-2025 |
| Date of end of financial year | 31-03-2026 |
| Date of board meeting when results were approved | 24-01-2026 |
| Date on which prior intimation of the meeting for considering financial results was informed to the exchange | 13-01-2026 |
| Description of presentation currency | INR |
| Level of rounding used in financial results | Lakhs |
| Reporting Type | Quarterly |
| Reporting Quarter | Third quarter |
| Nature of report standalone or consolidated | Standalone |
| Whether results are audited or unaudited | Unaudited |
| Whether results are audited or unaudited for the Year to date for current period ended/year ended | Unaudited |
| Segment Reporting | Multi segment |
| Description of single segment | |
| Start date and time of board meeting | 24-01-2026 12:15:00 |
| End date and time of board meeting | 24-01-2026 13:50:00 |
| Whether cash flow statement is applicable on company | |
| Type of cash flow statement | |
| Declaration of unmodified opinion or statement on impact of audit qualification | Not applicable |
| Whether statement on deviation or variation for proceeds of public issue, rights issue, preferential issue, qualified institutions placement etc. is applicable to the company for the current quarter? | No |
| No. of times funds raised during the quarter | |
| Whether the disclosure for the Default on Loans and Debt Securities is applicable to the entity? | No |
| NA | |
| Particulars | 3 months/ 6 months ended (dd-mm-yyyy) | Year to date figures for current period ended (dd-mm-yyyy) | |
|---|---|---|---|
| A | Date of start of reporting period | 01-10-2025 | 01-04-2025 |
| B | Date of end of reporting period | 31-12-2025 | 31-12-2025 |
| C | Whether results are audited or unaudited | Unaudited | Unaudited |
| D | Nature of report standalone or consolidated | Standalone | Standalone |
| 1 | Interest earned | ||
| Interest or discount on advances or bills | 10,82,697.00 | 32,04,661.00 | |
| Income on investments | 2,62,315.00 | 8,15,379.00 | |
| Interest on balances with reserve bank of India and other inter bank funds | 32,145.00 | 77,566.00 | |
| Others | 13,168.00 | 41,314.00 | |
| Total interest earned | 13,90,325.00 | 41,38,920.00 | |
| 2 | Other income | 2,83,780.00 | 8,50,696.00 |
| 3 | Total income | 16,74,105.00 | 49,89,616.00 |
| Expenses | |||
| 4 | Interest expenses | 6,33,868.00 | 19,25,460.00 |
| 5 | Operating expenses | ||
| (i) | Employees cost | 2,24,581.00 | 6,29,086.00 |
| (ii) | Details of other operating expenses | ||
| Description of other operating expenses | |||
| 1 | Other operating expenses | 2,77,679.00 | 8,13,897.00 |
| Total other operating Expenses | 2,77,679.00 | 8,13,897.00 | |
| Total Operating Expenses | 5,02,260.00 | 14,42,983.00 | |
| 6 | Total expenditure excluding provisions and contingencies | 11,36,128.00 | 33,68,443.00 |
| 7 | Operating profit before provision and contingencies | 5,37,977.00 | 16,21,173.00 |
| 8 | Provisions other than tax and contingencies | 80,958.00 | 2,96,476.00 |
| 9 | Exceptional items | 0.00 | 0.00 |
| 10 | Total profit (loss) from ordinary activities before tax | 4,57,019.00 | 13,24,697.00 |
| 11 | Provision for Tax | 1,12,405.00 | 3,26,582.00 |
| 12 | Net profit (loss) from ordinary activities after tax | 3,44,614.00 | 9,98,115.00 |
| 13 | Extraordinary items net of tax expenses | 0.00 | 0.00 |
| 14 | Net profit (loss) for the period | 3,44,614.00 | 9,98,115.00 |
| 15 | Share of profit (loss) of associates | ||
| 16 | Profit (loss) of minority interest | ||
| 17 | Net Profit (loss) after taxes minority interest and share of profit (loss) of associates | 3,44,614.00 | 9,98,115.00 |
| 18 | Details of equity share capital [Abstract] | ||
| Paid-up equity share capital | 99,455.00 | 99,455.00 | |
| Face value of equity share capital | 1 | 1 | |
| 19 | Reserve excluding revaluation reserves (as per balance sheet of previous accounting year) | ||
| 20 | Analytical ratios | ||
| (i) | Percentage of share held by government of India | 0 | 0 |
| (ii) | Capital adequacy ratio | ||
| CET 1 ratio | 21.5300 | 21.5300 | |
| Additional Tier 1 ratio | 0 | 0 | |
| (iii) (a) | Earnings per share before extraordinary items | ||
| Basic earnings per share before extraordinary items | 3.47 | 10.04 | |
| Diluted earnings per share before extraordinary items | 3.47 | 10.04 | |
| (iii) (b) | Earnings per share after extraordinary items | ||
| Basic earnings per share after extraordinary items | 3.47 | 10.04 | |
| Diluted earnings per share after extraordinary items | 3.47 | 10.04 | |
| (iv) | NPA Ratios | ||
| Amount of gross non-performing assets | 6,31,982.00 | 6,31,982.00 | |
| Amount of net non-performing assets | 1,49,685.00 | 1,49,685.00 | |
| % of gross NPAs | 1.300 | 1.300 | |
| % of net NPAs | 0.3100 | 0.3100 | |
| Return on assets | 0.4800 | 1.4300 | |
| 21 | Disclosure of notes on financial results by banks | ||
| Particulars | 3 months/ 6 months ended (dd-mm-yyyy) | Year to date figures for current period ended (dd-mm-yyyy) | |||||
|---|---|---|---|---|---|---|---|
| Date of start of reporting period | 01-10-2025 | 01-04-2025 | |||||
| Date of end of reporting period | 31-12-2025 | 31-12-2025 | |||||
| Whether results are audited or unaudited | Unaudited | Unaudited | |||||
| Nature of report standalone or consolidated | Standalone | Standalone | |||||
| 1 | Segment Revenue (Income) | ||||||
| (net sale/income from each segment should be disclosed) | |||||||
| 1 | a. Corporate/ Wholesale Banking | 6,20,695.00 | 19,17,390.00 | ||||
| 2 | b. Retail Banking | 8,88,962.00 | 25,88,410.00 | ||||
| 3 | c. Treasury, BMU and Corporate Centre | 2,98,107.00 | 9,53,567.00 | ||||
| 4 | d. Other Banking business | 0.00 | 0.00 | ||||
| Total Segment Revenue | 18,07,764.00 | 54,59,367.00 | |||||
| Less: Inter segment revenue | 1,33,659.00 | 4,69,751.00 | |||||
| Income from operations | 16,74,105.00 | 49,89,616.00 | |||||
| 2 | Segment Result | ||||||
| Profit (+) / Loss (-) before tax and interest from each segment | |||||||
| 1 | a. Corporate/ Wholesale Banking | 1,97,399.00 | 5,83,660.00 | ||||
| 2 | b. Retail Banking | 1,43,673.00 | 3,95,469.00 | ||||
| 3 | c. Treasury, BMU and Corporate Centre | 1,15,947.00 | 3,45,568.00 | ||||
| 4 | d. Other Banking business | 0.00 | 0.00 | ||||
| Total Profit before tax | 4,57,019.00 | 13,24,697.00 | |||||
| i. Finance cost | 0.00 | 0.00 | |||||
| ii. Other Unallocable Expenditure net off Unallocable income | 0.00 | 0.00 | |||||
| Profit before tax | 4,57,019.00 | 13,24,697.00 | |||||
| 3 | (Segment Asset - Segment Liabilities) | ||||||
| Segment Asset | |||||||
| 1 | a. Corporate/ Wholesale Banking | 3,11,26,361.00 | 3,11,26,361.00 | ||||
| 2 | b. Retail Banking | 4,76,02,658.00 | 4,76,02,658.00 | ||||
| 3 | c. Treasury, BMU and Corporate Centre | 2,02,60,162.00 | 2,02,60,162.00 | ||||
| 4 | d. Other Banking business | 0.00 | 0.00 | ||||
| Total Segment Assets | 9,89,89,181.00 | 9,89,89,181.00 | |||||
| Un-allocable Assets | (2,59,40,620.00) | (2,59,40,620.00) | |||||
| Net Segment Assets | 7,30,48,561.00 | 7,30,48,561.00 | |||||
| 4 | Segment Liabilities | ||||||
| Segment Liabilities | |||||||
| 1 | a. Corporate/ Wholesale Banking | 2,77,25,320.00 | 2,77,25,320.00 | ||||
| 2 | b. Retail Banking | 4,24,10,638.00 | 4,24,10,638.00 | ||||
| 3 | c. Treasury, BMU and Corporate Centre | 1,56,36,565.00 | 1,56,36,565.00 | ||||
| 4 | d. Other Banking business | 0.00 | 0.00 | ||||
| Total Segment Liabilities | 8,57,72,523.00 | 8,57,72,523.00 | |||||
| Un-allocable Liabilities | (1,27,23,962.00) | (1,27,23,962.00) | |||||
| Net Segment Liabilities | 7,30,48,561.00 | 7,30,48,561.00 | |||||
| Disclosure of notes on segments | |||||||