INTEGRATED FILING — BANKING



General information about company

Scrip code 500112
NSE Symbol SBIN
MSEI Symbol 0
ISIN INE062A01020
Name of bank STATE BANK OF INDIA
Class of security Equity
Date of start of financial year 01-Apr-2025
Date of end of financial year 31-Mar-2026
Date of board meeting when results were approved 08-Aug-2025
Date on which prior intimation of the meeting for considering financial results was informed to the exchange 24-Jul-2025
Description of presentation currency INR (in Actuals)
Reporting Type Quarterly
Reporting Quarter First quarter
Nature of report standalone or consolidated Standalone
Whether results are audited or unaudited Unaudited
Whether results are audited or unaudited for the Year to date for current period ended/year ended
Segment Reporting Multi segment
Description of single segment
Start date and time of board meeting 08-Aug-2025   10:00:00
End date and time of board meeting 08-Aug-2025   13:05:00
Whether cash flow statement is applicable on company
Type of cash flow statement
Declaration of unmodified opinion or statement on impact of audit qualification Not applicable
Whether the company has any related party?
Whether the company has entered into any Related Party transaction during the selected half year for which it wants to submit disclosure?
(I) We declare that the acceptance of fixed deposits by the bans/Non-Banking Finance Company are at the terms uniformly applicable/offered to all shareholders/public
(II) We declare that the scheduled commercial bank, as per RBI circular RBI/DBR/2015-16/19 dated March 03, 2016, has allowed additional interest of one per cent per annum, over and above the rate of interest mentioned in the schedule of interest rates on savings or a term deposits of banks staff and their exclusive associations as well as on deposits of Chairman, Chairman & Managing Director, Executive Director or such other Executives appointed for a fixed tenure.
(III) Whether the company is a high value debt listed entity according to regulation 15 (1A)?
(a) If answer to above question is Yes, whether complying with proviso to regulation 23 (9), i.e., submitting RPT disclosures on the day of results publication?
(b) If answer to above question is No, please explain the reason for not complying.
Whether the updated Related Party Transactions (RPT) Policy (in compliance with Reg. 23 of SEBI LODR) has been uploaded on the website of the Company?
Latest Date on which RPT policy is updated
Indicate Company website link for updated RPT policy of the Company
Whether statement on deviation or variation for proceeds of public issue, rights issue, preferential issue, qualified institutions placement etc. is applicable to the company for the current quarter? No
No. of times funds raised during the quarter
Whether the disclosure for the Default on Loans and Debt Securities is applicable to the entity? No
Not Applicable


Financial Results - Banking
Particulars 3 months/ 6 months ended (dd-mm-yyyy) Year to date figures for current period ended (dd-mm-yyyy)
A Date of start of reporting period 01-Apr-2025
B Date of end of reporting period 30-Jun-2025
C Whether results are audited or unaudited Unaudited Unaudited
D Nature of report standalone or consolidated Standalone Standalone
1 Interest earned
Interest or discount on advances or bills 854379200000 854379200000
Income on investments 277492000000 277492000000
Interest on balances with reserve bank of India and other inter bank funds 18483300000 18483300000
Others 29604300000 29604300000
Total interest earned 1179958800000 1179958800000
2 Other income 173456800000 173456800000
3 Total income 1353415600000 1353415600000
Expenses
4 Interest expenses 769233900000 769233900000
5 Operating expenses
(i) Employees cost 168995200000 168995200000
(ii) Details of other operating expenses
Description of other operating expenses
1 Other Operating Expenses 109741800000 109741800000
Total other operating Expenses 109741800000 109741800000
Total Operating Expenses 278737000000 278737000000
6 Total expenditure excluding provisions and contingencies 1047970900000 1047970900000
7 Operating profit before provision and contingencies 305444700000 305444700000
8 Provisions other than tax and contingencies 47592000000 47592000000
9 Exceptional items 0 0
10 Total profit (loss) from ordinary activities before tax 257852700000 257852700000
11 Provision for Tax 66248300000 66248300000
12 Net profit (loss) from ordinary activities after tax 191604400000 191604400000
13 Extraordinary items net of tax expenses 0 0
14 Net profit (loss) for the period 191604400000 191604400000
15 Share of profit (loss) of associates
16 Profit (loss) of minority interest
17 Net Profit (loss) after taxes minority interest and share of profit (loss) of associates 191604400000 191604400000
18 Details of equity share capital [Abstract]
Paid-up equity share capital 8924600000 8924600000
Face value of equity share capital 1 1
19 Reserve excluding revaluation reserves (as per balance sheet of previous accounting year)
20 Analytical ratios
(i) Percentage of share held by government of India 56.92 56.92
(ii) Capital adequacy ratio
CET 1 ratio 11.1 11.1
Additional Tier 1 ratio 1.35 1.35
(iii) (a) Earnings per share before extraordinary items
Basic earnings per share before extraordinary items 21.47 21.47
Diluted earnings per share before extraordinary items 21.47 21.47
(iii) (b) Earnings per share after extraordinary items
Basic earnings per share after extraordinary items 21.47 21.47
Diluted earnings per share after extraordinary items 21.47 21.47
(iv) NPA Ratios
Amount of gross non-performing assets 780396800000 780396800000
Amount of net non-performing assets 199084200000 199084200000
% of gross NPAs 1.83 1.83
% of net NPAs 0.47 0.47
Return on assets 1.14 1.14
21 Disclosure of notes on financial results by banks Textual Information(1)


Text Block

Textual Information(1) For notes, refer PDF file uploaded on website


Format for Reporting Segment wise Revenue, Results and Capital Employed along with the company results
Particulars 3 months/ 6 months ended (dd-mm-yyyy) Year to date figures for current period ended (dd-mm-yyyy)
Date of start of reporting period 01-Apr-2025
Date of end of reporting period 30-Jun-2025
Whether results are audited or unaudited Unaudited Unaudited
Nature of report standalone or consolidated Standalone Standalone
1 Segment Revenue (Income)
(net sale/income from each segment should be disclosed)
1 Treasury operations 367290800000 367290800000
2 Corporate/ Wholesale Banking operations 355126600000 355126600000
3 Retail Banking operations - Digital Banking 11896300000 11896300000
4 Retail Banking operations - Other Retail Banking 616704500000 616704500000
5 Unallocated 2397400000 2397400000
Total Segment Revenue 1353415600000 1353415600000
Less: Inter segment revenue 0
Income from operations 1353415600000 1353415600000
2 Segment Result
Profit (+) / Loss (-) before tax and interest from each segment
1 Treasury operations 80829100000 80829100000
2 Corporate/ Wholesale Banking operations 51461600000 51461600000
3 Retail Banking operations - Digital Banking 46323400000 46323400000
4 Retail Banking operations - Other Retail Banking 108449000000 108449000000
5 Unallocated 0 0
Total Profit before tax 287063100000 287063100000
i. Finance cost 0
ii. Other Unallocable Expenditure net off Unallocable income 29210400000
Profit before tax 257852700000 257852700000
3 (Segment Asset - Segment Liabilities)
Segment Asset
1 Treasury operations 17824102000000 17824102000000
2 Corporate/ Wholesale Banking operations 19154735500000 19154735500000
3 Retail Banking operations - Digital Banking 539475800000 539475800000
4 Retail Banking operations - Other Retail Banking 29385766300000 29385766300000
5 Unallocated 0 0
6 Treasury operations 17824102000000 17824102000000
7 Corporate/ Wholesale Banking operations 19154735500000 19154735500000
8 Retail Banking operations - Digital Banking 539475800000 539475800000
9 Retail Banking operations - Other Retail Banking 29385766300000 29385766300000
10 Unallocated 0 0
Total Segment Assets 66904079600000 66904079600000
Un-allocable Assets 780968200000 780968200000
Net Segment Assets 67685047800000 67685047800000
4 Segment Liabilities
Segment Liabilities
1 Treasury operations 16727810700000 16727810700000
2 Corporate/ Wholesale Banking operations 17322274900000 17322274900000
3 Retail Banking operations - Digital Banking 9736800700000 9736800700000
4 Retail Banking operations - Other Retail Banking 16815671700000 16815671700000
5 Unallocated 0 0
6 Treasury operations 16727810700000 16727810700000
7 Corporate/ Wholesale Banking operations 17322274900000 17322274900000
8 Retail Banking operations - Digital Banking 9736800700000 9736800700000
9 Retail Banking operations - Other Retail Banking 16815671700000 16815671700000
10 Unallocated 0 0
Total Segment Liabilities 60602558000000 60602558000000
Un-allocable Liabilities 2380541300000 2380541300000
Net Segment Liabilities 62983099300000 62983099300000
Disclosure of notes on segments 1. Segment Net Profit / (Loss) is arrived after taking effects of Transfer Pricing. 2. As per RBI Circular DOR.AUT.REC.12/22/01.001/2022-23 dated April 07, 2022, for the purpose of disclosure under Accounting Standard 17, Segment reporting, ‘Digital Banking’ has been identified as a sub- segment under the 'Retail banking Segment' .