INTEGRATED FILING — BANKING



General information about company

Scrip code 500112
NSE Symbol SBIN
MSEI Symbol 0
ISIN INE062A01020
Name of bank STATE BANK OF INDIA
Class of security Equity
Date of start of financial year 01-Apr-2025
Date of end of financial year 31-Mar-2026
Date of board meeting when results were approved 08-Aug-2025
Date on which prior intimation of the meeting for considering financial results was informed to the exchange 24-Jul-2025
Description of presentation currency INR (in Actuals)
Reporting Type Quarterly
Reporting Quarter First quarter
Nature of report standalone or consolidated Consolidated
Whether results are audited or unaudited Unaudited
Whether results are audited or unaudited for the Year to date for current period ended/year ended
Segment Reporting Multi segment
Description of single segment
Start date and time of board meeting 08-Aug-2025   10:00:00
End date and time of board meeting 08-Aug-2025   13:05:00
Whether cash flow statement is applicable on company
Type of cash flow statement
Declaration of unmodified opinion or statement on impact of audit qualification Not applicable


Financial Results - Banking
Particulars 3 months/ 6 months ended (dd-mm-yyyy) Year to date figures for current period ended (dd-mm-yyyy)
A Date of start of reporting period 01-Apr-2025
B Date of end of reporting period 30-Jun-2025
C Whether results are audited or unaudited Unaudited Unaudited
D Nature of report standalone or consolidated Consolidated Consolidated
1 Interest earned
Interest or discount on advances or bills 881460200000 881460200000
Income on investments 322255400000 322255400000
Interest on balances with reserve bank of India and other inter bank funds 23598900000 23598900000
Others 29972300000 29972300000
Total interest earned 1257286800000 1257286800000
2 Other income 412631400000 412631400000
3 Total income 1669918200000 1669918200000
Expenses
4 Interest expenses 782664600000 782664600000
5 Operating expenses
(i) Employees cost 184905700000 184905700000
(ii) Details of other operating expenses
Description of other operating expenses
1 Operating Expenses relating to Insurance Business 224792300000 224792300000
2 Other Operating Expenses 132629000000 132629000000
Total other operating Expenses 357421300000 357421300000
Total Operating Expenses 542327000000 542327000000
6 Total expenditure excluding provisions and contingencies 1324991600000 1324991600000
7 Operating profit before provision and contingencies 344926600000 344926600000
8 Provisions other than tax and contingencies 52635400000 52635400000
9 Exceptional items 0 0
10 Total profit (loss) from ordinary activities before tax 292291200000 292291200000
11 Provision for Tax 76024800000 76024800000
12 Net profit (loss) from ordinary activities after tax 216266400000 216266400000
13 Extraordinary items net of tax expenses 0 0
14 Net profit (loss) for the period 216266400000 216266400000
15 Share of profit (loss) of associates 4947400000 4947400000
16 Profit (loss) of minority interest 9199100000 9199100000
17 Net Profit (loss) after taxes minority interest and share of profit (loss) of associates 212014700000 212014700000
18 Details of equity share capital [Abstract]
Paid-up equity share capital 8924600000 8924600000
Face value of equity share capital 1 1
19 Reserve excluding revaluation reserves (as per balance sheet of previous accounting year)
20 Analytical ratios
(i) Percentage of share held by government of India 56.92 56.92
(ii) Capital adequacy ratio
CET 1 ratio 0 0
Additional Tier 1 ratio 0 0
(iii) (a) Earnings per share before extraordinary items
Basic earnings per share before extraordinary items 23.76 23.76
Diluted earnings per share before extraordinary items 23.76 23.76
(iii) (b) Earnings per share after extraordinary items
Basic earnings per share after extraordinary items 23.76 23.76
Diluted earnings per share after extraordinary items 23.76 23.76
(iv) NPA Ratios
Amount of gross non-performing assets 0 0
Amount of net non-performing assets 0 0
% of gross NPAs 0 0
% of net NPAs 0 0
Return on assets 0 0
21 Disclosure of notes on financial results by banks Textual Information(1)


Text Block

Textual Information(1) Refer PDF file uploaded on Site for Notes


Format for Reporting Segment wise Revenue, Results and Capital Employed along with the company results
Particulars 3 months/ 6 months ended (dd-mm-yyyy) Year to date figures for current period ended (dd-mm-yyyy)
Date of start of reporting period 01-Apr-2025
Date of end of reporting period 30-Jun-2025
Whether results are audited or unaudited Unaudited Unaudited
Nature of report standalone or consolidated Consolidated Consolidated
1 Segment Revenue (Income)
(net sale/income from each segment should be disclosed)
1 Treasury operations 361193100000 361193100000
2 Corporate/ Wholesale Banking operations 360810100000 360810100000
3 Retail Banking oprations- Digital Banking 12174800000 12174800000
4 Retail Banking oprations- Other Retail Banking 619576100000 619576100000
5 Insurance Business 250602500000 250602500000
6 Other Banking operations 84489300000 84489300000
7 Unallocated 2512400000 2512400000
Total Segment Revenue 1691358300000 1691358300000
Less: Inter segment revenue 21440100000
Income from operations 1669918200000 1669918200000
2 Segment Result
Profit (+) / Loss (-) before tax and interest from each segment
1 Treasury operations 72808300000 72808300000
2 Corporate/ Wholesale Banking operations 54042600000 54042600000
3 Retail Banking oprations- Digital Banking 46372800000 46372800000
4 Retail Banking oprations- Other Retail Banking 112941800000 112941800000
5 Insurance Business 8961900000 8961900000
6 Other Banking operations 26058500000 26058500000
7 Unallocated 0 0
Total Profit before tax 321185900000 321185900000
i. Finance cost 0
ii. Other Unallocable Expenditure net off Unallocable income 28894700000
Profit before tax 292291200000 292291200000
3 (Segment Asset - Segment Liabilities)
Segment Asset
1 Treasury operations 17931212100000 17931212100000
2 Corporate/ Wholesale Banking operations 19427976300000 19427976300000
3 Retail Banking oprations- Digital Banking 550840200000 550840200000
4 Retail Banking oprations- Other Retail Banking 29434107700000 29434107700000
5 Insurance Business 5099645900000 5099645900000
6 Other Banking operations 1211553700000 1211553700000
7 Unallocated 0 0
8 Treasury operations 17931212100000 17931212100000
9 Corporate/ Wholesale Banking operations 19427976300000 19427976300000
10 Retail Banking oprations- Digital Banking 550840200000 550840200000
11 Retail Banking oprations- Other Retail Banking 29434107700000 29434107700000
12 Insurance Business 5099645900000 5099645900000
13 Other Banking operations 1211553700000 1211553700000
14 Unallocated 0 0
Total Segment Assets 73655335900000 73655335900000
Un-allocable Assets 787578400000 787578400000
Net Segment Assets 74442914300000 74442914300000
4 Segment Liabilities
Segment Liabilities
1 Treasury operations 16443986700000 16443986700000
2 Corporate/ Wholesale Banking operations 17668616500000 17668616500000
3 Retail Banking oprations- Digital Banking 9738564000000 9738564000000
4 Retail Banking oprations- Other Retail Banking 17063571400000 17063571400000
5 Insurance Business 4870391800000 4870391800000
6 Other Banking operations 860598400000 860598400000
7 Unallocated 0 0
8 Treasury operations 16443986700000 16443986700000
9 Corporate/ Wholesale Banking operations 17668616500000 17668616500000
10 Retail Banking oprations- Digital Banking 9738564000000 9738564000000
11 Retail Banking oprations- Other Retail Banking 17063571400000 17063571400000
12 Insurance Business 4870391800000 4870391800000
13 Other Banking operations 860598400000 860598400000
14 Unallocated 0 0
Total Segment Liabilities 66645728800000 66645728800000
Un-allocable Liabilities 2592429800000 2592429800000
Net Segment Liabilities 69238158600000 69238158600000
Disclosure of notes on segments 1. Segment net results are arrived after taking effect of Transfer Pricing. 2. As per RBI Circular DOR.AUT.REC.12/22/01.001/2022-23 dated April 07, 2022, for the purpose of disclosure under Accounting Standard 17, Segment reporting, ‘Digital Banking’ has been identified as a sub- segment under the retail banking Segment.