INTEGRATED FILING — BANKING



General information about company

Scrip code 500116
NSE Symbol IDBI
MSEI Symbol NOTLISTED
ISIN INE008A01015
Name of bank IDBI Bank Limited
Class of security Equity
Date of start of financial year 01-Apr-2025
Date of end of financial year 31-Mar-2026
Date of board meeting when results were approved 21-Jul-2025
Date on which prior intimation of the meeting for considering financial results was informed to the exchange 15-Jul-2025
Description of presentation currency INR (in Actuals)
Reporting Type Quarterly
Reporting Quarter First quarter
Nature of report standalone or consolidated Consolidated
Whether results are audited or unaudited Unaudited
Whether results are audited or unaudited for the Year to date for current period ended/year ended
Segment Reporting Multi segment
Description of single segment
Start date and time of board meeting 21-Jul-2025   11:45:00
End date and time of board meeting 21-Jul-2025   14:10:00
Whether cash flow statement is applicable on company
Type of cash flow statement
Declaration of unmodified opinion or statement on impact of audit qualification Not applicable


Financial Results - Banking
Particulars 3 months/ 6 months ended (dd-mm-yyyy) Year to date figures for current period ended (dd-mm-yyyy)
A Date of start of reporting period 01-Apr-2025
B Date of end of reporting period 30-Jun-2025
C Whether results are audited or unaudited Unaudited Unaudited
D Nature of report standalone or consolidated Consolidated Consolidated
1 Interest earned
Interest or discount on advances or bills 47711600000 47711600000
Income on investments 20377000000 20377000000
Interest on balances with reserve bank of India and other inter bank funds 1879600000 1879600000
Others 298000000 298000000
Total interest earned 70266200000 70266200000
2 Other income 14719100000 14719100000
3 Total income 84985300000 84985300000
Expenses
4 Interest expenses 38513000000 38513000000
5 Operating expenses
(i) Employees cost 11378600000 11378600000
(ii) Details of other operating expenses
Description of other operating expenses
1 Other Operating Expenses 11316300000 11316300000
Total other operating Expenses 11316300000 11316300000
Total Operating Expenses 22694900000 22694900000
6 Total expenditure excluding provisions and contingencies 61207900000 61207900000
7 Operating profit before provision and contingencies 23777400000 23777400000
8 Provisions other than tax and contingencies -1788500000 -1788500000
9 Exceptional items 0 0
10 Total profit (loss) from ordinary activities before tax 25565900000 25565900000
11 Provision for Tax 5327200000 5327200000
12 Net profit (loss) from ordinary activities after tax 20238700000 20238700000
13 Extraordinary items net of tax expenses 0 0
14 Net profit (loss) for the period 20238700000 20238700000
15 Share of profit (loss) of associates 0 0
16 Profit (loss) of minority interest 46900000 46900000
17 Net Profit (loss) after taxes minority interest and share of profit (loss) of associates 20191800000 20191800000
18 Details of equity share capital [Abstract]
Paid-up equity share capital 107524000000 107524000000
Face value of equity share capital 10 10
19 Reserve excluding revaluation reserves (as per balance sheet of previous accounting year)
20 Analytical ratios
(i) Percentage of share held by government of India 45.48 45.48
(ii) Capital adequacy ratio
CET 1 ratio 23.87 23.87
Additional Tier 1 ratio 0 0
(iii) (a) Earnings per share before extraordinary items
Basic earnings per share before extraordinary items 1.88 1.88
Diluted earnings per share before extraordinary items 1.88 1.88
(iii) (b) Earnings per share after extraordinary items
Basic earnings per share after extraordinary items 1.88 1.88
Diluted earnings per share after extraordinary items 1.88 1.88
(iv) NPA Ratios
Amount of gross non-performing assets 63846100000 63846100000
Amount of net non-performing assets 4474100000 4474100000
% of gross NPAs 2.93 2.93
% of net NPAs 0.21 0.21
Return on assets 2.01 2.01
21 Disclosure of notes on financial results by banks


Format for Reporting Segment wise Revenue, Results and Capital Employed along with the company results
Particulars 3 months/ 6 months ended (dd-mm-yyyy) Year to date figures for current period ended (dd-mm-yyyy)
Date of start of reporting period 01-Apr-2025
Date of end of reporting period 30-Jun-2025
Whether results are audited or unaudited Unaudited Unaudited
Nature of report standalone or consolidated Consolidated Consolidated
1 Segment Revenue (Income)
(net sale/income from each segment should be disclosed)
1 Corporate/Wholesale Banking 21844800000 21844800000
2 Retail Banking 84155700000 84155700000
3 Treasury 39627200000 39627200000
4 Other banking operations 821600000 821600000
Total Segment Revenue 146449300000 146449300000
Less: Inter segment revenue 61464000000
Income from operations 84985300000 84985300000
2 Segment Result
Profit (+) / Loss (-) before tax and interest from each segment
1 Corporate/Wholesale Banking 9867300000 9867300000
2 Retail Banking 5685600000 5685600000
3 Treasury 9920000000 9920000000
4 Other banking operations 46100000 46100000
Total Profit before tax 25519000000 25519000000
i. Finance cost 5327200000
ii. Other Unallocable Expenditure net off Unallocable income 0
Profit before tax 20191800000 20191800000
3 (Segment Asset - Segment Liabilities)
Segment Asset
1 Corporate/Wholesale Banking 637432800000 637432800000
2 Retail Banking 1619867800000 1619867800000
3 Treasury 1714461700000 1714461700000
4 Other banking operations 8145800000 8145800000
5 Corporate/Wholesale Banking 637432800000 637432800000
6 Retail Banking 1619867800000 1619867800000
7 Treasury 1714461700000 1714461700000
8 Other banking operations 8145800000 8145800000
Total Segment Assets 3979908100000 3979908100000
Un-allocable Assets 63938600000 63938600000
Net Segment Assets 4043846700000 4043846700000
4 Segment Liabilities
Segment Liabilities
1 Corporate/Wholesale Banking 381905500000 381905500000
2 Retail Banking 2723380500000 2723380500000
3 Treasury 298123400000 298123400000
4 Other banking operations 3470500000 3470500000
5 Corporate/Wholesale Banking 381905500000 381905500000
6 Retail Banking 2723380500000 2723380500000
7 Treasury 298123400000 298123400000
8 Other banking operations 3470500000 3470500000
Total Segment Liabilities 3406879900000 3406879900000
Un-allocable Liabilities 0 0
Net Segment Liabilities 3406879900000 3406879900000
Disclosure of notes on segments Notes on Segment Reporting: 1) As per extant RBI guidelines and in compliance with the applicable Accounting Standard (AS) - 17, 'Segment Reporting', reportable segments are identified as Treasury, Corporate/Wholesale Banking, Retail Banking and other Banking operations. 2) These segments have been identified in line with the said Accounting Standard (AS) after considering the nature and risk profile of the products and services, the target customer profile, the organization structure and the internal reporting system of the Bank. 3) In determining 'Segment Results', the funds transfer price mechanism adopted by the Bank has been used. 4) Results, Revenue and Capital Employed of International Operations through GIFT City are included in Corporate/Wholesale Banking segment. 5) As per RBI circular dated April 7, 2022 , Digital Banking to be reported as part of Retail Banking. Digital Banking Units are not yet operational in IDB1 Bank Ltd. 6) Previous period's figures have been regrouped/ reclassified, wherever necessary to make them comparable with current period.