| Scrip code | 532477 |
|---|---|
| NSE Symbol | UNIONBANK |
| MSEI Symbol | NOTLISTED |
| ISIN | INE692A01016 |
| Name of bank | Union Bank of India |
| Class of security | Equity |
| Date of start of financial year | 01-04-2025 |
| Date of end of financial year | 31-03-2026 |
| Date of board meeting when results were approved | 14-01-2026 |
| Date on which prior intimation of the meeting for considering financial results was informed to the exchange | 09-01-2026 |
| Description of presentation currency | INR |
| Level of rounding used in financial results | Lakhs |
| Reporting Type | Quarterly |
| Reporting Quarter | Third quarter |
| Nature of report standalone or consolidated | Consolidated |
| Whether results are audited or unaudited | Unaudited |
| Whether results are audited or unaudited for the Year to date for current period ended/year ended | Unaudited |
| Segment Reporting | Multi segment |
| Description of single segment | |
| Start date and time of board meeting | 14-01-2026 11:00:00 |
| End date and time of board meeting | 14-01-2026 12:30:00 |
| Whether cash flow statement is applicable on company | |
| Type of cash flow statement | |
| Declaration of unmodified opinion or statement on impact of audit qualification | Declaration of unmodified opinion |
| Particulars | 3 months/ 6 months ended (dd-mm-yyyy) | Year to date figures for current period ended (dd-mm-yyyy) | |
|---|---|---|---|
| A | Date of start of reporting period | 01-10-2025 | 01-04-2025 |
| B | Date of end of reporting period | 31-12-2025 | 31-12-2025 |
| C | Whether results are audited or unaudited | Unaudited | Unaudited |
| D | Nature of report standalone or consolidated | Consolidated | Consolidated |
| 1 | Interest earned | ||
| Interest or discount on advances or bills | 19,93,140.00 | 59,75,267.00 | |
| Income on investments | 5,95,426.00 | 17,26,293.00 | |
| Interest on balances with reserve bank of India and other inter bank funds | 72,316.00 | 2,72,021.00 | |
| Others | 21,036.00 | 38,713.00 | |
| Total interest earned | 26,81,918.00 | 80,12,294.00 | |
| 2 | Other income | 5,18,274.00 | 15,60,204.00 |
| 3 | Total income | 32,00,192.00 | 95,72,498.00 |
| Expenses | |||
| 4 | Interest expenses | 17,36,993.00 | 52,47,192.00 |
| 5 | Operating expenses | ||
| (i) | Employees cost | 4,11,386.00 | 12,14,827.00 |
| (ii) | Details of other operating expenses | ||
| Description of other operating expenses | |||
| 1 | Other Operating Expenses | 3,55,828.00 | 10,36,419.00 |
| Total other operating Expenses | 3,55,828.00 | 10,36,419.00 | |
| Total Operating Expenses | 7,67,214.00 | 22,51,246.00 | |
| 6 | Total expenditure excluding provisions and contingencies | 25,04,207.00 | 74,98,438.00 |
| 7 | Operating profit before provision and contingencies | 6,95,985.00 | 20,74,060.00 |
| 8 | Provisions other than tax and contingencies | 32,209.00 | 3,38,164.00 |
| 9 | Exceptional items | 0.00 | 0.00 |
| 10 | Total profit (loss) from ordinary activities before tax | 6,63,776.00 | 17,35,896.00 |
| 11 | Provision for Tax | 1,60,894.00 | 3,91,229.00 |
| 12 | Net profit (loss) from ordinary activities after tax | 5,02,882.00 | 13,44,667.00 |
| 13 | Extraordinary items net of tax expenses | 0.00 | 0.00 |
| 14 | Net profit (loss) for the period | 5,02,882.00 | 13,44,667.00 |
| 15 | Share of profit (loss) of associates | 4,387.00 | 47,992.00 |
| 16 | Profit (loss) of minority interest | 0.00 | 0.00 |
| 17 | Net Profit (loss) after taxes minority interest and share of profit (loss) of associates | 5,07,269.00 | 13,92,659.00 |
| 18 | Details of equity share capital [Abstract] | ||
| Paid-up equity share capital | 7,63,361.00 | 7,63,361.00 | |
| Face value of equity share capital | 10 | 10 | |
| 19 | Reserve excluding revaluation reserves (as per balance sheet of previous accounting year) | ||
| 20 | Analytical ratios | ||
| (i) | Percentage of share held by government of India | 74.7600 | 74.7600 |
| (ii) | Capital adequacy ratio | ||
| CET 1 ratio | 14.6100 | 14.6100 | |
| Additional Tier 1 ratio | 1.1100 | 1.1100 | |
| (iii) (a) | Earnings per share before extraordinary items | ||
| Basic earnings per share before extraordinary items | 6.65 | 18.24 | |
| Diluted earnings per share before extraordinary items | 6.65 | 18.24 | |
| (iii) (b) | Earnings per share after extraordinary items | ||
| Basic earnings per share after extraordinary items | 6.65 | 18.24 | |
| Diluted earnings per share after extraordinary items | 6.65 | 18.24 | |
| (iv) | NPA Ratios | ||
| Amount of gross non-performing assets | 0.00 | 0.00 | |
| Amount of net non-performing assets | 0.00 | 0.00 | |
| % of gross NPAs | 0 | 0 | |
| % of net NPAs | 0 | 0 | |
| Return on assets | 0 | 0 | |
| 21 | Disclosure of notes on financial results by banks | ||
| Particulars | 3 months/ 6 months ended (dd-mm-yyyy) | Year to date figures for current period ended (dd-mm-yyyy) | |||||
|---|---|---|---|---|---|---|---|
| Date of start of reporting period | 01-10-2025 | 01-04-2025 | |||||
| Date of end of reporting period | 31-12-2025 | 31-12-2025 | |||||
| Whether results are audited or unaudited | Unaudited | Unaudited | |||||
| Nature of report standalone or consolidated | Consolidated | Consolidated | |||||
| 1 | Segment Revenue (Income) | ||||||
| (net sale/income from each segment should be disclosed) | |||||||
| 1 | Treasury Operation | 7,44,620.00 | 23,31,381.00 | ||||
| 2 | Retail Banking and Operations | 12,08,379.00 | 35,29,904.00 | ||||
| 3 | Corporate/Wholesale Banking Operations | 10,40,756.00 | 32,63,139.00 | ||||
| 4 | Other Banking Operations | 53,338.00 | 1,27,220.00 | ||||
| 5 | Unallocated | 1,53,099.00 | 3,20,854.00 | ||||
| Total Segment Revenue | 32,00,192.00 | 95,72,498.00 | |||||
| Less: Inter segment revenue | |||||||
| Income from operations | 32,00,192.00 | 95,72,498.00 | |||||
| 2 | Segment Result | ||||||
| Profit (+) / Loss (-) before tax and interest from each segment | |||||||
| 1 | Treasury Operation | 1,54,208.00 | 4,64,040.00 | ||||
| 2 | Retail Banking and Operations | 2,45,081.00 | 6,51,329.00 | ||||
| 3 | Corporate/Wholesale Banking Operations | 1,84,601.00 | 4,43,077.00 | ||||
| 4 | Other Banking Operations | 26,694.00 | 63,686.00 | ||||
| 5 | Unallocated | 53,192.00 | 1,13,764.00 | ||||
| Total Profit before tax | 6,63,776.00 | 17,35,896.00 | |||||
| i. Finance cost | |||||||
| ii. Other Unallocable Expenditure net off Unallocable income | |||||||
| Profit before tax | 6,63,776.00 | 17,35,896.00 | |||||
| 3 | (Segment Asset - Segment Liabilities) | ||||||
| Segment Asset | |||||||
| 1 | Treasury Operation | 4,44,97,702.00 | 4,44,97,702.00 | ||||
| 2 | Retail Banking and Operations | 4,90,86,569.00 | 4,90,86,569.00 | ||||
| 3 | Corporate/Wholesale Banking Operations | 5,21,63,288.00 | 5,21,63,288.00 | ||||
| 4 | Other Banking Operations | 0.00 | 0.00 | ||||
| 5 | Unallocated | 42,38,008.00 | 42,38,008.00 | ||||
| Total Segment Assets | 14,99,85,567.00 | 14,99,85,567.00 | |||||
| Un-allocable Assets | 0.00 | 0.00 | |||||
| Net Segment Assets | 14,99,85,567.00 | 14,99,85,567.00 | |||||
| 4 | Segment Liabilities | ||||||
| Segment Liabilities | |||||||
| 1 | Treasury Operation | 4,07,13,657.00 | 4,07,13,657.00 | ||||
| 2 | Retail Banking and Operations | 4,49,12,290.00 | 4,49,12,290.00 | ||||
| 3 | Corporate/Wholesale Banking Operations | 4,77,27,369.00 | 4,77,27,369.00 | ||||
| 4 | Other Banking Operations | 0.00 | 0.00 | ||||
| 5 | Unallocated | 35,18,076.00 | 35,18,076.00 | ||||
| Total Segment Liabilities | 13,68,71,392.00 | 13,68,71,392.00 | |||||
| Un-allocable Liabilities | 0.00 | 0.00 | |||||
| Net Segment Liabilities | 13,68,71,392.00 | 13,68,71,392.00 | |||||
| Disclosure of notes on segments | |||||||
| Whether results are audited or unaudited | Unaudited |
|---|---|
| Declaration of unmodified opinion or statement on impact of audit qualification | Declaration of unmodified opinion |
| Auditor's opinion | |
| Declaration pursuant to Regulation 33 (3) (d) of SEBI (LODR) Regulation, 2015: The company declares that its Statutory Auditor/s have issued an Audit Report with unmodified opinion for the period on Standalone results | Yes |
| Sr No. | Audit firm's name | Whether the firm holds a valid peer review certificate issued by Peer Review Board of ICAI | Certificate valid upto | ||
| 1 | G S Mathur and Co | Yes | 30-04-2027 | ||
|---|---|---|---|---|---|
| 2 | Chhajed and Doshi | Yes | 31-01-2026 | ||
| 3 | P Chandrasekhar LLP | Yes | 31-03-2028 | ||
| 4 | V K Ladha and Associates | Yes | 30-04-2026 | ||