INTEGRATED FILING — BANKING



General information about company

Scrip code 532648
NSE Symbol YESBANK
MSEI Symbol NOTLISTED
ISIN INE528G01035
Name of bank YES BANK LIMITED
Class of security Equity
Date of start of financial year 01-Apr-2025
Date of end of financial year 31-Mar-2026
Date of board meeting when results were approved 19-Jul-2025
Date on which prior intimation of the meeting for considering financial results was informed to the exchange 15-Jul-2025
Description of presentation currency INR (in Actuals)
Reporting Type Quarterly
Reporting Quarter First quarter
Nature of report standalone or consolidated Standalone
Whether results are audited or unaudited Unaudited
Whether results are audited or unaudited for the Year to date for current period ended/year ended
Segment Reporting Multi segment
Description of single segment
Start date and time of board meeting 19-Jul-2025   10:00:00
End date and time of board meeting 19-Jul-2025   12:15:00
Whether cash flow statement is applicable on company
Type of cash flow statement
Declaration of unmodified opinion or statement on impact of audit qualification Not applicable
Whether the company has any related party?
Whether the company has entered into any Related Party transaction during the selected half year for which it wants to submit disclosure?
(I) We declare that the acceptance of fixed deposits by the bans/Non-Banking Finance Company are at the terms uniformly applicable/offered to all shareholders/public
(II) We declare that the scheduled commercial bank, as per RBI circular RBI/DBR/2015-16/19 dated March 03, 2016, has allowed additional interest of one per cent per annum, over and above the rate of interest mentioned in the schedule of interest rates on savings or a term deposits of banks staff and their exclusive associations as well as on deposits of Chairman, Chairman & Managing Director, Executive Director or such other Executives appointed for a fixed tenure.
(III) Whether the company is a high value debt listed entity according to regulation 15 (1A)?
(a) If answer to above question is Yes, whether complying with proviso to regulation 23 (9), i.e., submitting RPT disclosures on the day of results publication?
(b) If answer to above question is No, please explain the reason for not complying.
Whether the updated Related Party Transactions (RPT) Policy (in compliance with Reg. 23 of SEBI LODR) has been uploaded on the website of the Company?
Latest Date on which RPT policy is updated
Indicate Company website link for updated RPT policy of the Company
Whether statement on deviation or variation for proceeds of public issue, rights issue, preferential issue, qualified institutions placement etc. is applicable to the company for the current quarter? No
No. of times funds raised during the quarter
Whether the disclosure for the Default on Loans and Debt Securities is applicable to the entity? No
No default and as such Not Applicable.


Financial Results - Banking
Particulars 3 months/ 6 months ended (dd-mm-yyyy) Year to date figures for current period ended (dd-mm-yyyy)
A Date of start of reporting period 01-Apr-2025
B Date of end of reporting period 30-Jun-2025
C Whether results are audited or unaudited Unaudited Unaudited
D Nature of report standalone or consolidated Standalone Standalone
1 Interest earned
Interest or discount on advances or bills 57663900000 57663900000
Income on investments 13634800000 13634800000
Interest on balances with reserve bank of India and other inter bank funds 1134600000 1134600000
Others 3525500000 3525500000
Total interest earned 75958800000 75958800000
2 Other income 17522300000 17522300000
3 Total income 93481100000 93481100000
Expenses
4 Interest expenses 52244100000 52244100000
5 Operating expenses
(i) Employees cost 10204100000 10204100000
(ii) Details of other operating expenses
Description of other operating expenses
1 Other operating expenditures 17452500000 17452500000
Total other operating Expenses 17452500000 17452500000
Total Operating Expenses 27656600000 27656600000
6 Total expenditure excluding provisions and contingencies 79900700000 79900700000
7 Operating profit before provision and contingencies 13580400000 13580400000
8 Provisions other than tax and contingencies 2840100000 2840100000
9 Exceptional items 0 0
10 Total profit (loss) from ordinary activities before tax 10740300000 10740300000
11 Provision for Tax 2729600000 2729600000
12 Net profit (loss) from ordinary activities after tax 8010700000 8010700000
13 Extraordinary items net of tax expenses 0 0
14 Net profit (loss) for the period 8010700000 8010700000
15 Share of profit (loss) of associates
16 Profit (loss) of minority interest
17 Net Profit (loss) after taxes minority interest and share of profit (loss) of associates 8010700000 8010700000
18 Details of equity share capital [Abstract]
Paid-up equity share capital 62731200000 62731200000
Face value of equity share capital 2 2
19 Reserve excluding revaluation reserves (as per balance sheet of previous accounting year)
20 Analytical ratios
(i) Percentage of share held by government of India 0 0
(ii) Capital adequacy ratio
CET 1 ratio 13.71 13.71
Additional Tier 1 ratio 0 0
(iii) (a) Earnings per share before extraordinary items
Basic earnings per share before extraordinary items 0.26 0.26
Diluted earnings per share before extraordinary items 0.25 0.25
(iii) (b) Earnings per share after extraordinary items
Basic earnings per share after extraordinary items 0.26 0.26
Diluted earnings per share after extraordinary items 0.25 0.25
(iv) NPA Ratios
Amount of gross non-performing assets 40221400000 40221400000
Amount of net non-performing assets 7972500000 7972500000
% of gross NPAs 1.6 1.6
% of net NPAs 0.3 0.3
Return on assets 0.8 0.8
21 Disclosure of notes on financial results by banks


Format for Reporting Segment wise Revenue, Results and Capital Employed along with the company results
Particulars 3 months/ 6 months ended (dd-mm-yyyy) Year to date figures for current period ended (dd-mm-yyyy)
Date of start of reporting period 01-Apr-2025
Date of end of reporting period 30-Jun-2025
Whether results are audited or unaudited Unaudited Unaudited
Nature of report standalone or consolidated Standalone Standalone
1 Segment Revenue (Income)
(net sale/income from each segment should be disclosed)
1 Treasury 23882200000 23882200000
2 Corporate Banking 29996800000 29996800000
3 Digital banking 800000 800000
4 Other Retail Banking 38426000000 38426000000
5 Other Banking Operations 1735400000 1735400000
6 Unallocated -7000000 -7000000
Total Segment Revenue 94034200000 94034200000
Less: Inter segment revenue 553100000
Income from operations 93481100000 93481100000
2 Segment Result
Profit (+) / Loss (-) before tax and interest from each segment
1 Treasury 10267800000 10267800000
2 Corporate Banking 7695400000 7695400000
3 Digital banking -4300000 -4300000
4 Other Retail Banking -6676100000 -6676100000
5 Other Banking Operations 1203600000 1203600000
6 Unallocated -1746100000 -1746100000
Total Profit before tax 10740300000 10740300000
i. Finance cost 0
ii. Other Unallocable Expenditure net off Unallocable income 0
Profit before tax 10740300000 10740300000
3 (Segment Asset - Segment Liabilities)
Segment Asset
1 Treasury 1504315100000 1504315100000
2 Corporate Banking 1216739400000 1216739400000
3 Digital banking 16000000 16000000
4 Other Retail Banking 1278923300000 1278923300000
5 Other Banking Operations 2300100000 2300100000
6 Unallocated 100186300000 100186300000
7 Treasury 1504315100000 1504315100000
8 Corporate Banking 1216739400000 1216739400000
9 Digital banking 16000000 16000000
10 Other Retail Banking 1278923300000 1278923300000
11 Other Banking Operations 2300100000 2300100000
12 Unallocated 100186300000 100186300000
Total Segment Assets 4102480200000 4102480200000
Un-allocable Assets 0 0
Net Segment Assets 4102480200000 4102480200000
4 Segment Liabilities
Segment Liabilities
1 Treasury 760354400000 760354400000
2 Corporate Banking 1160055900000 1160055900000
3 Digital banking 32700000 32700000
4 Other Retail Banking 1688993700000 1688993700000
5 Other Banking Operations 662500000 662500000
6 Unallocated 5938700000 5938700000
7 Treasury 760354400000 760354400000
8 Corporate Banking 1160055900000 1160055900000
9 Digital banking 32700000 32700000
10 Other Retail Banking 1688993700000 1688993700000
11 Other Banking Operations 662500000 662500000
12 Unallocated 5938700000 5938700000
Total Segment Liabilities 3616037900000 3616037900000
Un-allocable Liabilities 486442300000 486442300000
Net Segment Liabilities 4102480200000 4102480200000
Disclosure of notes on segments