INTEGRATED FILING — BANKING



General information about company

Scrip code 532477
NSE Symbol UNIONBANK
MSEI Symbol NOTLISTED
ISIN INE692A01016
Name of bank Union Bank of India
Class of security Equity
Date of start of financial year 01-Apr-2025
Date of end of financial year 31-Mar-2026
Date of board meeting when results were approved 19-Jul-2025
Date on which prior intimation of the meeting for considering financial results was informed to the exchange 16-Jul-2025
Description of presentation currency INR (in Actuals)
Reporting Type Quarterly
Reporting Quarter First quarter
Nature of report standalone or consolidated Consolidated
Whether results are audited or unaudited Unaudited
Whether results are audited or unaudited for the Year to date for current period ended/year ended
Segment Reporting Multi segment
Description of single segment
Start date and time of board meeting 19-Jul-2025   11:00:00
End date and time of board meeting 19-Jul-2025   13:15:00
Whether cash flow statement is applicable on company
Type of cash flow statement
Declaration of unmodified opinion or statement on impact of audit qualification Declaration of unmodified opinion


Financial Results - Banking
Particulars 3 months/ 6 months ended (dd-mm-yyyy) Year to date figures for current period ended (dd-mm-yyyy)
A Date of start of reporting period 01-Apr-2025
B Date of end of reporting period 30-Jun-2025
C Whether results are audited or unaudited Unaudited Unaudited
D Nature of report standalone or consolidated Consolidated Consolidated
1 Interest earned
Interest or discount on advances or bills 201438700000 201438700000
Income on investments 59447100000 59447100000
Interest on balances with reserve bank of India and other inter bank funds 12961900000 12961900000
Others 901600000 901600000
Total interest earned 274749300000 274749300000
2 Other income 48690000000 48690000000
3 Total income 323439300000 323439300000
Expenses
4 Interest expenses 182310900000 182310900000
5 Operating expenses
(i) Employees cost 40319100000 40319100000
(ii) Details of other operating expenses
Description of other operating expenses
1 Other Operating Expenses 31449800000 31449800000
Total other operating Expenses 31449800000 31449800000
Total Operating Expenses 71768900000 71768900000
6 Total expenditure excluding provisions and contingencies 254079800000 254079800000
7 Operating profit before provision and contingencies 69359500000 69359500000
8 Provisions other than tax and contingencies 16672700000 16672700000
9 Exceptional items 0 0
10 Total profit (loss) from ordinary activities before tax 52686800000 52686800000
11 Provision for Tax 11321100000 11321100000
12 Net profit (loss) from ordinary activities after tax 41365700000 41365700000
13 Extraordinary items net of tax expenses 0 0
14 Net profit (loss) for the period 41365700000 41365700000
15 Share of profit (loss) of associates 2913700000 2913700000
16 Profit (loss) of minority interest 0 0
17 Net Profit (loss) after taxes minority interest and share of profit (loss) of associates 44279400000 44279400000
18 Details of equity share capital [Abstract]
Paid-up equity share capital 76336100000 76336100000
Face value of equity share capital 10 10
19 Reserve excluding revaluation reserves (as per balance sheet of previous accounting year)
20 Analytical ratios
(i) Percentage of share held by government of India 74.76 74.76
(ii) Capital adequacy ratio
CET 1 ratio 15.86 15.86
Additional Tier 1 ratio 1.28 1.28
(iii) (a) Earnings per share before extraordinary items
Basic earnings per share before extraordinary items 5.8 5.8
Diluted earnings per share before extraordinary items 5.8 5.8
(iii) (b) Earnings per share after extraordinary items
Basic earnings per share after extraordinary items 5.8 5.8
Diluted earnings per share after extraordinary items 5.8 5.8
(iv) NPA Ratios
Amount of gross non-performing assets 0 0
Amount of net non-performing assets 0 0
% of gross NPAs 0 0
% of net NPAs 0 0
Return on assets 0 0
21 Disclosure of notes on financial results by banks


Format for Reporting Segment wise Revenue, Results and Capital Employed along with the company results
Particulars 3 months/ 6 months ended (dd-mm-yyyy) Year to date figures for current period ended (dd-mm-yyyy)
Date of start of reporting period 01-Apr-2025
Date of end of reporting period 30-Jun-2025
Whether results are audited or unaudited Unaudited Unaudited
Nature of report standalone or consolidated Consolidated Consolidated
1 Segment Revenue (Income)
(net sale/income from each segment should be disclosed)
1 Treasury Operations 86141900000 86141900000
2 Retail Banking Operations 117923700000 117923700000
3 Corporate/Wholesale Banking Operations 110343200000 110343200000
4 Other Banking Operations 3268400000 3268400000
5 Unallocated 5762100000 5762100000
Total Segment Revenue 323439300000 323439300000
Less: Inter segment revenue 0
Income from operations 323439300000 323439300000
2 Segment Result
Profit (+) / Loss (-) before tax and interest from each segment
1 Treasury Operations 17224200000 17224200000
2 Retail Banking Operations 23285300000 23285300000
3 Corporate/Wholesale Banking Operations 10135400000 10135400000
4 Other Banking Operations 1660300000 1660300000
5 Unallocated 381600000 381600000
Total Profit before tax 52686800000 52686800000
i. Finance cost 0
ii. Other Unallocable Expenditure net off Unallocable income 0
Profit before tax 52686800000 52686800000
3 (Segment Asset - Segment Liabilities)
Segment Asset
1 Treasury Operations 4892137600000 4892137600000
2 Retail Banking Operations 4689787300000 4689787300000
3 Corporate/Wholesale Banking Operations 4984263700000 4984263700000
4 Other Banking Operations 0 0
5 Unallocated 412635600000 412635600000
6 Treasury Operations 4892137600000 4892137600000
7 Retail Banking Operations 4689787300000 4689787300000
8 Corporate/Wholesale Banking Operations 4984263700000 4984263700000
9 Other Banking Operations 0 0
10 Unallocated 412635600000 412635600000
Total Segment Assets 14978824200000 14978824200000
Un-allocable Assets 0 0
Net Segment Assets 14978824200000 14978824200000
4 Segment Liabilities
Segment Liabilities
1 Treasury Operations 4505594700000 4505594700000
2 Retail Banking Operations 4319232800000 4319232800000
3 Corporate/Wholesale Banking Operations 4590441700000 4590441700000
4 Other Banking Operations 0 0
5 Unallocated 346443000000 346443000000
6 Treasury Operations 4505594700000 4505594700000
7 Retail Banking Operations 4319232800000 4319232800000
8 Corporate/Wholesale Banking Operations 4590441700000 4590441700000
9 Other Banking Operations 0 0
10 Unallocated 346443000000 346443000000
Total Segment Liabilities 13761712200000 13761712200000
Un-allocable Liabilities 0 0
Net Segment Liabilities 13761712200000 13761712200000
Disclosure of notes on segments






Details of Impact of Audit Qualification
Whether results are audited or unaudited Unaudited
Declaration of unmodified opinion or statement on impact of audit qualification Declaration of unmodified opinion
Auditor's opinion
Declaration pursuant to Regulation 33 (3) (d) of SEBI (LODR) Regulation, 2015: The company declares that its Statutory Auditor/s have issued an Audit Report with unmodified opinion for the period on Standalone results Yes
Sr No. Audit firm's name Whether the firm holds a valid peer review certificate issued by Peer Review Board of ICAI Certificate valid upto
1 G S Mathur and Co Yes 30-Apr-2027
2 Chhajed and Doshi Yes 31-Jan-2026
3 P Chandrasekhar LLP Yes 31-Mar-2028
4 V K Ladha and Associates Yes 30-Apr-2026