INTEGRATED FILING — BANKING



General information about company

Scrip code 500180
NSE Symbol HDFCBANK
MSEI Symbol NOTLISTED
ISIN INE040A01034
Name of bank HDFC Bank Limited
Class of security Equity
Date of start of financial year 01-Apr-2025
Date of end of financial year 31-Mar-2026
Date of board meeting when results were approved 19-Jul-2025
Date on which prior intimation of the meeting for considering financial results was informed to the exchange 23-Jun-2025
Description of presentation currency INR (in Actuals)
Reporting Type Quarterly
Reporting Quarter First quarter
Nature of report standalone or consolidated Consolidated
Whether results are audited or unaudited Unaudited
Whether results are audited or unaudited for the Year to date for current period ended/year ended
Segment Reporting Multi segment
Description of single segment
Start date and time of board meeting 19-Jul-2025   11:00:00
End date and time of board meeting 19-Jul-2025   14:00:00
Whether cash flow statement is applicable on company
Type of cash flow statement
Declaration of unmodified opinion or statement on impact of audit qualification Declaration of unmodified opinion


Financial Results - Banking
Particulars 3 months/ 6 months ended (dd-mm-yyyy) Year to date figures for current period ended (dd-mm-yyyy)
A Date of start of reporting period 01-Apr-2025
B Date of end of reporting period 30-Jun-2025
C Whether results are audited or unaudited Unaudited Unaudited
D Nature of report standalone or consolidated Consolidated Consolidated
1 Interest earned
Interest or discount on advances or bills 641479100000 641479100000
Income on investments 208171700000 208171700000
Interest on balances with reserve bank of India and other inter bank funds 8264400000 8264400000
Others 15803500000 15803500000
Total interest earned 873718700000 873718700000
2 Other income 456831000000 456831000000
3 Total income 1330549700000 1330549700000
Expenses
4 Interest expenses 477085100000 477085100000
5 Operating expenses
(i) Employees cost 88974600000 88974600000
(ii) Details of other operating expenses
Description of other operating expenses
1 Claims and benefits paid and other expenses pertaining to insurance business 280729200000 280729200000
2 Other operating expenses 122126200000 122126200000
Total other operating Expenses 402855400000 402855400000
Total Operating Expenses 491830000000 491830000000
6 Total expenditure excluding provisions and contingencies 968915100000 968915100000
7 Operating profit before provision and contingencies 361634600000 361634600000
8 Provisions other than tax and contingencies 153136300000 153136300000
9 Exceptional items 0 0
10 Total profit (loss) from ordinary activities before tax 208498300000 208498300000
11 Provision for Tax 37594000000 37594000000
12 Net profit (loss) from ordinary activities after tax 170904300000 170904300000
13 Extraordinary items net of tax expenses 0 0
14 Net profit (loss) for the period 170904300000 170904300000
15 Share of profit (loss) of associates 0 0
16 Profit (loss) of minority interest 8325200000 8325200000
17 Net Profit (loss) after taxes minority interest and share of profit (loss) of associates 162579100000 162579100000
18 Details of equity share capital [Abstract]
Paid-up equity share capital 7667900000 7667900000
Face value of equity share capital 1 1
19 Reserve excluding revaluation reserves (as per balance sheet of previous accounting year)
20 Analytical ratios
(i) Percentage of share held by government of India 0 0
(ii) Capital adequacy ratio
CET 1 ratio 0 0
Additional Tier 1 ratio 0 0
(iii) (a) Earnings per share before extraordinary items
Basic earnings per share before extraordinary items 21.23 21.23
Diluted earnings per share before extraordinary items 21.12 21.12
(iii) (b) Earnings per share after extraordinary items
Basic earnings per share after extraordinary items 21.23 21.23
Diluted earnings per share after extraordinary items 21.12 21.12
(iv) NPA Ratios
Amount of gross non-performing assets 0 0
Amount of net non-performing assets 0 0
% of gross NPAs 0 0
% of net NPAs 0 0
Return on assets 0 0
21 Disclosure of notes on financial results by banks


Format for Reporting Segment wise Revenue, Results and Capital Employed along with the company results
Particulars 3 months/ 6 months ended (dd-mm-yyyy) Year to date figures for current period ended (dd-mm-yyyy)
Date of start of reporting period 01-Apr-2025
Date of end of reporting period 30-Jun-2025
Whether results are audited or unaudited Unaudited Unaudited
Nature of report standalone or consolidated Consolidated Consolidated
1 Segment Revenue (Income)
(net sale/income from each segment should be disclosed)
1 Treasury 261042100000 261042100000
2 Retail Banking 751911800000 751911800000
3 Wholesale Banking 447902200000 447902200000
4 Other Banking Operations 86936400000 86936400000
5 Insurance Business 316192400000 316192400000
6 Others 44148300000 44148300000
Total Segment Revenue 1908133200000 1908133200000
Less: Inter segment revenue 577583500000
Income from operations 1330549700000 1330549700000
2 Segment Result
Profit (+) / Loss (-) before tax and interest from each segment
1 Treasury 105977300000 105977300000
2 Retail Banking 33817000000 33817000000
3 Wholesale Banking 36983900000 36983900000
4 Other Banking Operations 20167600000 20167600000
5 Insurance Business 16449200000 16449200000
6 Others 917100000 917100000
Total Profit before tax 214312100000 214312100000
i. Finance cost 0
ii. Other Unallocable Expenditure net off Unallocable income 5813800000
Profit before tax 208498300000 208498300000
3 (Segment Asset - Segment Liabilities)
Segment Asset
1 Treasury 10243447300000 10243447300000
2 Retail Banking 15281356000000 15281356000000
3 Wholesale Banking 12691398200000 12691398200000
4 Other Banking Operations 1108548800000 1108548800000
5 Insurance Business 3901230700000 3901230700000
6 Others 1118483100000 1118483100000
7 Treasury 10243447300000 10243447300000
8 Retail Banking 15281356000000 15281356000000
9 Wholesale Banking 12691398200000 12691398200000
10 Other Banking Operations 1108548800000 1108548800000
11 Insurance Business 3901230700000 3901230700000
12 Others 1118483100000 1118483100000
Total Segment Assets 44344464100000 44344464100000
Un-allocable Assets 216016300000 216016300000
Net Segment Assets 44560480400000 44560480400000
4 Segment Liabilities
Segment Liabilities
1 Treasury 840256400000 840256400000
2 Retail Banking 23226445700000 23226445700000
3 Wholesale Banking 9660713100000 9660713100000
4 Other Banking Operations 92539900000 92539900000
5 Insurance Business 3747127500000 3747127500000
6 Others 867510700000 867510700000
7 Treasury 840256400000 840256400000
8 Retail Banking 23226445700000 23226445700000
9 Wholesale Banking 9660713100000 9660713100000
10 Other Banking Operations 92539900000 92539900000
11 Insurance Business 3747127500000 3747127500000
12 Others 867510700000 867510700000
Total Segment Liabilities 38434593300000 38434593300000
Un-allocable Liabilities 6125887100000 6125887100000
Net Segment Liabilities 44560480400000 44560480400000
Disclosure of notes on segments Capital, Employees stock options outstanding, Reserves and Minority interest as on June 30, 2025 was Rs. 563147.7 crore. As the format does not have the particular category, it has been clubbed under Un-allocable Liabilities.






Details of Impact of Audit Qualification
Whether results are audited or unaudited Unaudited
Declaration of unmodified opinion or statement on impact of audit qualification Declaration of unmodified opinion
Auditor's opinion
Declaration pursuant to Regulation 33 (3) (d) of SEBI (LODR) Regulation, 2015: The company declares that its Statutory Auditor/s have issued an Audit Report with unmodified opinion for the period on Standalone results Yes
Sr No. Audit firm's name Whether the firm holds a valid peer review certificate issued by Peer Review Board of ICAI Certificate valid upto
1 Price Waterhouse LLP Yes 31-Jan-2027
2 Batliboi & Purohit Yes 30-Apr-2028