| Scrip code | 532772 |
|---|---|
| NSE Symbol | DCBBANK |
| MSEI Symbol | NOTLISTED |
| ISIN | INE503A01015 |
| Name of bank | DCB BANK LIMITED |
| Class of security | Equity |
| Date of start of financial year | 01-04-2025 |
| Date of end of financial year | 31-03-2026 |
| Date of board meeting when results were approved | 23-01-2026 |
| Date on which prior intimation of the meeting for considering financial results was informed to the exchange | 14-01-2026 |
| Description of presentation currency | INR |
| Level of rounding used in financial results | Lakhs |
| Reporting Type | Quarterly |
| Reporting Quarter | Third quarter |
| Nature of report standalone or consolidated | Standalone |
| Whether results are audited or unaudited | Unaudited |
| Whether results are audited or unaudited for the Year to date for current period ended/year ended | Unaudited |
| Segment Reporting | Multi segment |
| Description of single segment | |
| Start date and time of board meeting | 23-01-2026 12:00:00 |
| End date and time of board meeting | 23-01-2026 15:20:00 |
| Whether cash flow statement is applicable on company | |
| Type of cash flow statement | |
| Declaration of unmodified opinion or statement on impact of audit qualification | Not applicable |
| Whether statement on deviation or variation for proceeds of public issue, rights issue, preferential issue, qualified institutions placement etc. is applicable to the company for the current quarter? | No |
| No. of times funds raised during the quarter | |
| Whether the disclosure for the Default on Loans and Debt Securities is applicable to the entity? | No |
| There is no default. | |
| Particulars | 3 months/ 6 months ended (dd-mm-yyyy) | Year to date figures for current period ended (dd-mm-yyyy) | |
|---|---|---|---|
| A | Date of start of reporting period | 01-10-2025 | 01-04-2025 |
| B | Date of end of reporting period | 31-12-2025 | 31-12-2025 |
| C | Whether results are audited or unaudited | Unaudited | Unaudited |
| D | Nature of report standalone or consolidated | Standalone | Standalone |
| 1 | Interest earned | ||
| Interest or discount on advances or bills | 1,47,883.00 | 4,35,070.00 | |
| Income on investments | 36,076.00 | 1,09,577.00 | |
| Interest on balances with reserve bank of India and other inter bank funds | 1,162.00 | 2,761.00 | |
| Others | 967.00 | 2,311.00 | |
| Total interest earned | 1,86,088.00 | 5,49,719.00 | |
| 2 | Other income | 22,142.00 | 64,363.00 |
| 3 | Total income | 2,08,230.00 | 6,14,082.00 |
| Expenses | |||
| 4 | Interest expenses | 1,23,621.00 | 3,69,587.00 |
| 5 | Operating expenses | ||
| (i) | Employees cost | 26,954.00 | 76,381.00 |
| (ii) | Details of other operating expenses | ||
| Description of other operating expenses | |||
| 1 | Rent, Taxes and Lighting | 2,953.00 | 10,107.00 |
| 2 | Printing and Stationery | 354.00 | 894.00 |
| 3 | Advertisement and Publicity | 238.00 | 524.00 |
| 4 | Depreciation on Bank's property | 2,705.00 | 8,062.00 |
| 5 | Directors' Fees, Allowances and Expenses | 48.00 | 173.00 |
| 6 | Auditors' Fees and Expenses | 73.00 | 220.00 |
| 7 | Law Charges | 437.00 | 1,276.00 |
| 8 | Postages,Telegrams,Telephones etc. | 613.00 | 1,741.00 |
| 9 | Repairs and Maintenance | 2,141.00 | 5,798.00 |
| 10 | Other Expenditure & Insurance | 15,809.00 | 43,954.00 |
| Total other operating Expenses | 25,371.00 | 72,749.00 | |
| Total Operating Expenses | 52,325.00 | 1,49,130.00 | |
| 6 | Total expenditure excluding provisions and contingencies | 1,75,946.00 | 5,18,717.00 |
| 7 | Operating profit before provision and contingencies | 32,284.00 | 95,365.00 |
| 8 | Provisions other than tax and contingencies | 7,411.00 | 24,979.00 |
| 9 | Exceptional items | 0.00 | 0.00 |
| 10 | Total profit (loss) from ordinary activities before tax | 24,873.00 | 70,386.00 |
| 11 | Provision for Tax | 6,399.00 | 17,795.00 |
| 12 | Net profit (loss) from ordinary activities after tax | 18,474.00 | 52,591.00 |
| 13 | Extraordinary items net of tax expenses | 0.00 | 0.00 |
| 14 | Net profit (loss) for the period | 18,474.00 | 52,591.00 |
| 15 | Share of profit (loss) of associates | ||
| 16 | Profit (loss) of minority interest | ||
| 17 | Net Profit (loss) after taxes minority interest and share of profit (loss) of associates | 18,474.00 | 52,591.00 |
| 18 | Details of equity share capital [Abstract] | ||
| Paid-up equity share capital | 32,174.00 | 32,174.00 | |
| Face value of equity share capital | 10 | 10 | |
| 19 | Reserve excluding revaluation reserves (as per balance sheet of previous accounting year) | ||
| 20 | Analytical ratios | ||
| (i) | Percentage of share held by government of India | 0 | 0 |
| (ii) | Capital adequacy ratio | ||
| CET 1 ratio | 13.4500 | 13.4500 | |
| Additional Tier 1 ratio | 0 | 0 | |
| (iii) (a) | Earnings per share before extraordinary items | ||
| Basic earnings per share before extraordinary items | 5.76 | 16.61 | |
| Diluted earnings per share before extraordinary items | 5.72 | 16.49 | |
| (iii) (b) | Earnings per share after extraordinary items | ||
| Basic earnings per share after extraordinary items | 5.76 | 16.61 | |
| Diluted earnings per share after extraordinary items | 5.72 | 16.49 | |
| (iv) | NPA Ratios | ||
| Amount of gross non-performing assets | 1,56,751.00 | 1,56,751.00 | |
| Amount of net non-performing assets | 62,298.00 | 62,298.00 | |
| % of gross NPAs | 2.7200 | 2.7200 | |
| % of net NPAs | 1.100 | 1.100 | |
| Return on assets | 0.9100 | 0.8900 | |
| 21 | Disclosure of notes on financial results by banks | ||
| Particulars | 3 months/ 6 months ended (dd-mm-yyyy) | Year to date figures for current period ended (dd-mm-yyyy) | |||||
|---|---|---|---|---|---|---|---|
| Date of start of reporting period | 01-10-2025 | 01-04-2025 | |||||
| Date of end of reporting period | 31-12-2025 | 31-12-2025 | |||||
| Whether results are audited or unaudited | Unaudited | Unaudited | |||||
| Nature of report standalone or consolidated | Standalone | Standalone | |||||
| 1 | Segment Revenue (Income) | ||||||
| (net sale/income from each segment should be disclosed) | |||||||
| 1 | Treasury Operations | 48,791.00 | 1,56,359.00 | ||||
| 2 | Corporate / Wholesale Banking | 13,917.00 | 39,859.00 | ||||
| 3 | Retail Banking | 1,71,394.00 | 4,96,498.00 | ||||
| 4 | Other Banking Operations | 5,524.00 | 14,660.00 | ||||
| 5 | Unallocable | 415.00 | 422.00 | ||||
| Total Segment Revenue | 2,40,041.00 | 7,07,798.00 | |||||
| Less: Inter segment revenue | 31,811.00 | 93,716.00 | |||||
| Income from operations | 2,08,230.00 | 6,14,082.00 | |||||
| 2 | Segment Result | ||||||
| Profit (+) / Loss (-) before tax and interest from each segment | |||||||
| 1 | Treasury Operations | 4,854.00 | 21,241.00 | ||||
| 2 | Corporate / Wholesale Banking | 1,818.00 | 3,043.00 | ||||
| 3 | Retail Banking | 13,200.00 | 33,920.00 | ||||
| 4 | Other Banking Operations | 5,345.00 | 14,100.00 | ||||
| 5 | Unallocable | (344.00) | (1,918.00) | ||||
| Total Profit before tax | 24,873.00 | 70,386.00 | |||||
| i. Finance cost | 0.00 | 0.00 | |||||
| ii. Other Unallocable Expenditure net off Unallocable income | 0.00 | 0.00 | |||||
| Profit before tax | 24,873.00 | 70,386.00 | |||||
| 3 | (Segment Asset - Segment Liabilities) | ||||||
| Segment Asset | |||||||
| 1 | Treasury Operations | 23,21,065.00 | 23,21,065.00 | ||||
| 2 | Corporate / Wholesale Banking | 5,17,953.00 | 5,17,953.00 | ||||
| 3 | Retail Banking | 52,87,682.00 | 52,87,682.00 | ||||
| 4 | Other Banking Operations | 0.00 | 0.00 | ||||
| 5 | Unallocable | 57,307.00 | 57,307.00 | ||||
| Total Segment Assets | 81,84,007.00 | 81,84,007.00 | |||||
| Un-allocable Assets | 0.00 | 0.00 | |||||
| Net Segment Assets | 81,84,007.00 | 81,84,007.00 | |||||
| 4 | Segment Liabilities | ||||||
| Segment Liabilities | |||||||
| 1 | Treasury Operations | 16,42,412.00 | 16,42,412.00 | ||||
| 2 | Corporate / Wholesale Banking | 6,43,413.00 | 6,43,413.00 | ||||
| 3 | Retail Banking | 52,63,013.00 | 52,63,013.00 | ||||
| 4 | Other Banking Operations | 186.00 | 186.00 | ||||
| 5 | Unallocable | 0.00 | 0.00 | ||||
| Total Segment Liabilities | 75,49,024.00 | 75,49,024.00 | |||||
| Un-allocable Liabilities | 0.00 | 0.00 | |||||
| Net Segment Liabilities | 75,49,024.00 | 75,49,024.00 | |||||
| Disclosure of notes on segments | |||||||