INTEGRATED FILING — BANKING



General information about company

Scrip code 539437
NSE Symbol IDFCFIRSTB
MSEI Symbol NOTLISTED
ISIN INE092T01019
Name of bank IDFC FIRST BANK LIMITED
Class of security Equity
Date of start of financial year 01-Apr-2025
Date of end of financial year 31-Mar-2026
Date of board meeting when results were approved 26-Jul-2025
Date on which prior intimation of the meeting for considering financial results was informed to the exchange 27-Jun-2025
Description of presentation currency INR (in Actuals)
Reporting Type Quarterly
Reporting Quarter First quarter
Nature of report standalone or consolidated Standalone
Whether results are audited or unaudited Unaudited
Whether results are audited or unaudited for the Year to date for current period ended/year ended
Segment Reporting Multi segment
Description of single segment
Start date and time of board meeting 26-Jul-2025   10:00:00
End date and time of board meeting 26-Jul-2025   14:45:00
Whether cash flow statement is applicable on company
Type of cash flow statement
Declaration of unmodified opinion or statement on impact of audit qualification Declaration of unmodified opinion
Whether the company has any related party?
Whether the company has entered into any Related Party transaction during the selected half year for which it wants to submit disclosure?
(I) We declare that the acceptance of fixed deposits by the bans/Non-Banking Finance Company are at the terms uniformly applicable/offered to all shareholders/public
(II) We declare that the scheduled commercial bank, as per RBI circular RBI/DBR/2015-16/19 dated March 03, 2016, has allowed additional interest of one per cent per annum, over and above the rate of interest mentioned in the schedule of interest rates on savings or a term deposits of banks staff and their exclusive associations as well as on deposits of Chairman, Chairman & Managing Director, Executive Director or such other Executives appointed for a fixed tenure.
(III) Whether the company is a high value debt listed entity according to regulation 15 (1A)?
(a) If answer to above question is Yes, whether complying with proviso to regulation 23 (9), i.e., submitting RPT disclosures on the day of results publication?
(b) If answer to above question is No, please explain the reason for not complying.
Whether the updated Related Party Transactions (RPT) Policy (in compliance with Reg. 23 of SEBI LODR) has been uploaded on the website of the Company?
Latest Date on which RPT policy is updated
Indicate Company website link for updated RPT policy of the Company
Whether statement on deviation or variation for proceeds of public issue, rights issue, preferential issue, qualified institutions placement etc. is applicable to the company for the current quarter? No
No. of times funds raised during the quarter
Whether the disclosure for the Default on Loans and Debt Securities is applicable to the entity? No
No defaults during quarter ended June30, 2025


Financial Results - Banking
Particulars 3 months/ 6 months ended (dd-mm-yyyy) Year to date figures for current period ended (dd-mm-yyyy)
A Date of start of reporting period 01-Apr-2025
B Date of end of reporting period 30-Jun-2025
C Whether results are audited or unaudited Unaudited Unaudited
D Nature of report standalone or consolidated Standalone Standalone
1 Interest earned
Interest or discount on advances or bills 81363200000 81363200000
Income on investments 14321600000 14321600000
Interest on balances with reserve bank of India and other inter bank funds 246800000 246800000
Others 489800000 489800000
Total interest earned 96421400000 96421400000
2 Other income 22268300000 22268300000
3 Total income 118689700000 118689700000
Expenses
4 Interest expenses 47090600000 47090600000
5 Operating expenses
(i) Employees cost 14956100000 14956100000
(ii) Details of other operating expenses
Description of other operating expenses
1 Other Operating Expenses 34249300000 34249300000
Total other operating Expenses 34249300000 34249300000
Total Operating Expenses 49205400000 49205400000
6 Total expenditure excluding provisions and contingencies 96296000000 96296000000
7 Operating profit before provision and contingencies 22393700000 22393700000
8 Provisions other than tax and contingencies 16591200000 16591200000
9 Exceptional items 0 0
10 Total profit (loss) from ordinary activities before tax 5802500000 5802500000
11 Provision for Tax 1176800000 1176800000
12 Net profit (loss) from ordinary activities after tax 4625700000 4625700000
13 Extraordinary items net of tax expenses 0 0
14 Net profit (loss) for the period 4625700000 4625700000
15 Share of profit (loss) of associates
16 Profit (loss) of minority interest
17 Net Profit (loss) after taxes minority interest and share of profit (loss) of associates 4625700000 4625700000
18 Details of equity share capital [Abstract]
Paid-up equity share capital 73343300000 73343300000
Face value of equity share capital 10 10
19 Reserve excluding revaluation reserves (as per balance sheet of previous accounting year)
20 Analytical ratios
(i) Percentage of share held by government of India 9.09 9.09
(ii) Capital adequacy ratio
CET 1 ratio 12.64 12.64
Additional Tier 1 ratio 0 0
(iii) (a) Earnings per share before extraordinary items
Basic earnings per share before extraordinary items 0.63 0.63
Diluted earnings per share before extraordinary items 0.63 0.63
(iii) (b) Earnings per share after extraordinary items
Basic earnings per share after extraordinary items 0.63 0.63
Diluted earnings per share after extraordinary items 0.63 0.63
(iv) NPA Ratios
Amount of gross non-performing assets 48674600000 48674600000
Amount of net non-performing assets 13460700000 13460700000
% of gross NPAs 1.97 1.97
% of net NPAs 0.55 0.55
Return on assets 0.53 0.53
21 Disclosure of notes on financial results by banks Textual Information(1)


Text Block

Textual Information(1) Refer Standalone Financials Results for Quarter ended June 30, 2025 uploaded on the Stock Exchange and the Bank's website.


Format for Reporting Segment wise Revenue, Results and Capital Employed along with the company results
Particulars 3 months/ 6 months ended (dd-mm-yyyy) Year to date figures for current period ended (dd-mm-yyyy)
Date of start of reporting period 01-Apr-2025
Date of end of reporting period 30-Jun-2025
Whether results are audited or unaudited Unaudited Unaudited
Nature of report standalone or consolidated Standalone Standalone
1 Segment Revenue (Income)
(net sale/income from each segment should be disclosed)
1 Treasury 73745100000 73745100000
2 Wholesale Banking 26515400000 26515400000
3 Retail Banking 127604400000 127604400000
4 Other Banking Business 2196200000 2196200000
5 Unallocated 352400000 352400000
Total Segment Revenue 230413500000 230413500000
Less: Inter segment revenue 111723800000
Income from operations 118689700000 118689700000
2 Segment Result
Profit (+) / Loss (-) before tax and interest from each segment
1 Treasury 6163900000 6163900000
2 Wholesale Banking 3196500000 3196500000
3 Retail Banking -3459000000 -3459000000
4 Other Banking Business 920000000 920000000
5 Unallocated -1018900000 -1018900000
Total Profit before tax 5802500000 5802500000
i. Finance cost 0
ii. Other Unallocable Expenditure net off Unallocable income 0
Profit before tax 5802500000 5802500000
3 (Segment Asset - Segment Liabilities)
Segment Asset
1 Treasury 1056364000000 1056364000000
2 Wholesale Banking 469027000000 469027000000
3 Retail Banking 2063169400000 2063169400000
4 Other Banking Business 632400000 632400000
5 Unallocated 25047200000 25047200000
6 Treasury 1056364000000 1056364000000
7 Wholesale Banking 469027000000 469027000000
8 Retail Banking 2063169400000 2063169400000
9 Other Banking Business 632400000 632400000
10 Unallocated 25047200000 25047200000
Total Segment Assets 3614240000000 3614240000000
Un-allocable Assets 0 0
Net Segment Assets 3614240000000 3614240000000
4 Segment Liabilities
Segment Liabilities
1 Treasury 361119000000 361119000000
2 Wholesale Banking 716058600000 716058600000
3 Retail Banking 2140816400000 2140816400000
4 Other Banking Business 483500000 483500000
5 Unallocated 8573500000 8573500000
6 Treasury 361119000000 361119000000
7 Wholesale Banking 716058600000 716058600000
8 Retail Banking 2140816400000 2140816400000
9 Other Banking Business 483500000 483500000
10 Unallocated 8573500000 8573500000
Total Segment Liabilities 3227051000000 3227051000000
Un-allocable Liabilities 0 0
Net Segment Liabilities 3227051000000 3227051000000
Disclosure of notes on segments Refer Standalone Financials Results for Quarter ended June 30, 2025 uploaded on the Stock Exchange and Bank's website.






Details of Impact of Audit Qualification
Whether results are audited or unaudited Unaudited
Declaration of unmodified opinion or statement on impact of audit qualification Declaration of unmodified opinion
Auditor's opinion
Declaration pursuant to Regulation 33 (3) (d) of SEBI (LODR) Regulation, 2015: The company declares that its Statutory Auditor/s have issued an Audit Report with unmodified opinion for the period on Standalone results Yes
Sr No. Audit firm's name Whether the firm holds a valid peer review certificate issued by Peer Review Board of ICAI Certificate valid upto
1 M/s Kalyaniwalla & Mistry LLP Yes 31-Jul-2027
2 M/s M P Chitale & Co Yes 31-Jul-2025