INTEGRATED FILING — BANKING



General information about company

Scrip code 532814
NSE Symbol INDIANB
MSEI Symbol NOTLISTED
ISIN INE562A01011
Name of bank Indian Bank
Class of security Equity
Date of start of financial year 01-04-2025
Date of end of financial year 31-03-2026
Date of board meeting when results were approved 22-01-2026
Date on which prior intimation of the meeting for considering financial results was informed to the exchange 14-01-2026
Description of presentation currency INR
Level of rounding used in financial results Lakhs
Reporting Type Quarterly
Reporting Quarter Third quarter
Nature of report standalone or consolidated Consolidated
Whether results are audited or unaudited Unaudited
Whether results are audited or unaudited for the Year to date for current period ended/year ended Unaudited
Segment Reporting Multi segment
Description of single segment
Start date and time of board meeting 22-01-2026   12:35:00
End date and time of board meeting 22-01-2026   13:20:00
Whether cash flow statement is applicable on company
Type of cash flow statement
Declaration of unmodified opinion or statement on impact of audit qualification Not applicable


Financial Results - Banking

Amount in (Lakhs)

Particulars 3 months/ 6 months ended (dd-mm-yyyy) Year to date figures for current period ended (dd-mm-yyyy)
A Date of start of reporting period 01-10-2025 01-04-2025
B Date of end of reporting period 31-12-2025 31-12-2025
C Whether results are audited or unaudited Unaudited Unaudited
D Nature of report standalone or consolidated Consolidated Consolidated
1 Interest earned
Interest or discount on advances or bills 12,44,898.00 36,15,115.00
Income on investments 4,00,560.00 12,00,496.00
Interest on balances with reserve bank of India and other inter bank funds 39,049.00 1,21,337.00
Others 25,714.00 64,611.00
Total interest earned 17,10,221.00 50,01,559.00
2 Other income 2,79,257.00 8,05,588.00
3 Total income 19,89,478.00 58,07,147.00
Expenses
4 Interest expenses 10,20,290.00 30,16,670.00
5 Operating expenses
(i) Employees cost 2,81,361.00 8,13,920.00
(ii) Details of other operating expenses
Description of other operating expenses
1 Other Operating Expenses 1,82,178.00 5,05,520.00
Total other operating Expenses 1,82,178.00 5,05,520.00
Total Operating Expenses 4,63,539.00 13,19,440.00
6 Total expenditure excluding provisions and contingencies 14,83,829.00 43,36,110.00
7 Operating profit before provision and contingencies 5,05,649.00 14,71,037.00
8 Provisions other than tax and contingencies 85,711.00 2,28,664.00
9 Exceptional items 0.00 (76,659.00)
10 Total profit (loss) from ordinary activities before tax 4,19,938.00 11,65,714.00
11 Provision for Tax 1,11,322.00 3,31,194.00
12 Net profit (loss) from ordinary activities after tax 3,08,616.00 8,34,520.00
13 Extraordinary items net of tax expenses 0.00 0.00
14 Net profit (loss) for the period 3,08,616.00 8,34,520.00
15 Share of profit (loss) of associates 6,134.00 18,801.00
16 Profit (loss) of minority interest 62.00 199.00
17 Net Profit (loss) after taxes minority interest and share of profit (loss) of associates 3,14,688.00 8,53,122.00
18 Details of equity share capital [Abstract]
Paid-up equity share capital 1,34,696.00 1,34,696.00
Face value of equity share capital 10 10
19 Reserve excluding revaluation reserves (as per balance sheet of previous accounting year)
20 Analytical ratios
(i) Percentage of share held by government of India 73.8400 73.8400
(ii) Capital adequacy ratio
CET 1 ratio 14.7300 14.7300
Additional Tier 1 ratio 0 0
(iii) (a) Earnings per share before extraordinary items
Basic earnings per share before extraordinary items 23.36 63.34
Diluted earnings per share before extraordinary items 23.36 63.34
(iii) (b) Earnings per share after extraordinary items
Basic earnings per share after extraordinary items 23.36 63.34
Diluted earnings per share after extraordinary items 23.36 63.34
(iv) NPA Ratios
Amount of gross non-performing assets 14,26,838.00 14,26,838.00
Amount of net non-performing assets 96,755.00 96,755.00
% of gross NPAs 2.2300 2.2300
% of net NPAs 0.1500 0.1500
Return on assets 1.3400 1.8700
21 Disclosure of notes on financial results by banks Textual Information(1)


Text Block

Textual Information(1) Figures of previous periods have been regrouped/ reclassified wherever considered necessary to conform to current period classification. Please refer to the Notes in the PDF filed with Results on Stock Exchanges


Format for Reporting Segment wise Revenue, Results and Capital Employed along with the company results

Amount in (Lakhs)

Particulars 3 months/ 6 months ended (dd-mm-yyyy) Year to date figures for current period ended (dd-mm-yyyy)
Date of start of reporting period 01-10-2025 01-04-2025
Date of end of reporting period 31-12-2025 31-12-2025
Whether results are audited or unaudited Unaudited Unaudited
Nature of report standalone or consolidated Consolidated Consolidated
1 Segment Revenue (Income)
(net sale/income from each segment should be disclosed)
1 Treasury Operations 4,82,132.00 14,14,109.00
2 Corporate / Wholesale Banking 6,40,612.00 18,34,671.00
3 Retail Banking 8,17,041.00 23,94,847.00
4 Other Banking Operations 49,693.00 1,63,520.00
Total Segment Revenue 19,89,478.00 58,07,147.00
Less: Inter segment revenue 0.00 0.00
Income from operations 19,89,478.00 58,07,147.00
2 Segment Result
Profit (+) / Loss (-) before tax and interest from each segment
1 Treasury Operations 1,67,670.00 4,97,041.00
2 Corporate / Wholesale Banking 1,43,892.00 3,90,742.00
3 Retail Banking 1,70,207.00 4,86,414.00
4 Other Banking Operations 23,880.00 96,840.00
Total Profit before tax 5,05,649.00 14,71,037.00
i. Finance cost 0.00 0.00
ii. Other Unallocable Expenditure net off Unallocable income 79,639.00 2,86,721.00
Profit before tax 4,26,010.00 11,84,316.00
3 (Segment Asset - Segment Liabilities)
Segment Asset
1 Treasury Operations 2,81,53,319.00 2,81,53,319.00
2 Corporate / Wholesale Banking 2,88,99,172.00 2,88,99,172.00
3 Retail Banking 3,70,62,097.00 3,70,62,097.00
4 Other Banking Operations 3,20,925.00 3,20,925.00
Total Segment Assets 9,44,35,513.00 9,44,35,513.00
Un-allocable Assets 5,33,517.00 5,33,517.00
Net Segment Assets 9,49,69,030.00 9,49,69,030.00
4 Segment Liabilities
Segment Liabilities
1 Treasury Operations 2,58,26,123.00 2,58,26,123.00
2 Corporate / Wholesale Banking 2,65,10,323.00 2,65,10,323.00
3 Retail Banking 3,39,98,487.00 3,39,98,487.00
4 Other Banking Operations 1,54,393.00 1,54,393.00
Total Segment Liabilities 8,64,89,326.00 8,64,89,326.00
Un-allocable Liabilities 84,79,704.00 84,79,704.00
Net Segment Liabilities 9,49,69,030.00 9,49,69,030.00
Disclosure of notes on segments 1. Segment Revenue and expenses have been apportioned on the basis of Segment assets, wherever direct allocation is not possible. 2. Figures of the previous period have been regrouped/reclassified wherever considered necessary to conform to current period classification. 3. As per RBI Master Direction RBI/ DOR/2025-26/167 DOR.ACC.REC.No.86/21.04.018/2025-26 dated November 28, 2025 on 'Reserve Bank of India (Commercial Banks-Financial Statements: Presentation and Disclosures) Directions, 2025 for the purpose of disclosure under Accounting Standard 17 -’Segment reporting',’Digital Banking’ has been identified as a sub-segment under Retail Banking by Reserve Bank of India (RBI).The Bank has 3 DBUs and the ’Digital Banking' segment information disclosed pertains to the said DBUs.