| Scrip code | 539437 |
|---|---|
| NSE Symbol | IDFCFIRSTB |
| MSEI Symbol | NOTLISTED |
| ISIN | INE092T01019 |
| Name of bank | IDFC FIRST BANK LIMITED |
| Class of security | Equity |
| Date of start of financial year | 01-04-2025 |
| Date of end of financial year | 31-03-2026 |
| Date of board meeting when results were approved | 18-10-2025 |
| Date on which prior intimation of the meeting for considering financial results was informed to the exchange | 26-09-2025 |
| Description of presentation currency | INR |
| Level of rounding used in financial results | Lakhs |
| Reporting Type | Half Yearly |
| Reporting Quarter | Half yearly |
| Nature of report standalone or consolidated | Consolidated |
| Whether results are audited or unaudited | Unaudited |
| Whether results are audited or unaudited for the Year to date for current period ended/year ended | Unaudited |
| Segment Reporting | Multi segment |
| Description of single segment | |
| Start date and time of board meeting | 18-10-2025 10:00:00 |
| End date and time of board meeting | 18-10-2025 14:45:00 |
| Whether cash flow statement is applicable on company | Yes |
| Type of cash flow statement | Cash Flow Indirect |
| Declaration of unmodified opinion or statement on impact of audit qualification | Declaration of unmodified opinion |
| Particulars | 3 months/ 6 months ended (dd-mm-yyyy) | Year to date figures for current period ended (dd-mm-yyyy) | |
|---|---|---|---|
| A | Date of start of reporting period | 01-04-2025 | 01-04-2025 |
| B | Date of end of reporting period | 30-09-2025 | 30-09-2025 |
| C | Whether results are audited or unaudited | Unaudited | Unaudited |
| D | Nature of report standalone or consolidated | Consolidated | Consolidated |
| 1 | Interest earned | ||
| Interest or discount on advances or bills | 8,31,952.00 | 8,31,952.00 | |
| Income on investments | 1,47,902.00 | 1,47,902.00 | |
| Interest on balances with reserve bank of India and other inter bank funds | 3,442.00 | 3,442.00 | |
| Others | 10,397.00 | 10,397.00 | |
| Total interest earned | 9,93,693.00 | 9,93,693.00 | |
| 2 | Other income | 1,89,148.00 | 1,89,148.00 |
| 3 | Total income | 11,82,841.00 | 11,82,841.00 |
| Expenses | |||
| 4 | Interest expenses | 4,82,410.00 | 4,82,410.00 |
| 5 | Operating expenses | ||
| (i) | Employees cost | 1,87,827.00 | 1,87,827.00 |
| (ii) | Details of other operating expenses | ||
| Description of other operating expenses | |||
| 1 | Other Operating Expenses | 3,25,045.00 | 3,25,045.00 |
| Total other operating Expenses | 3,25,045.00 | 3,25,045.00 | |
| Total Operating Expenses | 5,12,872.00 | 5,12,872.00 | |
| 6 | Total expenditure excluding provisions and contingencies | 9,95,282.00 | 9,95,282.00 |
| 7 | Operating profit before provision and contingencies | 1,87,559.00 | 1,87,559.00 |
| 8 | Provisions other than tax and contingencies | 1,45,188.00 | 1,45,188.00 |
| 9 | Exceptional items | 0.00 | 0.00 |
| 10 | Total profit (loss) from ordinary activities before tax | 42,371.00 | 42,371.00 |
| 11 | Provision for Tax | 7,591.00 | 7,591.00 |
| 12 | Net profit (loss) from ordinary activities after tax | 34,780.00 | 34,780.00 |
| 13 | Extraordinary items net of tax expenses | 0.00 | 0.00 |
| 14 | Net profit (loss) for the period | 34,780.00 | 34,780.00 |
| 15 | Share of profit (loss) of associates | 0.00 | 0.00 |
| 16 | Profit (loss) of minority interest | 0.00 | 0.00 |
| 17 | Net Profit (loss) after taxes minority interest and share of profit (loss) of associates | 34,780.00 | 34,780.00 |
| 18 | Details of equity share capital [Abstract] | ||
| Paid-up equity share capital | 7,33,926.00 | 7,33,926.00 | |
| Face value of equity share capital | 10 | 10 | |
| 19 | Reserve excluding revaluation reserves (as per balance sheet of previous accounting year) | ||
| 20 | Analytical ratios | ||
| (i) | Percentage of share held by government of India | 0 | 0 |
| (ii) | Capital adequacy ratio | ||
| CET 1 ratio | 0 | 0 | |
| Additional Tier 1 ratio | 0 | 0 | |
| (iii) (a) | Earnings per share before extraordinary items | ||
| Basic earnings per share before extraordinary items | 0.35 | 0.35 | |
| Diluted earnings per share before extraordinary items | 0.35 | 0.35 | |
| (iii) (b) | Earnings per share after extraordinary items | ||
| Basic earnings per share after extraordinary items | 0.35 | 0.35 | |
| Diluted earnings per share after extraordinary items | 0.35 | 0.35 | |
| (iv) | NPA Ratios | ||
| Amount of gross non-performing assets | 0.00 | 0.00 | |
| Amount of net non-performing assets | 0.00 | 0.00 | |
| % of gross NPAs | 0 | 0 | |
| % of net NPAs | 0 | 0 | |
| Return on assets | 0 | 0 | |
| 21 | Disclosure of notes on financial results by banks | Textual Information(1) | |
| Textual Information(1) | Refer Consolidated Financials Results for Quarter and Half year ended September 30, 2025 uploaded on the Stock Exchange and Bank's website. |
|---|
| Particulars | Year ended (dd-mm-yyyy) | ||
|---|---|---|---|
| Date of start of reporting period | 01-04-2025 | ||
| Date of end of reporting period | 30-09-2025 | ||
| Whether results are audited or unaudited | Unaudited | ||
| Nature of report standalone or consolidated | Consolidated | ||
| 1 | Capital and liabilities | ||
| Capital | 8,58,914.00 | ||
| Reserves and surplus | 37,96,520.00 | ||
| Deposits | 2,76,73,676.00 | ||
| Borrowings | 40,79,216.00 | ||
| Other liabilities and provisions | 18,25,038.00 | ||
| Total Capital Liabilities | 3,82,33,364.00 | ||
| 2 | ASSETS | ||
| Cash and Balances with Reserve Bank of India | 12,21,495.00 | ||
| Balances with Banks and money at call and short notice | 3,28,607.00 | ||
| Investments | 91,56,913.00 | ||
| Advances | 2,57,10,066.00 | ||
| Fixed Assets | 26583200000 | ||
| Other Assets | 15,50,451.00 | ||
| Total Assets | 3,82,33,364.00 | ||
| Disclosure of notes on assets and liabilities | Textual Information(1) | ||
| Textual Information(1) | Refer Consolidated Financials Results for Quarter and Half year ended September 30, 2025 uploaded on the Stock Exchange and Bank's website. |
|---|
| Particulars | 3 months/ 6 months ended (dd-mm-yyyy) | Year to date figures for current period ended (dd-mm-yyyy) | |||||
|---|---|---|---|---|---|---|---|
| Date of start of reporting period | 01-04-2025 | 01-04-2025 | |||||
| Date of end of reporting period | 30-09-2025 | 30-09-2025 | |||||
| Whether results are audited or unaudited | Unaudited | Unaudited | |||||
| Nature of report standalone or consolidated | Consolidated | Consolidated | |||||
| 1 | Segment Revenue (Income) | ||||||
| (net sale/income from each segment should be disclosed) | |||||||
| 1 | Treasury | 6,99,317.00 | 6,99,317.00 | ||||
| 2 | Wholesale Banking | 2,71,725.00 | 2,71,725.00 | ||||
| 3 | Retail Banking | 13,24,268.00 | 13,24,268.00 | ||||
| 4 | Other Banking Business | 23,284.00 | 23,284.00 | ||||
| 5 | Unallocated | 6,351.00 | 6,351.00 | ||||
| Total Segment Revenue | 23,24,945.00 | 23,24,945.00 | |||||
| Less: Inter segment revenue | 11,42,104.00 | 11,42,104.00 | |||||
| Income from operations | 11,82,841.00 | 11,82,841.00 | |||||
| 2 | Segment Result | ||||||
| Profit (+) / Loss (-) before tax and interest from each segment | |||||||
| 1 | Treasury | (2,652.00) | (2,652.00) | ||||
| 2 | Wholesale Banking | 42,176.00 | 42,176.00 | ||||
| 3 | Retail Banking | 4,778.00 | 4,778.00 | ||||
| 4 | Other Banking Business | 10,391.00 | 10,391.00 | ||||
| 5 | Unallocated | (12,322.00) | (12,322.00) | ||||
| Total Profit before tax | 42,371.00 | 42,371.00 | |||||
| i. Finance cost | |||||||
| ii. Other Unallocable Expenditure net off Unallocable income | |||||||
| Profit before tax | 42,371.00 | 42,371.00 | |||||
| 3 | (Segment Asset - Segment Liabilities) | ||||||
| Segment Asset | |||||||
| 1 | Treasury | 1,12,23,278.00 | 1,12,23,278.00 | ||||
| 2 | Wholesale Banking | 51,19,796.00 | 51,19,796.00 | ||||
| 3 | Retail Banking | 2,16,22,368.00 | 2,16,22,368.00 | ||||
| 4 | Other Banking Business | 8,625.00 | 8,625.00 | ||||
| 5 | Unallocated | 2,59,297.00 | 2,59,297.00 | ||||
| Total Segment Assets | 3,82,33,364.00 | 3,82,33,364.00 | |||||
| Un-allocable Assets | 0.00 | 0.00 | |||||
| Net Segment Assets | 3,82,33,364.00 | 3,82,33,364.00 | |||||
| 4 | Segment Liabilities | ||||||
| Segment Liabilities | |||||||
| 1 | Treasury | 35,83,873.00 | 35,83,873.00 | ||||
| 2 | Wholesale Banking | 75,02,134.00 | 75,02,134.00 | ||||
| 3 | Retail Banking | 2,23,28,154.00 | 2,23,28,154.00 | ||||
| 4 | Other Banking Business | 5,034.00 | 5,034.00 | ||||
| 5 | Unallocated | 1,58,735.00 | 1,58,735.00 | ||||
| Total Segment Liabilities | 3,35,77,930.00 | 3,35,77,930.00 | |||||
| Un-allocable Liabilities | 0.00 | 0.00 | |||||
| Net Segment Liabilities | 3,35,77,930.00 | 3,35,77,930.00 | |||||
| Disclosure of notes on segments | Refer Consolidated Financials Results for Quarter and Half year ended September 30, 2025 uploaded on the Stock Exchange and Bank's website. | ||||||
| Particulars | Year ended (dd-mm-yyyy) | |
|---|---|---|
| A | Date of start of reporting period | 01-04-2025 |
| B | Date of end of reporting period | 30-09-2025 |
| C | Whether results are audited or unaudited | Unaudited |
| D | Nature of report standalone or consolidated | Consolidated |
| 1 | Statement of cash flows | |
| Cash flows from used in operating activities | ||
| Profit before extraordinary items and tax | 42,371.00 | |
| 2 | Adjustments for reconcile profit (loss) | |
| Adjustments to profit (loss) | ||
| Adjustments for finance costs | 0.00 | |
| Adjustments for depreciation and amortisation expense | 56,081.00 | |
| Adjustments for impairment loss reversal of impairment loss recognised in profit or loss | 3,11,100.00 | |
| Adjustments for unrealised foreign exchange losses gains | 0.00 | |
| Adjustments for dividend income | 0.00 | |
| Adjustments for share-based payments | 7,171.00 | |
| Other adjustments for which cash effects are investing or financing cash flow | (274.00) | |
| Other adjustments to reconcile profit (loss) | 0.00 | |
| Other adjustments for non-cash items | 0.00 | |
| Share of profit and loss from partnership firm or association of persons or limited liability partnerships | 0.00 | |
| Total adjustments to profit (loss) | 3,74,078.00 | |
| 3 | Adjustments for working capital | |
| Adjustments for decrease (increase) in inventories | 0.00 | |
| Adjustments for decrease (increase) in trade receivables | (28,44,354.00) | |
| Adjustments for decrease (increase) in other current assets | (2,90,298.00) | |
| Adjustments for increase (decrease) in trade payables | 24,72,652.00 | |
| Adjustments for increase (decrease) in other current liabilities | 3,46,015.00 | |
| Adjustments for provisions | 0.00 | |
| Total adjustments for working capital | (3,15,985.00) | |
| Total adjustments for reconcile profit (loss) | 58,093.00 | |
| Net cash flows from (used in) operations | 1,00,464.00 | |
| Dividends received | 0.00 | |
| Interest paid | 0.00 | |
| Interest received | 0.00 | |
| Income taxes paid (refund) | 41,502.00 | |
| Other inflows (outflows) of cash | 0.00 | |
| Net cash flows from (used in) operating activities before extraordinary items | 58,962.00 | |
| Proceeds from extraordinary items | 0.00 | |
| Payment for extraordinary items | 0.00 | |
| Net cash flows from (used in) operating activities | 58,962.00 | |
| 4 | Cash flows from used in investing activities | |
| Cash flows from losing control of subsidiaries or other businesses | 0.00 | |
| Cash flows used in obtaining control of subsidiaries or other businesses | 0.00 | |
| Other cash receipts from sales of equity or debt instruments of other entities | 0.00 | |
| Other cash payments to acquire equity or debt instruments of other entities | 9,60,642.00 | |
| Other cash receipts from sales of interests in joint ventures | 0.00 | |
| Other cash payments to acquire interests in joint ventures | 0.00 | |
| Cash receipts from share of profits of partnership firm or association of persons or limited liability partnerships | 0.00 | |
| Cash payment for investment in partnership firm or association of persons or limited liability partnerships | 0.00 | |
| Proceeds from sales of tangible assets | 1,341.00 | |
| Purchase of tangible assets | 36,263.00 | |
| Proceeds from sales of intangible assets | 0.00 | |
| Purchase of intangible assets | 0.00 | |
| Cash advances and loans made to other parties | 0.00 | |
| Cash receipts from repayment of advances and loans made to other parties | 0.00 | |
| Cash payments for future contracts, forward contracts, option contracts and swap contracts | 0.00 | |
| Cash receipts from future contracts, forward contracts, option contracts and swap contracts | 0.00 | |
| Dividends received | 0.00 | |
| Interest received | 0.00 | |
| Income taxes paid (refund) | 0.00 | |
| Other inflows (outflows) of cash | 0.00 | |
| Proceeds from government grants | 0.00 | |
| Net cash flows from (used in) investing activities before extraordinary items | (9,95,564.00) | |
| Proceeds from extraordinary items | 0.00 | |
| Payment for extraordinary items | 0.00 | |
| Net cash flows from (used in) investing activities | (9,95,564.00) | |
| 5 | Cash flows from used in financing activities | |
| Proceeds from issuing shares | 7,56,439.00 | |
| Proceeds from issuing other equity instruments | 0.00 | |
| Proceeds from issuing debentures notes bonds etc | 0.00 | |
| Proceeds from borrowings | 1,80,837.00 | |
| Repayments of borrowings | 0.00 | |
| Dividends paid | 18,337.00 | |
| Interest paid | 0.00 | |
| Income taxes paid (refund) | 0.00 | |
| Other inflows (outflows) of cash | 0.00 | |
| Net cash flows from (used in) financing activities before extraordinary items | 9,18,939.00 | |
| Proceeds from extraordinary items | 0.00 | |
| Payment for extraordinary items | 0.00 | |
| Net cash flows from (used in) financing activities | 9,18,939.00 | |
| Net increase (decrease) in cash and cash equivalents before effect of exchange rate changes | (17,663.00) | |
| 6 | Effect of exchange rate changes on cash and cash equivalents | |
| Effect of exchange rate changes on cash and cash equivalents | 742.00 | |
| Net increase (decrease) in cash and cash equivalents | (16,921.00) | |
| Cash and cash equivalents cash flow statement at beginning of period | 15,09,908.00 | |
| Cash and cash equivalents cash flow statement at end of period | 14,92,987.00 | |
| Whether results are audited or unaudited | Unaudited |
|---|---|
| Declaration of unmodified opinion or statement on impact of audit qualification | Declaration of unmodified opinion |
| Auditor's opinion | |
| Declaration pursuant to Regulation 33 (3) (d) of SEBI (LODR) Regulation, 2015: The company declares that its Statutory Auditor/s have issued an Audit Report with unmodified opinion for the period on Standalone results | Yes |
| Sr No. | Audit firm's name | Whether the firm holds a valid peer review certificate issued by Peer Review Board of ICAI | Certificate valid upto | ||
| 1 | M/s M P Chitale | Yes | 31-07-2028 | ||
|---|---|---|---|---|---|
| 2 | M/s Walker Chandiok & CO LLP | Yes | 31-05-2028 | ||