INTEGRATED FILING — BANKING



General information about company

Scrip code 539437
NSE Symbol IDFCFIRSTB
MSEI Symbol NOTLISTED
ISIN INE092T01019
Name of bank IDFC FIRST BANK LIMITED
Class of security Equity
Date of start of financial year 01-04-2025
Date of end of financial year 31-03-2026
Date of board meeting when results were approved 18-10-2025
Date on which prior intimation of the meeting for considering financial results was informed to the exchange 26-09-2025
Description of presentation currency INR
Level of rounding used in financial results Lakhs
Reporting Type Half Yearly
Reporting Quarter Half yearly
Nature of report standalone or consolidated Standalone
Whether results are audited or unaudited Unaudited
Whether results are audited or unaudited for the Year to date for current period ended/year ended Unaudited
Segment Reporting Multi segment
Description of single segment
Start date and time of board meeting 18-10-2025   10:00:00
End date and time of board meeting 18-10-2025   14:45:00
Whether cash flow statement is applicable on company Yes
Type of cash flow statement Cash Flow Indirect
Declaration of unmodified opinion or statement on impact of audit qualification Declaration of unmodified opinion
Whether the company has any related party? Yes
Whether the company has entered into any Related Party transaction during the selected half year for which it wants to submit disclosure? Yes
(I) We declare that the acceptance of fixed deposits by the bans/Non-Banking Finance Company are at the terms uniformly applicable/offered to all shareholders/public Yes
(II) We declare that the scheduled commercial bank, as per RBI circular RBI/DBR/2015-16/19 dated March 03, 2016, has allowed additional interest of one per cent per annum, over and above the rate of interest mentioned in the schedule of interest rates on savings or a term deposits of banks staff and their exclusive associations as well as on deposits of Chairman, Chairman & Managing Director, Executive Director or such other Executives appointed for a fixed tenure. Yes
(III) Whether the company is a high value debt listed entity according to regulation 15 (1A)? Yes
(a) If answer to above question is Yes, whether complying with proviso to regulation 23 (9), i.e., submitting RPT disclosures on the day of results publication? Yes
(b) If answer to above question is No, please explain the reason for not complying.
Whether the updated Related Party Transactions (RPT) Policy (in compliance with Reg. 23 of SEBI LODR) has been uploaded on the website of the Company? Yes
Latest Date on which RPT policy is updated 25-01-2025
Indicate Company website link for updated RPT policy of the Company https://www.idfcfirstbank.com/content/dam/idfcfirstbank/pdf/corporate-governance/Policy-on-Related--Party-Transactions.pdf
Whether statement on deviation or variation for proceeds of public issue, rights issue, preferential issue, qualified institutions placement etc. is applicable to the company for the current quarter? Yes
No. of times funds raised during the quarter 2
Whether the disclosure for the Default on Loans and Debt Securities is applicable to the entity? No
No default during the quarter ended September 2025


Financial Results - Banking

Amount in (Lakhs)

Particulars 3 months/ 6 months ended (dd-mm-yyyy) Year to date figures for current period ended (dd-mm-yyyy)
A Date of start of reporting period 01-04-2025 01-04-2025
B Date of end of reporting period 30-09-2025 30-09-2025
C Whether results are audited or unaudited Unaudited Unaudited
D Nature of report standalone or consolidated Standalone Standalone
1 Interest earned
Interest or discount on advances or bills 8,31,952.00 8,31,952.00
Income on investments 1,47,902.00 1,47,902.00
Interest on balances with reserve bank of India and other inter bank funds 3,438.00 3,438.00
Others 10,397.00 10,397.00
Total interest earned 9,93,689.00 9,93,689.00
2 Other income 1,89,145.00 1,89,145.00
3 Total income 11,82,834.00 11,82,834.00
Expenses
4 Interest expenses 4,82,433.00 4,82,433.00
5 Operating expenses
(i) Employees cost 1,49,009.00 1,49,009.00
(ii) Details of other operating expenses
Description of other operating expenses
1 Other operating expenses 3,63,382.00 3,63,382.00
Total other operating Expenses 3,63,382.00 3,63,382.00
Total Operating Expenses 5,12,391.00 5,12,391.00
6 Total expenditure excluding provisions and contingencies 9,94,824.00 9,94,824.00
7 Operating profit before provision and contingencies 1,88,010.00 1,88,010.00
8 Provisions other than tax and contingencies 1,45,188.00 1,45,188.00
9 Exceptional items 0.00 0.00
10 Total profit (loss) from ordinary activities before tax 42,822.00 42,822.00
11 Provision for Tax 7,591.00 7,591.00
12 Net profit (loss) from ordinary activities after tax 35,231.00 35,231.00
13 Extraordinary items net of tax expenses 0.00 0.00
14 Net profit (loss) for the period 35,231.00 35,231.00
15 Share of profit (loss) of associates
16 Profit (loss) of minority interest
17 Net Profit (loss) after taxes minority interest and share of profit (loss) of associates 35,231.00 35,231.00
18 Details of equity share capital [Abstract]
Paid-up equity share capital 7,33,926.00 7,33,926.00
Face value of equity share capital 10 10
19 Reserve excluding revaluation reserves (as per balance sheet of previous accounting year)
20 Analytical ratios
(i) Percentage of share held by government of India 9.0800 9.0800
(ii) Capital adequacy ratio
CET 1 ratio 12.0400 12.0400
Additional Tier 1 ratio 0 0
(iii) (a) Earnings per share before extraordinary items
Basic earnings per share before extraordinary items 0.36 0.36
Diluted earnings per share before extraordinary items 0.35 0.35
(iii) (b) Earnings per share after extraordinary items
Basic earnings per share after extraordinary items 0.36 0.36
Diluted earnings per share after extraordinary items 0.35 0.35
(iv) NPA Ratios
Amount of gross non-performing assets 4,84,087.00 4,84,087.00
Amount of net non-performing assets 1,34,535.00 1,34,535.00
% of gross NPAs 1.8600 1.8600
% of net NPAs 0.5200 0.5200
Return on assets 0.3800 0.3800
21 Disclosure of notes on financial results by banks Textual Information(1)


Text Block

Textual Information(1) Refer detailed Standalone Financials Results for Quarter and Half year ended September 30, 2025 uploaded on the Stock Exchange and on the Bank's website.


Statement of Asset and Liabilities

Amount in (Lakhs)

Particulars Year ended (dd-mm-yyyy)
Date of start of reporting period 01-04-2025
Date of end of reporting period 30-09-2025
Whether results are audited or unaudited Unaudited
Nature of report standalone or consolidated Standalone
1 Capital and liabilities
Capital 8,58,914.00
Reserves and surplus 37,90,103.00
Deposits 2,76,77,132.00
Borrowings 40,78,117.00
Other liabilities and provisions 18,17,514.00
Total Capital Liabilities 3,82,21,780.00
2 ASSETS
Cash and Balances with Reserve Bank of India 12,24,098.00
Balances with Banks and money at call and short notice 3,25,654.00
Investments 91,77,941.00
Advances 2,57,10,066.00
Fixed Assets 25834400000
Other Assets 15,25,677.00
Total Assets 3,82,21,780.00
Disclosure of notes on assets and liabilities Textual Information(1)


Text Block

Textual Information(1) Refer detailed Standalone Financials Results for Quarter and Half year ended September 30, 2025 uploaded on the Stock Exchange and on the Bank's website.


Format for Reporting Segment wise Revenue, Results and Capital Employed along with the company results

Amount in (Lakhs)

Particulars 3 months/ 6 months ended (dd-mm-yyyy) Year to date figures for current period ended (dd-mm-yyyy)
Date of start of reporting period 01-04-2025 01-04-2025
Date of end of reporting period 30-09-2025 30-09-2025
Whether results are audited or unaudited Unaudited Unaudited
Nature of report standalone or consolidated Standalone Standalone
1 Segment Revenue (Income)
(net sale/income from each segment should be disclosed)
1 Treasury 6,99,317.00 6,99,317.00
2 Wholesale Banking 2,71,725.00 2,71,725.00
3 Retail Banking 13,24,261.00 13,24,261.00
4 Other Banking Business 23,284.00 23,284.00
5 Unallocated 6,351.00 6,351.00
Total Segment Revenue 23,24,938.00 23,24,938.00
Less: Inter segment revenue 11,42,104.00 11,42,104.00
Income from operations 11,82,834.00 11,82,834.00
2 Segment Result
Profit (+) / Loss (-) before tax and interest from each segment
1 Treasury (2,652.00) (2,652.00)
2 Wholesale Banking 42,176.00 42,176.00
3 Retail Banking 5,229.00 5,229.00
4 Other Banking Business 10,391.00 10,391.00
5 Unallocated (12,322.00) (12,322.00)
Total Profit before tax 42,822.00 42,822.00
i. Finance cost 0.00 0.00
ii. Other Unallocable Expenditure net off Unallocable income 0.00 0.00
Profit before tax 42,822.00 42,822.00
3 (Segment Asset - Segment Liabilities)
Segment Asset
1 Treasury 1,12,44,306.00 1,12,44,306.00
2 Wholesale Banking 51,19,796.00 51,19,796.00
3 Retail Banking 2,15,95,736.00 2,15,95,736.00
4 Other Banking Business 8,625.00 8,625.00
5 Unallocated 2,53,317.00 2,53,317.00
Total Segment Assets 3,82,21,780.00 3,82,21,780.00
Un-allocable Assets 0.00 0.00
Net Segment Assets 3,82,21,780.00 3,82,21,780.00
4 Segment Liabilities
Segment Liabilities
1 Treasury 35,83,873.00 35,83,873.00
2 Wholesale Banking 75,02,134.00 75,02,134.00
3 Retail Banking 2,23,22,987.00 2,23,22,987.00
4 Other Banking Business 5,034.00 5,034.00
5 Unallocated 1,58,735.00 1,58,735.00
Total Segment Liabilities 3,35,72,763.00 3,35,72,763.00
Un-allocable Liabilities 0.00 0.00
Net Segment Liabilities 3,35,72,763.00 3,35,72,763.00
Disclosure of notes on segments Refer detailed Standalone Financials Results for Quarter and Half year ended September 30, 2025 uploaded on the Stock Exchange and on the Bank's website.




Cash Flow Statement, Indirect

Amount in (Lakhs)

Particulars Year ended (dd-mm-yyyy)
A Date of start of reporting period 01-04-2025
B Date of end of reporting period 30-09-2025
C Whether results are audited or unaudited Unaudited
D Nature of report standalone or consolidated Standalone
1 Statement of cash flows
Cash flows from used in operating activities
Profit before extraordinary items and tax 42,822.00
2 Adjustments for reconcile profit (loss)
Adjustments to profit (loss)
Adjustments for finance costs 0.00
Adjustments for depreciation and amortisation expense 55,241.00
Adjustments for impairment loss reversal of impairment loss recognised in profit or loss 3,11,100.00
Adjustments for unrealised foreign exchange losses gains 0.00
Adjustments for dividend income 0.00
Adjustments for share-based payments 7,171.00
Other adjustments for which cash effects are investing or financing cash flow (267.00)
Other adjustments to reconcile profit (loss) 0.00
Other adjustments for non-cash items 0.00
Share of profit and loss from partnership firm or association of persons or limited liability partnerships 0.00
Total adjustments to profit (loss) 3,73,245.00
3 Adjustments for working capital
Adjustments for decrease (increase) in inventories 0.00
Adjustments for decrease (increase) in trade receivables (28,44,354.00)
Adjustments for decrease (increase) in other current assets (2,88,673.00)
Adjustments for increase (decrease) in trade payables 24,70,607.00
Adjustments for increase (decrease) in other current liabilities 3,44,329.00
Adjustments for provisions 0.00
Total adjustments for working capital (3,18,091.00)
Total adjustments for reconcile profit (loss) 55,154.00
Net cash flows from (used in) operations 97,976.00
Dividends received 0.00
Interest paid 0.00
Interest received 0.00
Income taxes paid (refund) 40,868.00
Other inflows (outflows) of cash 0.00
Net cash flows from (used in) operating activities before extraordinary items 57,108.00
Proceeds from extraordinary items 0.00
Payment for extraordinary items 0.00
Net cash flows from (used in) operating activities 57,108.00
4 Cash flows from used in investing activities
Cash flows from losing control of subsidiaries or other businesses 0.00
Cash flows used in obtaining control of subsidiaries or other businesses 0.00
Other cash receipts from sales of equity or debt instruments of other entities 0.00
Other cash payments to acquire equity or debt instruments of other entities 9,60,642.00
Other cash receipts from sales of interests in joint ventures 0.00
Other cash payments to acquire interests in joint ventures 0.00
Cash receipts from share of profits of partnership firm or association of persons or limited liability partnerships 0.00
Cash payment for investment in partnership firm or association of persons or limited liability partnerships 0.00
Proceeds from sales of tangible assets 1,293.00
Purchase of tangible assets 35,245.00
Proceeds from sales of intangible assets 0.00
Purchase of intangible assets 0.00
Cash advances and loans made to other parties 0.00
Cash receipts from repayment of advances and loans made to other parties 0.00
Cash payments for future contracts, forward contracts, option contracts and swap contracts 0.00
Cash receipts from future contracts, forward contracts, option contracts and swap contracts 0.00
Dividends received 0.00
Interest received 0.00
Income taxes paid (refund) 0.00
Other inflows (outflows) of cash 0.00
Proceeds from government grants 0.00
Net cash flows from (used in) investing activities before extraordinary items (9,94,594.00)
Proceeds from extraordinary items 0.00
Payment for extraordinary items 0.00
Net cash flows from (used in) investing activities (9,94,594.00)
5 Cash flows from used in financing activities
Proceeds from issuing shares 7,56,439.00
Proceeds from issuing other equity instruments 0.00
Proceeds from issuing debentures notes bonds etc 0.00
Proceeds from borrowings 1,80,633.00
Repayments of borrowings 0.00
Dividends paid 18,337.00
Interest paid 0.00
Income taxes paid (refund) 0.00
Other inflows (outflows) of cash 0.00
Net cash flows from (used in) financing activities before extraordinary items 9,18,735.00
Proceeds from extraordinary items 0.00
Payment for extraordinary items 0.00
Net cash flows from (used in) financing activities 9,18,735.00
Net increase (decrease) in cash and cash equivalents before effect of exchange rate changes (18,751.00)
6 Effect of exchange rate changes on cash and cash equivalents
Effect of exchange rate changes on cash and cash equivalents 742.00
Net increase (decrease) in cash and cash equivalents (18,009.00)
Cash and cash equivalents cash flow statement at beginning of period 15,09,736.00
Cash and cash equivalents cash flow statement at end of period 14,91,727.00


Details of Impact of Audit Qualification

Amount in (Lakhs)

Whether results are audited or unaudited Unaudited
Declaration of unmodified opinion or statement on impact of audit qualification Declaration of unmodified opinion
Auditor's opinion
Declaration pursuant to Regulation 33 (3) (d) of SEBI (LODR) Regulation, 2015: The company declares that its Statutory Auditor/s have issued an Audit Report with unmodified opinion for the period on Standalone results Yes
Sr No. Audit firm's name Whether the firm holds a valid peer review certificate issued by Peer Review Board of ICAI Certificate valid upto
1 M/s M P Chitale & Co Yes 31-07-2028
2 M/s Walker Chandiok & CO LLP Yes 31-05-2028


Statement on Deviation or Variation for proceeds of Public Issue, Rights Issue, Preferential Issue, Qualified Institutions Placement Etc. (1)

Amount in (Lakhs)

Mode of Fund Raising Preferential Issues
Description of mode of fund raising (Applicable in case of others is selected)
Date of Raising Funds 01-08-2025
Amount Raised 4,876.17
Report filed for Quarter ended 30-09-2025
Monitoring Agency Not Applicable
Monitoring Agency Name, if applicable
Is there a Deviation / Variation in use of funds raised No
If yes, whether the same is pursuant to change in terms of a contract or objects, which was approved by the shareholders
If Yes, Date of shareholder Approval
Explanation for the Deviation / Variation NA
Comments of the Audit Committee after review The Audit Committee noted that there is no deviation/variation in the use of funds raised through Preferential Issue.
Comments of the auditors, if any None
Sr. Original Object Modified Object, if any Original Allocation Modified allocation, if any Funds Utilised Amount of Deviation/Variation for the quarter according to applicable object Remarks if any
1 To cater to the short-term and long-term working capital requirements of the Bank, support its future growth plans focusing on the robust business model of Retail Loans and Retail Deposit franchise and be prepared for the uncertainties arising from the macro-economic scenario including the probability of a global recessionary impact induced by the US economy. Not Applicable 48,76,16,83,320.00 0.00 48,76,16,83,320.00 0.00 No deviations or variations


Statement on Deviation or Variation for proceeds of Public Issue, Rights Issue, Preferential Issue, Qualified Institutions Placement Etc. (2)

Amount in (Lakhs)

Mode of Fund Raising Preferential Issues
Description of mode of fund raising (Applicable in case of others is selected)
Date of Raising Funds 19-08-2025
Amount Raised 2,623.11
Report filed for Quarter ended 30-09-2025
Monitoring Agency Not Applicable
Monitoring Agency Name, if applicable
Is there a Deviation / Variation in use of funds raised No
If yes, whether the same is pursuant to change in terms of a contract or objects, which was approved by the shareholders
If Yes, Date of shareholder Approval
Explanation for the Deviation / Variation NA
Comments of the Audit Committee after review The Audit Committee noted that there is no deviation/variation in the use of funds raised through Preferential Issue.
Comments of the auditors, if any false
Sr. Original Object Modified Object, if any Original Allocation Modified allocation, if any Funds Utilised Amount of Deviation/Variation for the quarter according to applicable object Remarks if any
1 To cater to the short-term and long-term working capital requirements of the Bank, support its future growth plans focusing on the robust business model of Retail Loans and Retail Deposit franchise and be prepared for the uncertainties arising from the macro-economic scenario including the probability of a global recessionary impact induced by the US economy. Not Applicable 26,23,11,39,960.00 0.00 26,23,11,39,960.00 0.00 No deviations or variations


Signatory Details

Name of signatory Satish Gaikwad
Designation of person Company Secretary and Compliance Officer
Place Mumbai
Date 18-10-2025




Amount in (Lakhs)

Format for Disclosure of Related Party Transactions (applicable only for half-yearly filings i.e., 2nd and 4th quarter)
Sr No. Additional disclosure of related party transactions - applicable only in case the related party transaction relates to loans, inter-corporate deposits, advances or investments made or given by the listed entity/subsidiary. These details need to be disclosed only once, during the reporting period when such transaction was undertaken.
Details of the party (listed entity /subsidiary) entering into the transaction Details of the counterparty Type of related party transaction Details of other related party transaction Value of the related party transaction as approved by the audit committee Remarks on approval by audit committee Value of the related party transaction ratified by the audit committee Date of Audit Committee Meeting where the ratification was approved Value of transaction during the reporting period In case monies are due to either party as a result of the transaction In case any financial indebtedness is incurred to make or give loans, inter-corporate deposits, advances or investments Details of the loans, inter-corporate deposits, advances or investments Notes
Name PAN Name PAN Relationship of the counterparty with the listed entity or its subsidiary Opening balance Closing balance Nature of indebtedness (loan/ issuance of debt/ any other etc.) Details of other indebtedness Cost Tenure Nature (loan/ advance/ intercorporate deposit/ investment ) Interest Rate (%) Tenure Secured/ unsecured Purpose for which the funds will be utilised by the ultimate recipient of funds (endusage)
1 IDFC FIRST Bank Limited IDFC FIRST Bharat Limited Subsidiary Any other transaction Deposits with Bank Value is dependent on the Counterparty 3,463.12 5,501.24 3,463.12
2 IDFC FIRST Bank Limited Mr. V. Vaidyanathan Key Managerial Personnel (KMP) Any other transaction Deposits with Bank Value is dependent on the Counterparty 56.92 24.24 56.92
3 IDFC FIRST Bank Limited Mrs. Jeyashree Vaidyanathan Relative of KMP/Director Any other transaction Deposits with Bank Value is dependent on the Counterparty 3.96 3.92 3.96 Textual Information(1)
4 IDFC FIRST Bank Limited Mr. Pranav Vaidyanathan Relative of KMP/Director Any other transaction Deposits with Bank Value is dependent on the Counterparty 2.07 0.46 2.07
5 IDFC FIRST Bank Limited Ms. Anusha Vaidyanathan Relative of KMP/Director Any other transaction Deposits with Bank Value is dependent on the Counterparty 1.48 1.66 1.48
6 IDFC FIRST Bank Limited Mr. Maj V Krishnamurthy Relative of KMP/Director Any other transaction Deposits with Bank Value is dependent on the Counterparty 60.90 46.68 60.90
7 IDFC FIRST Bank Limited Ms. Savitri Krishnamoorthy Relative of KMP/Director Any other transaction Deposits with Bank Value is dependent on the Counterparty 17.32 8.87 17.32
8 IDFC FIRST Bank Limited Mr. Pradeep Natarajan Key Managerial Personnel (KMP) Any other transaction Deposits with Bank Value is dependent on the Counterparty 91.99 65.15 91.99 Textual Information(2)
9 IDFC FIRST Bank Limited Mrs. Deepa Pradeep Relative of KMP/Director Any other transaction Deposits with Bank Value is dependent on the Counterparty 184.35 175.03 184.35
10 IDFC FIRST Bank Limited Mr. Natarajan Pookote Relative of KMP/Director Any other transaction Deposits with Bank Value is dependent on the Counterparty 3.74 3.45 3.74
11 IDFC FIRST Bank Limited Mrs. Parakkat Nirmaladevi Relative of KMP/Director Any other transaction Deposits with Bank Value is dependent on the Counterparty 20.95 20.91 20.95
12 IDFC FIRST Bank Limited Mr. Aadi Pradeep Menon Relative of KMP/Director Any other transaction Deposits with Bank Value is dependent on the Counterparty 0.02 0.04 0.02
13 IDFC FIRST Bank Limited Mr. Satish Gaikwad Key Managerial Personnel (KMP) Any other transaction Deposits with Bank Value is dependent on the Counterparty 33.30 46.53 33.30
14 IDFC FIRST Bank Limited Mrs. Bharati Satish Gaikwad Relative of KMP/Director Any other transaction Deposits with Bank Value is dependent on the Counterparty 0.51 0.00 0.51
15 IDFC FIRST Bank Limited Mr. Ashok Ganpat Gaikwad Relative of KMP/Director Any other transaction Deposits with Bank Value is dependent on the Counterparty 1.01 1.77 1.01
16 IDFC FIRST Bank Limited Mr. Sudhanshu Jain Key Managerial Personnel (KMP) Any other transaction Deposits with Bank Value is dependent on the Counterparty 439.31 350.76 439.31
17 IDFC FIRST Bank Limited Mrs. Shipra Surana Jain Relative of KMP/Director Any other transaction Deposits with Bank Value is dependent on the Counterparty 5.11 1.12 5.11
18 IDFC FIRST Bank Limited Mr. Rakesh Jain Relative of KMP/Director Any other transaction Deposits with Bank Value is dependent on the Counterparty 446.64 0.00 446.64
19 IDFC FIRST Bank Limited Mr. Pravir Kumar Vohra Director Any other transaction Deposits with Bank Value is dependent on the Counterparty 22.32 11.79 22.32
20 IDFC FIRST Bank Limited Mrs. Deepika Vohra Relative of KMP/Director Any other transaction Deposits with Bank Value is dependent on the Counterparty 8.22 8.04 8.22
21 IDFC FIRST Bank Limited Mr. Varun Vohra Relative of KMP/Director Any other transaction Deposits with Bank Value is dependent on the Counterparty 0.01 0.01 0.01
22 IDFC FIRST Bank Limited Ms. Avantika Vohra Relative of KMP/Director Any other transaction Deposits with Bank Value is dependent on the Counterparty 0.01 0.27 0.01
23 IDFC FIRST Bank Limited Mr. Sudhir Vohra Relative of KMP/Director Any other transaction Deposits with Bank Value is dependent on the Counterparty 1,070.94 1,019.59 1,070.94
24 IDFC FIRST Bank Limited Mr. Aashish Kamat Director Any other transaction Deposits with Bank Value is dependent on the Counterparty 430.97 207.01 430.97
25 IDFC FIRST Bank Limited Mrs. Amrita Oomman Relative of KMP/Director Any other transaction Deposits with Bank Value is dependent on the Counterparty 10.74 6.38 10.74
26 IDFC FIRST Bank Limited Mr. Sanjeeb Chaudhuri Director Any other transaction Deposits with Bank Value is dependent on the Counterparty 1,356.31 1,085.69 1,356.31
27 IDFC FIRST Bank Limited Mrs. Nandita Chaudhuri Relative of KMP/Director Any other transaction Deposits with Bank Value is dependent on the Counterparty 48.01 61.90 48.01
28 IDFC FIRST Bank Limited Mr. Shantanu Chaudhuri Relative of KMP/Director Any other transaction Deposits with Bank Value is dependent on the Counterparty 130.48 62.73 130.48
29 IDFC FIRST Bank Limited S. Ganesh Kumar Director Any other transaction Deposits with Bank Value is dependent on the Counterparty 768.00 493.84 768.00
30 IDFC FIRST Bank Limited Mrs. Subbalakshmi Ganesh Kumar Relative of KMP/Director Any other transaction Deposits with Bank Value is dependent on the Counterparty 1.95 0.00 1.95
31 IDFC FIRST Bank Limited Ms. Matangi Gowrishankar Director Any other transaction Deposits with Bank Value is dependent on the Counterparty 253.25 0.00 253.25
32 IDFC FIRST Bank Limited Mrs. Radha Gowri Shankar Relative of KMP/Director Any other transaction Deposits with Bank Value is dependent on the Counterparty 30.57 0.00 30.57
33 IDFC FIRST Bank Limited Mr. Pankajam Sridevi Director Any other transaction Deposits with Bank Value is dependent on the Counterparty 176.13 130.87 176.13
34 IDFC FIRST Bank Limited Mrs. S. Neelakanta Iyer Relative of KMP/Director Any other transaction Deposits with Bank Value is dependent on the Counterparty 80.12 59.93 80.12
35 IDFC FIRST Bank Limited Mr. Uday Shirish Bhansali Director Any other transaction Deposits with Bank Value is dependent on the Counterparty 780.93 665.47 780.93
36 IDFC FIRST Bank Limited Mr. Ashish Singh Director Any other transaction Deposits with Bank Value is dependent on the Counterparty 260.73 146.55 260.73
37 IDFC FIRST Bank Limited Mrs. Vijaya Singh Relative of KMP/Director Any other transaction Deposits with Bank Value is dependent on the Counterparty 224.99 118.78 224.99
38 IDFC FIRST Bank Limited Mr. Ishaan Singh Relative of KMP/Director in Subsidiary Company Any other transaction Deposits with Bank Value is dependent on the Counterparty 0.75 0.74 0.75
39 IDFC FIRST Bank Limited Mr. Aahaan Singh Relative of KMP/Director in Subsidiary Company Any other transaction Deposits with Bank Value is dependent on the Counterparty 1.13 0.72 1.13
40 IDFC FIRST Bank Limited Mr. Soumitra Singh Relative of KMP/Director in Subsidiary Company Any other transaction Deposits with Bank Value is dependent on the Counterparty 0.12 0.11 0.12
41 IDFC FIRST Bank Limited Mrs. Lakshmi Seshadri Relative of KMP/Director in Subsidiary Company Any other transaction Deposits with Bank Value is dependent on the Counterparty 2.99 6.29 2.99
42 IDFC FIRST Bank Limited Mr. Adith Seshadri Relative of KMP/Director in Subsidiary Company Any other transaction Deposits with Bank Value is dependent on the Counterparty 17.15 16.21 17.15
43 IDFC FIRST Bank Limited Mrs. P. V. Bharathi* Director in Subsidiary Company Any other transaction Deposits with Bank Value is dependent on the Counterparty 3.83 0.00 3.83 Textual Information(3)
44 IDFC FIRST Bank Limited Mr. Praveen Kumar Vecha* KMP in Subsidiary Comapany Any other transaction Deposits with Bank Value is dependent on the Counterparty 58.44 57.69 58.44 Textual Information(4)
45 IDFC FIRST Bank Limited Mrs. Sukanya Tedepalli* Relative of KMP/Director in Subsidiary Company Any other transaction Deposits with Bank Value is dependent on the Counterparty 13.38 1.63 13.38 Textual Information(5)
46 IDFC FIRST Bank Limited Mr. Pradeep Kumar Vecha* Relative of KMP/Director in Subsidiary Company Any other transaction Deposits with Bank Value is dependent on the Counterparty 14.49 3.95 14.49 Textual Information(6)
47 IDFC FIRST Bank Limited Boby Xavier KMP in Subsidiary Comapany Any other transaction Deposits with Bank Value is dependent on the Counterparty 3.62 2.73 3.62
48 IDFC FIRST Bank Limited Mr. Aravind J KMP in Subsidiary Comapany Any other transaction Deposits with Bank Value is dependent on the Counterparty 3.85 5.21 3.85
49 IDFC FIRST Bank Limited Mrs. Shikha Hora Kamdar Director in Subsidiary Company Any other transaction Deposits with Bank Value is dependent on the Counterparty 51.75 29.40 51.75 Textual Information(7)
50 IDFC FIRST Bank Limited Mr. Jignesh Kamdar Relative of KMP/Director in Subsidiary Company Any other transaction Deposits with Bank Value is dependent on the Counterparty 0.22 0.05 0.22
51 IDFC FIRST Bank Limited Mrs. Raj Hora Relative of KMP/Director in Subsidiary Company Any other transaction Deposits with Bank Value is dependent on the Counterparty 2.31 2.08 2.31
52 IDFC FIRST Bank Limited Mr. Rajesh Krishnamoorthy Director in Subsidiary Company Any other transaction Deposits with Bank Value is dependent on the Counterparty 1,164.98 960.88 1,164.98 Textual Information(8)
53 IDFC FIRST Bank Limited Mrs. Sarada Sangekar Relative of KMP/Director in Subsidiary Company Any other transaction Deposits with Bank Value is dependent on the Counterparty 51.75 5.56 51.75
54 IDFC FIRST Bank Limited Mr. Anujeet Varadkar Director Any other transaction Deposits with Bank Value is dependent on the Counterparty 18.24 0.00 18.24
55 IDFC FIRST Bank Limited Ms. Rekha Shah** Relative of KMP/Director Any other transaction Deposits with Bank Value is dependent on the Counterparty 41.85 0.00 41.85 Textual Information(9)
56 IDFC FIRST Bank Limited Rukmani Social Welfare Trust Interested entity of KMP/Directors or their relative Any other transaction Deposits with Bank Value is dependent on the Counterparty 11.11 50.47 11.11
57 IDFC FIRST Bank Limited V Satyamurthy Security Agency (Sole Proprietor) Interested entity of KMP/Directors or their relative Any other transaction Deposits with Bank Value is dependent on the Counterparty 18.43 1.60 18.43
58 IDFC FIRST Bank Limited Chanakya Talent (Sole Proprietor) Interested entity of KMP/Directors or their relative Any other transaction Deposits with Bank Value is dependent on the Counterparty 35.92 19.04 35.92
59 IDFC FIRST Bank Limited Reliance General Insurance Company Limited Interested entity of KMP/Directors or their relative Any other transaction Deposits with Bank Value is dependent on the Counterparty 801.61 167.79 801.61
60 IDFC FIRST Bank Limited Avati Consulting Solutions Private Limited Interested entity of KMP/Directors or their relative Any other transaction Deposits with Bank Value is dependent on the Counterparty 0.99 0.01 0.99
61 IDFC FIRST Bank Limited The Mixed Wardrobe Interested entity of KMP/Directors or their relative Any other transaction Deposits with Bank Value is dependent on the Counterparty 2.90 11.16 2.90
62 IDFC FIRST Bank Limited Warburg Pincus India Private Limited** Interested entity of KMP/Directors or their relative Any other transaction Deposits with Bank Value is dependent on the Counterparty 6,841.41 0.00 6,841.41 Textual Information(10)
63 IDFC FIRST Bank Limited IDFC FIRST Bharat Limited Subsidiary Interest paid Value is dependent on the Counterparty 71.79 0.00 0.00
64 IDFC FIRST Bank Limited Mr. V. Vaidyanathan Key Managerial Personnel (KMP) Interest paid Value is dependent on the Counterparty 1.37 0.00 0.00
65 IDFC FIRST Bank Limited Mrs. Jeyashree Vaidyanathan Relative of KMP/Director Interest paid Value is dependent on the Counterparty 0.11 0.00 0.00 Textual Information(11)
66 IDFC FIRST Bank Limited Mr. Pranav Vaidyanathan Relative of KMP/Director Interest paid Value is dependent on the Counterparty 0.04 0.00 0.00
67 IDFC FIRST Bank Limited Ms. Anusha Vaidyanathan Relative of KMP/Director Interest paid Value is dependent on the Counterparty 0.06 0.00 0.00
68 IDFC FIRST Bank Limited Mr. Maj V Krishnamurthy Relative of KMP/Director Interest paid Value is dependent on the Counterparty 2.02 0.00 0.00
69 IDFC FIRST Bank Limited Ms. Savitri Krishnamoorthy Relative of KMP/Director Interest paid Value is dependent on the Counterparty 0.45 0.00 0.00
70 IDFC FIRST Bank Limited Mr. Pradeep Natarajan Key Managerial Personnel (KMP) Interest paid Value is dependent on the Counterparty 3.36 0.00 0.00 Textual Information(12)
71 IDFC FIRST Bank Limited Mrs. Deepa Pradeep Relative of KMP/Director Interest paid Value is dependent on the Counterparty 6.64 0.00 0.00
72 IDFC FIRST Bank Limited Mr. Natarajan Pookote Relative of KMP/Director Interest paid Value is dependent on the Counterparty 0.06 0.00 0.00
73 IDFC FIRST Bank Limited Mrs. Parakkat Nirmaladevi Relative of KMP/Director Interest paid Value is dependent on the Counterparty 0.83 0.00 0.00
74 IDFC FIRST Bank Limited Mr. Aadi Pradeep Menon Relative of KMP/Director Interest paid Value is dependent on the Counterparty 0.00 0.00 0.00
75 IDFC FIRST Bank Limited Mr. Satish Gaikwad Key Managerial Personnel (KMP) Interest paid Value is dependent on the Counterparty 1.41 0.00 0.00
76 IDFC FIRST Bank Limited Mrs. Bharati Satish Gaikwad Relative of KMP/Director Interest paid Value is dependent on the Counterparty 0.01 0.00 0.00
77 IDFC FIRST Bank Limited Mr. Ashok Ganpat Gaikwad Relative of KMP/Director Interest paid Value is dependent on the Counterparty 0.02 0.00 0.00
78 IDFC FIRST Bank Limited Mr. Sudhanshu Jain Key Managerial Personnel (KMP) Interest paid Value is dependent on the Counterparty 17.82 0.00 0.00
79 IDFC FIRST Bank Limited Mrs. Shipra Surana Jain Relative of KMP/Director Interest paid Value is dependent on the Counterparty 0.05 0.00 0.00
80 IDFC FIRST Bank Limited Mr. Rakesh Jain Relative of KMP/Director Interest paid Value is dependent on the Counterparty 3.49 0.00 0.00
81 IDFC FIRST Bank Limited Mr. Pravir Kumar Vohra Director Interest paid Value is dependent on the Counterparty 0.33 0.00 0.00
82 IDFC FIRST Bank Limited Mrs. Deepika Vohra Relative of KMP/Director Interest paid Value is dependent on the Counterparty 0.39 0.00 0.00
83 IDFC FIRST Bank Limited Mr. Varun Vohra Relative of KMP/Director Interest paid Value is dependent on the Counterparty 0.00 0.00 0.00
84 IDFC FIRST Bank Limited Ms. Avantika Vohra Relative of KMP/Director Interest paid Value is dependent on the Counterparty 0.00 0.00 0.00
85 IDFC FIRST Bank Limited Mr. Sudhir Vohra Relative of KMP/Director Interest paid Value is dependent on the Counterparty 50.54 0.00 0.00
86 IDFC FIRST Bank Limited Mr. Aashish Kamat Director Interest paid Value is dependent on the Counterparty 11.55 0.00 0.00
87 IDFC FIRST Bank Limited Mrs. Amrita Oomman Relative of KMP/Director Interest paid Value is dependent on the Counterparty 0.26 0.00 0.00
88 IDFC FIRST Bank Limited Mr. Sanjeeb Chaudhuri Director Interest paid Value is dependent on the Counterparty 23.67 0.00 0.00
89 IDFC FIRST Bank Limited Mrs. Nandita Chaudhuri Relative of KMP/Director Interest paid Value is dependent on the Counterparty 0.89 0.00 0.00
90 IDFC FIRST Bank Limited Mr. Shantanu Chaudhuri Relative of KMP/Director Interest paid Value is dependent on the Counterparty 1.55 0.00 0.00
91 IDFC FIRST Bank Limited S. Ganesh Kumar Director Interest paid Value is dependent on the Counterparty 28.13 0.00 0.00
92 IDFC FIRST Bank Limited Mrs. Subbalakshmi Ganesh Kumar Relative of KMP/Director Interest paid Value is dependent on the Counterparty 0.01 0.00 0.00
93 IDFC FIRST Bank Limited Ms. Matangi Gowrishankar Director Interest paid Value is dependent on the Counterparty 3.78 0.00 0.00
94 IDFC FIRST Bank Limited Mrs. Radha Gowri Shankar Relative of KMP/Director Interest paid Value is dependent on the Counterparty 0.89 0.00 0.00
95 IDFC FIRST Bank Limited Mr. Pankajam Sridevi Director Interest paid Value is dependent on the Counterparty 6.14 0.00 0.00
96 IDFC FIRST Bank Limited Mrs. S. Neelakanta Iyer Relative of KMP/Director Interest paid Value is dependent on the Counterparty 2.61 0.00 0.00
97 IDFC FIRST Bank Limited Mr. Uday Shirish Bhansali Director Interest paid Value is dependent on the Counterparty 27.97 0.00 0.00
98 IDFC FIRST Bank Limited Mr. Ashish Singh Director Interest paid Value is dependent on the Counterparty 7.67 0.00 0.00
99 IDFC FIRST Bank Limited Mrs. Vijaya Singh Relative of KMP/Director Interest paid Value is dependent on the Counterparty 8.08 0.00 0.00
100 IDFC FIRST Bank Limited Mr. Ishaan Singh Relative of KMP/Director in Subsidiary Company Interest paid Value is dependent on the Counterparty 0.01 0.00 0.00
101 IDFC FIRST Bank Limited Mr. Aahaan Singh Relative of KMP/Director in Subsidiary Company Interest paid Value is dependent on the Counterparty 0.01 0.00 0.00
102 IDFC FIRST Bank Limited Mr. Soumitra Singh Relative of KMP/Director in Subsidiary Company Interest paid Value is dependent on the Counterparty 0.00 0.00 0.00
103 IDFC FIRST Bank Limited Mrs. Lakshmi Seshadri Relative of KMP/Director in Subsidiary Company Interest paid Value is dependent on the Counterparty 0.20 0.00 0.00
104 IDFC FIRST Bank Limited Mr. Adith Seshadri Relative of KMP/Director in Subsidiary Company Interest paid Value is dependent on the Counterparty 0.29 0.00 0.00
105 IDFC FIRST Bank Limited Mrs. P. V. Bharathi* Director in Subsidiary Company Interest paid Value is dependent on the Counterparty 0.08 0.00 0.00 Textual Information(13)
106 IDFC FIRST Bank Limited Mr. Praveen Kumar Vecha* KMP in Subsidiary Comapany Interest paid Value is dependent on the Counterparty 3.82 0.00 0.00 Textual Information(14)
107 IDFC FIRST Bank Limited Mrs. Sukanya Tedepalli* Relative of KMP/Director in Subsidiary Company Interest paid Value is dependent on the Counterparty 1.14 0.00 0.00 Textual Information(15)
108 IDFC FIRST Bank Limited Mr. Pradeep Kumar Vecha* Relative of KMP/Director in Subsidiary Company Interest paid Value is dependent on the Counterparty 0.24 0.00 0.00 Textual Information(16)
109 IDFC FIRST Bank Limited Boby Xavier KMP in Subsidiary Comapany Interest paid Value is dependent on the Counterparty 0.10 0.00 0.00
110 IDFC FIRST Bank Limited Mr. Aravind J KMP in Subsidiary Comapany Interest paid Value is dependent on the Counterparty 0.02 0.00 0.00
111 IDFC FIRST Bank Limited Mrs. Shikha Hora Kamdar Director in Subsidiary Company Interest paid Value is dependent on the Counterparty 0.59 0.00 0.00 Textual Information(17)
112 IDFC FIRST Bank Limited Mr. Jignesh Kamdar Relative of KMP/Director in Subsidiary Company Interest paid Value is dependent on the Counterparty 0.04 0.00 0.00
113 IDFC FIRST Bank Limited Mrs. Raj Hora Relative of KMP/Director in Subsidiary Company Interest paid Value is dependent on the Counterparty 0.03 0.00 0.00
114 IDFC FIRST Bank Limited Mr. Rajesh Krishnamoorthy Director in Subsidiary Company Interest paid Value is dependent on the Counterparty 46.19 0.00 0.00 Textual Information(18)
115 IDFC FIRST Bank Limited Mrs. Sarada Sangekar Relative of KMP/Director in Subsidiary Company Interest paid Value is dependent on the Counterparty 1.62 0.00 0.00
116 IDFC FIRST Bank Limited Mr. Anujeet Varadkar Director Interest paid Value is dependent on the Counterparty 0.00 0.00 0.00
117 IDFC FIRST Bank Limited Ms. Rekha Shah** Relative of KMP/Director Interest paid Value is dependent on the Counterparty 1.45 0.00 0.00 Textual Information(19)
118 IDFC FIRST Bank Limited Rukmani Social Welfare Trust Interested entity of KMP/Directors or their relative Interest paid Value is dependent on the Counterparty 0.18 0.00 0.00
119 IDFC FIRST Bank Limited V Satyamurthy Security Agency (Sole Proprietor) Interested entity of KMP/Directors or their relative Interest paid Value is dependent on the Counterparty 0.00 0.00 0.00
120 IDFC FIRST Bank Limited Warburg Pincus India Private Limited** Interested entity of KMP/Directors or their relative Interest paid Value is dependent on the Counterparty 108.70 0.00 0.00 Textual Information(20)
121 IDFC FIRST Bank Limited IDFC FIRST Bharat Limited Subsidiary Any other transaction Loan Servicing Fees ` 1300 crore as approved by Audit Committee 74,133.51 0.00 0.00
122 IDFC FIRST Bank Limited IDFC FIRST Bharat Limited Subsidiary Any other transaction Loan Servicing Fees Payable At Actuals 5,742.18 2,089.77 5,742.18
123 IDFC FIRST Bank Limited IDFC FIRST Bharat Limited Subsidiary Any other transaction Cash with Business Correspondent At Actuals 3,758.61 4,242.19 3,758.61
124 IDFC FIRST Bank Limited IDFC FIRST Bharat Limited Subsidiary Any other transaction Shared service cost receivable At Actuals 18.57 0.00 0.00
125 IDFC FIRST Bank Limited Millennium City Expressways Private Limited Associates Any other transaction Legal & Operational expesnes paid ` 1crore per transaction as approved by Audit Committee 25.00 0.00 0.00
126 IDFC FIRST Bank Limited Reliance General Insurance Company Limited Interested entity of KMP/Directors or their relative Any other transaction Swap/Forward Contract ` 50 crore per transaction per counterparty 1,940.15 0.00 0.00
127 IDFC FIRST Bank Limited Reliance General Insurance Company Limited Interested entity of KMP/Directors or their relative Any other transaction Purchase of Investment At Actuals 25,000.00 0.00 25,000.00
128 IDFC FIRST Bank Limited Reliance General Insurance Company Limited Interested entity of KMP/Directors or their relative Any other transaction Commission Income At Actuals 0.10 0.00 0.00
129 IDFC FIRST Bank Limited Reliance General Insurance Company Limited Interested entity of KMP/Directors or their relative Any other transaction Interest Receivable At Actuals 37.64 0.00 37.64
Total value of transaction during the reporting period 1,30,755.06


Text Block

Textual Information(1) Amartya Vaidyanathan Balance Clubed to Mrs. Jeyashree Vaidyanathan
Textual Information(2) Dhruv Pradeep Menon Balance Clubed to Mr. Pradeep Menon
Textual Information(3) Ceased w.e.f August 17, 2025
Textual Information(4) Ceased w.e.f September 01, 2025
Textual Information(5) Vedant Vecha Balances clubed to Mr. Sukanya Tedpali (Ceased w.e.f September 01, 2025)
Textual Information(6) Ceased w.e.f September 01, 2025
Textual Information(7) Pranit Kamdar Balance Clubed to Mrs. Shikha Hora Kamdar
Textual Information(8) Medhini Rajesh Balance Clubed to Mr. Rajesh Krishnamoorthy
Textual Information(9) Addition w.e.f September 30,2025
Textual Information(10) Addition w.e.f September 30,2025
Textual Information(11) Amartya Vaidyanathan Balance Clubed to Mrs. Jeyashree Vaidyanathan
Textual Information(12) Dhruv Pradeep Menon Balance Clubed to Mr. Pradeep Menon
Textual Information(13) Ceased w.e.f August 17, 2025
Textual Information(14) Ceased w.e.f September 01, 2025
Textual Information(15) Vedant Vecha Balances clubed to Mr. Sukanya Tedpali (Ceased w.e.f September 01, 2025)
Textual Information(16) Ceased w.e.f September 01, 2025
Textual Information(17) Pranit Kamdar Balance Clubed to Mrs. Shikha Hora Kamdar
Textual Information(18) Medhini Rajesh Balance Clubed to Mr. Rajesh Krishnamoorthy
Textual Information(19) Addition w.e.f September 30,2025
Textual Information(20) Addition w.e.f September 30,2025