INTEGRATED FILING — BANKING



General information about company

Scrip code 532149
NSE Symbol BANKINDIA
MSEI Symbol NOTLISTED
ISIN INE084A01016
Name of bank BANK OF INDIA
Class of security Equity
Date of start of financial year 01-Apr-2025
Date of end of financial year 31-Mar-2026
Date of board meeting when results were approved 29-Jul-2025
Date on which prior intimation of the meeting for considering financial results was informed to the exchange 21-Jul-2025
Description of presentation currency INR (in Actuals)
Reporting Type Quarterly
Reporting Quarter First quarter
Nature of report standalone or consolidated Consolidated
Whether results are audited or unaudited Unaudited
Whether results are audited or unaudited for the Year to date for current period ended/year ended
Segment Reporting Multi segment
Description of single segment
Start date and time of board meeting 29-Jul-2025   15:30:00
End date and time of board meeting 29-Jul-2025   16:15:00
Whether cash flow statement is applicable on company
Type of cash flow statement
Declaration of unmodified opinion or statement on impact of audit qualification Not applicable


Financial Results - Banking
Particulars 3 months/ 6 months ended (dd-mm-yyyy) Year to date figures for current period ended (dd-mm-yyyy)
A Date of start of reporting period 01-Apr-2025
B Date of end of reporting period 30-Jun-2025
C Whether results are audited or unaudited Unaudited Unaudited
D Nature of report standalone or consolidated Consolidated Consolidated
1 Interest earned
Interest or discount on advances or bills 128710700000 128710700000
Income on investments 46604600000 46604600000
Interest on balances with reserve bank of India and other inter bank funds 8316900000 8316900000
Others 1033900000 1033900000
Total interest earned 184666100000 184666100000
2 Other income 22110100000 22110100000
3 Total income 206776200000 206776200000
Expenses
4 Interest expenses 123208300000 123208300000
5 Operating expenses
(i) Employees cost 24200500000 24200500000
(ii) Details of other operating expenses
Description of other operating expenses
1 Other 18668200000 18668200000
Total other operating Expenses 18668200000 18668200000
Total Operating Expenses 42868700000 42868700000
6 Total expenditure excluding provisions and contingencies 166077000000 166077000000
7 Operating profit before provision and contingencies 40699200000 40699200000
8 Provisions other than tax and contingencies 11121200000 11121200000
9 Exceptional items -5188000000 -5188000000
10 Total profit (loss) from ordinary activities before tax 24390000000 24390000000
11 Provision for Tax 6750500000 6750500000
12 Net profit (loss) from ordinary activities after tax 17639500000 17639500000
13 Extraordinary items net of tax expenses 0 0
14 Net profit (loss) for the period 17639500000 17639500000
15 Share of profit (loss) of associates 665600000 665600000
16 Profit (loss) of minority interest 9500000 9500000
17 Net Profit (loss) after taxes minority interest and share of profit (loss) of associates 18295600000 18295600000
18 Details of equity share capital [Abstract]
Paid-up equity share capital 45534100000 45534100000
Face value of equity share capital 10 10
19 Reserve excluding revaluation reserves (as per balance sheet of previous accounting year)
20 Analytical ratios
(i) Percentage of share held by government of India 73.38 73.38
(ii) Capital adequacy ratio
CET 1 ratio 15.06 15.06
Additional Tier 1 ratio 0.62 0.62
(iii) (a) Earnings per share before extraordinary items
Basic earnings per share before extraordinary items 4.02 4.02
Diluted earnings per share before extraordinary items 4.02 4.02
(iii) (b) Earnings per share after extraordinary items
Basic earnings per share after extraordinary items 4.02 4.02
Diluted earnings per share after extraordinary items 4.02 4.02
(iv) NPA Ratios
Amount of gross non-performing assets 0 0
Amount of net non-performing assets 0 0
% of gross NPAs 0 0
% of net NPAs 0 0
Return on assets 0 0
21 Disclosure of notes on financial results by banks


Format for Reporting Segment wise Revenue, Results and Capital Employed along with the company results
Particulars 3 months/ 6 months ended (dd-mm-yyyy) Year to date figures for current period ended (dd-mm-yyyy)
Date of start of reporting period 01-Apr-2025
Date of end of reporting period 30-Jun-2025
Whether results are audited or unaudited Unaudited Unaudited
Nature of report standalone or consolidated Consolidated Consolidated
1 Segment Revenue (Income)
(net sale/income from each segment should be disclosed)
1 Treasury Operations 63827500000 63827500000
2 Wholesale Banking Operations 69036400000 69036400000
3 Retail Banking Operations 74676200000 74676200000
4 Unallocated 1125400000 1125400000
Total Segment Revenue 208665500000 208665500000
Less: Inter segment revenue 1889300000
Income from operations 206776200000 206776200000
2 Segment Result
Profit (+) / Loss (-) before tax and interest from each segment
1 Treasury Operations 14762900000 14762900000
2 Wholesale Banking Operations 3258500000 3258500000
3 Retail Banking Operations 14960500000 14960500000
4 Unallocated -7935800000 -7935800000
Total Profit before tax 25046100000 25046100000
i. Finance cost 0
ii. Other Unallocable Expenditure net off Unallocable income 0
Profit before tax 25046100000 25046100000
3 (Segment Asset - Segment Liabilities)
Segment Asset
1 Treasury Operations 3634467300000 3634467300000
2 Wholesale Banking Operations 3986974500000 3986974500000
3 Retail Banking Operations 2940516100000 2940516100000
4 Unallocated 241661700000 241661700000
5 Treasury Operations 3634467300000 3634467300000
6 Wholesale Banking Operations 3986974500000 3986974500000
7 Retail Banking Operations 2940516100000 2940516100000
8 Unallocated 241661700000 241661700000
Total Segment Assets 10803619600000 10803619600000
Un-allocable Assets 0 0
Net Segment Assets 10803619600000 10803619600000
4 Segment Liabilities
Segment Liabilities
1 Treasury Operations 3378387700000 3378387700000
2 Wholesale Banking Operations 3786985000000 3786985000000
3 Retail Banking Operations 2674377400000 2674377400000
4 Unallocated 154647800000 154647800000
5 Treasury Operations 3378387700000 3378387700000
6 Wholesale Banking Operations 3786985000000 3786985000000
7 Retail Banking Operations 2674377400000 2674377400000
8 Unallocated 154647800000 154647800000
Total Segment Liabilities 9994397900000 9994397900000
Un-allocable Liabilities 0 0
Net Segment Liabilities 9994397900000 9994397900000
Disclosure of notes on segments