| Scrip code | 532814 |
|---|---|
| NSE Symbol | INDIANB |
| MSEI Symbol | NOTLISTED |
| ISIN | INE562A01011 |
| Name of bank | Indian Bank |
| Class of security | Equity |
| Date of start of financial year | 01-04-2025 |
| Date of end of financial year | 31-03-2026 |
| Date of board meeting when results were approved | 22-01-2026 |
| Date on which prior intimation of the meeting for considering financial results was informed to the exchange | 14-01-2026 |
| Description of presentation currency | INR |
| Level of rounding used in financial results | Lakhs |
| Reporting Type | Quarterly |
| Reporting Quarter | Third quarter |
| Nature of report standalone or consolidated | Standalone |
| Whether results are audited or unaudited | Unaudited |
| Whether results are audited or unaudited for the Year to date for current period ended/year ended | Unaudited |
| Segment Reporting | Multi segment |
| Description of single segment | |
| Start date and time of board meeting | 22-01-2026 12:35:00 |
| End date and time of board meeting | 22-01-2026 13:20:00 |
| Whether cash flow statement is applicable on company | |
| Type of cash flow statement | |
| Declaration of unmodified opinion or statement on impact of audit qualification | Not applicable |
| Whether statement on deviation or variation for proceeds of public issue, rights issue, preferential issue, qualified institutions placement etc. is applicable to the company for the current quarter? | No |
| No. of times funds raised during the quarter | |
| Whether the disclosure for the Default on Loans and Debt Securities is applicable to the entity? | No |
| Not applicable | |
| Particulars | 3 months/ 6 months ended (dd-mm-yyyy) | Year to date figures for current period ended (dd-mm-yyyy) | |
|---|---|---|---|
| A | Date of start of reporting period | 01-10-2025 | 01-04-2025 |
| B | Date of end of reporting period | 31-12-2025 | 31-12-2025 |
| C | Whether results are audited or unaudited | Unaudited | Unaudited |
| D | Nature of report standalone or consolidated | Standalone | Standalone |
| 1 | Interest earned | ||
| Interest or discount on advances or bills | 12,44,898.00 | 36,15,115.00 | |
| Income on investments | 4,00,223.00 | 11,96,317.00 | |
| Interest on balances with reserve bank of India and other inter bank funds | 38,971.00 | 1,21,061.00 | |
| Others | 25,675.00 | 64,539.00 | |
| Total interest earned | 17,09,767.00 | 49,97,032.00 | |
| 2 | Other income | 2,56,567.00 | 7,49,091.00 |
| 3 | Total income | 19,66,334.00 | 57,46,123.00 |
| Expenses | |||
| 4 | Interest expenses | 10,20,208.00 | 30,16,491.00 |
| 5 | Operating expenses | ||
| (i) | Employees cost | 2,78,520.00 | 8,04,864.00 |
| (ii) | Details of other operating expenses | ||
| Description of other operating expenses | |||
| 1 | Other Operating Expenses | 1,65,248.00 | 4,61,731.00 |
| Total other operating Expenses | 1,65,248.00 | 4,61,731.00 | |
| Total Operating Expenses | 4,43,768.00 | 12,66,595.00 | |
| 6 | Total expenditure excluding provisions and contingencies | 14,63,976.00 | 42,83,086.00 |
| 7 | Operating profit before provision and contingencies | 5,02,358.00 | 14,63,037.00 |
| 8 | Provisions other than tax and contingencies | 85,702.00 | 2,28,662.00 |
| 9 | Exceptional items | 0.00 | 0.00 |
| 10 | Total profit (loss) from ordinary activities before tax | 4,16,656.00 | 12,34,375.00 |
| 11 | Provision for Tax | 1,10,508.00 | 3,29,123.00 |
| 12 | Net profit (loss) from ordinary activities after tax | 3,06,148.00 | 9,05,252.00 |
| 13 | Extraordinary items net of tax expenses | 0.00 | 0.00 |
| 14 | Net profit (loss) for the period | 3,06,148.00 | 9,05,252.00 |
| 15 | Share of profit (loss) of associates | ||
| 16 | Profit (loss) of minority interest | ||
| 17 | Net Profit (loss) after taxes minority interest and share of profit (loss) of associates | 3,06,148.00 | 9,05,252.00 |
| 18 | Details of equity share capital [Abstract] | ||
| Paid-up equity share capital | 1,34,696.00 | 1,34,696.00 | |
| Face value of equity share capital | 10 | 10 | |
| 19 | Reserve excluding revaluation reserves (as per balance sheet of previous accounting year) | ||
| 20 | Analytical ratios | ||
| (i) | Percentage of share held by government of India | 73.8400 | 73.8400 |
| (ii) | Capital adequacy ratio | ||
| CET 1 ratio | 14.5400 | 14.5400 | |
| Additional Tier 1 ratio | 0 | 0 | |
| (iii) (a) | Earnings per share before extraordinary items | ||
| Basic earnings per share before extraordinary items | 22.73 | 67.21 | |
| Diluted earnings per share before extraordinary items | 22.73 | 67.21 | |
| (iii) (b) | Earnings per share after extraordinary items | ||
| Basic earnings per share after extraordinary items | 22.73 | 67.21 | |
| Diluted earnings per share after extraordinary items | 22.73 | 67.21 | |
| (iv) | NPA Ratios | ||
| Amount of gross non-performing assets | 14,26,838.00 | 14,26,838.00 | |
| Amount of net non-performing assets | 96,755.00 | 96,755.00 | |
| % of gross NPAs | 2.2300 | 2.2300 | |
| % of net NPAs | 0.1500 | 0.1500 | |
| Return on assets | 1.300 | 1.3200 | |
| 21 | Disclosure of notes on financial results by banks | Textual Information(1) | |
| Textual Information(1) | Figures of previous periods have been regrouped/ reclassified wherever considered necessary to conform to current period classification. Please refer to the Notes in the PDF filed with Results on Stock Exchanges |
|---|
| Particulars | 3 months/ 6 months ended (dd-mm-yyyy) | Year to date figures for current period ended (dd-mm-yyyy) | |||||
|---|---|---|---|---|---|---|---|
| Date of start of reporting period | 01-10-2025 | 01-04-2025 | |||||
| Date of end of reporting period | 31-12-2025 | 31-12-2025 | |||||
| Whether results are audited or unaudited | Unaudited | Unaudited | |||||
| Nature of report standalone or consolidated | Standalone | Standalone | |||||
| 1 | Segment Revenue (Income) | ||||||
| (net sale/income from each segment should be disclosed) | |||||||
| 1 | Treasury Operations | 4,82,132.00 | 14,14,109.00 | ||||
| 2 | Corporate / Wholesale Banking | 6,40,612.00 | 18,34,671.00 | ||||
| 3 | Retail Banking | 8,17,041.00 | 23,94,847.00 | ||||
| 4 | Other Banking Operations | 26,549.00 | 1,02,496.00 | ||||
| Total Segment Revenue | 19,66,334.00 | 57,46,123.00 | |||||
| Less: Inter segment revenue | 0.00 | 0.00 | |||||
| Income from operations | 19,66,334.00 | 57,46,123.00 | |||||
| 2 | Segment Result | ||||||
| Profit (+) / Loss (-) before tax and interest from each segment | |||||||
| 1 | Treasury Operations | 1,67,670.00 | 4,97,041.00 | ||||
| 2 | Corporate / Wholesale Banking | 1,43,892.00 | 3,90,742.00 | ||||
| 3 | Retail Banking | 1,70,207.00 | 4,86,414.00 | ||||
| 4 | Other Banking Operations | 20,589.00 | 88,840.00 | ||||
| Total Profit before tax | 5,02,358.00 | 14,63,037.00 | |||||
| i. Finance cost | 0.00 | 0.00 | |||||
| ii. Other Unallocable Expenditure net off Unallocable income | 85,702.00 | 2,28,662.00 | |||||
| Profit before tax | 4,16,656.00 | 12,34,375.00 | |||||
| 3 | (Segment Asset - Segment Liabilities) | ||||||
| Segment Asset | |||||||
| 1 | Treasury Operations | 2,81,53,319.00 | 2,81,53,319.00 | ||||
| 2 | Corporate / Wholesale Banking | 2,88,99,172.00 | 2,88,99,172.00 | ||||
| 3 | Retail Banking | 3,70,62,097.00 | 3,70,62,097.00 | ||||
| 4 | Other Banking Operations | 0.00 | 0.00 | ||||
| Total Segment Assets | 9,41,14,588.00 | 9,41,14,588.00 | |||||
| Un-allocable Assets | 5,31,881.00 | 5,31,881.00 | |||||
| Net Segment Assets | 9,46,46,469.00 | 9,46,46,469.00 | |||||
| 4 | Segment Liabilities | ||||||
| Segment Liabilities | |||||||
| 1 | Treasury Operations | 2,58,26,123.00 | 2,58,26,123.00 | ||||
| 2 | Corporate / Wholesale Banking | 2,65,10,323.00 | 2,65,10,323.00 | ||||
| 3 | Retail Banking | 3,39,98,487.00 | 3,39,98,487.00 | ||||
| 4 | Other Banking Operations | 0.00 | 0.00 | ||||
| Total Segment Liabilities | 8,63,34,933.00 | 8,63,34,933.00 | |||||
| Un-allocable Liabilities | 83,11,536.00 | 83,11,536.00 | |||||
| Net Segment Liabilities | 9,46,46,469.00 | 9,46,46,469.00 | |||||
| Disclosure of notes on segments | 1. Segment Revenue and expenses have been apportioned on the basis of Segment assets, wherever direct allocation is not possible. 2. Figures of the previous period have been regrouped/reclassified wherever considered necessary to conform to current period classification. 3. As per RBI Master Direction RBI/ DOR/2025-26/167 DOR.ACC.REC.No.86/21.04.018/2025-26 dated November 28, 2025 on 'Reserve Bank of India (Commercial Banks-Financial Statements: Presentation and Disclosures) Directions, 2025 for the purpose of disclosure under Accounting Standard 17 -’Segment reporting',’Digital Banking’ has been identified as a sub-segment under Retail Banking by Reserve Bank of India (RBI).The Bank has 3 DBUs and the ’Digital Banking' segment information disclosed pertains to the said DBUs. | ||||||