INTEGRATED FILING — BANKING
General information about company
| Scrip code |
532215 |
| NSE Symbol |
AXISBANK |
| MSEI Symbol |
NA |
| ISIN |
INE238A01034 |
| Name of bank |
Axis Bank Limited |
| Class of security |
Equity |
| Date of start of financial year |
01-04-2025 |
| Date of end of financial year |
31-03-2026 |
| Date of board meeting when results were approved |
15-10-2025 |
| Date on which prior intimation of the meeting for considering financial results was
informed to the exchange |
03-10-2025 |
| Description of presentation currency |
INR |
| Level of rounding used in financial results |
Lakhs |
| Reporting Type |
Quarterly |
| Reporting Quarter |
Second quarter |
| Nature of report standalone or consolidated |
Consolidated |
| Whether results are audited or unaudited |
Unaudited |
| Whether results are audited or unaudited for the Year to date for current period ended/year ended |
Unaudited |
| Segment Reporting |
Multi segment |
| Description of single segment |
|
| Start date and time of board meeting |
15-10-2025
11:30:00 |
| End date and time of board meeting |
15-10-2025 15:25:00
|
| Whether cash flow statement is applicable on company |
Yes |
| Type of cash flow statement |
Cash Flow Indirect |
| Declaration of unmodified opinion or statement on impact of audit qualification |
Not applicable |
Financial Results - Banking
Amount in (Lakhs)
| Particulars |
3 months/ 6 months ended (dd-mm-yyyy) |
Year to date figures for current period ended (dd-mm-yyyy) |
| A |
Date of start of reporting period |
01-07-2025 |
01-04-2025 |
| B |
Date of end of reporting period |
30-09-2025 |
30-09-2025 |
| C |
Whether results are audited or unaudited |
Unaudited |
Unaudited |
| D |
Nature of report standalone or consolidated |
Consolidated |
Consolidated |
| 1 |
Interest earned
|
|
Interest or discount on advances or bills |
25,68,207.00 |
51,28,502.00 |
|
Income on investments |
5,92,171.00 |
12,10,751.00 |
|
Interest on balances with reserve bank of India and other inter bank funds
|
40,791.00 |
71,555.00 |
|
Others |
29,808.00 |
55,000.00 |
|
Total interest earned |
32,30,977.00 |
64,65,808.00 |
| 2 |
Other income |
7,46,008.00 |
15,51,277.00 |
| 3 |
Total income |
39,76,985.00 |
80,17,085.00 |
|
Expenses
|
| 4 |
Interest expenses |
17,97,147.00 |
36,21,016.00 |
| 5 |
Operating expenses
|
| (i) |
Employees cost |
3,53,550.00 |
7,18,715.00 |
| (ii) |
Details of other operating expenses
|
|
Description of other operating expenses
|
| 1 |
Rent, taxes & lighting |
54,347.00 |
1,07,117.00 |
| 2 |
Printing and stationery |
6,693.00 |
11,230.00 |
| 3 |
Advertisement and publicity |
1,069.00 |
4,654.00 |
| 4 |
(a) Depreciation on bank's property other than Leased Assets |
47,161.00 |
91,899.00 |
| 5 |
Directors' fees, allowances and expenses |
320.00 |
671.00 |
| 6 |
Auditors' fees and expenses (including branch auditors' fees and expenses) |
233.00 |
371.00 |
| 7 |
Law Charges |
7,024.00 |
12,537.00 |
| 8 |
Postage, Telegrams, Telephones etc. |
9,203.00 |
17,439.00 |
| 9 |
Repairs and maintenance |
65,014.00 |
1,29,117.00 |
| 10 |
Insurance+others |
5,21,375.00 |
9,67,081.00 |
|
Total other operating Expenses |
7,12,439.00 |
13,42,116.00 |
|
Total Operating Expenses |
10,65,989.00 |
20,60,831.00 |
| 6 |
Total expenditure excluding provisions and contingencies
| 28,63,136.00 |
56,81,847.00 |
| 7 |
Operating profit before provision and contingencies |
11,13,849.00 |
23,35,238.00 |
| 8 |
Provisions other than tax and contingencies |
3,64,255.00 |
7,67,674.00 |
| 9 |
Exceptional items |
0.00 |
0.00 |
| 10 |
Total profit (loss) from ordinary activities before tax
| 7,49,594.00 |
15,67,564.00 |
| 11 |
Provision for Tax |
1,93,843.00 |
3,85,796.00 |
| 12 |
Net profit (loss) from ordinary activities after tax |
5,55,751.00 |
11,81,768.00 |
| 13 |
Extraordinary items net of tax expenses
| 0.00 |
0.00 |
| 14 |
Net profit (loss) for the period |
5,55,751.00 |
11,81,768.00 |
| 15 |
Share of profit (loss) of associates
| 905.00 |
2,837.00 |
| 16
| Profit (loss) of minority interest
| 3,871.00 |
7,448.00 |
| 17
| Net Profit (loss) after taxes minority interest and share of profit
(loss) of associates
| 5,52,785.00 |
11,77,157.00 |
|
| 18 |
Details of equity share capital [Abstract]
|
|
Paid-up equity share capital
| 62,058.00 |
62,058.00 |
|
Face value of equity share capital
| 2 |
2 |
| 19 |
Reserve excluding revaluation reserves (as per balance sheet of previous accounting year) |
|
|
|
| 20 |
Analytical ratios |
| (i)
| Percentage of share held by government of India |
0.00 |
0.00 |
| (ii) |
Capital adequacy ratio
|
|
CET 1 ratio |
14.44 |
14.44 |
|
| Additional Tier 1 ratio |
0.39 |
0.39 |
| (iii) (a) |
Earnings per share before extraordinary items
|
|
Basic earnings per share before extraordinary items
| 17.82 |
37.97 |
|
Diluted earnings per share before extraordinary items
| 17.72 |
37.75 |
| (iii) (b) |
Earnings per share after extraordinary items
|
|
Basic earnings per share after extraordinary items
| 17.82 |
37.97 |
|
Diluted earnings per share after extraordinary items
| 17.72 |
37.75 |
| (iv) |
NPA Ratios
|
|
| Amount of gross non-performing assets
| 17,30,774.00 |
17,30,774.00 |
|
Amount of net non-performing assets
| 5,11,386.00 |
5,11,386.00 |
|
% of gross NPAs |
1.46 |
1.46 |
|
% of net NPAs
| 0.44 |
0.44 |
|
Return on assets
| 1.30 |
1.39 |
| 21 |
Disclosure of notes on financial results by banks
| |
Statement of Asset and Liabilities
Amount in (Lakhs)
| Particulars |
Year ended (dd-mm-yyyy)
|
| Date of start of reporting period |
01-04-2025 |
| Date of end of reporting period |
30-09-2025 |
| Whether results are audited or unaudited |
Unaudited |
| Nature of report standalone or consolidated |
Consolidated |
| 1 |
Capital and liabilities |
|
Capital |
62,058.00 |
|
Reserves and surplus |
1,97,63,887.00 |
|
Deposits |
12,01,65,560.00 |
|
Borrowings |
2,40,84,149.00 |
|
| Other liabilities and provisions |
89,35,212.00 |
|
Total Capital Liabilities |
17,30,10,866.00 |
| 2
| ASSETS
|
|
| Cash and Balances with Reserve Bank of India |
63,84,264.00 |
|
| Balances with Banks and money at call and short notice
| 23,37,555.00 |
|
Investments |
3,92,98,625.00 |
|
Advances |
11,61,62,574.00 |
|
Fixed Assets |
66204000000 |
|
Other Assets |
81,65,808.00 |
|
Total Assets |
17,30,10,866.00 |
|
Disclosure of notes on assets and liabilities |
|
Text Block
Format for Reporting Segment wise Revenue, Results and Capital Employed along with the company results
Amount in (Lakhs)
| Particulars |
3 months/ 6 months ended (dd-mm-yyyy) |
Year to date figures for current period ended (dd-mm-yyyy) |
| Date of start of reporting period |
01-07-2025 |
01-04-2025 |
| Date of end of reporting period |
30-09-2025 |
30-09-2025 |
| Whether results are audited or unaudited |
Unaudited |
Unaudited |
| Nature of report standalone or consolidated |
Consolidated |
Consolidated |
| 1 |
Segment Revenue (Income)
|
|
| (net sale/income from each segment should be disclosed) |
| 1 |
Treasury |
8,11,555.00 |
17,22,910.00 |
| 2 |
Corporate/Wholesale Banking |
12,72,668.00 |
25,24,746.00 |
| 3 |
Retail Banking - Digital Banking |
9,80,372.00 |
19,20,908.00 |
| 4 |
Retail Banking - Others |
26,95,780.00 |
54,17,083.00 |
| 5 |
Other Banking Business |
1,52,357.00 |
2,89,146.00 |
| 6 |
Unallocated |
786.00 |
2,912.00 |
|
| Total Segment Revenue
| 59,13,518.00 |
1,18,77,705.00 |
|
Less: Inter segment revenue |
19,36,533.00 |
38,60,620.00 |
|
Income from operations |
39,76,985.00 |
80,17,085.00 |
| 2
| Segment Result
|
|
| Profit (+) / Loss (-) before tax and interest from each segment
|
| 1 |
Treasury |
1,33,423.00 |
3,76,481.00 |
| 2 |
Corporate/Wholesale Banking |
3,08,866.00 |
6,04,741.00 |
| 3 |
Retail Banking - Digital Banking |
1,02,617.00 |
1,60,262.00 |
| 4 |
Retail Banking - Others |
78,871.00 |
1,86,009.00 |
| 5 |
Other Banking Business |
1,25,031.00 |
2,37,159.00 |
| 6 |
Unallocated |
786.00 |
2,912.00 |
|
Total Profit before tax |
7,49,594.00 |
15,67,564.00 |
|
i. Finance cost |
0.00 |
0.00 |
|
ii. Other Unallocable Expenditure net off Unallocable income
|
0.00 |
0.00 |
|
Profit before tax |
7,49,594.00 |
15,67,564.00 |
| 3 |
(Segment Asset - Segment Liabilities) |
|
Segment Asset |
| 1 |
Treasury |
5,23,42,865.00 |
5,23,42,865.00 |
| 2 |
Corporate/Wholesale Banking |
5,11,32,627.00 |
5,11,32,627.00 |
| 3 |
Retail Banking - Digital Banking |
1,38,06,067.00 |
1,38,06,067.00 |
| 4 |
Retail Banking - Others |
5,46,77,703.00 |
5,46,77,703.00 |
| 5 |
Other Banking Business |
3,49,021.00 |
3,49,021.00 |
| 6 |
Unallocated |
7,02,583.00 |
7,02,583.00 |
|
Total Segment Assets |
17,30,10,866.00 |
17,30,10,866.00 |
|
Un-allocable Assets |
0.00 |
0.00 |
|
Net Segment Assets |
17,30,10,866.00 |
17,30,10,866.00 |
| 4 |
Segment Liabilities |
|
Segment Liabilities |
| 1 |
Treasury |
3,23,67,389.00 |
3,23,67,389.00 |
| 2 |
Corporate/Wholesale Banking |
2,21,60,957.00 |
2,21,60,957.00 |
| 3 |
Retail Banking - Digital Banking |
1,99,00,362.00 |
1,99,00,362.00 |
| 4 |
Retail Banking - Others |
7,78,13,871.00 |
7,78,13,871.00 |
| 5 |
Other Banking Business |
24,312.00 |
24,312.00 |
| 6 |
Unallocated |
9,18,030.00 |
9,18,030.00 |
| |
Total Segment Liabilities |
15,31,84,921.00 |
15,31,84,921.00 |
| |
Un-allocable Liabilities |
0.00 |
0.00 |
|
Net Segment Liabilities |
15,31,84,921.00 |
15,31,84,921.00 |
|
Disclosure of notes on segments |
|
Cash Flow Statement, Indirect
Amount in (Lakhs)
| Particulars |
Year ended (dd-mm-yyyy) |
| A |
Date of start of reporting period |
01-04-2025 |
| B |
Date of end of reporting period |
30-09-2025 |
| C |
Whether results are audited or unaudited |
Unaudited |
| D |
Nature of report standalone or consolidated |
Consolidated |
| 1 |
Statement of cash flows |
|
Cash flows from used in operating activities |
|
Profit before extraordinary items and tax |
15,67,564.00 |
| 2 |
Adjustments for reconcile profit (loss) |
|
Adjustments to profit (loss) |
|
Adjustments for finance costs |
0.00 |
|
Adjustments for depreciation and amortisation expense |
1,21,382.00 |
|
Adjustments for impairment loss reversal of impairment loss recognised in profit or loss
|
7,74,169.00
|
|
Adjustments for unrealised foreign exchange losses gains |
0.00 |
|
Adjustments for dividend income |
0.00 |
|
Adjustments for share-based payments |
23,498.00 |
|
Other adjustments for which cash effects are investing or financing cash flow |
0.00 |
|
Other adjustments to reconcile profit (loss) |
0.00 |
|
Other adjustments for non-cash items |
1,49,380.00 |
|
Share of profit and loss from partnership firm or association of persons or limited
liability partnerships |
0.00
|
|
Total adjustments to profit (loss) |
10,68,429.00
|
| 3 |
Adjustments for working capital |
|
Adjustments for decrease (increase) in inventories |
0.00 |
|
Adjustments for decrease (increase) in trade receivables |
0.00 |
|
Adjustments for decrease (increase) in other current assets |
0.00 |
|
Adjustments for increase (decrease) in trade payables |
0.00 |
|
Adjustments for increase (decrease) in other current liabilities |
0.00 |
|
Adjustments for provisions |
0.00 |
|
Total adjustments for working capital |
0.00
|
|
Total adjustments for reconcile profit (loss) |
10,68,429.00 |
|
Net cash flows from (used in) operations |
26,35,993.00 |
|
Dividends received |
0.00 |
|
Interest paid |
0.00 |
|
Interest received |
0.00 |
|
Income taxes paid (refund) |
2,48,658.00 |
|
Other inflows (outflows) of cash |
(39,31,275.00) |
|
Net cash flows from (used in) operating activities before extraordinary items |
(15,43,940.00) |
|
Proceeds from extraordinary items |
0.00 |
|
Payment for extraordinary items |
0.00 |
|
Net cash flows from (used in) operating activities |
(15,43,940.00) |
| 4 |
Cash flows from used in investing activities |
|
Cash flows from losing control of subsidiaries or other businesses |
0.00 |
|
Cash flows used in obtaining control of subsidiaries or other businesses |
0.00
|
|
Other cash receipts from sales of equity or debt instruments of other entities |
0.00 |
|
Other cash payments to acquire equity or debt instruments of other entities |
0.00
|
|
Other cash receipts from sales of interests in joint ventures |
0.00 |
|
Other cash payments to acquire interests in joint ventures |
0.00
|
|
Cash receipts from share of profits of partnership firm or association of persons or
limited liability partnerships |
0.00
|
|
Cash payment for investment in partnership firm or association of persons or limited
liability partnerships |
0.00
|
|
Proceeds from sales of tangible assets |
824.00 |
|
Purchase of tangible assets |
1,05,959.00 |
|
Proceeds from sales of intangible assets |
0.00 |
|
Purchase of intangible assets |
0.00 |
|
Cash advances and loans made to other parties |
0.00 |
|
Cash receipts from repayment of advances and loans made to other parties |
0.00
|
|
Cash payments for future contracts, forward contracts, option contracts and swap contracts
|
0.00 |
|
Cash receipts from future contracts, forward contracts, option contracts and swap
contracts |
0.00 |
|
Dividends received |
0.00 |
|
Interest received |
0.00 |
|
Income taxes paid (refund) |
0.00 |
|
Other inflows (outflows) of cash |
(19,53,455.00) |
|
Proceeds from government grants |
0.00 |
|
Net cash flows from (used in) investing activities before extraordinary
items |
(20,58,590.00) |
|
Proceeds from extraordinary items |
0.00 |
|
Payment for extraordinary items |
0.00 |
|
Net cash flows from (used in) investing activities |
(20,58,590.00) |
| 5 |
Cash flows from used in financing activities |
|
Proceeds from issuing shares |
33,484.00 |
|
Proceeds from issuing other equity instruments |
0.00 |
|
Proceeds from issuing debentures notes bonds etc |
0.00 |
|
Proceeds from borrowings |
21,37,004.00 |
|
Repayments of borrowings |
1,21,530.00 |
|
Dividends paid |
31,014.00 |
|
Interest paid |
0.00 |
|
Income taxes paid (refund) |
0.00 |
|
Other inflows (outflows) of cash |
7,448.00 |
|
Net cash flows from (used in) financing activities before extraordinary
items |
20,25,392.00
|
|
Proceeds from extraordinary items |
0.00 |
|
Payment for extraordinary items |
0.00 |
|
Net cash flows from (used in) financing activities |
20,25,392.00
|
|
Net increase (decrease) in cash and cash equivalents before effect of
exchange rate changes |
(15,77,138.00)
|
| 6 |
Effect of exchange rate changes on cash and cash equivalents |
|
Effect of exchange rate changes on cash and cash equivalents |
29,087.00 |
|
Net increase (decrease) in cash and cash equivalents |
(15,48,051.00)
|
|
Cash and cash equivalents cash flow statement at beginning of period |
0.00 |
|
Cash and cash equivalents cash flow statement at end of period |
(15,48,051.00) |