INTEGRATED FILING — BANKING
General information about company
| Scrip code |
532174 |
| NSE Symbol |
ICICIBANK |
| MSEI Symbol |
NOTLISTED |
| ISIN |
INE090A01021 |
| Name of bank |
ICICI BANK LIMITED |
| Class of security |
Equity |
| Date of start of financial year |
01-04-2025 |
| Date of end of financial year |
31-03-2026 |
| Date of board meeting when results were approved |
17-01-2026 |
| Date on which prior intimation of the meeting for considering financial results was
informed to the exchange |
22-12-2025 |
| Description of presentation currency |
INR |
| Level of rounding used in financial results |
Lakhs |
| Reporting Type |
Quarterly |
| Reporting Quarter |
Third quarter |
| Nature of report standalone or consolidated |
Consolidated |
| Whether results are audited or unaudited |
Unaudited |
| Whether results are audited or unaudited for the Year to date for current period ended/year ended |
Unaudited |
| Segment Reporting |
Multi segment |
| Description of single segment |
|
| Start date and time of board meeting |
17-01-2026
09:45:00 |
| End date and time of board meeting |
17-01-2026 14:40:00
|
| Whether cash flow statement is applicable on company |
|
| Type of cash flow statement |
|
| Declaration of unmodified opinion or statement on impact of audit qualification |
Not applicable |
Financial Results - Banking
Amount in (Lakhs)
| Particulars |
3 months/ 6 months ended (dd-mm-yyyy) |
Year to date figures for current period ended (dd-mm-yyyy) |
| A |
Date of start of reporting period |
01-10-2025 |
01-04-2025 |
| B |
Date of end of reporting period |
31-12-2025 |
31-12-2025 |
| C |
Whether results are audited or unaudited |
Unaudited |
Unaudited |
| D |
Nature of report standalone or consolidated |
Consolidated |
Consolidated |
| 1 |
Interest earned
|
|
Interest or discount on advances or bills |
34,34,669.00 |
1,02,59,314.00 |
|
Income on investments |
12,28,968.00 |
37,55,106.00 |
|
Interest on balances with reserve bank of India and other inter bank funds
|
1,00,594.00 |
3,06,046.00 |
|
Others |
72,153.00 |
2,42,005.00 |
|
Total interest earned |
48,36,384.00 |
1,45,62,471.00 |
| 2 |
Other income |
28,41,824.00 |
81,87,999.00 |
| 3 |
Total income |
76,78,208.00 |
2,27,50,470.00 |
|
Expenses
|
| 4 |
Interest expenses |
21,87,432.00 |
66,98,177.00 |
| 5 |
Operating expenses
|
| (i) |
Employees cost |
6,24,336.00 |
19,00,180.00 |
| (ii) |
Details of other operating expenses
|
|
Description of other operating expenses
|
| 1 |
Claims and benefits paid and other expenses pertaining to insurance business |
19,61,516.00 |
55,01,185.00 |
| 2 |
Other operating expenses |
8,64,866.00 |
24,81,800.00 |
|
Total other operating Expenses |
28,26,382.00 |
79,82,985.00 |
|
Total Operating Expenses |
34,50,718.00 |
98,83,165.00 |
| 6 |
Total expenditure excluding provisions and contingencies
| 56,38,150.00 |
1,65,81,342.00 |
| 7 |
Operating profit before provision and contingencies |
20,40,058.00 |
61,69,128.00 |
| 8 |
Provisions other than tax and contingencies |
2,64,652.00 |
5,37,816.00 |
| 9 |
Exceptional items |
0.00 |
0.00 |
| 10 |
Total profit (loss) from ordinary activities before tax
| 17,75,406.00 |
56,31,312.00 |
| 11 |
Provision for Tax |
4,34,273.00 |
14,25,159.00 |
| 12 |
Net profit (loss) from ordinary activities after tax |
13,41,133.00 |
42,06,153.00 |
| 13 |
Extraordinary items net of tax expenses
| 0.00 |
0.00 |
| 14 |
Net profit (loss) for the period |
13,41,133.00 |
42,06,153.00 |
| 15 |
Share of profit (loss) of associates
| 6,980.00 |
19,408.00 |
| 16
| Profit (loss) of minority interest
| 94,315.00 |
2,80,297.00 |
| 17
| Net Profit (loss) after taxes minority interest and share of profit
(loss) of associates
| 12,53,798.00 |
39,45,264.00 |
|
| 18 |
Details of equity share capital [Abstract]
|
|
Paid-up equity share capital
| 1,43,035.00 |
1,43,035.00 |
|
Face value of equity share capital
| 2 |
2 |
| 19 |
Reserve excluding revaluation reserves (as per balance sheet of previous accounting year) |
|
|
|
| 20 |
Analytical ratios |
| (i)
| Percentage of share held by government of India |
0.2200 |
0.2200 |
| (ii) |
Capital adequacy ratio
|
|
CET 1 ratio |
14.5600 |
14.5600 |
|
| Additional Tier 1 ratio |
0 |
0 |
| (iii) (a) |
Earnings per share before extraordinary items
|
|
Basic earnings per share before extraordinary items
| 17.54 |
55.27 |
|
Diluted earnings per share before extraordinary items
| 17.29 |
54.42 |
| (iii) (b) |
Earnings per share after extraordinary items
|
|
Basic earnings per share after extraordinary items
| 17.54 |
55.27 |
|
Diluted earnings per share after extraordinary items
| 17.29 |
54.42 |
| (iv) |
NPA Ratios
|
|
| Amount of gross non-performing assets
| 24,06,257.00 |
24,06,257.00 |
|
Amount of net non-performing assets
| 6,30,897.00 |
6,30,897.00 |
|
% of gross NPAs |
1.5300 |
1.5300 |
|
% of net NPAs
| 0.4100 |
0.4100 |
|
Return on assets
| 1.9700 |
2.0900 |
| 21 |
Disclosure of notes on financial results by banks
| |
Format for Reporting Segment wise Revenue, Results and Capital Employed along with the company results
Amount in (Lakhs)
| Particulars |
3 months/ 6 months ended (dd-mm-yyyy) |
Year to date figures for current period ended (dd-mm-yyyy) |
| Date of start of reporting period |
01-10-2025 |
01-04-2025 |
| Date of end of reporting period |
31-12-2025 |
31-12-2025 |
| Whether results are audited or unaudited |
Unaudited |
Unaudited |
| Nature of report standalone or consolidated |
Consolidated |
Consolidated |
| 1 |
Segment Revenue (Income)
|
|
| (net sale/income from each segment should be disclosed) |
| 1 |
Retail Banking |
40,56,871.00 |
1,21,78,562.00 |
| 2 |
Wholesale Banking |
22,16,986.00 |
64,73,257.00 |
| 3 |
Treasury |
33,22,951.00 |
1,04,09,097.00 |
| 4 |
Other Banking |
1,68,627.00 |
5,44,783.00 |
| 5 |
Life Insurance |
15,45,902.00 |
42,96,010.00 |
| 6 |
General Insurance |
7,36,575.00 |
21,54,671.00 |
| 7 |
Others |
5,12,008.00 |
15,22,674.00 |
| 8 |
Intersegment |
0.00 |
0.00 |
|
| Total Segment Revenue
| 1,25,59,920.00 |
3,75,79,054.00 |
|
Less: Inter segment revenue |
48,81,712.00 |
1,48,28,584.00 |
|
Income from operations |
76,78,208.00 |
2,27,50,470.00 |
| 2
| Segment Result
|
|
| Profit (+) / Loss (-) before tax and interest from each segment
|
| 1 |
Retail Banking |
5,26,349.00 |
16,31,722.00 |
| 2 |
Wholesale Banking |
6,30,548.00 |
17,45,193.00 |
| 3 |
Treasury |
3,08,529.00 |
13,51,046.00 |
| 4 |
Other Banking |
23,604.00 |
1,20,074.00 |
| 5 |
Life Insurance |
44,719.00 |
1,13,904.00 |
| 6 |
General Insurance |
86,979.00 |
2,94,077.00 |
| 7 |
Others |
2,18,516.00 |
6,52,752.00 |
| 8 |
Intersegment |
(63,838.00) |
(2,77,456.00) |
|
Total Profit before tax |
17,75,406.00 |
56,31,312.00 |
|
i. Finance cost |
0.00 |
0.00 |
|
ii. Other Unallocable Expenditure net off Unallocable income
|
(6,980.00) |
(19,480.00) |
|
Profit before tax |
17,82,386.00 |
56,50,792.00 |
| 3 |
(Segment Asset - Segment Liabilities) |
|
Segment Asset |
| 1 |
Retail Banking |
8,24,21,560.00 |
8,24,21,560.00 |
| 2 |
Wholesale Banking |
6,47,65,857.00 |
6,47,65,857.00 |
| 3 |
Treasury |
6,72,63,154.00 |
6,72,63,154.00 |
| 4 |
Other Banking |
96,41,544.00 |
96,41,544.00 |
| 5 |
Life Insurance |
3,33,83,371.00 |
3,33,83,371.00 |
| 6 |
General Insurance |
75,56,778.00 |
75,56,778.00 |
| 7 |
Others |
1,14,48,971.00 |
1,14,48,971.00 |
| 8 |
Intersegment |
(15,82,415.00) |
(15,82,415.00) |
|
Total Segment Assets |
27,48,98,820.00 |
27,48,98,820.00 |
|
Un-allocable Assets |
4,48,281.00 |
4,48,281.00 |
|
Net Segment Assets |
27,53,47,101.00 |
27,53,47,101.00 |
| 4 |
Segment Liabilities |
|
Segment Liabilities |
| 1 |
Retail Banking |
11,63,39,657.00 |
11,63,39,657.00 |
| 2 |
Wholesale Banking |
5,53,09,638.00 |
5,53,09,638.00 |
| 3 |
Treasury |
1,59,32,838.00 |
1,59,32,838.00 |
| 4 |
Other Banking |
53,18,067.00 |
53,18,067.00 |
| 5 |
Life Insurance |
3,20,11,228.00 |
3,20,11,228.00 |
| 6 |
General Insurance |
58,48,767.00 |
58,48,767.00 |
| 7 |
Others |
96,73,373.00 |
96,73,373.00 |
| 8 |
Intersegment |
(15,82,415.00) |
(15,82,415.00) |
| |
Total Segment Liabilities |
23,88,51,153.00 |
23,88,51,153.00 |
| |
Un-allocable Liabilities |
16,21,425.00 |
16,21,425.00 |
|
Net Segment Liabilities |
24,04,72,578.00 |
24,04,72,578.00 |
|
Disclosure of notes on segments |
|