INTEGRATED FILING — BANKING
General information about company
| Scrip code |
532174 |
| NSE Symbol |
ICICIBANK |
| MSEI Symbol |
NOTLISTED |
| ISIN |
INE090A01021 |
| Name of bank |
ICICI BANK LIMITED |
| Class of security |
Equity |
| Date of start of financial year |
01-04-2025 |
| Date of end of financial year |
31-03-2026 |
| Date of board meeting when results were approved |
18-10-2025 |
| Date on which prior intimation of the meeting for considering financial results was
informed to the exchange |
20-09-2025 |
| Description of presentation currency |
INR |
| Level of rounding used in financial results |
Lakhs |
| Reporting Type |
Quarterly |
| Reporting Quarter |
Second quarter |
| Nature of report standalone or consolidated |
Consolidated |
| Whether results are audited or unaudited |
Unaudited |
| Whether results are audited or unaudited for the Year to date for current period ended/year ended |
Unaudited |
| Segment Reporting |
Multi segment |
| Description of single segment |
|
| Start date and time of board meeting |
18-10-2025
09:45:00 |
| End date and time of board meeting |
18-10-2025 14:25:00
|
| Whether cash flow statement is applicable on company |
Yes |
| Type of cash flow statement |
Cash Flow Indirect |
| Declaration of unmodified opinion or statement on impact of audit qualification |
Not applicable |
Financial Results - Banking
Amount in (Lakhs)
| Particulars |
3 months/ 6 months ended (dd-mm-yyyy) |
Year to date figures for current period ended (dd-mm-yyyy) |
| A |
Date of start of reporting period |
01-07-2025 |
01-04-2025 |
| B |
Date of end of reporting period |
30-09-2025 |
30-09-2025 |
| C |
Whether results are audited or unaudited |
Unaudited |
Unaudited |
| D |
Nature of report standalone or consolidated |
Consolidated |
Consolidated |
| 1 |
Interest earned
|
|
Interest or discount on advances or bills |
33,97,501.00 |
68,24,645.00 |
|
Income on investments |
12,60,838.00 |
25,26,138.00 |
|
Interest on balances with reserve bank of India and other inter bank funds
|
94,943.00 |
2,05,452.00 |
|
Others |
64,809.00 |
1,69,852.00 |
|
Total interest earned |
48,18,091.00 |
97,26,087.00 |
| 2 |
Other income |
27,96,568.00 |
53,46,175.00 |
| 3 |
Total income |
76,14,659.00 |
1,50,72,262.00 |
|
Expenses
|
| 4 |
Interest expenses |
22,01,739.00 |
45,10,745.00 |
| 5 |
Operating expenses
|
| (i) |
Employees cost |
6,12,022.00 |
12,75,844.00 |
| (ii) |
Details of other operating expenses
|
|
Description of other operating expenses
|
| 1 |
Claims and benefits paid and other expenses pertaining to insurance business |
19,52,433.00 |
35,39,669.00 |
| 2 |
Other operating expenses |
8,51,076.00 |
16,16,934.00 |
|
Total other operating Expenses |
28,03,509.00 |
51,56,603.00 |
|
Total Operating Expenses |
34,15,531.00 |
64,32,447.00 |
| 6 |
Total expenditure excluding provisions and contingencies
| 56,17,270.00 |
1,09,43,192.00 |
| 7 |
Operating profit before provision and contingencies |
19,97,389.00 |
41,29,070.00 |
| 8 |
Provisions other than tax and contingencies |
90,931.00 |
2,73,164.00 |
| 9 |
Exceptional items |
0.00 |
0.00 |
| 10 |
Total profit (loss) from ordinary activities before tax
| 19,06,458.00 |
38,55,906.00 |
| 11 |
Provision for Tax |
4,80,818.00 |
9,90,886.00 |
| 12 |
Net profit (loss) from ordinary activities after tax |
14,25,640.00 |
28,65,020.00 |
| 13 |
Extraordinary items net of tax expenses
| 0.00 |
0.00 |
| 14 |
Net profit (loss) for the period |
14,25,640.00 |
28,65,020.00 |
| 15 |
Share of profit (loss) of associates
| 6,175.00 |
12,428.00 |
| 16
| Profit (loss) of minority interest
| 96,109.00 |
1,85,982.00 |
| 17
| Net Profit (loss) after taxes minority interest and share of profit
(loss) of associates
| 13,35,706.00 |
26,91,466.00 |
|
| 18 |
Details of equity share capital [Abstract]
|
|
Paid-up equity share capital
| 1,42,895.00 |
1,42,895.00 |
|
Face value of equity share capital
| 2 |
2 |
| 19 |
Reserve excluding revaluation reserves (as per balance sheet of previous accounting year) |
|
|
|
| 20 |
Analytical ratios |
| (i)
| Percentage of share held by government of India |
0.2200 |
0.2200 |
| (ii) |
Capital adequacy ratio
|
|
CET 1 ratio |
14.9400 |
14.9400 |
|
| Additional Tier 1 ratio |
0 |
0 |
| (iii) (a) |
Earnings per share before extraordinary items
|
|
Basic earnings per share before extraordinary items
| 18.71 |
37.73 |
|
Diluted earnings per share before extraordinary items
| 18.42 |
37.13 |
| (iii) (b) |
Earnings per share after extraordinary items
|
|
Basic earnings per share after extraordinary items
| 18.71 |
37.73 |
|
Diluted earnings per share after extraordinary items
| 18.42 |
37.13 |
| (iv) |
NPA Ratios
|
|
| Amount of gross non-performing assets
| 24,11,076.00 |
24,11,076.00 |
|
Amount of net non-performing assets
| 6,40,124.00 |
6,40,124.00 |
|
% of gross NPAs |
1.600 |
1.600 |
|
% of net NPAs
| 0.4300 |
0.4300 |
|
Return on assets
| 2.1300 |
2.1500 |
| 21 |
Disclosure of notes on financial results by banks
| |
Statement of Asset and Liabilities
Amount in (Lakhs)
| Particulars |
Year ended (dd-mm-yyyy)
|
| Date of start of reporting period |
01-04-2025 |
| Date of end of reporting period |
30-09-2025 |
| Whether results are audited or unaudited |
Unaudited |
| Nature of report standalone or consolidated |
Consolidated |
| 1 |
Capital and liabilities |
|
Capital |
3,74,608.00 |
|
Reserves and surplus |
3,48,04,515.00 |
|
Deposits |
16,45,86,493.00 |
|
Borrowings |
2,15,23,967.00 |
|
| Other liabilities and provisions |
4,73,58,955.00 |
|
Total Capital Liabilities |
26,86,48,538.00 |
| 2
| ASSETS
|
|
| Cash and Balances with Reserve Bank of India |
79,54,321.00 |
|
| Balances with Banks and money at call and short notice
| 88,02,514.00 |
|
Investments |
8,99,79,788.00 |
|
Advances |
14,92,16,112.00 |
|
Fixed Assets |
165621200000 |
|
Other Assets |
1,10,39,591.00 |
|
Total Assets |
26,86,48,538.00 |
|
Disclosure of notes on assets and liabilities |
|
Text Block
Format for Reporting Segment wise Revenue, Results and Capital Employed along with the company results
Amount in (Lakhs)
| Particulars |
3 months/ 6 months ended (dd-mm-yyyy) |
Year to date figures for current period ended (dd-mm-yyyy) |
| Date of start of reporting period |
01-07-2025 |
01-04-2025 |
| Date of end of reporting period |
30-09-2025 |
30-09-2025 |
| Whether results are audited or unaudited |
Unaudited |
Unaudited |
| Nature of report standalone or consolidated |
Consolidated |
Consolidated |
| 1 |
Segment Revenue (Income)
|
|
| (net sale/income from each segment should be disclosed) |
| 1 |
Retail Banking |
40,75,881.00 |
81,21,691.00 |
| 2 |
Wholesale Banking |
21,11,195.00 |
42,56,271.00 |
| 3 |
Treasury |
33,88,826.00 |
70,86,146.00 |
| 4 |
Other Banking |
1,64,897.00 |
3,76,156.00 |
| 5 |
Life Insurance |
15,43,013.00 |
27,50,108.00 |
| 6 |
General Insurance |
7,28,332.00 |
14,18,096.00 |
| 7 |
Others |
4,83,313.00 |
10,10,666.00 |
| 8 |
Intersegment |
0.00 |
0.00 |
|
| Total Segment Revenue
| 1,24,95,457.00 |
2,50,19,134.00 |
|
Less: Inter segment revenue |
48,80,798.00 |
99,46,872.00 |
|
Income from operations |
76,14,659.00 |
1,50,72,262.00 |
| 2
| Segment Result
|
|
| Profit (+) / Loss (-) before tax and interest from each segment
|
| 1 |
Retail Banking |
6,31,882.00 |
11,05,373.00 |
| 2 |
Wholesale Banking |
5,75,889.00 |
11,14,645.00 |
| 3 |
Treasury |
4,11,647.00 |
10,42,517.00 |
| 4 |
Other Banking |
28,579.00 |
96,470.00 |
| 5 |
Life Insurance |
34,702.00 |
69,185.00 |
| 6 |
General Insurance |
1,07,725.00 |
2,07,098.00 |
| 7 |
Others |
1,96,118.00 |
4,34,236.00 |
| 8 |
Intersegment |
(80,084.00) |
(2,13,618.00) |
|
Total Profit before tax |
19,06,458.00 |
38,55,906.00 |
|
i. Finance cost |
0.00 |
0.00 |
|
ii. Other Unallocable Expenditure net off Unallocable income
|
(6,175.00) |
(12,428.00) |
|
Profit before tax |
19,12,633.00 |
38,68,334.00 |
| 3 |
(Segment Asset - Segment Liabilities) |
|
Segment Asset |
| 1 |
Retail Banking |
8,29,14,884.00 |
8,29,14,884.00 |
| 2 |
Wholesale Banking |
5,90,30,768.00 |
5,90,30,768.00 |
| 3 |
Treasury |
6,73,89,366.00 |
6,73,89,366.00 |
| 4 |
Other Banking |
91,31,291.00 |
91,31,291.00 |
| 5 |
Life Insurance |
3,24,14,002.00 |
3,24,14,002.00 |
| 6 |
General Insurance |
73,58,486.00 |
73,58,486.00 |
| 7 |
Others |
1,13,87,125.00 |
1,13,87,125.00 |
| 8 |
Intersegment |
(14,19,184.00) |
(14,19,184.00) |
|
Total Segment Assets |
26,82,06,738.00 |
26,82,06,738.00 |
|
Un-allocable Assets |
4,41,800.00 |
4,41,800.00 |
|
Net Segment Assets |
26,86,48,538.00 |
26,86,48,538.00 |
| 4 |
Segment Liabilities |
|
Segment Liabilities |
| 1 |
Retail Banking |
11,57,43,692.00 |
11,57,43,692.00 |
| 2 |
Wholesale Banking |
5,14,23,391.00 |
5,14,23,391.00 |
| 3 |
Treasury |
1,59,62,905.00 |
1,59,62,905.00 |
| 4 |
Other Banking |
51,13,253.00 |
51,13,253.00 |
| 5 |
Life Insurance |
3,11,60,075.00 |
3,11,60,075.00 |
| 6 |
General Insurance |
57,29,812.00 |
57,29,812.00 |
| 7 |
Others |
97,76,434.00 |
97,76,434.00 |
| 8 |
Intersegment |
(14,19,184.00) |
(14,19,184.00) |
| |
Total Segment Liabilities |
23,34,90,378.00 |
23,34,90,378.00 |
| |
Un-allocable Liabilities |
16,02,872.00 |
16,02,872.00 |
|
Net Segment Liabilities |
23,50,93,250.00 |
23,50,93,250.00 |
|
Disclosure of notes on segments |
|
Cash Flow Statement, Indirect
Amount in (Lakhs)
| Particulars |
Year ended (dd-mm-yyyy) |
| A |
Date of start of reporting period |
01-04-2025 |
| B |
Date of end of reporting period |
30-09-2025 |
| C |
Whether results are audited or unaudited |
Unaudited |
| D |
Nature of report standalone or consolidated |
Consolidated |
| 1 |
Statement of cash flows |
|
Cash flows from used in operating activities |
|
Profit before extraordinary items and tax |
38,55,906.00 |
| 2 |
Adjustments for reconcile profit (loss) |
|
Adjustments to profit (loss) |
|
Adjustments for finance costs |
0.00 |
|
Adjustments for depreciation and amortisation expense |
1,46,857.00 |
|
Adjustments for impairment loss reversal of impairment loss recognised in profit or loss
|
3,29,753.00
|
|
Adjustments for unrealised foreign exchange losses gains |
0.00 |
|
Adjustments for dividend income |
0.00 |
|
Adjustments for share-based payments |
0.00 |
|
Other adjustments for which cash effects are investing or financing cash flow |
(25,655.00) |
|
Other adjustments to reconcile profit (loss) |
(1,73,554.00) |
|
Other adjustments for non-cash items |
48,005.00 |
|
Share of profit and loss from partnership firm or association of persons or limited
liability partnerships |
0.00
|
|
Total adjustments to profit (loss) |
3,25,406.00
|
| 3 |
Adjustments for working capital |
|
Adjustments for decrease (increase) in inventories |
0.00 |
|
Adjustments for decrease (increase) in trade receivables |
0.00 |
|
Adjustments for decrease (increase) in other current assets |
(73,93,456.00) |
|
Adjustments for increase (decrease) in trade payables |
0.00 |
|
Adjustments for increase (decrease) in other current liabilities |
4,21,678.00 |
|
Adjustments for provisions |
16,36,274.00 |
|
Total adjustments for working capital |
(53,35,504.00)
|
|
Total adjustments for reconcile profit (loss) |
(50,10,098.00) |
|
Net cash flows from (used in) operations |
(11,54,192.00) |
|
Dividends received |
0.00 |
|
Interest paid |
0.00 |
|
Interest received |
0.00 |
|
Income taxes paid (refund) |
5,81,907.00 |
|
Other inflows (outflows) of cash |
0.00 |
|
Net cash flows from (used in) operating activities before extraordinary items |
(17,36,099.00) |
|
Proceeds from extraordinary items |
0.00 |
|
Payment for extraordinary items |
0.00 |
|
Net cash flows from (used in) operating activities |
(17,36,099.00) |
| 4 |
Cash flows from used in investing activities |
|
Cash flows from losing control of subsidiaries or other businesses |
0.00 |
|
Cash flows used in obtaining control of subsidiaries or other businesses |
0.00
|
|
Other cash receipts from sales of equity or debt instruments of other entities |
0.00 |
|
Other cash payments to acquire equity or debt instruments of other entities |
16,78,384.00
|
|
Other cash receipts from sales of interests in joint ventures |
0.00 |
|
Other cash payments to acquire interests in joint ventures |
0.00
|
|
Cash receipts from share of profits of partnership firm or association of persons or
limited liability partnerships |
0.00
|
|
Cash payment for investment in partnership firm or association of persons or limited
liability partnerships |
0.00
|
|
Proceeds from sales of tangible assets |
(2,02,333.00) |
|
Purchase of tangible assets |
0.00 |
|
Proceeds from sales of intangible assets |
0.00 |
|
Purchase of intangible assets |
0.00 |
|
Cash advances and loans made to other parties |
0.00 |
|
Cash receipts from repayment of advances and loans made to other parties |
0.00
|
|
Cash payments for future contracts, forward contracts, option contracts and swap contracts
|
0.00 |
|
Cash receipts from future contracts, forward contracts, option contracts and swap
contracts |
0.00 |
|
Dividends received |
0.00 |
|
Interest received |
0.00 |
|
Income taxes paid (refund) |
0.00 |
|
Other inflows (outflows) of cash |
0.00 |
|
Proceeds from government grants |
0.00 |
|
Net cash flows from (used in) investing activities before extraordinary
items |
(18,80,717.00) |
|
Proceeds from extraordinary items |
0.00 |
|
Payment for extraordinary items |
0.00 |
|
Net cash flows from (used in) investing activities |
(18,80,717.00) |
| 5 |
Cash flows from used in financing activities |
|
Proceeds from issuing shares |
78,482.00 |
|
Proceeds from issuing other equity instruments |
0.00 |
|
Proceeds from issuing debentures notes bonds etc |
0.00 |
|
Proceeds from borrowings |
16,61,958.00 |
|
Repayments of borrowings |
20,29,751.00 |
|
Dividends paid |
7,85,315.00 |
|
Interest paid |
0.00 |
|
Income taxes paid (refund) |
0.00 |
|
Other inflows (outflows) of cash |
0.00 |
|
Net cash flows from (used in) financing activities before extraordinary
items |
(10,74,626.00)
|
|
Proceeds from extraordinary items |
0.00 |
|
Payment for extraordinary items |
0.00 |
|
Net cash flows from (used in) financing activities |
(10,74,626.00)
|
|
Net increase (decrease) in cash and cash equivalents before effect of
exchange rate changes |
(46,91,442.00)
|
| 6 |
Effect of exchange rate changes on cash and cash equivalents |
|
Effect of exchange rate changes on cash and cash equivalents |
45,931.00 |
|
Net increase (decrease) in cash and cash equivalents |
(46,45,511.00)
|
|
Cash and cash equivalents cash flow statement at beginning of period |
2,14,02,346.00 |
|
Cash and cash equivalents cash flow statement at end of period |
1,67,56,835.00 |