| Scrip code | 532187 |
|---|---|
| NSE Symbol | INDUSINDBK |
| MSEI Symbol | NOTLISTED |
| ISIN | INE095A01012 |
| Name of bank | INDUSIND BANK LIMITED |
| Class of security | Equity |
| Date of start of financial year | 01-04-2025 |
| Date of end of financial year | 31-03-2026 |
| Date of board meeting when results were approved | 23-01-2026 |
| Date on which prior intimation of the meeting for considering financial results was informed to the exchange | 06-01-2026 |
| Description of presentation currency | INR |
| Level of rounding used in financial results | Lakhs |
| Reporting Type | Quarterly |
| Reporting Quarter | Third quarter |
| Nature of report standalone or consolidated | Standalone |
| Whether results are audited or unaudited | Unaudited |
| Whether results are audited or unaudited for the Year to date for current period ended/year ended | Unaudited |
| Segment Reporting | Multi segment |
| Description of single segment | |
| Start date and time of board meeting | 23-01-2026 11:48:00 |
| End date and time of board meeting | 23-01-2026 15:30:00 |
| Whether cash flow statement is applicable on company | |
| Type of cash flow statement | |
| Declaration of unmodified opinion or statement on impact of audit qualification | Not applicable |
| Whether statement on deviation or variation for proceeds of public issue, rights issue, preferential issue, qualified institutions placement etc. is applicable to the company for the current quarter? | No |
| No. of times funds raised during the quarter | |
| Whether the disclosure for the Default on Loans and Debt Securities is applicable to the entity? | No |
| Not applicable | |
| Particulars | 3 months/ 6 months ended (dd-mm-yyyy) | Year to date figures for current period ended (dd-mm-yyyy) | |
|---|---|---|---|
| A | Date of start of reporting period | 01-10-2025 | 01-04-2025 |
| B | Date of end of reporting period | 31-12-2025 | 31-12-2025 |
| C | Whether results are audited or unaudited | Unaudited | Unaudited |
| D | Nature of report standalone or consolidated | Standalone | Standalone |
| 1 | Interest earned | ||
| Interest or discount on advances or bills | 8,93,232.00 | 27,77,650.00 | |
| Income on investments | 2,02,870.00 | 5,87,760.00 | |
| Interest on balances with reserve bank of India and other inter bank funds | 17,786.00 | 1,14,054.00 | |
| Others | 23,400.00 | 45,075.00 | |
| Total interest earned | 11,37,288.00 | 35,24,539.00 | |
| 2 | Other income | 1,70,651.00 | 5,51,071.00 |
| 3 | Total income | 13,07,939.00 | 40,75,610.00 |
| Expenses | |||
| 4 | Interest expenses | 6,81,123.00 | 21,63,455.00 |
| 5 | Operating expenses | ||
| (i) | Employees cost | 1,51,788.00 | 4,08,079.00 |
| (ii) | Details of other operating expenses | ||
| Description of other operating expenses | |||
| 1 | Other Operating Expenses | 2,44,352.00 | 8,05,384.00 |
| Total other operating Expenses | 2,44,352.00 | 8,05,384.00 | |
| Total Operating Expenses | 3,96,140.00 | 12,13,463.00 | |
| 6 | Total expenditure excluding provisions and contingencies | 10,77,263.00 | 33,76,918.00 |
| 7 | Operating profit before provision and contingencies | 2,30,676.00 | 6,98,692.00 |
| 8 | Provisions other than tax and contingencies | 2,08,860.00 | 6,44,876.00 |
| 9 | Exceptional items | 0.00 | 0.00 |
| 10 | Total profit (loss) from ordinary activities before tax | 21,816.00 | 53,816.00 |
| 11 | Provision for Tax | 5,700.00 | 13,754.00 |
| 12 | Net profit (loss) from ordinary activities after tax | 16,116.00 | 40,062.00 |
| 13 | Extraordinary items net of tax expenses | 0.00 | 0.00 |
| 14 | Net profit (loss) for the period | 16,116.00 | 40,062.00 |
| 15 | Share of profit (loss) of associates | ||
| 16 | Profit (loss) of minority interest | ||
| 17 | Net Profit (loss) after taxes minority interest and share of profit (loss) of associates | 16,116.00 | 40,062.00 |
| 18 | Details of equity share capital [Abstract] | ||
| Paid-up equity share capital | 77,908.00 | 77,908.00 | |
| Face value of equity share capital | 10 | 10 | |
| 19 | Reserve excluding revaluation reserves (as per balance sheet of previous accounting year) | ||
| 20 | Analytical ratios | ||
| (i) | Percentage of share held by government of India | 0 | 0 |
| (ii) | Capital adequacy ratio | ||
| CET 1 ratio | 15.7400 | 15.7400 | |
| Additional Tier 1 ratio | 0 | 0 | |
| (iii) (a) | Earnings per share before extraordinary items | ||
| Basic earnings per share before extraordinary items | 2.07 | 5.14 | |
| Diluted earnings per share before extraordinary items | 2 | 4.98 | |
| (iii) (b) | Earnings per share after extraordinary items | ||
| Basic earnings per share after extraordinary items | 2.07 | 5.14 | |
| Diluted earnings per share after extraordinary items | 2 | 4.98 | |
| (iv) | NPA Ratios | ||
| Amount of gross non-performing assets | 11,60,462.00 | 11,60,462.00 | |
| Amount of net non-performing assets | 3,30,397.00 | 3,30,397.00 | |
| % of gross NPAs | 3.5600 | 3.5600 | |
| % of net NPAs | 1.0400 | 1.0400 | |
| Return on assets | 0.1200 | 0.100 | |
| 21 | Disclosure of notes on financial results by banks | ||
| Particulars | 3 months/ 6 months ended (dd-mm-yyyy) | Year to date figures for current period ended (dd-mm-yyyy) | |||||
|---|---|---|---|---|---|---|---|
| Date of start of reporting period | 01-10-2025 | 01-04-2025 | |||||
| Date of end of reporting period | 31-12-2025 | 31-12-2025 | |||||
| Whether results are audited or unaudited | Unaudited | Unaudited | |||||
| Nature of report standalone or consolidated | Standalone | Standalone | |||||
| 1 | Segment Revenue (Income) | ||||||
| (net sale/income from each segment should be disclosed) | |||||||
| 1 | i) Treasury Operations | 2,37,177.00 | 7,81,142.00 | ||||
| 2 | ii) Corporate / Wholesale Banking | 2,43,930.00 | 7,82,610.00 | ||||
| 3 | iii) Retail Banking | 9,20,365.00 | 27,93,485.00 | ||||
| 4 | iv) Other Banking Business | 494.00 | 2,103.00 | ||||
| Total Segment Revenue | 14,01,966.00 | 43,59,340.00 | |||||
| Less: Inter segment revenue | 94,027.00 | 2,83,730.00 | |||||
| Income from operations | 13,07,939.00 | 40,75,610.00 | |||||
| 2 | Segment Result | ||||||
| Profit (+) / Loss (-) before tax and interest from each segment | |||||||
| 1 | i) Treasury Operations | 27,274.00 | 1,76,159.00 | ||||
| 2 | ii) Corporate / Wholesale Banking | 49,876.00 | 1,33,349.00 | ||||
| 3 | iii) Retail Banking | 1,66,778.00 | 4,27,638.00 | ||||
| 4 | iv) Other Banking Business | 108.00 | 358.00 | ||||
| Total Profit before tax | 2,44,036.00 | 7,37,504.00 | |||||
| i. Finance cost | 0.00 | 0.00 | |||||
| ii. Other Unallocable Expenditure net off Unallocable income | 13,360.00 | 38,812.00 | |||||
| Profit before tax | 2,30,676.00 | 6,98,692.00 | |||||
| 3 | (Segment Asset - Segment Liabilities) | ||||||
| Segment Asset | |||||||
| 1 | i) Treasury Operations | 1,51,26,366.00 | 1,51,26,366.00 | ||||
| 2 | ii) Corporate / Wholesale Banking | 1,20,75,910.00 | 1,20,75,910.00 | ||||
| 3 | iii) Retail Banking | 2,26,86,764.00 | 2,26,86,764.00 | ||||
| 4 | iv) Other Banking Business | 0.00 | 0.00 | ||||
| Total Segment Assets | 4,98,89,040.00 | 4,98,89,040.00 | |||||
| Un-allocable Assets | 26,58,868.00 | 26,58,868.00 | |||||
| Net Segment Assets | 5,25,47,908.00 | 5,25,47,908.00 | |||||
| 4 | Segment Liabilities | ||||||
| Segment Liabilities | |||||||
| 1 | i) Treasury Operations | 39,55,525.00 | 39,55,525.00 | ||||
| 2 | ii) Corporate / Wholesale Banking | 1,21,47,249.00 | 1,21,47,249.00 | ||||
| 3 | iii) Retail Banking | 2,76,01,534.00 | 2,76,01,534.00 | ||||
| 4 | iv) Other Banking Business | 0.00 | 0.00 | ||||
| Total Segment Liabilities | 4,37,04,308.00 | 4,37,04,308.00 | |||||
| Un-allocable Liabilities | 88,43,600.00 | 88,43,600.00 | |||||
| Net Segment Liabilities | 5,25,47,908.00 | 5,25,47,908.00 | |||||
| Disclosure of notes on segments | Standalone Segment Reporting Quarter Ended 31.12.2025 9M Ended 31.12.2025 Operating Profit 230676 698692 Less: Provisions & Contingencies 208860 644876 Net Profit before tax 21816 53816 Less: Taxes including Deferred Taxes 5700 13754 Extraordinary Profit / Loss 0 0 Net Profit 16116 40062 As on 31.12.2025 Total Segment Liabilities 43704308 Unallocated Liabilities 2349986 Capital & Other Reserves 6493614 Total Liabilities 52547908 | ||||||