INTEGRATED FILING — BANKING
General information about company
| Scrip code |
532648 |
| NSE Symbol |
YESBANK |
| MSEI Symbol |
NOTLISTED |
| ISIN |
INE528G01035 |
| Name of bank |
YES BANK LIMITED |
| Class of security |
Equity |
| Date of start of financial year |
01-04-2025 |
| Date of end of financial year |
31-03-2026 |
| Date of board meeting when results were approved |
17-01-2026 |
| Date on which prior intimation of the meeting for considering financial results was
informed to the exchange |
01-01-2026 |
| Description of presentation currency |
INR |
| Level of rounding used in financial results |
Lakhs |
| Reporting Type |
Quarterly |
| Reporting Quarter |
Third quarter |
| Nature of report standalone or consolidated |
Consolidated |
| Whether results are audited or unaudited |
Unaudited |
| Whether results are audited or unaudited for the Year to date for current period ended/year ended |
Unaudited |
| Segment Reporting |
Multi segment |
| Description of single segment |
|
| Start date and time of board meeting |
17-01-2026
10:00:00 |
| End date and time of board meeting |
17-01-2026 12:35:00
|
| Whether cash flow statement is applicable on company |
|
| Type of cash flow statement |
|
| Declaration of unmodified opinion or statement on impact of audit qualification |
Declaration of unmodified opinion |
Financial Results - Banking
Amount in (Lakhs)
| Particulars |
3 months/ 6 months ended (dd-mm-yyyy) |
Year to date figures for current period ended (dd-mm-yyyy) |
| A |
Date of start of reporting period |
01-10-2025 |
01-04-2025 |
| B |
Date of end of reporting period |
31-12-2025 |
31-12-2025 |
| C |
Whether results are audited or unaudited |
Unaudited |
Unaudited |
| D |
Nature of report standalone or consolidated |
Consolidated |
Consolidated |
| 1 |
Interest earned
|
|
Interest or discount on advances or bills |
5,74,354.00 |
17,14,173.00 |
|
Income on investments |
1,39,261.00 |
4,04,061.00 |
|
Interest on balances with reserve bank of India and other inter bank funds
|
8,744.00 |
31,326.00 |
|
Others |
32,922.00 |
1,05,058.00 |
|
Total interest earned |
7,55,281.00 |
22,54,618.00 |
| 2 |
Other income |
1,71,950.00 |
5,26,843.00 |
| 3 |
Total income |
9,27,231.00 |
27,81,461.00 |
|
Expenses
|
| 4 |
Interest expenses |
5,09,303.00 |
15,42,058.00 |
| 5 |
Operating expenses
|
| (i) |
Employees cost |
1,21,993.00 |
3,32,222.00 |
| (ii) |
Details of other operating expenses
|
|
Description of other operating expenses
|
| 1 |
Other operating expenditures |
1,71,927.00 |
5,15,304.00 |
|
Total other operating Expenses |
1,71,927.00 |
5,15,304.00 |
|
Total Operating Expenses |
2,93,920.00 |
8,47,526.00 |
| 6 |
Total expenditure excluding provisions and contingencies
| 8,03,223.00 |
23,89,584.00 |
| 7 |
Operating profit before provision and contingencies |
1,24,008.00 |
3,91,877.00 |
| 8 |
Provisions other than tax and contingencies |
2,189.00 |
72,484.00 |
| 9 |
Exceptional items |
0.00 |
0.00 |
| 10 |
Total profit (loss) from ordinary activities before tax
| 1,21,819.00 |
3,19,393.00 |
| 11 |
Provision for Tax |
26,160.00 |
76,420.00 |
| 12 |
Net profit (loss) from ordinary activities after tax |
95,659.00 |
2,42,973.00 |
| 13 |
Extraordinary items net of tax expenses
| 0.00 |
0.00 |
| 14 |
Net profit (loss) for the period |
95,659.00 |
2,42,973.00 |
| 15 |
Share of profit (loss) of associates
| 0.00 |
0.00 |
| 16
| Profit (loss) of minority interest
| 4.00 |
21.00 |
| 17
| Net Profit (loss) after taxes minority interest and share of profit
(loss) of associates
| 95,655.00 |
2,42,952.00 |
|
| 18 |
Details of equity share capital [Abstract]
|
|
Paid-up equity share capital
| 6,27,569.00 |
6,27,569.00 |
|
Face value of equity share capital
| 2 |
2 |
| 19 |
Reserve excluding revaluation reserves (as per balance sheet of previous accounting year) |
|
|
|
| 20 |
Analytical ratios |
| (i)
| Percentage of share held by government of India |
0 |
0 |
| (ii) |
Capital adequacy ratio
|
|
CET 1 ratio |
13.00 |
13.00 |
|
| Additional Tier 1 ratio |
0 |
0 |
| (iii) (a) |
Earnings per share before extraordinary items
|
|
Basic earnings per share before extraordinary items
| 0.3 |
0.77 |
|
Diluted earnings per share before extraordinary items
| 0.3 |
0.77 |
| (iii) (b) |
Earnings per share after extraordinary items
|
|
Basic earnings per share after extraordinary items
| 0.3 |
0.77 |
|
Diluted earnings per share after extraordinary items
| 0.3 |
0.77 |
| (iv) |
NPA Ratios
|
|
| Amount of gross non-performing assets
| 4,01,456.00 |
4,01,456.00 |
|
Amount of net non-performing assets
| 67,119.00 |
67,119.00 |
|
% of gross NPAs |
1.500 |
1.500 |
|
% of net NPAs
| 0.300 |
0.300 |
|
Return on assets
| 0.900 |
0.800 |
| 21 |
Disclosure of notes on financial results by banks
| |
Format for Reporting Segment wise Revenue, Results and Capital Employed along with the company results
Amount in (Lakhs)
| Particulars |
3 months/ 6 months ended (dd-mm-yyyy) |
Year to date figures for current period ended (dd-mm-yyyy) |
| Date of start of reporting period |
01-10-2025 |
01-04-2025 |
| Date of end of reporting period |
31-12-2025 |
31-12-2025 |
| Whether results are audited or unaudited |
Unaudited |
Unaudited |
| Nature of report standalone or consolidated |
Consolidated |
Consolidated |
| 1 |
Segment Revenue (Income)
|
|
| (net sale/income from each segment should be disclosed) |
| 1 |
Treasury |
1,64,691.00 |
5,81,163.00 |
| 2 |
Corporate Banking |
3,08,217.00 |
9,12,855.00 |
| 3 |
Digital banking |
15.00 |
36.00 |
| 4 |
Other Retail Banking |
3,86,449.00 |
11,48,610.00 |
| 5 |
Other Banking Operations |
34,811.00 |
93,857.00 |
| 6 |
Unallocated |
8,591.00 |
8,779.00 |
|
| Total Segment Revenue
| 9,02,774.00 |
27,45,300.00 |
|
Less: Inter segment revenue |
(24,457.00) |
(36,161.00) |
|
Income from operations |
9,27,231.00 |
27,81,461.00 |
| 2
| Segment Result
|
|
| Profit (+) / Loss (-) before tax and interest from each segment
|
| 1 |
Treasury |
59,513.00 |
2,00,169.00 |
| 2 |
Corporate Banking |
77,907.00 |
2,36,613.00 |
| 3 |
Digital banking |
(46.00) |
(125.00) |
| 4 |
Other Retail Banking |
(30,434.00) |
(1,32,972.00) |
| 5 |
Other Banking Operations |
19,312.00 |
50,554.00 |
| 6 |
Unallocated |
(4,433.00) |
(34,846.00) |
|
Total Profit before tax |
1,21,819.00 |
3,19,393.00 |
|
i. Finance cost |
|
|
|
ii. Other Unallocable Expenditure net off Unallocable income
|
|
|
|
Profit before tax |
1,21,819.00 |
3,19,393.00 |
| 3 |
(Segment Asset - Segment Liabilities) |
|
Segment Asset |
| 1 |
Treasury |
1,49,02,907.00 |
1,49,02,907.00 |
| 2 |
Corporate Banking |
1,36,93,312.00 |
1,36,93,312.00 |
| 3 |
Digital banking |
165.00 |
165.00 |
| 4 |
Other Retail Banking |
1,30,49,181.00 |
1,30,49,181.00 |
| 5 |
Other Banking Operations |
1,37,298.00 |
1,37,298.00 |
| 6 |
Unallocated |
9,51,316.00 |
9,51,316.00 |
|
Total Segment Assets |
4,27,34,179.00 |
4,27,34,179.00 |
|
Un-allocable Assets |
0.00 |
0.00 |
|
Net Segment Assets |
4,27,34,179.00 |
4,27,34,179.00 |
| 4 |
Segment Liabilities |
|
Segment Liabilities |
| 1 |
Treasury |
75,86,276.00 |
75,86,276.00 |
| 2 |
Corporate Banking |
1,28,74,013.00 |
1,28,74,013.00 |
| 3 |
Digital banking |
880.00 |
880.00 |
| 4 |
Other Retail Banking |
1,71,20,257.00 |
1,71,20,257.00 |
| 5 |
Other Banking Operations |
50,959.00 |
50,959.00 |
| 6 |
Unallocated |
79,140.00 |
79,140.00 |
| |
Total Segment Liabilities |
3,77,11,525.00 |
3,77,11,525.00 |
| |
Un-allocable Liabilities |
50,22,654.00 |
50,22,654.00 |
|
Net Segment Liabilities |
4,27,34,179.00 |
4,27,34,179.00 |
|
Disclosure of notes on segments |
|
Details of Impact of Audit Qualification
Amount in (Lakhs)
| Whether results are audited or unaudited |
Unaudited |
| Declaration of unmodified opinion or statement on impact of audit qualification |
Declaration of unmodified opinion |
| Auditor's opinion |
|
| Declaration pursuant to Regulation 33 (3) (d) of SEBI (LODR) Regulation, 2015:
The company declares that its Statutory Auditor/s have issued an Audit Report with unmodified
opinion for the period on Standalone results |
Yes |
| Sr No. |
Audit firm's name |
Whether the firm holds a valid peer review certificate issued by Peer Review Board of ICAI |
Certificate valid upto |
| 1 |
C N K & ASSOCIATES LLP |
Yes |
31-07-2027 |
| 2 |
G M KAPADIA & CO. |
Yes |
30-04-2027 |