INTEGRATED FILING — BANKING
General information about company
| Scrip code |
500180 |
| NSE Symbol |
HDFCBANK |
| MSEI Symbol |
NOTLISTED |
| ISIN |
INE040A01034 |
| Name of bank |
HDFC Bank Limited |
| Class of security |
Equity |
| Date of start of financial year |
01-04-2025 |
| Date of end of financial year |
31-03-2026 |
| Date of board meeting when results were approved |
17-01-2026 |
| Date on which prior intimation of the meeting for considering financial results was
informed to the exchange |
23-12-2025 |
| Description of presentation currency |
INR |
| Level of rounding used in financial results |
Lakhs |
| Reporting Type |
Quarterly |
| Reporting Quarter |
Third quarter |
| Nature of report standalone or consolidated |
Standalone |
| Whether results are audited or unaudited |
Unaudited |
| Whether results are audited or unaudited for the Year to date for current period ended/year ended |
Unaudited |
| Segment Reporting |
Multi segment |
| Description of single segment |
|
| Start date and time of board meeting |
17-01-2026
11:55:00 |
| End date and time of board meeting |
17-01-2026 14:15:00
|
| Whether cash flow statement is applicable on company |
|
| Type of cash flow statement |
|
| Declaration of unmodified opinion or statement on impact of audit qualification |
Declaration of unmodified opinion |
| Whether statement on deviation or variation for proceeds of public issue, rights issue,
preferential issue, qualified institutions placement etc. is applicable to the company for the
current quarter? |
No |
| No. of times funds raised during the quarter |
|
| Whether the disclosure for the Default on Loans and Debt Securities is applicable to the
entity? |
No |
| The Bank has not defaulted on any loans and debt securities during quarter ended December 31, 2025 |
Financial Results - Banking
Amount in (Lakhs)
| Particulars |
3 months/ 6 months ended (dd-mm-yyyy) |
Year to date figures for current period ended (dd-mm-yyyy) |
| A |
Date of start of reporting period |
01-10-2025 |
01-04-2025 |
| B |
Date of end of reporting period |
31-12-2025 |
31-12-2025 |
| C |
Whether results are audited or unaudited |
Unaudited |
Unaudited |
| D |
Nature of report standalone or consolidated |
Standalone |
Standalone |
| 1 |
Interest earned
|
|
Interest or discount on advances or bills |
59,95,380.00 |
1,79,41,125.00 |
|
Income on investments |
14,66,583.00 |
45,02,139.00 |
|
Interest on balances with reserve bank of India and other inter bank funds
|
57,033.00 |
1,79,529.00 |
|
Others |
1,56,120.00 |
4,68,413.00 |
|
Total interest earned |
76,75,116.00 |
2,30,91,206.00 |
| 2 |
Other income |
13,25,384.00 |
49,33,369.00 |
| 3 |
Total income |
90,00,500.00 |
2,80,24,575.00 |
|
Expenses
|
| 4 |
Interest expenses |
44,13,616.00 |
1,35,30,759.00 |
| 5 |
Operating expenses
|
| (i) |
Employees cost |
7,20,317.00 |
19,82,243.00 |
| (ii) |
Details of other operating expenses
|
|
Description of other operating expenses
|
| 1 |
Other operating expenses |
11,56,787.00 |
34,36,037.00 |
|
Total other operating Expenses |
11,56,787.00 |
34,36,037.00 |
|
Total Operating Expenses |
18,77,104.00 |
54,18,280.00 |
| 6 |
Total expenditure excluding provisions and contingencies
| 62,90,720.00 |
1,89,49,039.00 |
| 7 |
Operating profit before provision and contingencies |
27,09,780.00 |
90,75,536.00 |
| 8 |
Provisions other than tax and contingencies |
2,83,786.00 |
20,78,002.00 |
| 9 |
Exceptional items |
0.00 |
0.00 |
| 10 |
Total profit (loss) from ordinary activities before tax
| 24,25,994.00 |
69,97,534.00 |
| 11 |
Provision for Tax |
5,60,619.00 |
14,52,510.00 |
| 12 |
Net profit (loss) from ordinary activities after tax |
18,65,375.00 |
55,45,024.00 |
| 13 |
Extraordinary items net of tax expenses
| 0.00 |
0.00 |
| 14 |
Net profit (loss) for the period |
18,65,375.00 |
55,45,024.00 |
| 15 |
Share of profit (loss) of associates
| |
|
| 16
| Profit (loss) of minority interest
| |
|
| 17
| Net Profit (loss) after taxes minority interest and share of profit
(loss) of associates
| 18,65,375.00 |
55,45,024.00 |
|
| 18 |
Details of equity share capital [Abstract]
|
|
Paid-up equity share capital
| 1,53,846.00 |
1,53,846.00 |
|
Face value of equity share capital
| 1 |
1 |
| 19 |
Reserve excluding revaluation reserves (as per balance sheet of previous accounting year) |
|
|
|
| 20 |
Analytical ratios |
| (i)
| Percentage of share held by government of India |
0 |
0 |
| (ii) |
Capital adequacy ratio
|
|
CET 1 ratio |
19.8700 |
19.8700 |
|
| Additional Tier 1 ratio |
0 |
0 |
| (iii) (a) |
Earnings per share before extraordinary items
|
|
Basic earnings per share before extraordinary items
| 12.13 |
36.13 |
|
Diluted earnings per share before extraordinary items
| 12.08 |
35.95 |
| (iii) (b) |
Earnings per share after extraordinary items
|
|
Basic earnings per share after extraordinary items
| 12.13 |
36.13 |
|
Diluted earnings per share after extraordinary items
| 12.08 |
35.95 |
| (iv) |
NPA Ratios
|
|
| Amount of gross non-performing assets
| 35,17,898.00 |
35,17,898.00 |
|
Amount of net non-performing assets
| 11,98,175.00 |
11,98,175.00 |
|
% of gross NPAs |
1.2400 |
1.2400 |
|
% of net NPAs
| 0.4200 |
0.4200 |
|
Return on assets
| 0.4800 |
1.4500 |
| 21 |
Disclosure of notes on financial results by banks
| |
Format for Reporting Segment wise Revenue, Results and Capital Employed along with the company results
Amount in (Lakhs)
| Particulars |
3 months/ 6 months ended (dd-mm-yyyy) |
Year to date figures for current period ended (dd-mm-yyyy) |
| Date of start of reporting period |
01-10-2025 |
01-04-2025 |
| Date of end of reporting period |
31-12-2025 |
31-12-2025 |
| Whether results are audited or unaudited |
Unaudited |
Unaudited |
| Nature of report standalone or consolidated |
Standalone |
Standalone |
| 1 |
Segment Revenue (Income)
|
|
| (net sale/income from each segment should be disclosed) |
| 1 |
Treasury |
18,14,896.00 |
67,04,152.00 |
| 2 |
Retail Banking |
76,32,022.00 |
2,27,09,592.00 |
| 3 |
Wholesale Banking |
42,76,400.00 |
1,29,86,259.00 |
| 4 |
Other Banking Operations |
9,54,842.00 |
27,57,587.00 |
|
| Total Segment Revenue
| 1,46,78,160.00 |
4,51,57,590.00 |
|
Less: Inter segment revenue |
56,77,660.00 |
1,71,33,015.00 |
|
Income from operations |
90,00,500.00 |
2,80,24,575.00 |
| 2
| Segment Result
|
|
| Profit (+) / Loss (-) before tax and interest from each segment
|
| 1 |
Treasury |
2,22,760.00 |
19,21,725.00 |
| 2 |
Retail Banking |
8,64,818.00 |
21,12,874.00 |
| 3 |
Wholesale Banking |
10,92,799.00 |
23,54,900.00 |
| 4 |
Other Banking Operations |
3,04,697.00 |
7,85,356.00 |
|
Total Profit before tax |
24,85,074.00 |
71,74,855.00 |
|
i. Finance cost |
0.00 |
0.00 |
|
ii. Other Unallocable Expenditure net off Unallocable income
|
59,080.00 |
1,77,321.00 |
|
Profit before tax |
24,25,994.00 |
69,97,534.00 |
| 3 |
(Segment Asset - Segment Liabilities) |
|
Segment Asset |
| 1 |
Treasury |
9,56,13,304.00 |
9,56,13,304.00 |
| 2 |
Retail Banking |
15,40,54,507.00 |
15,40,54,507.00 |
| 3 |
Wholesale Banking |
14,57,97,060.00 |
14,57,97,060.00 |
| 4 |
Other Banking Operations |
1,11,58,723.00 |
1,11,58,723.00 |
|
Total Segment Assets |
40,66,23,594.00 |
40,66,23,594.00 |
|
Un-allocable Assets |
22,75,133.00 |
22,75,133.00 |
|
Net Segment Assets |
40,88,98,727.00 |
40,88,98,727.00 |
| 4 |
Segment Liabilities |
|
Segment Liabilities |
| 1 |
Treasury |
99,27,609.00 |
99,27,609.00 |
| 2 |
Retail Banking |
24,16,16,468.00 |
24,16,16,468.00 |
| 3 |
Wholesale Banking |
9,88,30,380.00 |
9,88,30,380.00 |
| 4 |
Other Banking Operations |
3,95,636.00 |
3,95,636.00 |
| |
Total Segment Liabilities |
35,07,70,093.00 |
35,07,70,093.00 |
| |
Un-allocable Liabilities |
5,81,28,634.00 |
5,81,28,634.00 |
|
Net Segment Liabilities |
40,88,98,727.00 |
40,88,98,727.00 |
|
Disclosure of notes on segments |
Capital, Employees stock options outstanding and Reserves as on December 31, 2025 were Rs. 542454.94 crore. As the format does not have the particular category, it has been clubbed under Un-allocable Liabilities. |
Details of Impact of Audit Qualification
Amount in (Lakhs)
| Whether results are audited or unaudited |
Unaudited |
| Declaration of unmodified opinion or statement on impact of audit qualification |
Declaration of unmodified opinion |
| Auditor's opinion |
|
| Declaration pursuant to Regulation 33 (3) (d) of SEBI (LODR) Regulation, 2015:
The company declares that its Statutory Auditor/s have issued an Audit Report with unmodified
opinion for the period on Standalone results |
Yes |
| Sr No. |
Audit firm's name |
Whether the firm holds a valid peer review certificate issued by Peer Review Board of ICAI |
Certificate valid upto |
| 1 |
B S R & Co. LLP |
Yes |
31-07-2028 |
| 2 |
Batliboi & Purohit |
Yes |
30-04-2028 |