INTEGRATED FILING — BANKING



General information about company

Scrip code 532814
NSE Symbol INDIANB
MSEI Symbol NOTLISTED
ISIN INE562A01011
Name of bank Indian Bank
Class of security Equity
Date of start of financial year 01-Apr-2025
Date of end of financial year 31-Mar-2026
Date of board meeting when results were approved 24-Jul-2025
Date on which prior intimation of the meeting for considering financial results was informed to the exchange 15-Jul-2025
Description of presentation currency INR (in Actuals)
Reporting Type Quarterly
Reporting Quarter First quarter
Nature of report standalone or consolidated Consolidated
Whether results are audited or unaudited Unaudited
Whether results are audited or unaudited for the Year to date for current period ended/year ended
Segment Reporting Multi segment
Description of single segment
Start date and time of board meeting 24-Jul-2025   12:30:00
End date and time of board meeting 24-Jul-2025   13:05:00
Whether cash flow statement is applicable on company
Type of cash flow statement
Declaration of unmodified opinion or statement on impact of audit qualification Not applicable


Financial Results - Banking
Particulars 3 months/ 6 months ended (dd-mm-yyyy) Year to date figures for current period ended (dd-mm-yyyy)
A Date of start of reporting period 01-Apr-2025
B Date of end of reporting period 30-Jun-2025
C Whether results are audited or unaudited Unaudited Unaudited
D Nature of report standalone or consolidated Consolidated Consolidated
1 Interest earned
Interest or discount on advances or bills 117378000000 117378000000
Income on investments 39459600000 39459600000
Interest on balances with reserve bank of India and other inter bank funds 3946400000 3946400000
Others 2067000000 2067000000
Total interest earned 162851000000 162851000000
2 Other income 26205000000 26205000000
3 Total income 189056000000 189056000000
Expenses
4 Interest expenses 99240900000 99240900000
5 Operating expenses
(i) Employees cost 26447000000 26447000000
(ii) Details of other operating expenses
Description of other operating expenses
1 Other Operating Expenses 15444300000 15444300000
Total other operating Expenses 15444300000 15444300000
Total Operating Expenses 41891300000 41891300000
6 Total expenditure excluding provisions and contingencies 141132200000 141132200000
7 Operating profit before provision and contingencies 47923800000 47923800000
8 Provisions other than tax and contingencies 6910200000 6910200000
9 Exceptional items -7665900000 -7665900000
10 Total profit (loss) from ordinary activities before tax 33347700000 33347700000
11 Provision for Tax 11162600000 11162600000
12 Net profit (loss) from ordinary activities after tax 22185100000 22185100000
13 Extraordinary items net of tax expenses 0 0
14 Net profit (loss) for the period 22185100000 22185100000
15 Share of profit (loss) of associates 585700000 585700000
16 Profit (loss) of minority interest 7100000 7100000
17 Net Profit (loss) after taxes minority interest and share of profit (loss) of associates 22763700000 22763700000
18 Details of equity share capital [Abstract]
Paid-up equity share capital 13469600000 13469600000
Face value of equity share capital 10 10
19 Reserve excluding revaluation reserves (as per balance sheet of previous accounting year)
20 Analytical ratios
(i) Percentage of share held by government of India 73.84 73.84
(ii) Capital adequacy ratio
CET 1 ratio 15.46 15.46
Additional Tier 1 ratio 0.48 0.48
(iii) (a) Earnings per share before extraordinary items
Basic earnings per share before extraordinary items 16.9 16.9
Diluted earnings per share before extraordinary items 16.9 16.9
(iii) (b) Earnings per share after extraordinary items
Basic earnings per share after extraordinary items 16.9 16.9
Diluted earnings per share after extraordinary items 16.9 16.9
(iv) NPA Ratios
Amount of gross non-performing assets 180668800000 180668800000
Amount of net non-performing assets 10355600000 10355600000
% of gross NPAs 3.01 3.01
% of net NPAs 0.18 0.18
Return on assets 1.03 1.03
21 Disclosure of notes on financial results by banks Textual Information(1)


Text Block

Textual Information(1) Figures of previous periods have been regrouped/ reclassified wherever considered necessary to conform to current period classification. Please refer to the Notes in the PDF filed with Results on Stock Exchanges


Format for Reporting Segment wise Revenue, Results and Capital Employed along with the company results
Particulars 3 months/ 6 months ended (dd-mm-yyyy) Year to date figures for current period ended (dd-mm-yyyy)
Date of start of reporting period 01-Apr-2025
Date of end of reporting period 30-Jun-2025
Whether results are audited or unaudited Unaudited Unaudited
Nature of report standalone or consolidated Consolidated Consolidated
1 Segment Revenue (Income)
(net sale/income from each segment should be disclosed)
1 Treasury Operations 47440800000 47440800000
2 Corporate / Wholesale Banking 59404900000 59404900000
3 Retail Banking 78376900000 78376900000
4 Other banking Operations 3833400000 3833400000
Total Segment Revenue 189056000000 189056000000
Less: Inter segment revenue 0
Income from operations 189056000000 189056000000
2 Segment Result
Profit (+) / Loss (-) before tax and interest from each segment
1 Treasury Operations 17181200000 17181200000
2 Corporate / Wholesale Banking 12624800000 12624800000
3 Retail Banking 16289700000 16289700000
4 Other banking Operations 1828100000 1828100000
Total Profit before tax 47923800000 47923800000
i. Finance cost 0
ii. Other Unallocable Expenditure net off Unallocable income 13997500000
Profit before tax 33926300000 33926300000
3 (Segment Asset - Segment Liabilities)
Segment Asset
1 Treasury Operations 2652882300000 2652882300000
2 Corporate / Wholesale Banking 2716170300000 2716170300000
3 Retail Banking 3534730600000 3534730600000
4 Other banking Operations 28264500000 28264500000
5 Treasury Operations 2652882300000 2652882300000
6 Corporate / Wholesale Banking 2716170300000 2716170300000
7 Retail Banking 3534730600000 3534730600000
8 Other banking Operations 28264500000 28264500000
Total Segment Assets 8932047700000 8932047700000
Un-allocable Assets 51366800000 51366800000
Net Segment Assets 8983414500000 8983414500000
4 Segment Liabilities
Segment Liabilities
1 Treasury Operations 2437589700000 2437589700000
2 Corporate / Wholesale Banking 2495741700000 2495741700000
3 Retail Banking 3247872400000 3247872400000
4 Other banking Operations 13314600000 13314600000
5 Treasury Operations 2437589700000 2437589700000
6 Corporate / Wholesale Banking 2495741700000 2495741700000
7 Retail Banking 3247872400000 3247872400000
8 Other banking Operations 13314600000 13314600000
Total Segment Liabilities 8194518400000 8194518400000
Un-allocable Liabilities 788896100000 788896100000
Net Segment Liabilities 8983414500000 8983414500000
Disclosure of notes on segments 1. Segment Revenue and expenses have been apportioned on the basis of Segment assets, wherever direct allocation is not possible. 2. Figures of the previous period have been regrouped/reclassified wherever considered necessary to conform to current period classification. 3. As per RBI Circular DOR . AUT.REC.12/22.01.001/2022-23 daled April 07, 2022 on 'Establishment of Digital Banking Units (DBUs)', for the purpose of disclosure under Accounting Standard 17 -’Segment reporting',’Digital Banking’ has been identified as a sub-segment under Retail Banking by Reserve Bank of India (RBI).The Bank has 3 DBUs. The ’Digital Banking' segment information disclosed pertains to the said DBUs.