| Scrip code | 532885 |
|---|---|
| NSE Symbol | CENTRALBK |
| MSEI Symbol | NOTLISTED |
| ISIN | INE483A01010 |
| Name of bank | Central Bank of India |
| Class of security | Equity |
| Date of start of financial year | 01-04-2025 |
| Date of end of financial year | 31-03-2026 |
| Date of board meeting when results were approved | 16-01-2026 |
| Date on which prior intimation of the meeting for considering financial results was informed to the exchange | 09-01-2026 |
| Description of presentation currency | INR |
| Level of rounding used in financial results | Lakhs |
| Reporting Type | Quarterly |
| Reporting Quarter | Third quarter |
| Nature of report standalone or consolidated | Consolidated |
| Whether results are audited or unaudited | Unaudited |
| Whether results are audited or unaudited for the Year to date for current period ended/year ended | Unaudited |
| Segment Reporting | Multi segment |
| Description of single segment | |
| Start date and time of board meeting | 16-01-2026 11:30:00 |
| End date and time of board meeting | 16-01-2026 13:30:00 |
| Whether cash flow statement is applicable on company | |
| Type of cash flow statement | |
| Declaration of unmodified opinion or statement on impact of audit qualification | Not applicable |
| Particulars | 3 months/ 6 months ended (dd-mm-yyyy) | Year to date figures for current period ended (dd-mm-yyyy) | |
|---|---|---|---|
| A | Date of start of reporting period | 01-10-2025 | 01-04-2025 |
| B | Date of end of reporting period | 31-12-2025 | 31-12-2025 |
| C | Whether results are audited or unaudited | Unaudited | Unaudited |
| D | Nature of report standalone or consolidated | Consolidated | Consolidated |
| 1 | Interest earned | ||
| Interest or discount on advances or bills | 6,12,376.00 | 17,78,493.00 | |
| Income on investments | 2,68,302.00 | 7,61,282.00 | |
| Interest on balances with reserve bank of India and other inter bank funds | 25,569.00 | 98,515.00 | |
| Others | 751.00 | 8,700.00 | |
| Total interest earned | 9,06,998.00 | 26,46,990.00 | |
| 2 | Other income | 1,93,696.00 | 5,23,086.00 |
| 3 | Total income | 11,00,694.00 | 31,70,076.00 |
| Expenses | |||
| 4 | Interest expenses | 5,55,174.00 | 16,24,953.00 |
| 5 | Operating expenses | ||
| (i) | Employees cost | 2,06,004.00 | 5,79,600.00 |
| (ii) | Details of other operating expenses | ||
| Description of other operating expenses | |||
| 1 | Other Operating Expenses | 1,09,825.00 | 3,24,749.00 |
| Total other operating Expenses | 1,09,825.00 | 3,24,749.00 | |
| Total Operating Expenses | 3,15,829.00 | 9,04,349.00 | |
| 6 | Total expenditure excluding provisions and contingencies | 8,71,003.00 | 25,29,302.00 |
| 7 | Operating profit before provision and contingencies | 2,29,691.00 | 6,40,774.00 |
| 8 | Provisions other than tax and contingencies | 70,463.00 | 1,54,332.00 |
| 9 | Exceptional items | 0.00 | 8,485.00 |
| 10 | Total profit (loss) from ordinary activities before tax | 1,59,228.00 | 4,94,927.00 |
| 11 | Provision for Tax | 32,734.00 | 1,20,428.00 |
| 12 | Net profit (loss) from ordinary activities after tax | 1,26,494.00 | 3,74,499.00 |
| 13 | Extraordinary items net of tax expenses | 0.00 | 0.00 |
| 14 | Net profit (loss) for the period | 1,26,494.00 | 3,74,499.00 |
| 15 | Share of profit (loss) of associates | (15.00) | 3,802.00 |
| 16 | Profit (loss) of minority interest | 50.00 | 495.00 |
| 17 | Net Profit (loss) after taxes minority interest and share of profit (loss) of associates | 1,26,429.00 | 3,77,806.00 |
| 18 | Details of equity share capital [Abstract] | ||
| Paid-up equity share capital | 9,05,140.00 | 9,05,140.00 | |
| Face value of equity share capital | 10 | 10 | |
| 19 | Reserve excluding revaluation reserves (as per balance sheet of previous accounting year) | ||
| 20 | Analytical ratios | ||
| (i) | Percentage of share held by government of India | 89.2700 | 89.2700 |
| (ii) | Capital adequacy ratio | ||
| CET 1 ratio | 0 | 0 | |
| Additional Tier 1 ratio | 0 | 0 | |
| (iii) (a) | Earnings per share before extraordinary items | ||
| Basic earnings per share before extraordinary items | 1.4 | 4.17 | |
| Diluted earnings per share before extraordinary items | 1.4 | 4.17 | |
| (iii) (b) | Earnings per share after extraordinary items | ||
| Basic earnings per share after extraordinary items | 1.4 | 4.17 | |
| Diluted earnings per share after extraordinary items | 1.4 | 4.17 | |
| (iv) | NPA Ratios | ||
| Amount of gross non-performing assets | 8,80,110.00 | 8,80,110.00 | |
| Amount of net non-performing assets | 1,45,872.00 | 1,45,872.00 | |
| % of gross NPAs | 2.7100 | 2.7100 | |
| % of net NPAs | 0.4600 | 0.4600 | |
| Return on assets | 1.0100 | 1.0500 | |
| 21 | Disclosure of notes on financial results by banks | ||
| Particulars | 3 months/ 6 months ended (dd-mm-yyyy) | Year to date figures for current period ended (dd-mm-yyyy) | |||||
|---|---|---|---|---|---|---|---|
| Date of start of reporting period | 01-10-2025 | 01-04-2025 | |||||
| Date of end of reporting period | 31-12-2025 | 31-12-2025 | |||||
| Whether results are audited or unaudited | Unaudited | Unaudited | |||||
| Nature of report standalone or consolidated | Consolidated | Consolidated | |||||
| 1 | Segment Revenue (Income) | ||||||
| (net sale/income from each segment should be disclosed) | |||||||
| 1 | Treasury Operations | 3,41,034.00 | 10,47,979.00 | ||||
| 2 | Retail Banking Operations | 4,91,476.00 | 13,94,298.00 | ||||
| 3 | Wholesale Banking Operations | 2,67,997.00 | 7,21,027.00 | ||||
| 4 | Other Banking Operations | 187.00 | 527.00 | ||||
| 5 | Unallocated | 0.00 | 6,245.00 | ||||
| Total Segment Revenue | 11,00,694.00 | 31,70,076.00 | |||||
| Less: Inter segment revenue | 0.00 | 0.00 | |||||
| Income from operations | 11,00,694.00 | 31,70,076.00 | |||||
| 2 | Segment Result | ||||||
| Profit (+) / Loss (-) before tax and interest from each segment | |||||||
| 1 | Treasury Operations | 43,374.00 | 1,73,333.00 | ||||
| 2 | Retail Banking Operations | 87,715.00 | 2,20,319.00 | ||||
| 3 | Wholesale Banking Operations | 37,720.00 | 1,22,887.00 | ||||
| 4 | Other Banking Operations | 74.00 | 276.00 | ||||
| 5 | Unallocated | (9,655.00) | (21,888.00) | ||||
| Total Profit before tax | 1,59,228.00 | 4,94,927.00 | |||||
| i. Finance cost | 32,734.00 | 1,20,428.00 | |||||
| ii. Other Unallocable Expenditure net off Unallocable income | 65.00 | (3,307.00) | |||||
| Profit before tax | 1,26,429.00 | 3,77,806.00 | |||||
| 3 | (Segment Asset - Segment Liabilities) | ||||||
| Segment Asset | |||||||
| 1 | Treasury Operations | 2,09,38,270.00 | 2,09,38,270.00 | ||||
| 2 | Retail Banking Operations | 2,00,85,963.00 | 2,00,85,963.00 | ||||
| 3 | Wholesale Banking Operations | 1,12,04,657.00 | 1,12,04,657.00 | ||||
| 4 | Other Banking Operations | 2,503.00 | 2,503.00 | ||||
| 5 | Unallocated | 11,19,226.00 | 11,19,226.00 | ||||
| Total Segment Assets | 5,33,50,619.00 | 5,33,50,619.00 | |||||
| Un-allocable Assets | 0.00 | 0.00 | |||||
| Net Segment Assets | 5,33,50,619.00 | 5,33,50,619.00 | |||||
| 4 | Segment Liabilities | ||||||
| Segment Liabilities | |||||||
| 1 | Treasury Operations | 2,00,90,376.00 | 2,00,90,376.00 | ||||
| 2 | Retail Banking Operations | 1,82,17,289.00 | 1,82,17,289.00 | ||||
| 3 | Wholesale Banking Operations | 1,10,91,063.00 | 1,10,91,063.00 | ||||
| 4 | Other Banking Operations | 1,566.00 | 1,566.00 | ||||
| 5 | Unallocated | 0.00 | 0.00 | ||||
| Total Segment Liabilities | 4,94,00,294.00 | 4,94,00,294.00 | |||||
| Un-allocable Liabilities | 0.00 | 0.00 | |||||
| Net Segment Liabilities | 4,94,00,294.00 | 4,94,00,294.00 | |||||
| Disclosure of notes on segments | |||||||