INTEGRATED FILING — BANKING



General information about company

Scrip code 532483
NSE Symbol CANBK
MSEI Symbol NOTLISTED
ISIN INE476A01022
Name of bank CANARA BANK
Class of security Equity
Date of start of financial year 01-Apr-2025
Date of end of financial year 31-Mar-2026
Date of board meeting when results were approved 24-Jul-2025
Date on which prior intimation of the meeting for considering financial results was informed to the exchange 15-Jul-2025
Description of presentation currency INR (in Actuals)
Reporting Type Quarterly
Reporting Quarter First quarter
Nature of report standalone or consolidated Standalone
Whether results are audited or unaudited Unaudited
Whether results are audited or unaudited for the Year to date for current period ended/year ended
Segment Reporting Multi segment
Description of single segment
Start date and time of board meeting 24-Jul-2025   11:00:00
End date and time of board meeting 24-Jul-2025   13:10:00
Whether cash flow statement is applicable on company
Type of cash flow statement
Declaration of unmodified opinion or statement on impact of audit qualification Not applicable
Whether the company has any related party?
Whether the company has entered into any Related Party transaction during the selected half year for which it wants to submit disclosure?
(I) We declare that the acceptance of fixed deposits by the bans/Non-Banking Finance Company are at the terms uniformly applicable/offered to all shareholders/public
(II) We declare that the scheduled commercial bank, as per RBI circular RBI/DBR/2015-16/19 dated March 03, 2016, has allowed additional interest of one per cent per annum, over and above the rate of interest mentioned in the schedule of interest rates on savings or a term deposits of banks staff and their exclusive associations as well as on deposits of Chairman, Chairman & Managing Director, Executive Director or such other Executives appointed for a fixed tenure.
(III) Whether the company is a high value debt listed entity according to regulation 15 (1A)?
(a) If answer to above question is Yes, whether complying with proviso to regulation 23 (9), i.e., submitting RPT disclosures on the day of results publication?
(b) If answer to above question is No, please explain the reason for not complying.
Whether the updated Related Party Transactions (RPT) Policy (in compliance with Reg. 23 of SEBI LODR) has been uploaded on the website of the Company?
Latest Date on which RPT policy is updated
Indicate Company website link for updated RPT policy of the Company
Whether statement on deviation or variation for proceeds of public issue, rights issue, preferential issue, qualified institutions placement etc. is applicable to the company for the current quarter? No
No. of times funds raised during the quarter
Whether the disclosure for the Default on Loans and Debt Securities is applicable to the entity? Yes


Financial Results - Banking
Particulars 3 months/ 6 months ended (dd-mm-yyyy) Year to date figures for current period ended (dd-mm-yyyy)
A Date of start of reporting period 01-Apr-2025
B Date of end of reporting period 30-Jun-2025
C Whether results are audited or unaudited Unaudited Unaudited
D Nature of report standalone or consolidated Standalone Standalone
1 Interest earned
Interest or discount on advances or bills 226183200000 226183200000
Income on investments 61931900000 61931900000
Interest on balances with reserve bank of India and other inter bank funds 14699700000 14699700000
Others 7213500000 7213500000
Total interest earned 310028300000 310028300000
2 Other income 70604800000 70604800000
3 Total income 380633100000 380633100000
Expenses
4 Interest expenses 219940700000 219940700000
5 Operating expenses
(i) Employees cost 47955400000 47955400000
(ii) Details of other operating expenses
Description of other operating expenses
1 Other Operating Expenses 27201100000 27201100000
Total other operating Expenses 27201100000 27201100000
Total Operating Expenses 75156500000 75156500000
6 Total expenditure excluding provisions and contingencies 295097200000 295097200000
7 Operating profit before provision and contingencies 85535900000 85535900000
8 Provisions other than tax and contingencies 23515600000 23515600000
9 Exceptional items 0 0
10 Total profit (loss) from ordinary activities before tax 62020300000 62020300000
11 Provision for Tax 14500000000 14500000000
12 Net profit (loss) from ordinary activities after tax 47520300000 47520300000
13 Extraordinary items net of tax expenses 0 0
14 Net profit (loss) for the period 47520300000 47520300000
15 Share of profit (loss) of associates
16 Profit (loss) of minority interest
17 Net Profit (loss) after taxes minority interest and share of profit (loss) of associates 47520300000 47520300000
18 Details of equity share capital [Abstract]
Paid-up equity share capital 18141300000 18141300000
Face value of equity share capital 2 2
19 Reserve excluding revaluation reserves (as per balance sheet of previous accounting year)
20 Analytical ratios
(i) Percentage of share held by government of India 62.93 62.93
(ii) Capital adequacy ratio
CET 1 ratio 12.29 12.29
Additional Tier 1 ratio 2.29 2.29
(iii) (a) Earnings per share before extraordinary items
Basic earnings per share before extraordinary items 5.24 5.24
Diluted earnings per share before extraordinary items 5.24 5.24
(iii) (b) Earnings per share after extraordinary items
Basic earnings per share after extraordinary items 5.24 5.24
Diluted earnings per share after extraordinary items 5.24 5.24
(iv) NPA Ratios
Amount of gross non-performing assets 295184300000 295184300000
Amount of net non-performing assets 67652400000 67652400000
% of gross NPAs 2.69 2.69
% of net NPAs 0.63 0.63
Return on assets 1.14 1.14
21 Disclosure of notes on financial results by banks


Format for Reporting Segment wise Revenue, Results and Capital Employed along with the company results
Particulars 3 months/ 6 months ended (dd-mm-yyyy) Year to date figures for current period ended (dd-mm-yyyy)
Date of start of reporting period 01-Apr-2025
Date of end of reporting period 30-Jun-2025
Whether results are audited or unaudited Unaudited Unaudited
Nature of report standalone or consolidated Standalone Standalone
1 Segment Revenue (Income)
(net sale/income from each segment should be disclosed)
1 Treasury Operations 79507800000 79507800000
2 Retail banking Operations 175614400000 175614400000
3 Wholesale banking Operations 125510900000 125510900000
4 Life Insurance Operations 0 0
5 Other banking Operations 0 0
6 Unallocated 0 0
Total Segment Revenue 380633100000 380633100000
Less: Inter segment revenue
Income from operations 380633100000 380633100000
2 Segment Result
Profit (+) / Loss (-) before tax and interest from each segment
1 Treasury Operations 21731100000 21731100000
2 Retail banking Operations 46065000000 46065000000
3 Wholesale banking Operations -5775800000 -5775800000
4 Life Insurance Operations 0 0
5 Other banking Operations 0 0
6 Unallocated 0 0
Total Profit before tax 62020300000 62020300000
i. Finance cost
ii. Other Unallocable Expenditure net off Unallocable income
Profit before tax 62020300000 62020300000
3 (Segment Asset - Segment Liabilities)
Segment Asset
1 Treasury Operations 4751882600000 4751882600000
2 Retail banking Operations 6142139600000 6142139600000
3 Wholesale banking Operations 5689801600000 5689801600000
4 Life Insurance Operations 0 0
5 Other banking Operations 0 0
6 Unallocated 692510200000 692510200000
7 Treasury Operations 4751882600000 4751882600000
8 Retail banking Operations 6142139600000 6142139600000
9 Wholesale banking Operations 5689801600000 5689801600000
10 Life Insurance Operations 0 0
11 Other banking Operations 0 0
12 Unallocated 692510200000 692510200000
Total Segment Assets 17276334000000 17276334000000
Un-allocable Assets 0 0
Net Segment Assets 17276334000000 17276334000000
4 Segment Liabilities
Segment Liabilities
1 Treasury Operations 4337703200000 4337703200000
2 Retail banking Operations 5960882800000 5960882800000
3 Wholesale banking Operations 5570363200000 5570363200000
4 Life Insurance Operations 0 0
5 Other banking Operations 0 0
6 Unallocated 362837200000 362837200000
7 Treasury Operations 4337703200000 4337703200000
8 Retail banking Operations 5960882800000 5960882800000
9 Wholesale banking Operations 5570363200000 5570363200000
10 Life Insurance Operations 0 0
11 Other banking Operations 0 0
12 Unallocated 362837200000 362837200000
Total Segment Liabilities 16231786400000 16231786400000
Un-allocable Liabilities 0 0
Net Segment Liabilities 16231786400000 16231786400000
Disclosure of notes on segments






Format for Disclosing Outstanding Default on Loans and Debt Securities
Sr. No. Particulars Amount Remarks
1. Loans / revolving facilities like cash credit from banks / financial institutions
A Total amount outstanding as on date 0
B Of the total amount outstanding, amount of default as on date 0
2. Unlisted debt securities i.e. NCDs and NCRPS
A Total amount outstanding as on date 0
B Of the total amount outstanding, amount of default as on date 0
3. Total financial indebtedness of the listed entity including short-term and long-term debt 173116647400000