| Scrip code | 532483 |
|---|---|
| NSE Symbol | CANBK |
| MSEI Symbol | NOTLISTED |
| ISIN | INE476A01022 |
| Name of bank | Canara Bank |
| Class of security | Equity |
| Date of start of financial year | 01-04-2025 |
| Date of end of financial year | 31-03-2026 |
| Date of board meeting when results were approved | 30-10-2025 |
| Date on which prior intimation of the meeting for considering financial results was informed to the exchange | 17-10-2025 |
| Description of presentation currency | INR |
| Level of rounding used in financial results | Lakhs |
| Reporting Type | Quarterly |
| Reporting Quarter | Second quarter |
| Nature of report standalone or consolidated | Consolidated |
| Whether results are audited or unaudited | Unaudited |
| Whether results are audited or unaudited for the Year to date for current period ended/year ended | Unaudited |
| Segment Reporting | Multi segment |
| Description of single segment | |
| Start date and time of board meeting | 30-10-2025 10:00:00 |
| End date and time of board meeting | 30-10-2025 12:25:00 |
| Whether cash flow statement is applicable on company | Yes |
| Type of cash flow statement | Cash Flow Indirect |
| Declaration of unmodified opinion or statement on impact of audit qualification | Not applicable |
| Particulars | 3 months/ 6 months ended (dd-mm-yyyy) | Year to date figures for current period ended (dd-mm-yyyy) | |
|---|---|---|---|
| A | Date of start of reporting period | 01-07-2025 | 01-04-2025 |
| B | Date of end of reporting period | 30-09-2025 | 30-09-2025 |
| C | Whether results are audited or unaudited | Unaudited | Unaudited |
| D | Nature of report standalone or consolidated | Consolidated | Consolidated |
| 1 | Interest earned | ||
| Interest or discount on advances or bills | 23,08,105.00 | 45,69,937.00 | |
| Income on investments | 6,81,861.00 | 13,52,932.00 | |
| Interest on balances with reserve bank of India and other inter bank funds | 1,49,936.00 | 2,97,341.00 | |
| Others | 67,295.00 | 1,39,285.00 | |
| Total interest earned | 32,07,197.00 | 63,59,495.00 | |
| 2 | Other income | 9,94,177.00 | 19,86,030.00 |
| 3 | Total income | 42,01,374.00 | 83,45,525.00 |
| Expenses | |||
| 4 | Interest expenses | 22,41,222.00 | 44,40,438.00 |
| 5 | Operating expenses | ||
| (i) | Employees cost | 5,02,778.00 | 10,02,409.00 |
| (ii) | Details of other operating expenses | ||
| Description of other operating expenses | |||
| 1 | Other Operating Expenses | 5,86,918.00 | 11,65,491.00 |
| Total other operating Expenses | 5,86,918.00 | 11,65,491.00 | |
| Total Operating Expenses | 10,89,696.00 | 21,67,900.00 | |
| 6 | Total expenditure excluding provisions and contingencies | 33,30,918.00 | 66,08,338.00 |
| 7 | Operating profit before provision and contingencies | 8,70,456.00 | 17,37,187.00 |
| 8 | Provisions other than tax and contingencies | 2,35,402.00 | 4,71,298.00 |
| 9 | Exceptional items | 0.00 | 0.00 |
| 10 | Total profit (loss) from ordinary activities before tax | 6,35,054.00 | 12,65,889.00 |
| 11 | Provision for Tax | 1,48,478.00 | 2,95,692.00 |
| 12 | Net profit (loss) from ordinary activities after tax | 4,86,576.00 | 9,70,197.00 |
| 13 | Extraordinary items net of tax expenses | 0.00 | (1,83,303.00) |
| 14 | Net profit (loss) for the period | 4,86,576.00 | 7,86,894.00 |
| 15 | Share of profit (loss) of associates | 3,067.00 | 26,014.00 |
| 16 | Profit (loss) of minority interest | 4,640.00 | 8,410.00 |
| 17 | Net Profit (loss) after taxes minority interest and share of profit (loss) of associates | 4,85,003.00 | 8,04,498.00 |
| 18 | Details of equity share capital [Abstract] | ||
| Paid-up equity share capital | 1,81,413.00 | 1,81,413.00 | |
| Face value of equity share capital | 2 | 2 | |
| 19 | Reserve excluding revaluation reserves (as per balance sheet of previous accounting year) | ||
| 20 | Analytical ratios | ||
| (i) | Percentage of share held by government of India | 62.9300 | 62.9300 |
| (ii) | Capital adequacy ratio | ||
| CET 1 ratio | 12.2800 | 12.2800 | |
| Additional Tier 1 ratio | 2.0600 | 2.0600 | |
| (iii) (a) | Earnings per share before extraordinary items | ||
| Basic earnings per share before extraordinary items | 5.35 | 10.89 | |
| Diluted earnings per share before extraordinary items | 5.35 | 10.89 | |
| (iii) (b) | Earnings per share after extraordinary items | ||
| Basic earnings per share after extraordinary items | 5.35 | 8.87 | |
| Diluted earnings per share after extraordinary items | 5.35 | 8.87 | |
| (iv) | NPA Ratios | ||
| Amount of gross non-performing assets | 27,04,970.00 | 27,04,970.00 | |
| Amount of net non-performing assets | 6,11,548.00 | 6,11,548.00 | |
| % of gross NPAs | 2.3500 | 2.3500 | |
| % of net NPAs | 0.5400 | 0.5400 | |
| Return on assets | 1.100 | 1.1100 | |
| 21 | Disclosure of notes on financial results by banks | ||
| Particulars | Year ended (dd-mm-yyyy) | ||
|---|---|---|---|
| Date of start of reporting period | 01-04-2025 | ||
| Date of end of reporting period | 30-09-2025 | ||
| Whether results are audited or unaudited | Unaudited | ||
| Nature of report standalone or consolidated | Consolidated | ||
| 1 | Capital and liabilities | ||
| Capital | 1,81,413.00 | ||
| Reserves and surplus | 1,13,38,788.00 | ||
| Deposits | 15,27,47,243.00 | ||
| Borrowings | 91,13,057.00 | ||
| Other liabilities and provisions | 77,69,770.00 | ||
| Total Capital Liabilities | 18,11,50,271.00 | ||
| 2 | ASSETS | ||
| Cash and Balances with Reserve Bank of India | 68,92,859.00 | ||
| Balances with Banks and money at call and short notice | 1,22,52,546.00 | ||
| Investments | 4,44,68,926.00 | ||
| Advances | 11,30,28,181.00 | ||
| Fixed Assets | 102228500000 | ||
| Other Assets | 34,85,474.00 | ||
| Total Assets | 18,11,50,271.00 | ||
| Disclosure of notes on assets and liabilities | |||
| Textual Information(1) |
|---|
| Particulars | 3 months/ 6 months ended (dd-mm-yyyy) | Year to date figures for current period ended (dd-mm-yyyy) | |||||
|---|---|---|---|---|---|---|---|
| Date of start of reporting period | 01-07-2025 | 01-04-2025 | |||||
| Date of end of reporting period | 30-09-2025 | 30-09-2025 | |||||
| Whether results are audited or unaudited | Unaudited | Unaudited | |||||
| Nature of report standalone or consolidated | Consolidated | Consolidated | |||||
| 1 | Segment Revenue (Income) | ||||||
| (net sale/income from each segment should be disclosed) | |||||||
| 1 | Treasury Operations | 8,92,188.00 | 16,87,266.00 | ||||
| 2 | Retail Banking operations | 17,65,584.00 | 35,04,840.00 | ||||
| 3 | wholesale Banking operations | 13,01,538.00 | 25,44,576.00 | ||||
| 4 | Life insurance Operations | 2,42,064.00 | 6,08,843.00 | ||||
| Total Segment Revenue | 42,01,374.00 | 83,45,525.00 | |||||
| Less: Inter segment revenue | |||||||
| Income from operations | 42,01,374.00 | 83,45,525.00 | |||||
| 2 | Segment Result | ||||||
| Profit (+) / Loss (-) before tax and interest from each segment | |||||||
| 1 | Treasury Operations | 3,53,759.00 | 5,71,070.00 | ||||
| 2 | Retail Banking operations | 3,31,433.00 | 7,96,916.00 | ||||
| 3 | wholesale Banking operations | (54,217.00) | (1,08,519.00) | ||||
| 4 | Life insurance Operations | 4,079.00 | 6,422.00 | ||||
| Total Profit before tax | 6,35,054.00 | 12,65,889.00 | |||||
| i. Finance cost | |||||||
| ii. Other Unallocable Expenditure net off Unallocable income | |||||||
| Profit before tax | 6,35,054.00 | 12,65,889.00 | |||||
| 3 | (Segment Asset - Segment Liabilities) | ||||||
| Segment Asset | |||||||
| 1 | Treasury Operations | 4,59,76,905.00 | 4,59,76,905.00 | ||||
| 2 | Retail Banking operations | 6,43,47,540.00 | 6,43,47,540.00 | ||||
| 3 | wholesale Banking operations | 5,82,17,942.00 | 5,82,17,942.00 | ||||
| 4 | Life insurance Operations | 45,47,383.00 | 45,47,383.00 | ||||
| Total Segment Assets | 17,30,89,770.00 | 17,30,89,770.00 | |||||
| Un-allocable Assets | 82,88,121.00 | 82,88,121.00 | |||||
| Net Segment Assets | 18,13,77,891.00 | 18,13,77,891.00 | |||||
| 4 | Segment Liabilities | ||||||
| Segment Liabilities | |||||||
| 1 | Treasury Operations | 4,23,92,009.00 | 4,23,92,009.00 | ||||
| 2 | Retail Banking operations | 6,24,35,765.00 | 6,24,35,765.00 | ||||
| 3 | wholesale Banking operations | 5,70,55,221.00 | 5,70,55,221.00 | ||||
| 4 | Life insurance Operations | 43,93,074.00 | 43,93,074.00 | ||||
| Total Segment Liabilities | 16,62,76,069.00 | 16,62,76,069.00 | |||||
| Un-allocable Liabilities | 37,43,001.00 | 37,43,001.00 | |||||
| Net Segment Liabilities | 17,00,19,070.00 | 17,00,19,070.00 | |||||
| Disclosure of notes on segments | |||||||
| Particulars | Year ended (dd-mm-yyyy) | |
|---|---|---|
| A | Date of start of reporting period | 01-04-2025 |
| B | Date of end of reporting period | 30-09-2025 |
| C | Whether results are audited or unaudited | Unaudited |
| D | Nature of report standalone or consolidated | Consolidated |
| 1 | Statement of cash flows | |
| Cash flows from used in operating activities | ||
| Profit before extraordinary items and tax | 12,65,889.00 | |
| 2 | Adjustments for reconcile profit (loss) | |
| Adjustments to profit (loss) | ||
| Adjustments for finance costs | 1,26,053.00 | |
| Adjustments for depreciation and amortisation expense | 43,571.00 | |
| Adjustments for impairment loss reversal of impairment loss recognised in profit or loss | (1,74,734.00) | |
| Adjustments for unrealised foreign exchange losses gains | 0.00 | |
| Adjustments for dividend income | 0.00 | |
| Adjustments for share-based payments | 0.00 | |
| Other adjustments for which cash effects are investing or financing cash flow | 0.00 | |
| Other adjustments to reconcile profit (loss) | 4,35,419.00 | |
| Other adjustments for non-cash items | (1,55,557.00) | |
| Share of profit and loss from partnership firm or association of persons or limited liability partnerships | (9,064.00) | |
| Total adjustments to profit (loss) | 2,65,688.00 | |
| 3 | Adjustments for working capital | |
| Adjustments for decrease (increase) in inventories | 0.00 | |
| Adjustments for decrease (increase) in trade receivables | (1,49,33,137.00) | |
| Adjustments for decrease (increase) in other current assets | (25,81,724.00) | |
| Adjustments for increase (decrease) in trade payables | 1,80,25,599.00 | |
| Adjustments for increase (decrease) in other current liabilities | 5,32,859.00 | |
| Adjustments for provisions | 7,991.00 | |
| Total adjustments for working capital | 10,51,588.00 | |
| Total adjustments for reconcile profit (loss) | 13,17,276.00 | |
| Net cash flows from (used in) operations | 25,83,165.00 | |
| Dividends received | 0.00 | |
| Interest paid | 0.00 | |
| Interest received | 0.00 | |
| Income taxes paid (refund) | (4,68,447.00) | |
| Other inflows (outflows) of cash | (1,65,699.00) | |
| Net cash flows from (used in) operating activities before extraordinary items | 28,85,913.00 | |
| Proceeds from extraordinary items | 0.00 | |
| Payment for extraordinary items | 0.00 | |
| Net cash flows from (used in) operating activities | 28,85,913.00 | |
| 4 | Cash flows from used in investing activities | |
| Cash flows from losing control of subsidiaries or other businesses | 0.00 | |
| Cash flows used in obtaining control of subsidiaries or other businesses | (1,42,923.00) | |
| Other cash receipts from sales of equity or debt instruments of other entities | 0.00 | |
| Other cash payments to acquire equity or debt instruments of other entities | 0.00 | |
| Other cash receipts from sales of interests in joint ventures | 0.00 | |
| Other cash payments to acquire interests in joint ventures | 0.00 | |
| Cash receipts from share of profits of partnership firm or association of persons or limited liability partnerships | 0.00 | |
| Cash payment for investment in partnership firm or association of persons or limited liability partnerships | 0.00 | |
| Proceeds from sales of tangible assets | 0.00 | |
| Purchase of tangible assets | (1,68,611.00) | |
| Proceeds from sales of intangible assets | 0.00 | |
| Purchase of intangible assets | 0.00 | |
| Cash advances and loans made to other parties | 0.00 | |
| Cash receipts from repayment of advances and loans made to other parties | 0.00 | |
| Cash payments for future contracts, forward contracts, option contracts and swap contracts | 0.00 | |
| Cash receipts from future contracts, forward contracts, option contracts and swap contracts | 0.00 | |
| Dividends received | 0.00 | |
| Interest received | 0.00 | |
| Income taxes paid (refund) | 0.00 | |
| Other inflows (outflows) of cash | 2,57,831.00 | |
| Proceeds from government grants | 0.00 | |
| Net cash flows from (used in) investing activities before extraordinary items | 5,69,365.00 | |
| Proceeds from extraordinary items | 0.00 | |
| Payment for extraordinary items | 0.00 | |
| Net cash flows from (used in) investing activities | 5,69,365.00 | |
| 5 | Cash flows from used in financing activities | |
| Proceeds from issuing shares | 0.00 | |
| Proceeds from issuing other equity instruments | 0.00 | |
| Proceeds from issuing debentures notes bonds etc | 0.00 | |
| Proceeds from borrowings | 0.00 | |
| Repayments of borrowings | 0.00 | |
| Dividends paid | 3,62,826.00 | |
| Interest paid | 1,26,053.00 | |
| Income taxes paid (refund) | 0.00 | |
| Other inflows (outflows) of cash | (1,18,110.00) | |
| Net cash flows from (used in) financing activities before extraordinary items | (6,06,989.00) | |
| Proceeds from extraordinary items | 0.00 | |
| Payment for extraordinary items | 0.00 | |
| Net cash flows from (used in) financing activities | (6,06,989.00) | |
| Net increase (decrease) in cash and cash equivalents before effect of exchange rate changes | 28,48,289.00 | |
| 6 | Effect of exchange rate changes on cash and cash equivalents | |
| Effect of exchange rate changes on cash and cash equivalents | 6,826.00 | |
| Net increase (decrease) in cash and cash equivalents | 28,55,115.00 | |
| Cash and cash equivalents cash flow statement at beginning of period | 1,62,90,291.00 | |
| Cash and cash equivalents cash flow statement at end of period | 1,91,45,406.00 | |