| Scrip code | 544020 |
|---|---|
| NSE Symbol | ESAFSFB |
| MSEI Symbol | NOTLISTED |
| ISIN | INE818W01011 |
| Name of bank | ESAF SMALL FINANCE BANK LIMITED |
| Class of security | Equity |
| Date of start of financial year | 01-04-2025 |
| Date of end of financial year | 31-03-2026 |
| Date of board meeting when results were approved | 11-11-2025 |
| Date on which prior intimation of the meeting for considering financial results was informed to the exchange | 04-11-2025 |
| Description of presentation currency | INR |
| Level of rounding used in financial results | Lakhs |
| Reporting Type | Quarterly |
| Reporting Quarter | Second quarter |
| Nature of report standalone or consolidated | Standalone |
| Whether results are audited or unaudited | Unaudited |
| Whether results are audited or unaudited for the Year to date for current period ended/year ended | Unaudited |
| Segment Reporting | Multi segment |
| Description of single segment | |
| Start date and time of board meeting | 11-11-2025 02:15:00 |
| End date and time of board meeting | 11-11-2025 06:00:00 |
| Whether cash flow statement is applicable on company | Yes |
| Type of cash flow statement | Cash Flow Indirect |
| Declaration of unmodified opinion or statement on impact of audit qualification | Declaration of unmodified opinion |
| Whether the company has any related party? | Yes |
| Whether the company has entered into any Related Party transaction during the selected half year for which it wants to submit disclosure? | Yes |
| (I) We declare that the acceptance of fixed deposits by the bans/Non-Banking Finance Company are at the terms uniformly applicable/offered to all shareholders/public | NA |
| (II) We declare that the scheduled commercial bank, as per RBI circular RBI/DBR/2015-16/19 dated March 03, 2016, has allowed additional interest of one per cent per annum, over and above the rate of interest mentioned in the schedule of interest rates on savings or a term deposits of banks staff and their exclusive associations as well as on deposits of Chairman, Chairman & Managing Director, Executive Director or such other Executives appointed for a fixed tenure. | NA |
| (III) Whether the company is a high value debt listed entity according to regulation 15 (1A)? | No |
| (a) If answer to above question is Yes, whether complying with proviso to regulation 23 (9), i.e., submitting RPT disclosures on the day of results publication? | |
| (b) If answer to above question is No, please explain the reason for not complying. | |
| Whether the updated Related Party Transactions (RPT) Policy (in compliance with Reg. 23 of SEBI LODR) has been uploaded on the website of the Company? | Yes |
| Latest Date on which RPT policy is updated | 21-03-2025 |
| Indicate Company website link for updated RPT policy of the Company | https://www.esaf.bank.in/wp-content/uploads/2025/04/Related-Party-Transaction-Policy.pdf |
| Whether statement on deviation or variation for proceeds of public issue, rights issue, preferential issue, qualified institutions placement etc. is applicable to the company for the current quarter? | No |
| No. of times funds raised during the quarter | |
| Whether the disclosure for the Default on Loans and Debt Securities is applicable to the entity? | No |
| Not Applicable | |
| Particulars | 3 months/ 6 months ended (dd-mm-yyyy) | Year to date figures for current period ended (dd-mm-yyyy) | |
|---|---|---|---|
| A | Date of start of reporting period | 01-07-2025 | 01-04-2025 |
| B | Date of end of reporting period | 30-09-2025 | 30-09-2025 |
| C | Whether results are audited or unaudited | Unaudited | Unaudited |
| D | Nature of report standalone or consolidated | Standalone | Standalone |
| 1 | Interest earned | ||
| Interest or discount on advances or bills | 71,495.00 | 1,43,556.00 | |
| Income on investments | 10,448.00 | 20,500.00 | |
| Interest on balances with reserve bank of India and other inter bank funds | 39.00 | 749.00 | |
| Others | 0.00 | 0.00 | |
| Total interest earned | 81,982.00 | 1,64,805.00 | |
| 2 | Other income | 14,516.00 | 34,030.00 |
| 3 | Total income | 96,498.00 | 1,98,835.00 |
| Expenses | |||
| 4 | Interest expenses | 45,576.00 | 90,612.00 |
| 5 | Operating expenses | ||
| (i) | Employees cost | 15,840.00 | 34,883.00 |
| (ii) | Details of other operating expenses | ||
| Description of other operating expenses | |||
| 1 | Rent, taxes and lighting | 3,215.00 | 6,357.00 |
| 2 | Printing and stationery | 237.00 | 329.00 |
| 3 | Advertisement and publicity | 8.00 | 429.00 |
| 4 | Depreciation | 1,657.00 | 3,287.00 |
| 5 | Directors' fees, allowances and expenses | 56.00 | 113.00 |
| 6 | Auditors' fees and expenses | 21.00 | 42.00 |
| 7 | Law charges | 75.00 | 120.00 |
| 8 | Postage, Telegrams, Telephones | 651.00 | 1,556.00 |
| 9 | BC expenses | 9,075.00 | 18,578.00 |
| 10 | Other Expenditure | 10,762.00 | 20,712.00 |
| Total other operating Expenses | 25,757.00 | 51,523.00 | |
| Total Operating Expenses | 41,597.00 | 86,406.00 | |
| 6 | Total expenditure excluding provisions and contingencies | 87,173.00 | 1,77,018.00 |
| 7 | Operating profit before provision and contingencies | 9,325.00 | 21,817.00 |
| 8 | Provisions other than tax and contingencies | 24,867.00 | 48,279.00 |
| 9 | Exceptional items | 0.00 | 0.00 |
| 10 | Total profit (loss) from ordinary activities before tax | (15,542.00) | (26,462.00) |
| 11 | Provision for Tax | (3,961.00) | (6,759.00) |
| 12 | Net profit (loss) from ordinary activities after tax | (11,581.00) | (19,703.00) |
| 13 | Extraordinary items net of tax expenses | 0.00 | 0.00 |
| 14 | Net profit (loss) for the period | (11,581.00) | (19,703.00) |
| 15 | Share of profit (loss) of associates | ||
| 16 | Profit (loss) of minority interest | ||
| 17 | Net Profit (loss) after taxes minority interest and share of profit (loss) of associates | (11,581.00) | (19,703.00) |
| 18 | Details of equity share capital [Abstract] | ||
| Paid-up equity share capital | 51,551.00 | 51,551.00 | |
| Face value of equity share capital | 10 | 10 | |
| 19 | Reserve excluding revaluation reserves (as per balance sheet of previous accounting year) | ||
| 20 | Analytical ratios | ||
| (i) | Percentage of share held by government of India | 0.00 | 0.00 |
| (ii) | Capital adequacy ratio | ||
| CET 1 ratio | 16.37 | 16.37 | |
| Additional Tier 1 ratio | 0.53 | 0.53 | |
| (iii) (a) | Earnings per share before extraordinary items | ||
| Basic earnings per share before extraordinary items | -2.25 | -3.82 | |
| Diluted earnings per share before extraordinary items | -2.24 | -3.81 | |
| (iii) (b) | Earnings per share after extraordinary items | ||
| Basic earnings per share after extraordinary items | 0 | 0 | |
| Diluted earnings per share after extraordinary items | 0 | 0 | |
| (iv) | NPA Ratios | ||
| Amount of gross non-performing assets | 1,63,457.00 | 1,63,457.00 | |
| Amount of net non-performing assets | 69,640.00 | 69,640.00 | |
| % of gross NPAs | 8.54 | 8.54 | |
| % of net NPAs | 3.83 | 3.83 | |
| Return on assets | -0.43 | -0.74 | |
| 21 | Disclosure of notes on financial results by banks | Textual Information(1) | |
| Textual Information(1) | The statement of unaudited financial results for the quarter and half year ended 30 September 2025 (Statement or financial results) have been reviewed by the Audit Committee and approved by the Board of Directors at their meetings held on 11 November 2025 in accordance with the requirement of Regulation 33 and Regulation 52 of SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015, (the Regulations) as amended. The financial results for the quarter and half year ended 30 September 2025, were subjected to a limited review by the Joint Statutory Auditors who have issued an unmodified conclusion there on. The comparitive financial information of the Bank included in the statement have been reviewed/ audited by M/s. Abarna & Ananthan and M/s. Kirtane & Pandit (one of the present joint auditors, who expressed an unmodified opinion The above financial results have been prepared in accordance with the recognition and measurement principles laid down in the applicable Accounting Standard (Accounting standards) prescribed under Section 133 of the Companies Act, 2013 (the Act), in so far as they apply to the Banks, the relevant provisions of the Banking Regulation Act, 1949 and the circulars, the guidelines and directions issued by the Reserve Bank of India (RBI) from time to time (the RBI Regulations) and other accounting principles generally accepted in India and the requirements of Regulation 33 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015, as amended.The Bank has applied its significant accounting policies in the preparation of these financial results consistent with those followed in the annual financial statement for the year ended 31 March 2025. Any circulars/ directions issued by RBI is implemented prospectively when it becomes applicable, unless specifically required under those circulars/ directions. The Bank has applied its significant accounting policies in the preparation of these financial results consistent with those followed in the annual financial statement for the year ended 31 March 2025. Any circulars/ directions issued by RBI is implemented prospectively when it becomes applicable, unless specifically required under those circulars/ directions. Sl No Particulars Sale to ARC Q1 Sale to ARC Q2 1 No. of Accounts (Nos) 2,12,564 1 2 Aggregate principal outstanding of loans transferred 73,340 2,833 3 Weighted average residual tenure of loans 0.49 4 Net book value of loans transferred 7,242 - 5 Aggregate consideration 7,334 1,280 6 Additional consideration realised in respect of accounts transferred earlier - 0 RR3 CRISIL 50% and upto 75% 4579.82 The determination of the recovery rating for the security receipts for stressed assets transferred during the quarter ended 30 June 2025 is in progress and will be completed within the prescribed regulatory timelines. 7. The Bank is carrying an additional contingency provision on standard assets of Rs. 3,105 Lakhs as on 30 September 2025 (Rs.4,447 Lakhs as on 31 March 2025). 8. Other income includes processing fee, Revaluation profit or loss, profit/ loss on sale of investments (net off provision for depreciation), Income from selling of third party products, recovery from loans written off, income from dealing in PSLC and Collection Agency Fees from Asset Reconstruction Companies (ARC). 9. During the half year ended 30 September 2025, the Bank has allotted 85,883 equity shares pursuant to the exercise of options under the approved employee stock option scheme. 10. The Bank is carrying an additional contingency provision on standard assets of Rs. 3,105 Lakhs as on 30 September 2025 (Rs.4,447 Lakhs as on 31 March 2025). 11. Other income includes processing fee, Revaluation profit or loss, profit/ loss on sale of investments (net off provision for depreciation), Income from selling of third party products, recovery from loans written off, income from dealing in PSLC and Collection Agency Fees from Asset Reconstruction Companies (ARC). 12. During the half year ended 30 September 2025, the Bank has allotted 85,883 equity shares pursuant to the exercise of options under the approved employee stock option scheme. 13. The Bank has raised Tier II capital of Rs. 11,500 Lakhs during quarter and half year ended 30 September 2025 14. The Bank does not have any subsidiary/ associate/ joint venture as on 30 September 2025. 15. The Bank absorbed 5,109 trained employees of M/s. ESAF Swasraya Multi State Agro Co-operative Society Limited (“ESMACO”) and paid compensation of 5,800 lakhs (inclusive of GST) being the value addition for sourcing and training the staff which otherwise the Bank would have had to incur based on an independent external valuation, which is reported as an exceptional item for the Quarter and half year ended 30 September 2024 and year ended 31 March 2025. 16.Figures for the previous period/year have been reclassified/regrouped wherever necessary, to conform to the current period classification. |
|---|
| Particulars | Year ended (dd-mm-yyyy) | ||
|---|---|---|---|
| Date of start of reporting period | 01-04-2025 | ||
| Date of end of reporting period | 30-09-2025 | ||
| Whether results are audited or unaudited | Unaudited | ||
| Nature of report standalone or consolidated | Standalone | ||
| 1 | Capital and liabilities | ||
| Capital | 51,551.00 | ||
| Reserves and surplus | 1,23,299.00 | ||
| Deposits | 22,89,407.00 | ||
| Borrowings | 2,11,280.00 | ||
| Other liabilities and provisions | 37,367.00 | ||
| Total Capital Liabilities | 27,12,904.00 | ||
| 2 | ASSETS | ||
| Cash and Balances with Reserve Bank of India | 95,139.00 | ||
| Balances with Banks and money at call and short notice | 7,426.00 | ||
| Investments | 6,39,619.00 | ||
| Advances | 18,19,879.00 | ||
| Fixed Assets | 4353000000 | ||
| Other Assets | 1,07,311.00 | ||
| Total Assets | 27,12,904.00 | ||
| Disclosure of notes on assets and liabilities | Textual Information(1) | ||
| Textual Information(1) | The statement of unaudited financial results for the quarter and half year ended 30 September 2025 (Statement or financial results) have been reviewed by the Audit Committee and approved by the Board of Directors at their meetings held on 11 November 2025 in accordance with the requirement of Regulation 33 and Regulation 52 of SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015, (the Regulations) as amended. The financial results for the quarter and half year ended 30 September 2025, were subjected to a limited review by the Joint Statutory Auditors who have issued an unmodified conclusion there on. The comparitive financial information of the Bank included in the statement have been reviewed/ audited by M/s. Abarna & Ananthan and M/s. Kirtane & Pandit (one of the present joint auditors, who expressed an unmodified opinion The above financial results have been prepared in accordance with the recognition and measurement principles laid down in the applicable Accounting Standard (Accounting standards) prescribed under Section 133 of the Companies Act, 2013 (the Act), in so far as they apply to the Banks, the relevant provisions of the Banking Regulation Act, 1949 and the circulars, the guidelines and directions issued by the Reserve Bank of India (RBI) from time to time (the RBI Regulations) and other accounting principles generally accepted in India and the requirements of Regulation 33 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015, as amended.The Bank has applied its significant accounting policies in the preparation of these financial results consistent with those followed in the annual financial statement for the year ended 31 March 2025. Any circulars/ directions issued by RBI is implemented prospectively when it becomes applicable, unless specifically required under those circulars/ directions. The Bank has applied its significant accounting policies in the preparation of these financial results consistent with those followed in the annual financial statement for the year ended 31 March 2025. Any circulars/ directions issued by RBI is implemented prospectively when it becomes applicable, unless specifically required under those circulars/ directions. Sl No Particulars Sale to ARC Q1 Sale to ARC Q2 1 No. of Accounts (Nos) 2,12,564 1 2 Aggregate principal outstanding of loans transferred 73,340 2,833 3 Weighted average residual tenure of loans 0.49 4 Net book value of loans transferred 7,242 - 5 Aggregate consideration 7,334 1,280 6 Additional consideration realised in respect of accounts transferred earlier - 0 RR3 CRISIL 50% and upto 75% 4579.82 The determination of the recovery rating for the security receipts for stressed assets transferred during the quarter ended 30 June 2025 is in progress and will be completed within the prescribed regulatory timelines. 7. The Bank is carrying an additional contingency provision on standard assets of Rs. 3,105 Lakhs as on 30 September 2025 (Rs.4,447 Lakhs as on 31 March 2025). 8. Other income includes processing fee, Revaluation profit or loss, profit/ loss on sale of investments (net off provision for depreciation), Income from selling of third party products, recovery from loans written off, income from dealing in PSLC and Collection Agency Fees from Asset Reconstruction Companies (ARC). 9. During the half year ended 30 September 2025, the Bank has allotted 85,883 equity shares pursuant to the exercise of options under the approved employee stock option scheme. 10. The Bank is carrying an additional contingency provision on standard assets of Rs. 3,105 Lakhs as on 30 September 2025 (Rs.4,447 Lakhs as on 31 March 2025). 11. Other income includes processing fee, Revaluation profit or loss, profit/ loss on sale of investments (net off provision for depreciation), Income from selling of third party products, recovery from loans written off, income from dealing in PSLC and Collection Agency Fees from Asset Reconstruction Companies (ARC). 12. During the half year ended 30 September 2025, the Bank has allotted 85,883 equity shares pursuant to the exercise of options under the approved employee stock option scheme. 13. The Bank has raised Tier II capital of Rs. 11,500 Lakhs during quarter and half year ended 30 September 2025 14. The Bank does not have any subsidiary/ associate/ joint venture as on 30 September 2025. 15. The Bank absorbed 5,109 trained employees of M/s. ESAF Swasraya Multi State Agro Co-operative Society Limited (“ESMACO”) and paid compensation of 5,800 lakhs (inclusive of GST) being the value addition for sourcing and training the staff which otherwise the Bank would have had to incur based on an independent external valuation, which is reported as an exceptional item for the Quarter and half year ended 30 September 2024 and year ended 31 March 2025. 16.Figures for the previous period/year have been reclassified/regrouped wherever necessary, to conform to the current period classification. |
|---|
| Particulars | 3 months/ 6 months ended (dd-mm-yyyy) | Year to date figures for current period ended (dd-mm-yyyy) | |||||
|---|---|---|---|---|---|---|---|
| Date of start of reporting period | 01-07-2025 | 01-04-2025 | |||||
| Date of end of reporting period | 30-09-2025 | 30-09-2025 | |||||
| Whether results are audited or unaudited | Unaudited | Unaudited | |||||
| Nature of report standalone or consolidated | Standalone | Standalone | |||||
| 1 | Segment Revenue (Income) | ||||||
| (net sale/income from each segment should be disclosed) | |||||||
| 1 | Retail | 79,827.00 | 1,61,463.00 | ||||
| 2 | Wholesale | 2,539.00 | 5,557.00 | ||||
| 3 | Treasury | 9,540.00 | 23,294.00 | ||||
| 4 | Other Banking Operations | 4,592.00 | 8,521.00 | ||||
| 5 | Capital & Reserves | 0.00 | 0.00 | ||||
| 6 | NA | 0.00 | 0.00 | ||||
| 7 | NA | 0.00 | 0.00 | ||||
| 8 | NA | 0.00 | 0.00 | ||||
| 9 | NA | 0.00 | 0.00 | ||||
| 10 | NA | 0.00 | 0.00 | ||||
| 11 | NA | 0.00 | 0.00 | ||||
| 12 | NA | 0.00 | 0.00 | ||||
| 13 | NA | 0.00 | 0.00 | ||||
| 14 | NA | 0.00 | 0.00 | ||||
| 15 | NA | 0.00 | 0.00 | ||||
| Total Segment Revenue | 96,498.00 | 1,98,835.00 | |||||
| Less: Inter segment revenue | 0.00 | 0.00 | |||||
| Income from operations | 96,498.00 | 1,98,835.00 | |||||
| 2 | Segment Result | ||||||
| Profit (+) / Loss (-) before tax and interest from each segment | |||||||
| 1 | Retail | (21,424.00) | (39,524.00) | ||||
| 2 | Wholesale | 2,089.00 | 2,876.00 | ||||
| 3 | Treasury | (647.00) | 2,030.00 | ||||
| 4 | Other Banking Operations | 4,440.00 | 8,156.00 | ||||
| 5 | Capital & Reserves | 0.00 | 0.00 | ||||
| 6 | NA | 0.00 | 0.00 | ||||
| 7 | NA | 0.00 | 0.00 | ||||
| 8 | NA | 0.00 | 0.00 | ||||
| 9 | NA | 0.00 | 0.00 | ||||
| 10 | NA | 0.00 | 0.00 | ||||
| 11 | NA | 0.00 | 0.00 | ||||
| 12 | NA | 0.00 | 0.00 | ||||
| 13 | NA | 0.00 | 0.00 | ||||
| 14 | NA | 0.00 | 0.00 | ||||
| 15 | NA | 0.00 | 0.00 | ||||
| Total Profit before tax | (15,542.00) | (26,462.00) | |||||
| i. Finance cost | 0.00 | 0.00 | |||||
| ii. Other Unallocable Expenditure net off Unallocable income | 0.00 | 0.00 | |||||
| Profit before tax | (15,542.00) | (26,462.00) | |||||
| 3 | (Segment Asset - Segment Liabilities) | ||||||
| Segment Asset | |||||||
| 1 | Retail | 18,09,697.00 | 18,09,697.00 | ||||
| 2 | Wholesale | 88,628.00 | 88,628.00 | ||||
| 3 | Treasury | 7,39,852.00 | 7,39,852.00 | ||||
| 4 | Other Banking Operations | 0.00 | 0.00 | ||||
| 5 | Capital & Reserves | 0.00 | 0.00 | ||||
| 6 | NA | 0.00 | 0.00 | ||||
| 7 | NA | 0.00 | 0.00 | ||||
| 8 | NA | 0.00 | 0.00 | ||||
| 9 | NA | 0.00 | 0.00 | ||||
| 10 | NA | 0.00 | 0.00 | ||||
| 11 | NA | 0.00 | 0.00 | ||||
| 12 | NA | 0.00 | 0.00 | ||||
| 13 | NA | 0.00 | 0.00 | ||||
| 14 | NA | 0.00 | 0.00 | ||||
| 15 | NA | 0.00 | 0.00 | ||||
| Total Segment Assets | 26,38,177.00 | 26,38,177.00 | |||||
| Un-allocable Assets | 74,727.00 | 74,727.00 | |||||
| Net Segment Assets | 27,12,904.00 | 27,12,904.00 | |||||
| 4 | Segment Liabilities | ||||||
| Segment Liabilities | |||||||
| 1 | Retail | 18,16,229.00 | 18,16,229.00 | ||||
| 2 | Wholesale | 83,406.00 | 83,406.00 | ||||
| 3 | Treasury | 6,01,052.00 | 6,01,052.00 | ||||
| 4 | Other Banking Operations | 0.00 | 0.00 | ||||
| 5 | Capital & Reserves | 1,74,850.00 | 1,74,850.00 | ||||
| 6 | NA | 0.00 | 0.00 | ||||
| 7 | NA | 0.00 | 0.00 | ||||
| 8 | NA | 0.00 | 0.00 | ||||
| 9 | NA | 0.00 | 0.00 | ||||
| 10 | NA | 0.00 | 0.00 | ||||
| 11 | NA | 0.00 | 0.00 | ||||
| 12 | NA | 0.00 | 0.00 | ||||
| 13 | NA | 0.00 | 0.00 | ||||
| 14 | NA | 0.00 | 0.00 | ||||
| 15 | NA | 0.00 | 0.00 | ||||
| Total Segment Liabilities | 26,75,537.00 | 26,75,537.00 | |||||
| Un-allocable Liabilities | 37,367.00 | 37,367.00 | |||||
| Net Segment Liabilities | 27,12,904.00 | 27,12,904.00 | |||||
| Disclosure of notes on segments | The statement of unaudited financial results for the quarter and half year ended 30 September 2025 (Statement or financial results) have been reviewed by the Audit Committee and approved by the Board of Directors at their meetings held on 11 November 2025 in accordance with the requirement of Regulation 33 and Regulation 52 of SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015, (the Regulations) as amended. The financial results for the quarter and half year ended 30 September 2025, were subjected to a limited review by the Joint Statutory Auditors who have issued an unmodified conclusion there on. The comparitive financial information of the Bank included in the statement have been reviewed/ audited by M/s. Abarna & Ananthan and M/s. Kirtane & Pandit (one of the present joint auditors, who expressed an unmodified opinion The above financial results have been prepared in accordance with the recognition and measurement principles laid down in the applicable Accounting Standard (Accounting standards) prescribed under Section 133 of the Companies Act, 2013 (the Act), in so far as they apply to the Banks, the relevant provisions of the Banking Regulation Act, 1949 and the circulars, the guidelines and directions issued by the Reserve Bank of India (RBI) from time to time (the RBI Regulations) and other accounting principles generally accepted in India and the requirements of Regulation 33 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015, as amended.The Bank has applied its significant accounting policies in the preparation of these financial results consistent with those followed in the annual financial statement for the year ended 31 March 2025. Any circulars/ directions issued by RBI is implemented prospectively when it becomes applicable, unless specifically required under those circulars/ directions. The Bank has applied its significant accounting policies in the preparation of these financial results consistent with those followed in the annual financial statement for the year ended 31 March 2025. Any circulars/ directions issued by RBI is implemented prospectively when it becomes applicable, unless specifically required under those circulars/ directions. Sl No Particulars Sale to ARC Q1 Sale to ARC Q2 1 No. of Accounts (Nos) 2,12,564 1 2 Aggregate principal outstanding of loans transferred 73,340 2,833 3 Weighted average residual tenure of loans 0.49 4 Net book value of loans transferred 7,242 - 5 Aggregate consideration 7,334 1,280 6 Additional consideration realised in respect of accounts transferred earlier - 0 RR3 CRISIL 50% and upto 75% 4579.82 The determination of the recovery rating for the security receipts for stressed assets transferred during the quarter ended 30 June 2025 is in progress and will be completed within the prescribed regulatory timelines. 7. The Bank is carrying an additional contingency provision on standard assets of Rs. 3,105 Lakhs as on 30 September 2025 (Rs.4,447 Lakhs as on 31 March 2025). 8. Other income includes processing fee, Revaluation profit or loss, profit/ loss on sale of investments (net off provision for depreciation), Income from selling of third party products, recovery from loans written off, income from dealing in PSLC and Collection Agency Fees from Asset Reconstruction Companies (ARC). 9. During the half year ended 30 September 2025, the Bank has allotted 85,883 equity shares pursuant to the exercise of options under the approved employee stock option scheme. 10. The Bank is carrying an additional contingency provision on standard assets of Rs. 3,105 Lakhs as on 30 September 2025 (Rs.4,447 Lakhs as on 31 March 2025). 11. Other income includes processing fee, Revaluation profit or loss, profit/ loss on sale of investments (net off provision for depreciation), Income from selling of third party products, recovery from loans written off, income from dealing in PSLC and Collection Agency Fees from Asset Reconstruction Companies (ARC). 12. During the half year ended 30 September 2025, the Bank has allotted 85,883 equity shares pursuant to the exercise of options under the approved employee stock option scheme. 13. The Bank has raised Tier II capital of Rs. 11,500 Lakhs during quarter and half year ended 30 September 2025 14. The Bank does not have any subsidiary/ associate/ joint venture as on 30 September 2025. 15. The Bank absorbed 5,109 trained employees of M/s. ESAF Swasraya Multi State Agro Co-operative Society Limited (“ESMACO”) and paid compensation of 5,800 lakhs (inclusive of GST) being the value addition for sourcing and training the staff which otherwise the Bank would have had to incur based on an independent external valuation, which is reported as an exceptional item for the Quarter and half year ended 30 September 2024 and year ended 31 March 2025. 16.Figures for the previous period/year have been reclassified/regrouped wherever necessary, to conform to the current period classification. | ||||||
| Particulars | Year ended (dd-mm-yyyy) | |
|---|---|---|
| A | Date of start of reporting period | 01-04-2025 |
| B | Date of end of reporting period | 30-09-2025 |
| C | Whether results are audited or unaudited | Unaudited |
| D | Nature of report standalone or consolidated | Standalone |
| 1 | Statement of cash flows | |
| Cash flows from used in operating activities | ||
| Profit before extraordinary items and tax | (26,462.00) | |
| 2 | Adjustments for reconcile profit (loss) | |
| Adjustments to profit (loss) | ||
| Adjustments for finance costs | 0.00 | |
| Adjustments for depreciation and amortisation expense | 3,414.00 | |
| Adjustments for impairment loss reversal of impairment loss recognised in profit or loss | 47,789.00 | |
| Adjustments for unrealised foreign exchange losses gains | 0.00 | |
| Adjustments for dividend income | 0.00 | |
| Adjustments for share-based payments | 0.00 | |
| Other adjustments for which cash effects are investing or financing cash flow | 0.00 | |
| Other adjustments to reconcile profit (loss) | 6,325.00 | |
| Other adjustments for non-cash items | 4,987.00 | |
| Share of profit and loss from partnership firm or association of persons or limited liability partnerships | 0.00 | |
| Total adjustments to profit (loss) | 62,515.00 | |
| 3 | Adjustments for working capital | |
| Adjustments for decrease (increase) in inventories | 0.00 | |
| Adjustments for decrease (increase) in trade receivables | 0.00 | |
| Adjustments for decrease (increase) in other current assets | (1,63,133.00) | |
| Adjustments for increase (decrease) in trade payables | 0.00 | |
| Adjustments for increase (decrease) in other current liabilities | (55,952.00) | |
| Adjustments for provisions | 0.00 | |
| Total adjustments for working capital | (2,19,085.00) | |
| Total adjustments for reconcile profit (loss) | (1,56,570.00) | |
| Net cash flows from (used in) operations | (1,83,032.00) | |
| Dividends received | 0.00 | |
| Interest paid | 0.00 | |
| Interest received | 0.00 | |
| Income taxes paid (refund) | 0.00 | |
| Other inflows (outflows) of cash | 0.00 | |
| Net cash flows from (used in) operating activities before extraordinary items | (1,83,032.00) | |
| Proceeds from extraordinary items | 0.00 | |
| Payment for extraordinary items | 0.00 | |
| Net cash flows from (used in) operating activities | (1,83,032.00) | |
| 4 | Cash flows from used in investing activities | |
| Cash flows from losing control of subsidiaries or other businesses | 0.00 | |
| Cash flows used in obtaining control of subsidiaries or other businesses | 0.00 | |
| Other cash receipts from sales of equity or debt instruments of other entities | 0.00 | |
| Other cash payments to acquire equity or debt instruments of other entities | 0.00 | |
| Other cash receipts from sales of interests in joint ventures | 0.00 | |
| Other cash payments to acquire interests in joint ventures | 0.00 | |
| Cash receipts from share of profits of partnership firm or association of persons or limited liability partnerships | 0.00 | |
| Cash payment for investment in partnership firm or association of persons or limited liability partnerships | 0.00 | |
| Proceeds from sales of tangible assets | 54.00 | |
| Purchase of tangible assets | 16,821.00 | |
| Proceeds from sales of intangible assets | 0.00 | |
| Purchase of intangible assets | 0.00 | |
| Cash advances and loans made to other parties | 0.00 | |
| Cash receipts from repayment of advances and loans made to other parties | 0.00 | |
| Cash payments for future contracts, forward contracts, option contracts and swap contracts | 0.00 | |
| Cash receipts from future contracts, forward contracts, option contracts and swap contracts | 0.00 | |
| Dividends received | 0.00 | |
| Interest received | 0.00 | |
| Income taxes paid (refund) | 0.00 | |
| Other inflows (outflows) of cash | 33,734.00 | |
| Proceeds from government grants | 0.00 | |
| Net cash flows from (used in) investing activities before extraordinary items | 16,967.00 | |
| Proceeds from extraordinary items | 0.00 | |
| Payment for extraordinary items | 0.00 | |
| Net cash flows from (used in) investing activities | 16,967.00 | |
| 5 | Cash flows from used in financing activities | |
| Proceeds from issuing shares | 13.00 | |
| Proceeds from issuing other equity instruments | 0.00 | |
| Proceeds from issuing debentures notes bonds etc | 0.00 | |
| Proceeds from borrowings | 0.00 | |
| Repayments of borrowings | (70,706.00) | |
| Dividends paid | 0.00 | |
| Interest paid | 0.00 | |
| Income taxes paid (refund) | 0.00 | |
| Other inflows (outflows) of cash | 0.00 | |
| Net cash flows from (used in) financing activities before extraordinary items | 70,719.00 | |
| Proceeds from extraordinary items | 0.00 | |
| Payment for extraordinary items | 0.00 | |
| Net cash flows from (used in) financing activities | 70,719.00 | |
| Net increase (decrease) in cash and cash equivalents before effect of exchange rate changes | (95,346.00) | |
| 6 | Effect of exchange rate changes on cash and cash equivalents | |
| Effect of exchange rate changes on cash and cash equivalents | 0.00 | |
| Net increase (decrease) in cash and cash equivalents | (95,346.00) | |
| Cash and cash equivalents cash flow statement at beginning of period | 1,97,579.00 | |
| Cash and cash equivalents cash flow statement at end of period | 1,02,233.00 | |
| Whether results are audited or unaudited | Audited |
|---|---|
| Declaration of unmodified opinion or statement on impact of audit qualification | Declaration of unmodified opinion |
| Auditor's opinion | |
| Declaration pursuant to Regulation 33 (3) (d) of SEBI (LODR) Regulation, 2015: The company declares that its Statutory Auditor/s have issued an Audit Report with unmodified opinion for the period on Standalone results | Yes |
| Sr No. | Audit firm's name | Whether the firm holds a valid peer review certificate issued by Peer Review Board of ICAI | Certificate valid upto | ||
| 1 | Kirtane & Pandit LLP | Yes | 31-12-2025 | ||
|---|---|---|---|---|---|
| 2 | Sundaram & Srinivasan | Yes | 30-09-2027 | ||
Format for Disclosure of Related Party Transactions (applicable only for half-yearly filings i.e., 2nd and 4th quarter) |
| Sr No. | Additional disclosure of related party transactions - applicable only in case the related party transaction relates to loans, inter-corporate deposits, advances or investments made or given by the listed entity/subsidiary. These details need to be disclosed only once, during the reporting period when such transaction was undertaken. | ||||||||||||||||||||||||
| Details of the party (listed entity /subsidiary) entering into the transaction | Details of the counterparty | Type of related party transaction | Details of other related party transaction | Value of the related party transaction as approved by the audit committee | Remarks on approval by audit committee | Value of the related party transaction ratified by the audit committee | Date of Audit Committee Meeting where the ratification was approved | Value of transaction during the reporting period | In case monies are due to either party as a result of the transaction | In case any financial indebtedness is incurred to make or give loans, inter-corporate deposits, advances or investments | Details of the loans, inter-corporate deposits, advances or investments | Notes | |||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Name | PAN | Name | PAN | Relationship of the counterparty with the listed entity or its subsidiary | Opening balance | Closing balance | Nature of indebtedness (loan/ issuance of debt/ any other etc.) | Details of other indebtedness | Cost | Tenure | Nature (loan/ advance/ intercorporate deposit/ investment ) | Interest Rate (%) | Tenure | Secured/ unsecured | Purpose for which the funds will be utilised by the ultimate recipient of funds (endusage) | ||||||||||
| 1 | ESAF Small Finance Bank Ltd | K Paul Thomas | Managing Director and CEO - KMP | Any other transaction | Deposit accepted (excluding CASA) | Nil | 0.50 | 68.51 | 58.30 | ||||||||||||||||
| 2 | ESAF Small Finance Bank Ltd | K Paul Thomas | Managing Director and CEO - KMP | Any other transaction | Deposit repaid (excluding CASA) | Nil | 13.06 | 68.51 | 58.30 | ||||||||||||||||
| 3 | ESAF Small Finance Bank Ltd | K Paul Thomas | Managing Director and CEO - KMP | Interest paid | Nil | 11.98 | 0.00 | 0.00 | |||||||||||||||||
| 4 | ESAF Small Finance Bank Ltd | K Paul Thomas | Managing Director and CEO - KMP | Remuneration | Nil | 138.33 | 0.00 | 0.00 | |||||||||||||||||
| 5 | ESAF Small Finance Bank Ltd | K Paul Thomas | Managing Director and CEO - KMP | Any other transaction | Reimbursement of Expenses | Nil | 22.74 | 0.00 | 0.00 | ||||||||||||||||
| 6 | ESAF Small Finance Bank Ltd | Mereena Paul | Relative of KMP | Any other transaction | Deposit accepted (excluding CASA) | Nil | 0.00 | 0.00 | 0.00 | ||||||||||||||||
| 7 | ESAF Small Finance Bank Ltd | Mereena Paul | Relative of KMP | Any other transaction | Deposit repaid (excluding CASA) | Nil | 0.00 | 0.00 | 0.00 | ||||||||||||||||
| 8 | ESAF Small Finance Bank Ltd | Mereena Paul | Relative of KMP | Interest paid | Nil | 1.07 | 0.00 | 0.00 | |||||||||||||||||
| 9 | ESAF Small Finance Bank Ltd | Alok Thomas Paul | Relative of KMP | Any other transaction | Deposit accepted (excluding CASA) | Nil | 0.00 | 28.25 | 26.35 | ||||||||||||||||
| 10 | ESAF Small Finance Bank Ltd | Alok Thomas Paul | Relative of KMP | Any other transaction | Deposit repaid (excluding CASA) | Nil | 1.90 | 28.25 | 26.35 | ||||||||||||||||
| 11 | ESAF Small Finance Bank Ltd | Alok Thomas Paul | Relative of KMP | Interest paid | Nil | 1.06 | 0.00 | 0.00 | |||||||||||||||||
| 12 | ESAF Small Finance Bank Ltd | Emy Acha Paul | Relative of KMP | Any other transaction | Deposit accepted (excluding CASA) | Nil | 0.00 | 9.27 | 9.62 | ||||||||||||||||
| 13 | ESAF Small Finance Bank Ltd | Emy Acha Paul | Relative of KMP | Any other transaction | Deposit repaid (excluding CASA) | Nil | 0.00 | 9.27 | 9.62 | ||||||||||||||||
| 14 | ESAF Small Finance Bank Ltd | Emy Acha Paul | Relative of KMP | Interest paid | Nil | 0.57 | 0.00 | 0.00 | |||||||||||||||||
| 15 | ESAF Small Finance Bank Ltd | Beena George | Relative of KMP | Any other transaction | Deposit accepted (excluding CASA) | Nil | 8.15 | 17.11 | 18.32 | ||||||||||||||||
| 16 | ESAF Small Finance Bank Ltd | Beena George | Relative of KMP | Any other transaction | Deposit repaid (excluding CASA) | Nil | 7.34 | 17.11 | 18.32 | ||||||||||||||||
| 17 | ESAF Small Finance Bank Ltd | Beena George | Relative of KMP | Interest paid | Nil | 0.69 | 0.00 | 0.00 | |||||||||||||||||
| 18 | ESAF Small Finance Bank Ltd | Miriam Ann Philip | Relative of KMP | Any other transaction | Deposit accepted (excluding CASA) | Nil | 4.22 | 7.77 | 8.88 | ||||||||||||||||
| 19 | ESAF Small Finance Bank Ltd | Miriam Ann Philip | Relative of KMP | Any other transaction | Deposit repaid (excluding CASA) | Nil | 3.29 | 7.77 | 8.88 | ||||||||||||||||
| 20 | ESAF Small Finance Bank Ltd | Miriam Ann Philip | Relative of KMP | Interest paid | Nil | 0.00 | 0.00 | 0.00 | |||||||||||||||||
| 21 | ESAF Small Finance Bank Ltd | Miriam Ann Philip | Relative of KMP | Remuneration | Nil | 3.92 | 0.00 | 0.00 | |||||||||||||||||
| 22 | ESAF Small Finance Bank Ltd | Miriam Ann Philip | Relative of KMP | Loan | Nil | 6.00 | 0.00 | 5.00 | |||||||||||||||||
| 23 | ESAF Small Finance Bank Ltd | Cedar Retail Private Ltd | Related Company - Company in which Director /KMP /or their Relatives are members | Any other transaction | Deposit accepted (excluding CASA) | Nil | 0.00 | 0.00 | 0.00 | ||||||||||||||||
| 24 | ESAF Small Finance Bank Ltd | Cedar Retail Private Ltd | Related Company - Company in which Director /KMP /or their Relatives are members | Any other transaction | Deposit repaid (excluding CASA) | Nil | 0.00 | 0.00 | 0.00 | ||||||||||||||||
| 25 | ESAF Small Finance Bank Ltd | Cedar Retail Private Ltd | Related Company - Company in which Director /KMP /or their Relatives are members | Interest paid | Nil | 0.00 | 0.00 | 0.00 | |||||||||||||||||
| 26 | ESAF Small Finance Bank Ltd | Dia Vikas Capital | Related Company - Company in which Director /KMP /or their Relatives are members | Any other transaction | Deposit accepted (excluding CASA) | Nil | 0.00 | 0.00 | 0.00 | ||||||||||||||||
| 27 | ESAF Small Finance Bank Ltd | Dia Vikas Capital | Related Company - Company in which Director /KMP /or their Relatives are members | Any other transaction | Deposit repaid (excluding CASA) | Nil | 0.00 | 0.00 | 0.00 | ||||||||||||||||
| 28 | ESAF Small Finance Bank Ltd | Dia Vikas Capital | Related Company - Company in which Director /KMP /or their Relatives are members | Interest paid | Nil | 0.00 | 0.00 | 0.00 | |||||||||||||||||
| 29 | ESAF Small Finance Bank Ltd | ESAF Financial Holdings (P) Ltd | Significant Investor | Any other transaction | Deposit accepted (excluding CASA) | Nil | 1,400.00 | 2,014.72 | 1,815.61 | ||||||||||||||||
| 30 | ESAF Small Finance Bank Ltd | ESAF Financial Holdings (P) Ltd | Significant Investor | Any other transaction | Deposit repaid (excluding CASA) | Nil | 1,600.00 | 2,014.72 | 1,815.61 | ||||||||||||||||
| 31 | ESAF Small Finance Bank Ltd | ESAF Financial Holdings (P) Ltd | Significant Investor | Interest paid | Nil | 67.93 | 0.00 | 0.00 | |||||||||||||||||
| 32 | ESAF Small Finance Bank Ltd | ESAF Financial Holdings (P) Ltd | Significant Investor | Loan | 0.00 | Nil | 0.00 | 2,000.00 | 2,000.00 | ||||||||||||||||
| 33 | ESAF Small Finance Bank Ltd | ESAF Financial Holdings (P) Ltd | Significant Investor | Any other transaction | Interest on Sub Debt | 82.00 | Nil | 112.81 | 0.00 | 0.00 | |||||||||||||||
| 34 | ESAF Small Finance Bank Ltd | ESAF Foundation | Related Company - Company in which Director /KMP /or their Relatives are members | Any other transaction | Deposit accepted (excluding CASA) | Nil | 200.00 | 356.22 | 568.95 | ||||||||||||||||
| 35 | ESAF Small Finance Bank Ltd | ESAF Foundation | Related Company - Company in which Director /KMP /or their Relatives are members | Any other transaction | Deposit repaid (excluding CASA) | Nil | 0.00 | 356.22 | 568.95 | ||||||||||||||||
| 36 | ESAF Small Finance Bank Ltd | ESAF Foundation | Related Company - Company in which Director /KMP /or their Relatives are members | Interest paid | Nil | 101.82 | 0.00 | 0.00 | |||||||||||||||||
| 37 | ESAF Small Finance Bank Ltd | ESAF Foundation | Related Company - Company in which Director /KMP /or their Relatives are members | Any other transaction | CSR | 0.00 | Nil | 0.00 | 0.00 | 0.00 | |||||||||||||||
| 38 | ESAF Small Finance Bank Ltd | ESAF Foundation | Related Company - Company in which Director /KMP /or their Relatives are members | Any other transaction | Royalty | 0.00 | Nil | 0.00 | 0.00 | 0.00 | |||||||||||||||
| 39 | ESAF Small Finance Bank Ltd | ESAF Foundation | Related Company - Company in which Director /KMP /or their Relatives are members | Any other transaction | Bank Guarantee | Nil | 50.00 | 0.00 | 0.00 | ||||||||||||||||
| 40 | ESAF Small Finance Bank Ltd | ESAF Foundation | Related Company - Company in which Director /KMP /or their Relatives are members | Any other transaction | Royalty Payable | Nil | 0.00 | 0.00 | 0.00 | ||||||||||||||||
| 41 | ESAF Small Finance Bank Ltd | ESAF Foundation | Related Company - Company in which Director /KMP /or their Relatives are members | Any other transaction | Charity | Nil | 116.51 | 0.00 | 0.00 | ||||||||||||||||
| 42 | ESAF Small Finance Bank Ltd | ESAF Swasraya Multi State Agro CO Operative Society LTD | Promoter Group | Any other transaction | Deposit accepted (excluding CASA) | Nil | 0.00 | 1,172.25 | 1,172.25 | ||||||||||||||||
| 43 | ESAF Small Finance Bank Ltd | ESAF Swasraya Multi State Agro CO Operative Society LTD | Promoter Group | Any other transaction | Deposit repaid (excluding CASA) | Nil | 0.00 | 1,172.25 | 1,172.25 | ||||||||||||||||
| 44 | ESAF Small Finance Bank Ltd | ESAF Swasraya Multi State Agro CO Operative Society LTD | Promoter Group | Interest paid | Nil | 191.50 | 0.00 | 0.00 | |||||||||||||||||
| 45 | ESAF Small Finance Bank Ltd | ESAF Swasraya Multi State Agro CO Operative Society LTD | Promoter Group | Any other transaction | Interest on PDI | Nil | 312.85 | 0.00 | 0.00 | ||||||||||||||||
| 46 | ESAF Small Finance Bank Ltd | ESAF Swasraya Multi State Agro CO Operative Society LTD | Promoter Group | Any other transaction | Interest on Sub Debt | Nil | 76.88 | 0.00 | 0.00 | ||||||||||||||||
| 47 | ESAF Small Finance Bank Ltd | ESAF Swasraya Multi State Agro CO Operative Society LTD | Promoter Group | Any other transaction | Sub Debt Repaid | Nil | 4,000.00 | 4,000.00 | 0.00 | ||||||||||||||||
| 48 | ESAF Small Finance Bank Ltd | ESAF Swasraya Multi State Agro CO Operative Society LTD | Promoter Group | Any other transaction | PDI | Nil | 0.00 | 4,800.00 | 4,800.00 | ||||||||||||||||
| 49 | ESAF Small Finance Bank Ltd | ESAF Swasraya Multi State Agro CO Operative Society LTD | Promoter Group | Any other transaction | BC Expenses | 24,226.00 | Nil | 7,042.63 | 0.00 | 0.00 | |||||||||||||||
| 50 | ESAF Small Finance Bank Ltd | ESAF Swasraya Multi State Agro CO Operative Society LTD | Promoter Group | Any other transaction | Retention Money Payable | Nil | 261.73 | 0.00 | 0.00 | ||||||||||||||||
| 51 | ESAF Small Finance Bank Ltd | ESAF Swasraya Multi State Agro CO Operative Society LTD | Promoter Group | Any other transaction | BC Expenses Payable | Nil | 108.99 | 0.00 | 0.00 | ||||||||||||||||
| 52 | ESAF Small Finance Bank Ltd | ESAF Swasraya Multi State Agro CO Operative Society LTD | Promoter Group | Any other transaction | Interest Payable on PDI | Nil | 314.56 | 0.00 | 0.00 | ||||||||||||||||
| 53 | ESAF Small Finance Bank Ltd | ESAF Swasraya Multi State Agro CO Operative Society LTD | Promoter Group | Any other transaction | Interest Payable on Subdebt | Nil | 0.00 | 0.00 | 0.00 | ||||||||||||||||
| 54 | ESAF Small Finance Bank Ltd | ESAF Swasraya Multi State Agro CO Operative Society LTD | Promoter Group | Any other transaction | Corporate Facility Management | 600.00 | Nil | 464.79 | 0.00 | 0.00 | |||||||||||||||
| 55 | ESAF Small Finance Bank Ltd | ESAF Swasraya Multi State Agro CO Operative Society LTD | Promoter Group | Any other transaction | Corporate Facility Management Payable | Nil | 109.98 | 0.00 | 0.00 | ||||||||||||||||
| 56 | ESAF Small Finance Bank Ltd | ESAF Swasraya Producers Company Ltd | Related Company - Company in which Director /KMP /or their Relatives are members | Any other transaction | Deposit accepted (excluding CASA) | Nil | 0.00 | 0.00 | 0.00 | ||||||||||||||||
| 57 | ESAF Small Finance Bank Ltd | ESAF Swasraya Producers Company Ltd | Related Company - Company in which Director /KMP /or their Relatives are members | Any other transaction | Deposit repaid (excluding CASA) | Nil | 0.00 | 0.00 | 0.00 | ||||||||||||||||
| 58 | ESAF Small Finance Bank Ltd | ESAF Swasraya Producers Company Ltd | Related Company - Company in which Director /KMP /or their Relatives are members | Interest paid | Nil | 0.00 | 0.00 | 0.00 | |||||||||||||||||
| 59 | ESAF Small Finance Bank Ltd | Lahanti Homes and Infrastructure Private Limited | Related Company - Company in which Director /KMP /or their Relatives are members | Any other transaction | Deposit accepted (excluding CASA) | Nil | 0.00 | 19.21 | 19.93 | ||||||||||||||||
| 60 | ESAF Small Finance Bank Ltd | Lahanti Homes and Infrastructure Private Limited | Related Company - Company in which Director /KMP /or their Relatives are members | Any other transaction | Deposit repaid (excluding CASA) | Nil | 0.00 | 19.21 | 19.93 | ||||||||||||||||
| 61 | ESAF Small Finance Bank Ltd | Lahanti Homes and Infrastructure Private Limited | Related Company - Company in which Director /KMP /or their Relatives are members | Interest paid | Nil | 0.80 | 0.00 | 0.00 | |||||||||||||||||
| 62 | ESAF Small Finance Bank Ltd | Lahanti Homes and Infrastructure Private Limited | Related Company - Company in which Director /KMP /or their Relatives are members | Any other transaction | Rent | 3.50 | Nil | 139.00 | 0.00 | 0.00 | |||||||||||||||
| 63 | ESAF Small Finance Bank Ltd | Rhema Kisan Producer Company Ltd | Related Company - Company in which Director /KMP /or their Relatives are members | Any other transaction | Deposit accepted (excluding CASA) | Nil | 0.00 | 0.00 | 0.00 | ||||||||||||||||
| 64 | ESAF Small Finance Bank Ltd | Rhema Kisan Producer Company Ltd | Related Company - Company in which Director /KMP /or their Relatives are members | Any other transaction | Deposit repaid (excluding CASA) | Nil | 0.00 | 0.00 | 0.00 | ||||||||||||||||
| 65 | ESAF Small Finance Bank Ltd | Rhema Kisan Producer Company Ltd | Related Company - Company in which Director /KMP /or their Relatives are members | Interest paid | Nil | 0.00 | 0.00 | 0.00 | |||||||||||||||||
| 66 | ESAF Small Finance Bank Ltd | Prachodan Development Services | Related Company - Company in which Director /KMP /or their Relatives are members | Any other transaction | Deposit accepted (excluding CASA) | Nil | 0.00 | 0.00 | 0.00 | ||||||||||||||||
| 67 | ESAF Small Finance Bank Ltd | Prachodan Development Services | Related Company - Company in which Director /KMP /or their Relatives are members | Any other transaction | Deposit repaid (excluding CASA) | Nil | 0.00 | 0.00 | 0.00 | ||||||||||||||||
| 68 | ESAF Small Finance Bank Ltd | Prachodan Development Services | Related Company - Company in which Director /KMP /or their Relatives are members | Interest paid | Nil | 0.00 | 0.00 | 0.00 | |||||||||||||||||
| 69 | ESAF Small Finance Bank Ltd | Prachodan Development Services | Related Company - Company in which Director /KMP /or their Relatives are members | Any other transaction | CSR | Nil | 0.00 | 0.00 | 0.00 | ||||||||||||||||
| 70 | ESAF Small Finance Bank Ltd | Rhema Dairy Products India Pvt Ltd | Related Company - Company in which Director /KMP /or their Relatives are members | Any other transaction | Deposit accepted (excluding CASA) | Nil | 0.00 | 0.00 | 0.00 | ||||||||||||||||
| 71 | ESAF Small Finance Bank Ltd | Rhema Dairy Products India Pvt Ltd | Related Company - Company in which Director /KMP /or their Relatives are members | Any other transaction | Deposit repaid (excluding CASA) | Nil | 0.00 | 0.00 | 0.00 | ||||||||||||||||
| 72 | ESAF Small Finance Bank Ltd | Rhema Dairy Products India Pvt Ltd | Related Company - Company in which Director /KMP /or their Relatives are members | Interest paid | Nil | 0.00 | 0.00 | 0.00 | |||||||||||||||||
| 73 | ESAF Small Finance Bank Ltd | Sa-Dhan | Related Company - Company in which Director /KMP /or their Relatives are members | Any other transaction | Deposit accepted (excluding CASA) | Nil | 0.00 | 90.15 | 93.45 | ||||||||||||||||
| 74 | ESAF Small Finance Bank Ltd | Sa-Dhan | Related Company - Company in which Director /KMP /or their Relatives are members | Any other transaction | Deposit repaid (excluding CASA) | Nil | 0.00 | 90.15 | 93.45 | ||||||||||||||||
| 75 | ESAF Small Finance Bank Ltd | Sa-Dhan | Related Company - Company in which Director /KMP /or their Relatives are members | Interest paid | Nil | 7.53 | 0.00 | 0.00 | |||||||||||||||||
| 76 | ESAF Small Finance Bank Ltd | JRK Marketing | Related Company - Company in which Director /KMP /or their Relatives are members | Any other transaction | Deposit accepted (excluding CASA) | Nil | 0.00 | 0.00 | 0.00 | ||||||||||||||||
| 77 | ESAF Small Finance Bank Ltd | JRK Marketing | Related Company - Company in which Director /KMP /or their Relatives are members | Any other transaction | Deposit repaid (excluding CASA) | Nil | 0.00 | 0.00 | 0.00 | ||||||||||||||||
| 78 | ESAF Small Finance Bank Ltd | JRK Marketing | Related Company - Company in which Director /KMP /or their Relatives are members | Interest paid | Nil | 0.00 | 0.00 | 0.00 | |||||||||||||||||
| 79 | ESAF Small Finance Bank Ltd | Anil Kumar | Immediate relative of Ravimohan P R | Any other transaction | Deposit accepted (excluding CASA) | Nil | 0.00 | 3.00 | 3.00 | ||||||||||||||||
| 80 | ESAF Small Finance Bank Ltd | Anil Kumar | Immediate relative of Ravimohan P R | Interest paid | Nil | 0.15 | 0.00 | 0.00 | |||||||||||||||||
| 81 | ESAF Small Finance Bank Ltd | Benno Joseph | Individual forming part of Promoter Group | Interest paid | Nil | 0.96 | 22.00 | 23.00 | |||||||||||||||||
| 82 | ESAF Small Finance Bank Ltd | Bosco Joseph | Individual forming part of Promoter Group | Interest paid | Nil | 0.12 | 0.00 | 0.00 | |||||||||||||||||
| 83 | ESAF Small Finance Bank Ltd | Bosco Joseph | Individual forming part of Promoter Group | Remuneration | Nil | 24.80 | 0.00 | 0.00 | |||||||||||||||||
| 84 | ESAF Small Finance Bank Ltd | Dev Bhoomi Eco Tourism Private Ltd | Individual forming part of Promoter Group | Any other transaction | Deposit accepted (excluding CASA) | Nil | 0.00 | 0.00 | 0.00 | ||||||||||||||||
| 85 | ESAF Small Finance Bank Ltd | Dev Bhoomi Eco Tourism Private Ltd | Individual forming part of Promoter Group | Interest paid | Nil | 0.00 | 0.00 | 0.00 | |||||||||||||||||
| 86 | ESAF Small Finance Bank Ltd | George K John | Executive Director | Any other transaction | Deposit accepted (excluding CASA) | Nil | 5.71 | 9.87 | 14.32 | ||||||||||||||||
| 87 | ESAF Small Finance Bank Ltd | George K John | Executive Director | Any other transaction | Deposit repaid (excluding CASA) | Nil | 1.63 | 9.87 | 14.32 | ||||||||||||||||
| 88 | ESAF Small Finance Bank Ltd | George K John | Executive Director | Interest paid | Nil | 0.00 | 0.00 | 0.00 | |||||||||||||||||
| 89 | ESAF Small Finance Bank Ltd | George K John | Executive Director | Remuneration | Nil | 38.40 | 0.00 | 0.00 | |||||||||||||||||
| 90 | ESAF Small Finance Bank Ltd | George K John | Executive Director | Any other transaction | Reimbursement of Expenses | Nil | 6.34 | 0.00 | 0.00 | ||||||||||||||||
| 91 | ESAF Small Finance Bank Ltd | George Thomas | Executive Vice President (HR) | Any other transaction | Deposit accepted (excluding CASA) | Nil | 36.55 | 219.77 | 222.03 | ||||||||||||||||
| 92 | ESAF Small Finance Bank Ltd | George Thomas | Executive Vice President (HR) | Any other transaction | Deposit repaid (excluding CASA) | Nil | 42.48 | 219.77 | 222.03 | ||||||||||||||||
| 93 | ESAF Small Finance Bank Ltd | George Thomas | Executive Vice President (HR) | Interest paid | Nil | 9.86 | 0.00 | 0.00 | |||||||||||||||||
| 94 | ESAF Small Finance Bank Ltd | George Thomas | Executive Vice President (HR) | Remuneration | Nil | 32.31 | 0.00 | 0.00 | |||||||||||||||||
| 95 | ESAF Small Finance Bank Ltd | George Thomas | Executive Vice President (HR) | Loan | Nil | 5.00 | 0.00 | 43.00 | |||||||||||||||||
| 96 | ESAF Small Finance Bank Ltd | George Thomas | Executive Vice President (HR) | Interest received | Nil | 1.00 | 0.00 | 43.00 | |||||||||||||||||
| 97 | ESAF Small Finance Bank Ltd | George Thomas | Executive Vice President (HR) | Loan | Nil | 18.40 | 0.00 | 43.00 | |||||||||||||||||
| 98 | ESAF Small Finance Bank Ltd | Gireesh Chandrathil Nair | EVP Finance &Chief Financial Officer | Any other transaction | Deposit accepted (excluding CASA) | Nil | 15.60 | 20.22 | 31.98 | ||||||||||||||||
| 99 | ESAF Small Finance Bank Ltd | Gireesh Chandrathil Nair | EVP Finance &Chief Financial Officer | Any other transaction | Deposit repaid (excluding CASA) | Nil | 5.00 | 20.22 | 31.98 | ||||||||||||||||
| 100 | ESAF Small Finance Bank Ltd | Gireesh Chandrathil Nair | EVP Finance &Chief Financial Officer | Interest paid | Nil | 1.45 | 0.00 | 0.00 | |||||||||||||||||
| 101 | ESAF Small Finance Bank Ltd | Gireesh Chandrathil Nair | EVP Finance &Chief Financial Officer | Remuneration | Nil | 38.41 | 0.00 | 0.00 | |||||||||||||||||
| 102 | ESAF Small Finance Bank Ltd | Hari Velloor | Executive Vice President (Credit) | Any other transaction | Deposit accepted (excluding CASA) | Nil | 2.00 | 124.92 | 101.01 | ||||||||||||||||
| 103 | ESAF Small Finance Bank Ltd | Hari Velloor | Executive Vice President (Credit) | Any other transaction | Deposit repaid (excluding CASA) | Nil | 26.13 | 124.92 | 101.01 | ||||||||||||||||
| 104 | ESAF Small Finance Bank Ltd | Hari Velloor | Executive Vice President (Credit) | Interest paid | Nil | 4.94 | 0.00 | 0.00 | |||||||||||||||||
| 105 | ESAF Small Finance Bank Ltd | Hari Velloor | Executive Vice President (Credit) | Remuneration | Nil | 32.31 | 0.00 | 0.00 | |||||||||||||||||
| 106 | ESAF Small Finance Bank Ltd | Hari Velloor | Executive Vice President (Credit) | Loan | Nil | 23.00 | 0.00 | 0.00 | |||||||||||||||||
| 107 | ESAF Small Finance Bank Ltd | Hebron Gardens Private Ltd | Corporate Entity forming part of Promoter Group | Any other transaction | Deposit accepted (excluding CASA) | Nil | 0.00 | 0.00 | 0.00 | ||||||||||||||||
| 108 | ESAF Small Finance Bank Ltd | Hebron Gardens Private Ltd | Corporate Entity forming part of Promoter Group | Any other transaction | Deposit repaid (excluding CASA) | Nil | 0.00 | 0.00 | 0.00 | ||||||||||||||||
| 109 | ESAF Small Finance Bank Ltd | Hebron Gardens Private Ltd | Corporate Entity forming part of Promoter Group | Interest paid | Nil | 0.00 | 0.00 | 0.00 | |||||||||||||||||
| 110 | ESAF Small Finance Bank Ltd | Hemant Kumar Tamta | Executive V.P (Assets) | Any other transaction | Deposit accepted (excluding CASA) | Nil | 1.40 | 12.71 | 0.71 | ||||||||||||||||
| 111 | ESAF Small Finance Bank Ltd | Hemant Kumar Tamta | Executive V.P (Assets) | Any other transaction | Deposit repaid (excluding CASA) | Nil | 13.61 | 12.71 | 0.71 | ||||||||||||||||
| 112 | ESAF Small Finance Bank Ltd | Hemant Kumar Tamta | Executive V.P (Assets) | Interest paid | Nil | 0.00 | 0.00 | 0.00 | |||||||||||||||||
| 113 | ESAF Small Finance Bank Ltd | Hemant Kumar Tamta | Executive V.P (Assets) | Remuneration | Nil | 31.49 | 0.00 | 0.00 | |||||||||||||||||
| 114 | ESAF Small Finance Bank Ltd | John Samuel | Non-Executive Nominee Director | Any other transaction | Deposit accepted (excluding CASA) | Nil | 0.00 | 2.32 | 0.00 | ||||||||||||||||
| 115 | ESAF Small Finance Bank Ltd | John Samuel | Non-Executive Nominee Director | Any other transaction | Deposit repaid (excluding CASA) | Nil | 2.29 | 2.32 | 0.00 | ||||||||||||||||
| 116 | ESAF Small Finance Bank Ltd | John Samuel | Non-Executive Nominee Director | Interest paid | Nil | 0.00 | 0.00 | 0.00 | |||||||||||||||||
| 117 | ESAF Small Finance Bank Ltd | John Samuel | Non-Executive Nominee Director | Any other transaction | Sitting Fee | 30.00 | Nil | 6.60 | 0.00 | 0.00 | |||||||||||||||
| 118 | ESAF Small Finance Bank Ltd | K C Ranjani | Non-Executive Independent Director | Any other transaction | Deposit accepted (excluding CASA) | Nil | 0.00 | 0.00 | 0.00 | ||||||||||||||||
| 119 | ESAF Small Finance Bank Ltd | K C Ranjani | Non-Executive Independent Director | Any other transaction | Deposit repaid (excluding CASA) | Nil | 0.00 | 0.00 | 0.00 | ||||||||||||||||
| 120 | ESAF Small Finance Bank Ltd | K C Ranjani | Non-Executive Independent Director | Interest paid | Nil | 0.00 | 0.00 | 0.00 | |||||||||||||||||
| 121 | ESAF Small Finance Bank Ltd | K C Ranjani | Non-Executive Independent Director | Any other transaction | Sitting Fee | 30.00 | Nil | 9.60 | 0.00 | 0.00 | |||||||||||||||
| 122 | ESAF Small Finance Bank Ltd | K Thomas Jacob | Non-Executive Independent Director | Any other transaction | Deposit accepted (excluding CASA) | Nil | 1.00 | 44.83 | 21.88 | ||||||||||||||||
| 123 | ESAF Small Finance Bank Ltd | K Thomas Jacob | Non-Executive Independent Director | Any other transaction | Deposit repaid (excluding CASA) | Nil | 24.79 | 44.83 | 21.88 | ||||||||||||||||
| 124 | ESAF Small Finance Bank Ltd | K Thomas Jacob | Non-Executive Independent Director | Interest paid | Nil | 1.25 | 0.00 | 0.00 | |||||||||||||||||
| 125 | ESAF Small Finance Bank Ltd | K Thomas Jacob | Non-Executive Independent Director | Any other transaction | Sitting Fee | 30.00 | Nil | 9.60 | 0.00 | 0.00 | |||||||||||||||
| 126 | ESAF Small Finance Bank Ltd | Leo Joseph | Individual forming part of Promoter Group | Any other transaction | Deposit accepted (excluding CASA) | Nil | 0.00 | 25.00 | 25.00 | ||||||||||||||||
| 127 | ESAF Small Finance Bank Ltd | Leo Joseph | Individual forming part of Promoter Group | Any other transaction | Deposit repaid (excluding CASA) | Nil | 0.00 | 25.00 | 25.00 | ||||||||||||||||
| 128 | ESAF Small Finance Bank Ltd | Leo Joseph | Individual forming part of Promoter Group | Interest paid | Nil | 1.11 | 0.00 | 0.00 | |||||||||||||||||
| 129 | ESAF Small Finance Bank Ltd | M G Ajayan | Non-Executive Nominee Director | Any other transaction | Deposit accepted (excluding CASA) | Nil | 0.60 | 4.58 | 3.24 | ||||||||||||||||
| 130 | ESAF Small Finance Bank Ltd | M G Ajayan | Non-Executive Nominee Director | Any other transaction | Deposit repaid (excluding CASA) | Nil | 1.50 | 4.58 | 3.24 | ||||||||||||||||
| 131 | ESAF Small Finance Bank Ltd | M G Ajayan | Non-Executive Nominee Director | Interest paid | Nil | 0.44 | 0.00 | 0.00 | |||||||||||||||||
| 132 | ESAF Small Finance Bank Ltd | M G Ajayan | Non-Executive Nominee Director | Any other transaction | Sitting Fee | 30.00 | Nil | 14.60 | 0.00 | 0.00 | |||||||||||||||
| 133 | ESAF Small Finance Bank Ltd | Mercy Mathew | Individual forming part of Promoter Group | Any other transaction | Deposit accepted (excluding CASA) | Nil | 0.00 | 0.00 | 0.00 | ||||||||||||||||
| 134 | ESAF Small Finance Bank Ltd | Mercy Mathew | Individual forming part of Promoter Group | Any other transaction | Deposit repaid (excluding CASA) | Nil | 0.00 | 0.00 | 0.00 | ||||||||||||||||
| 135 | ESAF Small Finance Bank Ltd | Mercy Mathew | Individual forming part of Promoter Group | Interest paid | Nil | 0.00 | 0.00 | 0.00 | |||||||||||||||||
| 136 | ESAF Small Finance Bank Ltd | P R Ravimohan | Non-Executive Independent Director | Any other transaction | Deposit accepted (excluding CASA) | 30.00 | Nil | 0.00 | 0.00 | 0.00 | |||||||||||||||
| 137 | ESAF Small Finance Bank Ltd | P R Ravimohan | Non-Executive Independent Director | Any other transaction | Deposit repaid (excluding CASA) | Nil | 0.00 | 0.00 | 0.00 | ||||||||||||||||
| 138 | ESAF Small Finance Bank Ltd | P R Ravimohan | Non-Executive Independent Director | Interest paid | Nil | 1.34 | 0.00 | 0.00 | |||||||||||||||||
| 139 | ESAF Small Finance Bank Ltd | P R Ravimohan | Non-Executive Independent Director | Any other transaction | Sitting Fee | 30.00 | Nil | 12.10 | 0.00 | 0.00 | |||||||||||||||
| 140 | ESAF Small Finance Bank Ltd | Rajee Karukulath | Immediate relative of Ravimohan P R | Any other transaction | Deposit accepted (excluding CASA) | Nil | 3.00 | 80.68 | 73.42 | ||||||||||||||||
| 141 | ESAF Small Finance Bank Ltd | Rajee Karukulath | Immediate relative of Ravimohan P R | Any other transaction | Deposit repaid (excluding CASA) | Nil | 13.00 | 80.68 | 73.42 | ||||||||||||||||
| 142 | ESAF Small Finance Bank Ltd | Rajee Karukulath | Immediate relative of Ravimohan P R | Interest paid | Nil | 3.05 | 0.00 | 0.00 | |||||||||||||||||
| 143 | ESAF Small Finance Bank Ltd | Ranjith Raj P | Company Secretary | Any other transaction | Deposit accepted (excluding CASA) | Nil | 4.60 | 11.73 | 12.07 | ||||||||||||||||
| 144 | ESAF Small Finance Bank Ltd | Ranjith Raj P | Company Secretary | Any other transaction | Deposit repaid (excluding CASA) | Nil | 4.00 | 11.73 | 12.07 | ||||||||||||||||
| 145 | ESAF Small Finance Bank Ltd | Ranjith Raj P | Company Secretary | Interest paid | Nil | 0.59 | 0.00 | 0.00 | |||||||||||||||||
| 146 | ESAF Small Finance Bank Ltd | Ranjith Raj P | Company Secretary | Remuneration | Nil | 12.86 | 0.00 | 0.00 | |||||||||||||||||
| 147 | ESAF Small Finance Bank Ltd | Savio Joseph | Individual forming part of Promoter Group | Any other transaction | Deposit accepted (excluding CASA) | Nil | 0.00 | 0.00 | 0.00 | ||||||||||||||||
| 148 | ESAF Small Finance Bank Ltd | Savio Joseph | Individual forming part of Promoter Group | Any other transaction | Deposit repaid (excluding CASA) | Nil | 0.00 | 0.00 | 0.00 | ||||||||||||||||
| 149 | ESAF Small Finance Bank Ltd | Savio Joseph | Individual forming part of Promoter Group | Interest paid | Nil | 0.00 | 0.00 | 0.00 | |||||||||||||||||
| 150 | ESAF Small Finance Bank Ltd | Sivakumar P | Head - Internal Audit | Any other transaction | Deposit accepted (excluding CASA) | Nil | 0.30 | 7.96 | 1.31 | ||||||||||||||||
| 151 | ESAF Small Finance Bank Ltd | Sivakumar P | Head - Internal Audit | Any other transaction | Deposit repaid (excluding CASA) | Nil | 7.00 | 7.96 | 1.31 | ||||||||||||||||
| 152 | ESAF Small Finance Bank Ltd | Sivakumar P | Head - Internal Audit | Interest paid | Nil | 0.32 | 0.00 | 0.00 | |||||||||||||||||
| 153 | ESAF Small Finance Bank Ltd | Sivakumar P | Head - Internal Audit | Remuneration | Nil | 11.86 | 0.00 | 0.00 | |||||||||||||||||
| 154 | ESAF Small Finance Bank Ltd | Sudev kumar V | EVP(Branch Banking) | Any other transaction | Deposit accepted (excluding CASA) | Nil | 1.09 | 1.54 | 1.69 | ||||||||||||||||
| 155 | ESAF Small Finance Bank Ltd | Sudev kumar V | EVP(Branch Banking) | Any other transaction | Deposit repaid (excluding CASA) | Nil | 0.99 | 1.54 | 1.69 | ||||||||||||||||
| 156 | ESAF Small Finance Bank Ltd | Sudev kumar V | EVP(Branch Banking) | Interest paid | Nil | 0.00 | 0.00 | 0.00 | |||||||||||||||||
| 157 | ESAF Small Finance Bank Ltd | Sudev kumar V | EVP(Branch Banking) | Remuneration | Nil | 24.95 | 0.00 | 0.00 | |||||||||||||||||
| 158 | ESAF Small Finance Bank Ltd | Sudev kumar V | EVP(Branch Banking) | Loan | Nil | 2.00 | 0.00 | 35.00 | |||||||||||||||||
| 159 | ESAF Small Finance Bank Ltd | Sudev kumar V | EVP(Branch Banking) | Interest received | Nil | 1.00 | 0.00 | 0.00 | |||||||||||||||||
| 160 | ESAF Small Finance Bank Ltd | Sunny Thomas | Individual forming part of Promoter Group | Any other transaction | Deposit accepted (excluding CASA) | Nil | 0.00 | 0.00 | 0.00 | ||||||||||||||||
| 161 | ESAF Small Finance Bank Ltd | Sunny Thomas | Individual forming part of Promoter Group | Any other transaction | Deposit repaid (excluding CASA) | Nil | 0.00 | 0.00 | 0.00 | ||||||||||||||||
| 162 | ESAF Small Finance Bank Ltd | Sunny Thomas | Individual forming part of Promoter Group | Interest paid | Nil | 0.00 | 0.00 | 0.00 | |||||||||||||||||
| 163 | ESAF Small Finance Bank Ltd | Vinod Vijayalakshmi Vasudevan | Non-Executive Independent Director | Any other transaction | Deposit accepted (excluding CASA) | Nil | 0.00 | 15.00 | 15.00 | ||||||||||||||||
| 164 | ESAF Small Finance Bank Ltd | Vinod Vijayalakshmi Vasudevan | Non-Executive Independent Director | Any other transaction | Deposit repaid (excluding CASA) | Nil | 0.00 | 15.00 | 15.00 | ||||||||||||||||
| 165 | ESAF Small Finance Bank Ltd | Vinod Vijayalakshmi Vasudevan | Non-Executive Independent Director | Interest paid | Nil | 0.83 | 0.00 | 0.00 | |||||||||||||||||
| 166 | ESAF Small Finance Bank Ltd | Vinod Vijayalakshmi Vasudevan | Non-Executive Independent Director | Any other transaction | Sitting Fee | 6.00 | Nil | 4.90 | 0.00 | 0.00 | |||||||||||||||
| 167 | ESAF Small Finance Bank Ltd | Wilson Cyriac | Chief Risk Officer | Any other transaction | Deposit accepted (excluding CASA) | Nil | 0.52 | 5.74 | 3.78 | ||||||||||||||||
| 168 | ESAF Small Finance Bank Ltd | Wilson Cyriac | Chief Risk Officer | Any other transaction | Deposit repaid (excluding CASA) | Nil | 2.64 | 5.74 | 3.78 | ||||||||||||||||
| 169 | ESAF Small Finance Bank Ltd | Wilson Cyriac | Chief Risk Officer | Interest paid | Nil | 0.00 | 0.00 | 0.00 | |||||||||||||||||
| 170 | ESAF Small Finance Bank Ltd | Wilson Cyriac | Chief Risk Officer | Remuneration | Nil | 14.11 | 0.00 | 0.00 | |||||||||||||||||
| 171 | ESAF Small Finance Bank Ltd | Biju Varkkey | Non-Executive Independent Director (Additional) | Any other transaction | Sitting Fee | 30.00 | Nil | 6.60 | 0.00 | 0.00 | |||||||||||||||
| 172 | ESAF Small Finance Bank Ltd | Ravi Venkataraman | Non-Executive Independent Director | Any other transaction | Sitting Fee | 30.00 | Nil | 7.10 | 0.00 | 0.00 | |||||||||||||||
| 173 | ESAF Small Finance Bank Ltd | V A joseph | Non-Executive Independent Director | Any other transaction | Sitting Fee | 30.00 | Nil | 14.10 | 0.00 | 0.00 | |||||||||||||||
| Total value of transaction during the reporting period | 17,552.41 | ||||||||||||||||||||||||