INTEGRATED FILING — BANKING



General information about company

Scrip code 540065
NSE Symbol RBLBANK
MSEI Symbol NOTLISTED
ISIN INE976G01028
Name of bank RBL BANK Limited
Class of security Equity
Date of start of financial year 01-04-2025
Date of end of financial year 31-03-2026
Date of board meeting when results were approved 18-10-2025
Date on which prior intimation of the meeting for considering financial results was informed to the exchange 10-10-2025
Description of presentation currency INR
Level of rounding used in financial results Lakhs
Reporting Type Quarterly
Reporting Quarter Second quarter
Nature of report standalone or consolidated Standalone
Whether results are audited or unaudited Unaudited
Whether results are audited or unaudited for the Year to date for current period ended/year ended Unaudited
Segment Reporting Multi segment
Description of single segment
Start date and time of board meeting 18-10-2025   12:08:00
End date and time of board meeting 18-10-2025   17:55:00
Whether cash flow statement is applicable on company Yes
Type of cash flow statement Cash Flow Indirect
Declaration of unmodified opinion or statement on impact of audit qualification Declaration of unmodified opinion
Whether the company has any related party? Yes
Whether the company has entered into any Related Party transaction during the selected half year for which it wants to submit disclosure? Yes
(I) We declare that the acceptance of fixed deposits by the bans/Non-Banking Finance Company are at the terms uniformly applicable/offered to all shareholders/public Yes
(II) We declare that the scheduled commercial bank, as per RBI circular RBI/DBR/2015-16/19 dated March 03, 2016, has allowed additional interest of one per cent per annum, over and above the rate of interest mentioned in the schedule of interest rates on savings or a term deposits of banks staff and their exclusive associations as well as on deposits of Chairman, Chairman & Managing Director, Executive Director or such other Executives appointed for a fixed tenure. Yes
(III) Whether the company is a high value debt listed entity according to regulation 15 (1A)? No
(a) If answer to above question is Yes, whether complying with proviso to regulation 23 (9), i.e., submitting RPT disclosures on the day of results publication?
(b) If answer to above question is No, please explain the reason for not complying.
Whether the updated Related Party Transactions (RPT) Policy (in compliance with Reg. 23 of SEBI LODR) has been uploaded on the website of the Company? Yes
Latest Date on which RPT policy is updated 18-07-2025
Indicate Company website link for updated RPT policy of the Company https://ir.rblbank.com/codes-and-policies.aspx
Whether statement on deviation or variation for proceeds of public issue, rights issue, preferential issue, qualified institutions placement etc. is applicable to the company for the current quarter? No
No. of times funds raised during the quarter
Whether the disclosure for the Default on Loans and Debt Securities is applicable to the entity? Yes


Financial Results - Banking

Amount in (Lakhs)

Particulars 3 months/ 6 months ended (dd-mm-yyyy) Year to date figures for current period ended (dd-mm-yyyy)
A Date of start of reporting period 01-07-2025 01-04-2025
B Date of end of reporting period 30-09-2025 30-09-2025
C Whether results are audited or unaudited Unaudited Unaudited
D Nature of report standalone or consolidated Standalone Standalone
1 Interest earned
Interest or discount on advances or bills 2,86,783.00 5,64,028.00
Income on investments 52,083.00 1,06,885.00
Interest on balances with reserve bank of India and other inter bank funds 6,363.00 13,157.00
Others 5,518.00 10,786.00
Total interest earned 3,50,747.00 6,94,856.00
2 Other income 93,270.00 2,00,218.00
3 Total income 4,44,017.00 8,95,074.00
Expenses
4 Interest expenses 1,95,679.00 3,91,722.00
5 Operating expenses
(i) Employees cost 48,482.00 95,946.00
(ii) Details of other operating expenses
Description of other operating expenses
1 Rent, taxes and lighting 7,823.00 15,326.00
2 Printing and stationery 615.00 1,202.00
3 Advertisement and publicity 2,182.00 4,130.00
4 Depreciation on Bank's property 5,888.00 11,549.00
5 Director’s fees Allowances and expenses 289.00 331.00
6 Auditors' fees and expenses 62.00 136.00
7 Law Charges 636.00 1,592.00
8 Postage, Telegrams, Telephones, etc. 1,680.00 3,387.00
9 Repairs and maintenance 4,844.00 9,615.00
10 Others 1,02,998.00 2,17,004.00
Total other operating Expenses 1,27,017.00 2,64,272.00
Total Operating Expenses 1,75,499.00 3,60,218.00
6 Total expenditure excluding provisions and contingencies 3,71,178.00 7,51,940.00
7 Operating profit before provision and contingencies 72,839.00 1,43,134.00
8 Provisions other than tax and contingencies 49,970.00 94,202.00
9 Exceptional items 0.00 0.00
10 Total profit (loss) from ordinary activities before tax 22,869.00 48,932.00
11 Provision for Tax 5,017.00 11,047.00
12 Net profit (loss) from ordinary activities after tax 17,852.00 37,885.00
13 Extraordinary items net of tax expenses 0.00 0.00
14 Net profit (loss) for the period 17,852.00 37,885.00
15 Share of profit (loss) of associates
16 Profit (loss) of minority interest
17 Net Profit (loss) after taxes minority interest and share of profit (loss) of associates 17,852.00 37,885.00
18 Details of equity share capital [Abstract]
Paid-up equity share capital 61,302.00 61,302.00
Face value of equity share capital 10 10
19 Reserve excluding revaluation reserves (as per balance sheet of previous accounting year)
20 Analytical ratios
(i) Percentage of share held by government of India 0 0
(ii) Capital adequacy ratio
CET 1 ratio 13.2100 13.2100
Additional Tier 1 ratio 0 0
(iii) (a) Earnings per share before extraordinary items
Basic earnings per share before extraordinary items 2.92 6.21
Diluted earnings per share before extraordinary items 2.88 6.14
(iii) (b) Earnings per share after extraordinary items
Basic earnings per share after extraordinary items 2.92 6.21
Diluted earnings per share after extraordinary items 2.88 6.14
(iv) NPA Ratios
Amount of gross non-performing assets 2,37,756.00 2,37,756.00
Amount of net non-performing assets 57,241.00 57,241.00
% of gross NPAs 2.3200 2.3200
% of net NPAs 0.5700 0.5700
Return on assets 0.4800 0.5100
21 Disclosure of notes on financial results by banks Textual Information(1)


Text Block

Textual Information(1) Refer Details noted uploaded in site


Statement of Asset and Liabilities

Amount in (Lakhs)

Particulars Year ended (dd-mm-yyyy)
Date of start of reporting period 01-04-2025
Date of end of reporting period 30-09-2025
Whether results are audited or unaudited Unaudited
Nature of report standalone or consolidated Standalone
1 Capital and liabilities
Capital 61,302.00
Reserves and surplus 15,41,676.00
Deposits 1,16,66,739.00
Borrowings 15,22,421.00
Other liabilities and provisions 6,06,633.00
Total Capital Liabilities 1,53,98,771.00
2 ASSETS
Cash and Balances with Reserve Bank of India 10,83,881.00
Balances with Banks and money at call and short notice 3,87,745.00
Investments 28,81,399.00
Advances 1,00,52,857.00
Fixed Assets 5436500000
Other Assets 9,38,524.00
Total Assets 1,53,98,771.00
Disclosure of notes on assets and liabilities Textual Information(1)


Text Block

Textual Information(1) Refer details note from site


Format for Reporting Segment wise Revenue, Results and Capital Employed along with the company results

Amount in (Lakhs)

Particulars 3 months/ 6 months ended (dd-mm-yyyy) Year to date figures for current period ended (dd-mm-yyyy)
Date of start of reporting period 01-07-2025 01-04-2025
Date of end of reporting period 30-09-2025 30-09-2025
Whether results are audited or unaudited Unaudited Unaudited
Nature of report standalone or consolidated Standalone Standalone
1 Segment Revenue (Income)
(net sale/income from each segment should be disclosed)
1 Corporate / Wholesale Banking 1,82,831.00 3,56,242.00
2 Retail Banking 4,14,328.00 8,07,826.00
3 Treasury 2,38,842.00 5,02,244.00
4 Other Banking Operations 6,495.00 11,326.00
5 Capital and Reserves 0.00 0.00
Total Segment Revenue 8,42,496.00 16,77,638.00
Less: Inter segment revenue 3,98,479.00 7,82,564.00
Income from operations 4,44,017.00 8,95,074.00
2 Segment Result
Profit (+) / Loss (-) before tax and interest from each segment
1 Corporate / Wholesale Banking 19,260.00 30,939.00
2 Retail Banking (2,147.00) (18,799.00)
3 Treasury (779.00) 25,427.00
4 Other Banking Operations 6,495.00 11,326.00
5 Capital and Reserves 0.00 0.00
Total Profit before tax 22,829.00 48,893.00
i. Finance cost 0.00 0.00
ii. Other Unallocable Expenditure net off Unallocable income (40.00) (39.00)
Profit before tax 22,869.00 48,932.00
3 (Segment Asset - Segment Liabilities)
Segment Asset
1 Corporate / Wholesale Banking 47,70,119.00 47,70,119.00
2 Retail Banking 54,71,375.00 54,71,375.00
3 Treasury 49,56,994.00 49,56,994.00
4 Other Banking Operations 3,331.00 3,331.00
5 Capital and Reserves 0.00 0.00
Total Segment Assets 1,52,01,819.00 1,52,01,819.00
Un-allocable Assets 1,96,952.00 1,96,952.00
Net Segment Assets 1,53,98,771.00 1,53,98,771.00
4 Segment Liabilities
Segment Liabilities
1 Corporate / Wholesale Banking 48,23,936.00 48,23,936.00
2 Retail Banking 71,68,865.00 71,68,865.00
3 Treasury 17,99,897.00 17,99,897.00
4 Other Banking Operations 640.00 640.00
5 Capital and Reserves 16,02,978.00 16,02,978.00
Total Segment Liabilities 1,53,96,316.00 1,53,96,316.00
Un-allocable Liabilities 2,455.00 2,455.00
Net Segment Liabilities 1,53,98,771.00 1,53,98,771.00
Disclosure of notes on segments Refer details notes from site




Cash Flow Statement, Indirect

Amount in (Lakhs)

Particulars Year ended (dd-mm-yyyy)
A Date of start of reporting period 01-04-2025
B Date of end of reporting period 30-09-2025
C Whether results are audited or unaudited Unaudited
D Nature of report standalone or consolidated Standalone
1 Statement of cash flows
Cash flows from used in operating activities
Profit before extraordinary items and tax 48,932.00
2 Adjustments for reconcile profit (loss)
Adjustments to profit (loss)
Adjustments for finance costs 0.00
Adjustments for depreciation and amortisation expense 11,549.00
Adjustments for impairment loss reversal of impairment loss recognised in profit or loss 0.00
Adjustments for unrealised foreign exchange losses gains 0.00
Adjustments for dividend income 0.00
Adjustments for share-based payments 0.00
Other adjustments for which cash effects are investing or financing cash flow 5.00
Other adjustments to reconcile profit (loss) 0.00
Other adjustments for non-cash items 1,24,372.00
Share of profit and loss from partnership firm or association of persons or limited liability partnerships 0.00
Total adjustments to profit (loss) 1,35,926.00
3 Adjustments for working capital
Adjustments for decrease (increase) in inventories 0.00
Adjustments for decrease (increase) in trade receivables 0.00
Adjustments for decrease (increase) in other current assets (6,68,546.00)
Adjustments for increase (decrease) in trade payables 0.00
Adjustments for increase (decrease) in other current liabilities 5,53,253.00
Adjustments for provisions 0.00
Total adjustments for working capital (1,15,293.00)
Total adjustments for reconcile profit (loss) 20,633.00
Net cash flows from (used in) operations 69,565.00
Dividends received 0.00
Interest paid 0.00
Interest received 0.00
Income taxes paid (refund) 7,429.00
Other inflows (outflows) of cash 0.00
Net cash flows from (used in) operating activities before extraordinary items 62,136.00
Proceeds from extraordinary items 0.00
Payment for extraordinary items 0.00
Net cash flows from (used in) operating activities 62,136.00
4 Cash flows from used in investing activities
Cash flows from losing control of subsidiaries or other businesses 0.00
Cash flows used in obtaining control of subsidiaries or other businesses 0.00
Other cash receipts from sales of equity or debt instruments of other entities 0.00
Other cash payments to acquire equity or debt instruments of other entities 0.00
Other cash receipts from sales of interests in joint ventures 0.00
Other cash payments to acquire interests in joint ventures 0.00
Cash receipts from share of profits of partnership firm or association of persons or limited liability partnerships 0.00
Cash payment for investment in partnership firm or association of persons or limited liability partnerships 0.00
Proceeds from sales of tangible assets 445.00
Purchase of tangible assets 8,649.00
Proceeds from sales of intangible assets 0.00
Purchase of intangible assets 0.00
Cash advances and loans made to other parties 0.00
Cash receipts from repayment of advances and loans made to other parties 0.00
Cash payments for future contracts, forward contracts, option contracts and swap contracts 0.00
Cash receipts from future contracts, forward contracts, option contracts and swap contracts 0.00
Dividends received 0.00
Interest received 0.00
Income taxes paid (refund) 0.00
Other inflows (outflows) of cash 0.00
Proceeds from government grants 0.00
Net cash flows from (used in) investing activities before extraordinary items (8,204.00)
Proceeds from extraordinary items 0.00
Payment for extraordinary items 0.00
Net cash flows from (used in) investing activities (8,204.00)
5 Cash flows from used in financing activities
Proceeds from issuing shares 7,114.00
Proceeds from issuing other equity instruments 0.00
Proceeds from issuing debentures notes bonds etc 0.00
Proceeds from borrowings 1,49,036.00
Repayments of borrowings 0.00
Dividends paid 6,126.00
Interest paid 0.00
Income taxes paid (refund) 0.00
Other inflows (outflows) of cash 0.00
Net cash flows from (used in) financing activities before extraordinary items 1,50,024.00
Proceeds from extraordinary items 0.00
Payment for extraordinary items 0.00
Net cash flows from (used in) financing activities 1,50,024.00
Net increase (decrease) in cash and cash equivalents before effect of exchange rate changes 2,03,956.00
6 Effect of exchange rate changes on cash and cash equivalents
Effect of exchange rate changes on cash and cash equivalents 0.00
Net increase (decrease) in cash and cash equivalents 2,03,956.00
Cash and cash equivalents cash flow statement at beginning of period 12,51,683.00
Cash and cash equivalents cash flow statement at end of period 14,55,639.00


Details of Impact of Audit Qualification

Amount in (Lakhs)

Whether results are audited or unaudited Unaudited
Declaration of unmodified opinion or statement on impact of audit qualification Declaration of unmodified opinion
Auditor's opinion
Declaration pursuant to Regulation 33 (3) (d) of SEBI (LODR) Regulation, 2015: The company declares that its Statutory Auditor/s have issued an Audit Report with unmodified opinion for the period on Standalone results Yes
Sr No. Audit firm's name Whether the firm holds a valid peer review certificate issued by Peer Review Board of ICAI Certificate valid upto
1 KKC & Associates LLP Yes 31-07-2027
2 Singhi & Co Yes 31-08-2028


Amount in (Lakhs)

Format for Disclosure of Related Party Transactions (applicable only for half-yearly filings i.e., 2nd and 4th quarter)
Sr No. Additional disclosure of related party transactions - applicable only in case the related party transaction relates to loans, inter-corporate deposits, advances or investments made or given by the listed entity/subsidiary. These details need to be disclosed only once, during the reporting period when such transaction was undertaken.
Details of the party (listed entity /subsidiary) entering into the transaction Details of the counterparty Type of related party transaction Details of other related party transaction Value of the related party transaction as approved by the audit committee Remarks on approval by audit committee Value of the related party transaction ratified by the audit committee Date of Audit Committee Meeting where the ratification was approved Value of transaction during the reporting period In case monies are due to either party as a result of the transaction In case any financial indebtedness is incurred to make or give loans, inter-corporate deposits, advances or investments Details of the loans, inter-corporate deposits, advances or investments Notes
Name PAN Name PAN Relationship of the counterparty with the listed entity or its subsidiary Opening balance Closing balance Nature of indebtedness (loan/ issuance of debt/ any other etc.) Details of other indebtedness Cost Tenure Nature (loan/ advance/ intercorporate deposit/ investment ) Interest Rate (%) Tenure Secured/ unsecured Purpose for which the funds will be utilised by the ultimate recipient of funds (endusage)
1 RBL Bank Limited Vaish Associates , Advocates Relative of Director Any other transaction Deposit Received 300.00 As approved by Audit Committee 0.57 3.30 0.57 Textual Information(1)
2 RBL Bank Limited Vaish Associates Public Welfare Trust Relative of Director Any other transaction Deposit Received 300.00 As approved by Audit Committee 2.65 2.59 2.65 Textual Information(2)
3 RBL Bank Limited Manju Vaish Relative of Director Any other transaction Deposit Received 300.00 As approved by Audit Committee 0.02 0.00 0.02
4 RBL Bank Limited Rajeev Ahuja Key Management Personnel Any other transaction Deposit Received 300.00 As approved by Audit Committee 0.33 0.41 0.33
5 RBL Bank Limited Raman Ahuja Relative of Key Management Personnel Any other transaction Deposit Received 300.00 As approved by Audit Committee 1.88 1.82 1.88
6 RBL Bank Limited Ranjana Agarwal Director Any other transaction Deposit Received 300.00 As approved by Audit Committee 0.01 0.80 0.01
7 RBL Bank Limited Sivakumar Gopalan Director Any other transaction Deposit Received 300.00 As approved by Audit Committee 0.09 0.01 0.09
8 RBL Bank Limited Busybees Logistics Solutions Private Limited Relative of Director Any other transaction Deposit Received 300.00 As approved by Audit Committee 0.01 0.01 0.01
9 RBL Bank Limited Manjeev Singh Puri Director Any other transaction Deposit Received 300.00 As approved by Audit Committee 3.87 2.61 3.87
10 RBL Bank Limited Gaja Investments Relative of Director Any other transaction Deposit Received 300.00 As approved by Audit Committee 0.24 0.23 0.24
11 RBL Bank Limited Gameface Media Brands Private Limited Relative of Director Any other transaction Deposit Received 300.00 As approved by Audit Committee 1.45 0.53 1.45
12 RBL Bank Limited Vinay Vaish Relative of Director Any other transaction Deposit Received 300.00 As approved by Audit Committee 0.87 1.15 0.87
13 RBL Bank Limited Chandan Sinha Director Any other transaction Deposit Received 300.00 As approved by Audit Committee 1.88 1.83 1.88
14 RBL Bank Limited R Subramaniakumar Key Management Personnel Any other transaction Deposit Received 300.00 As approved by Audit Committee 4.57 4.19 4.57
15 RBL Bank Limited Deepak Kumar Related party of subsidiary Any other transaction Deposit Received 300.00 As approved by Audit Committee 1.27 0.82 1.27
16 RBL Bank Limited Kingshuk Guha Related party of subsidiary Any other transaction Deposit Received 300.00 As approved by Audit Committee 2.32 0.99 2.32
17 RBL Bank Limited Ajit Mehta Related party of subsidiary Any other transaction Deposit Received 300.00 As approved by Audit Committee 0.00 0.00 0.00
18 RBL Bank Limited Lavanya Agarwal Relative of Director Any other transaction Deposit Received 300.00 As approved by Audit Committee 0.07 0.07 0.07
19 RBL Bank Limited Vasantha Relative of Key Management Personnel Any other transaction Deposit Received 300.00 As approved by Audit Committee 0.29 0.27 0.29
20 RBL Bank Limited Niti Arya Key Management Personnel Any other transaction Deposit Received 300.00 As approved by Audit Committee 0.21 0.26 0.21
21 RBL Bank Limited Somnath Ghosh Director Any other transaction Deposit Received 300.00 As approved by Audit Committee 0.14 0.13 0.14
22 RBL Bank Limited Nandita Ahuja Relative of Key Management Personnel Any other transaction Deposit Received 300.00 As approved by Audit Committee 0.07 0.05 0.07
23 RBL Bank Limited Vijaya Bansal Relative of Director Any other transaction Deposit Received 300.00 As approved by Audit Committee 0.07 0.07 0.07
24 RBL Bank Limited Vimla Ghosh Relative of Director Any other transaction Deposit Received 300.00 As approved by Audit Committee 1.10 1.06 1.10
25 RBL Bank Limited Shyamala S Kumar Relative of Key Management Personnel Any other transaction Deposit Received 300.00 As approved by Audit Committee 1.06 1.03 1.06
26 RBL Bank Limited Rekha Guha Related party of subsidiary Any other transaction Deposit Received 300.00 As approved by Audit Committee 0.73 0.70 0.73
27 RBL Bank Limited Nupur Guha Related party of subsidiary Any other transaction Deposit Received 300.00 As approved by Audit Committee 0.42 0.41 0.42
28 RBL Bank Limited Arti Kumar Related party of subsidiary Any other transaction Deposit Received 300.00 As approved by Audit Committee 0.03 0.01 0.03
29 RBL Bank Limited Aishwarya Ahuja Relative of Key Management Personnel Any other transaction Deposit Received 300.00 As approved by Audit Committee 0.16 0.17 0.16
30 RBL Bank Limited Shobhit Kumar Related party of subsidiary Any other transaction Deposit Received 300.00 As approved by Audit Committee 0.04 0.03 0.04
31 RBL Bank Limited Asavari Ahuja Relative of Key Management Personnel Any other transaction Deposit Received 300.00 As approved by Audit Committee 0.01 0.02 0.01
32 RBL Bank Limited Nooria Puri Relative of Director Any other transaction Deposit Received 300.00 As approved by Audit Committee 0.33 0.25 0.33
33 RBL Bank Limited Ishaan Guha Related party of subsidiary Any other transaction Deposit Received 300.00 As approved by Audit Committee 0.52 0.50 0.52
34 RBL Bank Limited Amrita Dubey Related party of subsidiary Any other transaction Deposit Received 300.00 As approved by Audit Committee 0.04 0.03 0.04
35 RBL Bank Limited Hemanth Subramanian Relative of Key Management Personnel Any other transaction Deposit Received 300.00 As approved by Audit Committee 0.45 0.43 0.45
36 RBL Bank Limited Arvind Subramanian Relative of Key Management Personnel Any other transaction Deposit Received 300.00 As approved by Audit Committee 0.85 0.82 0.85
37 RBL Bank Limited Veena Mankar Director Any other transaction Deposit Received 300.00 As approved by Audit Committee 0.26 0.20 0.26
38 RBL Bank Limited Mittali Christachary Related party of subsidiary Any other transaction Deposit Received 300.00 As approved by Audit Committee 0.00 0.00 0.00
39 RBL Bank Limited Buvanesh Tharashankar Key Management Personnel Any other transaction Deposit Received 300.00 As approved by Audit Committee 0.90 0.73 0.90
40 RBL Bank Limited Kumkum Ali Sayed Relative of Director Any other transaction Deposit Received 300.00 As approved by Audit Committee 1.53 1.27 1.53
41 RBL Bank Limited Jaideep Iyer Related party of subsidiary Any other transaction Deposit Received 300.00 As approved by Audit Committee 0.99 0.28 0.99
42 RBL Bank Limited Aditya Iyer Related party of subsidiary Any other transaction Deposit Received 300.00 As approved by Audit Committee 0.00 0.00 0.00
43 RBL Bank Limited Nirmal Chand Related party of subsidiary Any other transaction Deposit Received 300.00 As approved by Audit Committee 0.01 0.01 0.01
44 RBL Bank Limited Shreya Agarwal Relative of Director Any other transaction Deposit Received 300.00 As approved by Audit Committee 0.18 0.13 0.18
45 RBL Bank Limited Namrita Puri Relative of Director Any other transaction Deposit Received 300.00 As approved by Audit Committee 2.82 0.77 2.82
46 RBL Bank Limited Anirudh Buvanesh Relative of Key Management Personnel Any other transaction Deposit Received 300.00 As approved by Audit Committee 0.02 0.02 0.02
47 RBL Bank Limited Sham Sundar Ramakrishnan Relative of Director Any other transaction Deposit Received 300.00 As approved by Audit Committee 1.15 2.37 1.15
48 RBL Bank Limited Chandra Tharashankar Relative of Key Management Personnel Any other transaction Deposit Received 300.00 As approved by Audit Committee 0.05 0.05 0.05
49 RBL Bank Limited Care Health Insurance Limited Related party of subsidiary Any other transaction Deposit Received 300.00 As approved by Audit Committee 0.04 0.11 0.04
50 RBL Bank Limited Zadence Labs Private Limited Relative of Key Management Personnel Any other transaction Deposit Received 300.00 As approved by Audit Committee 0.43 0.00 0.43
51 RBL Bank Limited Vikas Bhagwan Mankar Relative of Director Any other transaction Deposit Received 300.00 As approved by Audit Committee 0.42 0.35 0.42
52 RBL Bank Limited Kundan Sinha Relative of Director Any other transaction Deposit Received 300.00 As approved by Audit Committee 0.00 0.00 0.00
53 RBL Bank Limited Chitra Jain Relative of Director Any other transaction Deposit Received 300.00 As approved by Audit Committee 0.01 0.00 0.01
54 RBL Bank Limited Weaver Services Private Limited* Relative of Director Any other transaction Deposit Received 300.00 As approved by Audit Committee 28.86 0.00 28.86
55 RBL Bank Limited Nutan Kumar Related party of subsidiary Any other transaction Deposit Received 300.00 As approved by Audit Committee 0.04 0.00 0.04
56 RBL Bank Limited Indusage Capital Managers Llp# Related party of subsidiary Any other transaction Deposit Received 300.00 As approved by Audit Committee 0.00 0.37 0.00
57 RBL Bank Limited Ketto Online Ventures Private Limited# Related party of subsidiary Any other transaction Deposit Received 300.00 As approved by Audit Committee 0.00 41.77 0.00
58 RBL Bank Limited Indusage Seed Capital Llp# Related party of subsidiary Any other transaction Deposit Received 300.00 As approved by Audit Committee 0.00 0.02 0.00
59 RBL Bank Limited Celesta India Aif Llp# Related party of subsidiary Any other transaction Deposit Received 300.00 As approved by Audit Committee 0.00 0.03 0.00
60 RBL Bank Limited Palepu Sudhir Rao# Related party of subsidiary Any other transaction Deposit Received 300.00 As approved by Audit Committee 0.00 0.22 0.00
61 RBL Bank Limited Palepu Sadhana Rao# Related party of subsidiary Any other transaction Deposit Received 300.00 As approved by Audit Committee 0.00 1.53 0.00
62 RBL Bank Limited Palepu Arnav Rao# Related party of subsidiary Any other transaction Deposit Received 300.00 As approved by Audit Committee 0.00 0.00 0.00
63 RBL Bank Limited Rbl Finserve Limited Subsidiary Any other transaction Deposit Received 120.00 As approved by Audit Committee 31.34 10.63 31.34
64 RBL Bank Limited Buvanesh Tharashankar Key Management Personnel Interest paid Value is dependent on the counterparty 0.03 0.00 0.00
65 RBL Bank Limited Vaish Associates Public Welfare Trust Relative of Director Interest paid Value is dependent on the counterparty 0.10 0.00 0.00
66 RBL Bank Limited Manju Vaish Relative of Director Interest paid Value is dependent on the counterparty 0.00 0.00 0.00
67 RBL Bank Limited Rajeev Ahuja Key Management Personnel Interest paid Value is dependent on the counterparty 0.01 0.00 0.00
68 RBL Bank Limited Jaideep Iyer Related party of subsidiary Interest paid Value is dependent on the counterparty 0.03 0.00 0.00
69 RBL Bank Limited Raman Ahuja Relative of Key Management Personnel Interest paid Value is dependent on the counterparty 0.06 0.00 0.00
70 RBL Bank Limited Ranjana Agarwal Director Interest paid Value is dependent on the counterparty 0.01 0.00 0.00
71 RBL Bank Limited Sivakumar Gopalan Director Interest paid Value is dependent on the counterparty 0.00 0.00 0.00
72 RBL Bank Limited Manjeev Singh Puri Director Interest paid Value is dependent on the counterparty 0.13 0.00 0.00
73 RBL Bank Limited Veena Mankar Director Interest paid Value is dependent on the counterparty 0.01 0.00 0.00
74 RBL Bank Limited Vinay Vaish Relative of Director Interest paid Value is dependent on the counterparty 0.04 0.00 0.00
75 RBL Bank Limited Chandan Sinha Director Interest paid Value is dependent on the counterparty 0.08 0.00 0.00
76 RBL Bank Limited R Subramaniakumar Key Management Personnel Interest paid Value is dependent on the counterparty 0.20 0.00 0.00
77 RBL Bank Limited Kumkum Ali Sayed Relative of Director Interest paid Value is dependent on the counterparty 0.05 0.00 0.00
78 RBL Bank Limited Deepak Kumar Related party of subsidiary Interest paid Value is dependent on the counterparty 0.05 0.00 0.00
79 RBL Bank Limited Nirmal Chand Related party of subsidiary Interest paid Value is dependent on the counterparty 0.00 0.00 0.00
80 RBL Bank Limited Kingshuk Guha Related party of subsidiary Interest paid Value is dependent on the counterparty 0.04 0.00 0.00
81 RBL Bank Limited Ajit Mehta Related party of subsidiary Interest paid Value is dependent on the counterparty 0.00 0.00 0.00
82 RBL Bank Limited Lavanya Agarwal Relative of Director Interest paid Value is dependent on the counterparty 0.00 0.00 0.00
83 RBL Bank Limited Vasantha Relative of Key Management Personnel Interest paid Value is dependent on the counterparty 0.01 0.00 0.00
84 RBL Bank Limited Niti Arya Key Management Personnel Interest paid Value is dependent on the counterparty 0.01 0.00 0.00
85 RBL Bank Limited Shreya Agarwal Relative of Director Interest paid Value is dependent on the counterparty 0.00 0.00 0.00
86 RBL Bank Limited Somnath Ghosh Director Interest paid Value is dependent on the counterparty 0.01 0.00 0.00
87 RBL Bank Limited Nandita Ahuja Relative of Key Management Personnel Interest paid Value is dependent on the counterparty 0.00 0.00 0.00
88 RBL Bank Limited Vijaya Bansal Relative of Director Interest paid Value is dependent on the counterparty 0.00 0.00 0.00
89 RBL Bank Limited Vimla Ghosh Relative of Director Interest paid Value is dependent on the counterparty 0.04 0.00 0.00
90 RBL Bank Limited Shyamala S Kumar Relative of Key Management Personnel Interest paid Value is dependent on the counterparty 0.04 0.00 0.00
91 RBL Bank Limited Rekha Guha Related party of subsidiary Interest paid Value is dependent on the counterparty 0.03 0.00 0.00
92 RBL Bank Limited Nupur Guha Related party of subsidiary Interest paid Value is dependent on the counterparty 0.02 0.00 0.00
93 RBL Bank Limited Aditya Iyer Related party of subsidiary Interest paid Value is dependent on the counterparty 0.00 0.00 0.00
94 RBL Bank Limited Arti Kumar Related party of subsidiary Interest paid Value is dependent on the counterparty 0.00 0.00 0.00
95 RBL Bank Limited Mittali Christachary Related party of subsidiary Interest paid Value is dependent on the counterparty 0.00 0.00 0.00
96 RBL Bank Limited Aishwarya Ahuja Relative of Key Management Personnel Interest paid Value is dependent on the counterparty 0.00 0.00 0.00
97 RBL Bank Limited Shobhit Kumar Related party of subsidiary Interest paid Value is dependent on the counterparty 0.00 0.00 0.00
98 RBL Bank Limited Asavari Ahuja Relative of Key Management Personnel Interest paid Value is dependent on the counterparty 0.00 0.00 0.00
99 RBL Bank Limited Anirudh Buvanesh Relative of Key Management Personnel Interest paid Value is dependent on the counterparty 0.00 0.00 0.00
100 RBL Bank Limited Nooria Puri Relative of Director Interest paid Value is dependent on the counterparty 0.01 0.00 0.00
101 RBL Bank Limited Namrita Puri Relative of Director Interest paid Value is dependent on the counterparty 0.07 0.00 0.00
102 RBL Bank Limited Ishaan Guha Related party of subsidiary Interest paid Value is dependent on the counterparty 0.02 0.00 0.00
103 RBL Bank Limited Amrita Dubey Related party of subsidiary Interest paid Value is dependent on the counterparty 0.00 0.00 0.00
104 RBL Bank Limited Hemanth Subramanian Relative of Key Management Personnel Interest paid Value is dependent on the counterparty 0.02 0.00 0.00
105 RBL Bank Limited Arvind Subramanian Relative of Key Management Personnel Interest paid Value is dependent on the counterparty 0.03 0.00 0.00
106 RBL Bank Limited Sham Sundar Ramakrishnan Relative of Director Interest paid Value is dependent on the counterparty 0.06 0.00 0.00
107 RBL Bank Limited Chandra Tharashankar Relative of Key Management Personnel Interest paid Value is dependent on the counterparty 0.00 0.00 0.00
108 RBL Bank Limited Vikas Bhagwan Mankar Relative of Director Interest paid Value is dependent on the counterparty 0.02 0.00 0.00
109 RBL Bank Limited Kundan Sinha Relative of Director Interest paid Value is dependent on the counterparty 0.00 0.00 0.00
110 RBL Bank Limited Chitra Jain Relative of Director Interest paid Value is dependent on the counterparty 0.01 0.00 0.00
111 RBL Bank Limited Weaver Services Private Limited* Relative of Director Interest paid Value is dependent on the counterparty 0.03 0.00 0.00
112 RBL Bank Limited Nutan Kumar Related party of subsidiary Interest paid Value is dependent on the counterparty 0.00 0.00 0.00
113 RBL Bank Limited Ketto Online Ventures Private Limited# Related party of subsidiary Interest paid Value is dependent on the counterparty 0.11 0.00 0.00
114 RBL Bank Limited Palepu Sudhir Rao# Related party of subsidiary Interest paid Value is dependent on the counterparty 0.00 0.00 0.00
115 RBL Bank Limited Palepu Sadhana Rao# Related party of subsidiary Interest paid Value is dependent on the counterparty 0.01 0.00 0.00
116 RBL Bank Limited Palepu Arnav Rao# Related party of subsidiary Interest paid Value is dependent on the counterparty 0.00 0.00 0.00
117 RBL Bank Limited Rbl Finserve Limited Subsidiary Interest paid 5.00 As approved by Audit Committee 0.51 0.00 0.00
118 RBL Bank Limited Rbl Finserve Limited Subsidiary Any other transaction Expenses for receiving services 650.05 As approved by Audit Committee 332.86 57.83 53.86
119 RBL Bank Limited Rbl Finserve Limited Subsidiary Any other transaction Income for rendering services 4.00 As approved by Audit Committee 0.90 1.20 1.93
120 RBL Bank Limited Gopal Jain Director Any other transaction Sitting fees and Allowance As per applicable regulations 0.40 0.03 0.02
121 RBL Bank Limited Paisabazaar Marketing And Consulting Private Limited Relative of Director Any other transaction Expenses for receiving services 120.00 As approved by Audit Committee 25.83 7.75 5.46
122 RBL Bank Limited Ranjana Agarwal Director Any other transaction Sitting fees and Allowance As per applicable regulations 0.40 0.03 0.01
123 RBL Bank Limited Sivakumar Gopalan Director Any other transaction Sitting fees and Allowance As per applicable regulations 0.40 0.03 0.02
124 RBL Bank Limited Murali Ramakrishnan Director Any other transaction Sitting fees and Allowance As per applicable regulations 0.43 0.04 0.02
125 RBL Bank Limited Manjeev Singh Puri Director Any other transaction Sitting fees and Allowance As per applicable regulations 0.40 0.03 0.02
126 RBL Bank Limited Veena Mankar Director Any other transaction Sitting fees and Allowance As per applicable regulations 0.41 0.03 0.02
127 RBL Bank Limited Chandan Sinha Director Any other transaction Sitting fees and Allowance As per applicable regulations 0.24 0.03 0.02
128 RBL Bank Limited Somnath Ghosh Director Any other transaction Sitting fees and Allowance As per applicable regulations 0.43 0.03 0.02
129 RBL Bank Limited Soma Sankara Prasad Director Any other transaction Sitting fees and Allowance As per applicable regulations 0.19 0.03 0.01
130 RBL Bank Limited Care Health Insurance Limited Related party of subsidiary Any other transaction Expenses for receiving services 2.00 As approved by Audit Committee 0.50 0.00 0.17
131 RBL Bank Limited Rajeev Ahuja Key Management Personnel Dividend paid Value is dependent on the counterparty 0.47 0.00 0.00
132 RBL Bank Limited Jaideep Iyer Related party of subsidiary Dividend paid Value is dependent on the counterparty 0.03 0.00 0.00
133 RBL Bank Limited Sivakumar Gopalan Director Dividend paid Value is dependent on the counterparty 0.00 0.00 0.00
134 RBL Bank Limited R Subramaniakumar Key Management Personnel Dividend paid Value is dependent on the counterparty 0.01 0.00 0.00
135 RBL Bank Limited Miteshwar Singh Relative of Director Dividend paid Value is dependent on the counterparty 0.00 0.00 0.00
136 RBL Bank Limited Manjeev Singh Puri Director Dividend paid Value is dependent on the counterparty 0.00 0.00 0.00
137 RBL Bank Limited Ranjana Agarwal Director Dividend paid Value is dependent on the counterparty 0.00 0.00 0.00
138 RBL Bank Limited Parina Garg Relative of Director Dividend paid Value is dependent on the counterparty 0.00 0.00 0.00
139 RBL Bank Limited Bharat Jain Relative of Director Dividend paid Value is dependent on the counterparty 0.00 0.00 0.00
140 RBL Bank Limited Vijaya Bansal Relative of Director Dividend paid Value is dependent on the counterparty 0.00 0.00 0.00
141 RBL Bank Limited Somnath Ghosh Director Dividend paid Value is dependent on the counterparty 0.00 0.00 0.00
142 RBL Bank Limited Chandan Sinha Director Dividend paid Value is dependent on the counterparty 0.00 0.00 0.00
143 RBL Bank Limited Gopal Jain Director Dividend paid Value is dependent on the counterparty 0.00 0.00 0.00
144 RBL Bank Limited Veena Mankar Director Dividend paid Value is dependent on the counterparty 0.00 0.00 0.00
145 RBL Bank Limited Murali Ramakrishnan Director Dividend paid Value is dependent on the counterparty 0.00 0.00 0.00
146 RBL Bank Limited Niti Arya Key Management Personnel Dividend paid Value is dependent on the counterparty 0.00 0.00 0.00
147 RBL Bank Limited Arti Kumar Related party of subsidiary Dividend paid Value is dependent on the counterparty 0.00 0.00 0.00
148 RBL Bank Limited Soma Sankara Prasad Director Dividend paid Value is dependent on the counterparty 0.00 0.00 0.00
149 RBL Bank Limited Arvind Subramanian Relative of Key Management Personnel Dividend paid Value is dependent on the counterparty 0.00 0.00 0.00
150 RBL Finserve Limited Nirmal Chand Related party of subsidiary Any other transaction Sitting fees and Allowance As per applicable regulations 0.05 0.00 0.00
151 RBL Finserve Limited Ranjana Agarwal Director Any other transaction Sitting fees and Allowance As per applicable regulations 0.05 0.00 0.00
152 RBL Finserve Limited Palepu Sudhir Rao# Related party of subsidiary Any other transaction Sitting fees and Allowance As per applicable regulations 0.02 0.00 0.00
Total value of transaction during the reporting period 0.0046359


Text Block

Textual Information(1) * New related party during the period # Ceased to be related party with effect from April 2025 hence transaction reported till April 2025
Textual Information(2) Note 1. The above disclosure on Related Party Transactions is pusuant to regulation 23(9) of SEBI (Listing Obligations Disclosure Requirements). 2. Transactions involving loans, advances or investments made or given by listed banks are exempt from disclosure. 3. Acceptance of fixed deposits by the Bank are at the terms uniformly applicable/ offered to all shareholders/ public. 4. As per RBI circular DBR/2015-16/19 dated March 03, 2016, the Bank pays additional interest of one per cent per annum, over and above the rate of interest mentioned in the schedule of interest rates on Savings and Fixed Deposits to the Bank’s staff and their exclusive associations as well as on deposits of Chairman, Chairman & Managing Director, Executive Director or such other Executives appointed for a fixed tenure. 5. Deposits includes Saving, Current and Term Deposits. 6. Value of transaction for Deposits received represents balance thereof as on September 30, 2025.


Format for Disclosing Outstanding Default on Loans and Debt Securities

Amount in (Lakhs)

Sr. No. Particulars Amount Remarks
1. Loans / revolving facilities like cash credit from banks / financial institutions
A Total amount outstanding as on date 15,22,421.00
B Of the total amount outstanding, amount of default as on date 0.00
2. Unlisted debt securities i.e. NCDs and NCRPS
A Total amount outstanding as on date 0.00
B Of the total amount outstanding, amount of default as on date 0.00
3. Total financial indebtedness of the listed entity including short-term and long-term debt 15,22,421.00