INTEGRATED FILING — BANKING



General information about company

Scrip code 540065
NSE Symbol RBLBANK
MSEI Symbol NOTLISTED
ISIN INE976G01028
Name of bank RBL BANK Limited
Class of security Equity
Date of start of financial year 01-04-2025
Date of end of financial year 31-03-2026
Date of board meeting when results were approved 17-01-2026
Date on which prior intimation of the meeting for considering financial results was informed to the exchange 12-01-2026
Description of presentation currency INR
Level of rounding used in financial results Lakhs
Reporting Type Quarterly
Reporting Quarter Third quarter
Nature of report standalone or consolidated Consolidated
Whether results are audited or unaudited Unaudited
Whether results are audited or unaudited for the Year to date for current period ended/year ended Unaudited
Segment Reporting Multi segment
Description of single segment
Start date and time of board meeting 17-01-2026   11:19:00
End date and time of board meeting 17-01-2026   12:31:00
Whether cash flow statement is applicable on company
Type of cash flow statement
Declaration of unmodified opinion or statement on impact of audit qualification Declaration of unmodified opinion


Financial Results - Banking

Amount in (Lakhs)

Particulars 3 months/ 6 months ended (dd-mm-yyyy) Year to date figures for current period ended (dd-mm-yyyy)
A Date of start of reporting period 01-10-2025 01-04-2025
B Date of end of reporting period 31-12-2025 31-12-2025
C Whether results are audited or unaudited Unaudited Unaudited
D Nature of report standalone or consolidated Consolidated Consolidated
1 Interest earned
Interest or discount on advances or bills 3,01,024.00 8,65,052.00
Income on investments 52,166.00 1,59,051.00
Interest on balances with reserve bank of India and other inter bank funds 7,936.00 21,093.00
Others 5,552.00 16,392.00
Total interest earned 3,66,678.00 10,61,588.00
2 Other income 1,05,163.00 3,05,669.00
3 Total income 4,71,841.00 13,67,257.00
Expenses
4 Interest expenses 2,00,907.00 5,92,586.00
5 Operating expenses
(i) Employees cost 62,159.00 1,82,699.00
(ii) Details of other operating expenses
Description of other operating expenses
1 Rent, taxes and lighting 8,789.00 25,474.00
2 Printing and stationery 984.00 2,253.00
3 Advertisement and publicity 2,388.00 6,518.00
4 Depreciation on Bank's property 6,335.00 18,582.00
5 Director’s fees Allowances and expenses 70.00 413.00
6 Auditors' fees and expenses 69.00 225.00
7 Law Charges 726.00 2,495.00
8 Postage, Telegrams, Telephones, etc. 3,378.00 6,902.00
9 Repairs and maintenance 4,989.00 14,657.00
10 Others 88,197.00 2,75,137.00
Total other operating Expenses 1,15,925.00 3,52,656.00
Total Operating Expenses 1,78,084.00 5,35,355.00
6 Total expenditure excluding provisions and contingencies 3,78,991.00 11,27,941.00
7 Operating profit before provision and contingencies 92,850.00 2,39,316.00
8 Provisions other than tax and contingencies 63,927.00 1,58,129.00
9 Exceptional items 0.00 0.00
10 Total profit (loss) from ordinary activities before tax 28,923.00 81,187.00
11 Provision for Tax 6,128.00 17,724.00
12 Net profit (loss) from ordinary activities after tax 22,795.00 63,463.00
13 Extraordinary items net of tax expenses 0.00 0.00
14 Net profit (loss) for the period 22,795.00 63,463.00
15 Share of profit (loss) of associates 0.00 0.00
16 Profit (loss) of minority interest 0.00 0.00
17 Net Profit (loss) after taxes minority interest and share of profit (loss) of associates 22,795.00 63,463.00
18 Details of equity share capital [Abstract]
Paid-up equity share capital 61,716.00 61,716.00
Face value of equity share capital 10 10
19 Reserve excluding revaluation reserves (as per balance sheet of previous accounting year)
20 Analytical ratios
(i) Percentage of share held by government of India 0 0
(ii) Capital adequacy ratio
CET 1 ratio 0 0
Additional Tier 1 ratio 0 0
(iii) (a) Earnings per share before extraordinary items
Basic earnings per share before extraordinary items 3.71 10.38
Diluted earnings per share before extraordinary items 3.65 10.21
(iii) (b) Earnings per share after extraordinary items
Basic earnings per share after extraordinary items 3.71 10.38
Diluted earnings per share after extraordinary items 3.65 10.21
(iv) NPA Ratios
Amount of gross non-performing assets 0.00 0.00
Amount of net non-performing assets 0.00 0.00
% of gross NPAs 0 0
% of net NPAs 0 0
Return on assets 0 0
21 Disclosure of notes on financial results by banks Textual Information(1)


Text Block

Textual Information(1) Refer details notes from site


Format for Reporting Segment wise Revenue, Results and Capital Employed along with the company results

Amount in (Lakhs)

Particulars 3 months/ 6 months ended (dd-mm-yyyy) Year to date figures for current period ended (dd-mm-yyyy)
Date of start of reporting period 01-10-2025 01-04-2025
Date of end of reporting period 31-12-2025 31-12-2025
Whether results are audited or unaudited Unaudited Unaudited
Nature of report standalone or consolidated Consolidated Consolidated
1 Segment Revenue (Income)
(net sale/income from each segment should be disclosed)
1 Corporate / Wholesale Banking 1,89,476.00 5,45,718.00
2 Retail Banking 4,25,183.00 12,33,351.00
3 Treasury 2,53,599.00 7,55,843.00
4 Other Banking Operations 7,582.00 18,908.00
5 Capital and Reserves 0.00 0.00
Total Segment Revenue 8,75,840.00 25,53,820.00
Less: Inter segment revenue 4,03,999.00 11,86,563.00
Income from operations 4,71,841.00 13,67,257.00
2 Segment Result
Profit (+) / Loss (-) before tax and interest from each segment
1 Corporate / Wholesale Banking 19,898.00 50,837.00
2 Retail Banking (7,942.00) (23,409.00)
3 Treasury 9,307.00 34,734.00
4 Other Banking Operations 7,582.00 18,908.00
5 Capital and Reserves 0.00 0.00
Total Profit before tax 28,845.00 81,070.00
i. Finance cost 0.00 0.00
ii. Other Unallocable Expenditure net off Unallocable income (78.00) (117.00)
Profit before tax 28,923.00 81,187.00
3 (Segment Asset - Segment Liabilities)
Segment Asset
1 Corporate / Wholesale Banking 49,44,176.00 49,44,176.00
2 Retail Banking 55,81,241.00 55,81,241.00
3 Treasury 49,97,428.00 49,97,428.00
4 Other Banking Operations 3,289.00 3,289.00
5 Capital and Reserves 0.00 0.00
Total Segment Assets 1,55,26,134.00 1,55,26,134.00
Un-allocable Assets 2,09,849.00 2,09,849.00
Net Segment Assets 1,57,35,983.00 1,57,35,983.00
4 Segment Liabilities
Segment Liabilities
1 Corporate / Wholesale Banking 48,36,062.00 48,36,062.00
2 Retail Banking 73,65,895.00 73,65,895.00
3 Treasury 18,84,044.00 18,84,044.00
4 Other Banking Operations 888.00 888.00
5 Capital and Reserves 16,44,086.00 16,44,086.00
Total Segment Liabilities 1,57,30,975.00 1,57,30,975.00
Un-allocable Liabilities 5,008.00 5,008.00
Net Segment Liabilities 1,57,35,983.00 1,57,35,983.00
Disclosure of notes on segments Refer details notes from site






Details of Impact of Audit Qualification

Amount in (Lakhs)

Whether results are audited or unaudited Unaudited
Declaration of unmodified opinion or statement on impact of audit qualification Declaration of unmodified opinion
Auditor's opinion
Declaration pursuant to Regulation 33 (3) (d) of SEBI (LODR) Regulation, 2015: The company declares that its Statutory Auditor/s have issued an Audit Report with unmodified opinion for the period on Standalone results Yes
Sr No. Audit firm's name Whether the firm holds a valid peer review certificate issued by Peer Review Board of ICAI Certificate valid upto
1 KKC & Associates LLP Yes 31-07-2027
2 Singhi & Co Yes 31-08-2028