INTEGRATED FILING — BANKING



General information about company

Scrip code 539437
NSE Symbol IDFCFIRSTB
MSEI Symbol NOTLISTED
ISIN INE092T01019
Name of bank IDFC FIRST BANK LIMITED
Class of security Equity
Date of start of financial year 01-Apr-2025
Date of end of financial year 31-Mar-2026
Date of board meeting when results were approved 26-Jul-2025
Date on which prior intimation of the meeting for considering financial results was informed to the exchange 27-Jun-2025
Description of presentation currency INR (in Actuals)
Reporting Type Quarterly
Reporting Quarter First quarter
Nature of report standalone or consolidated Consolidated
Whether results are audited or unaudited Unaudited
Whether results are audited or unaudited for the Year to date for current period ended/year ended
Segment Reporting Multi segment
Description of single segment
Start date and time of board meeting 26-Jul-2025   10:00:00
End date and time of board meeting 26-Jul-2025   14:45:00
Whether cash flow statement is applicable on company
Type of cash flow statement
Declaration of unmodified opinion or statement on impact of audit qualification Declaration of unmodified opinion


Financial Results - Banking
Particulars 3 months/ 6 months ended (dd-mm-yyyy) Year to date figures for current period ended (dd-mm-yyyy)
A Date of start of reporting period 01-Apr-2025
B Date of end of reporting period 30-Jun-2025
C Whether results are audited or unaudited Unaudited Unaudited
D Nature of report standalone or consolidated Consolidated Consolidated
1 Interest earned
Interest or discount on advances or bills 81363200000 81363200000
Income on investments 14321600000 14321600000
Interest on balances with reserve bank of India and other inter bank funds 246900000 246900000
Others 489800000 489800000
Total interest earned 96421500000 96421500000
2 Other income 22268700000 22268700000
3 Total income 118690200000 118690200000
Expenses
4 Interest expenses 47090000000 47090000000
5 Operating expenses
(i) Employees cost 17605900000 17605900000
(ii) Details of other operating expenses
Description of other operating expenses
1 Other Operating Expenses 31691600000 31691600000
Total other operating Expenses 31691600000 31691600000
Total Operating Expenses 49297500000 49297500000
6 Total expenditure excluding provisions and contingencies 96387500000 96387500000
7 Operating profit before provision and contingencies 22302700000 22302700000
8 Provisions other than tax and contingencies 16591200000 16591200000
9 Exceptional items 0 0
10 Total profit (loss) from ordinary activities before tax 5711500000 5711500000
11 Provision for Tax 1176800000 1176800000
12 Net profit (loss) from ordinary activities after tax 4534700000 4534700000
13 Extraordinary items net of tax expenses 0 0
14 Net profit (loss) for the period 4534700000 4534700000
15 Share of profit (loss) of associates 0 0
16 Profit (loss) of minority interest 0 0
17 Net Profit (loss) after taxes minority interest and share of profit (loss) of associates 4534700000 4534700000
18 Details of equity share capital [Abstract]
Paid-up equity share capital 73343300000 73343300000
Face value of equity share capital 10 10
19 Reserve excluding revaluation reserves (as per balance sheet of previous accounting year)
20 Analytical ratios
(i) Percentage of share held by government of India 0 0
(ii) Capital adequacy ratio
CET 1 ratio 0 0
Additional Tier 1 ratio 0 0
(iii) (a) Earnings per share before extraordinary items
Basic earnings per share before extraordinary items 0.62 0.62
Diluted earnings per share before extraordinary items 0.61 0.61
(iii) (b) Earnings per share after extraordinary items
Basic earnings per share after extraordinary items 0.62 0.62
Diluted earnings per share after extraordinary items 0.61 0.61
(iv) NPA Ratios
Amount of gross non-performing assets 0 0
Amount of net non-performing assets 0 0
% of gross NPAs 0 0
% of net NPAs 0 0
Return on assets 0 0
21 Disclosure of notes on financial results by banks Textual Information(1)


Text Block

Textual Information(1) Refer Consolidated Financials Results for Quarter ended June 30, 2025 uploaded on the Stock Exchange and Bank's website


Format for Reporting Segment wise Revenue, Results and Capital Employed along with the company results
Particulars 3 months/ 6 months ended (dd-mm-yyyy) Year to date figures for current period ended (dd-mm-yyyy)
Date of start of reporting period 01-Apr-2025
Date of end of reporting period 30-Jun-2025
Whether results are audited or unaudited Unaudited Unaudited
Nature of report standalone or consolidated Consolidated Consolidated
1 Segment Revenue (Income)
(net sale/income from each segment should be disclosed)
1 Treasury 73745100000 73745100000
2 Wholesale Banking 26515400000 26515400000
3 Retail Banking 127604900000 127604900000
4 Other Banking Business 2196200000 2196200000
5 Unallocated 352400000 352400000
Total Segment Revenue 230414000000 230414000000
Less: Inter segment revenue 111723800000
Income from operations 118690200000 118690200000
2 Segment Result
Profit (+) / Loss (-) before tax and interest from each segment
1 Treasury 6163900000 6163900000
2 Wholesale Banking 3196500000 3196500000
3 Retail Banking -3550000000 -3550000000
4 Other Banking Business 920000000 920000000
5 Unallocated -1018900000 -1018900000
Total Profit before tax 5711500000 5711500000
i. Finance cost 0
ii. Other Unallocable Expenditure net off Unallocable income
Profit before tax 5711500000 5711500000
3 (Segment Asset - Segment Liabilities)
Segment Asset
1 Treasury 1054261200000 1054261200000
2 Wholesale Banking 469027000000 469027000000
3 Retail Banking 2065690800000 2065690800000
4 Other Banking Business 632400000 632400000
5 Unallocated 25643100000 25643100000
6 Treasury 1054261200000 1054261200000
7 Wholesale Banking 469027000000 469027000000
8 Retail Banking 2065690800000 2065690800000
9 Other Banking Business 632400000 632400000
10 Unallocated 25643100000 25643100000
Total Segment Assets 3615254500000 3615254500000
Un-allocable Assets 0 0
Net Segment Assets 3615254500000 3615254500000
4 Segment Liabilities
Segment Liabilities
1 Treasury 361119000000 361119000000
2 Wholesale Banking 716058600000 716058600000
3 Retail Banking 2141144100000 2141144100000
4 Other Banking Business 483500000 483500000
5 Unallocated 8573500000 8573500000
6 Treasury 361119000000 361119000000
7 Wholesale Banking 716058600000 716058600000
8 Retail Banking 2141144100000 2141144100000
9 Other Banking Business 483500000 483500000
10 Unallocated 8573500000 8573500000
Total Segment Liabilities 3227378700000 3227378700000
Un-allocable Liabilities 0 0
Net Segment Liabilities 3227378700000 3227378700000
Disclosure of notes on segments Refer Consolidated Financials Results for Quarter ended June 30, 2025 uploaded on the Stock Exchange and Bank's website






Details of Impact of Audit Qualification
Whether results are audited or unaudited Unaudited
Declaration of unmodified opinion or statement on impact of audit qualification Declaration of unmodified opinion
Auditor's opinion
Declaration pursuant to Regulation 33 (3) (d) of SEBI (LODR) Regulation, 2015: The company declares that its Statutory Auditor/s have issued an Audit Report with unmodified opinion for the period on Standalone results Yes
Sr No. Audit firm's name Whether the firm holds a valid peer review certificate issued by Peer Review Board of ICAI Certificate valid upto
1 M/s Kalyaniwalla & Mistry LLP Yes 31-Jul-2027
2 M/s M P Chitale & Co Yes 31-Jul-2025