INTEGRATED FILING — BANKING



General information about company

Scrip code 532648
NSE Symbol YESBANK
MSEI Symbol NOTLISTED
ISIN INE528G01035
Name of bank YES BANK LIMITED
Class of security Equity
Date of start of financial year 01-Apr-2025
Date of end of financial year 31-Mar-2026
Date of board meeting when results were approved 19-Jul-2025
Date on which prior intimation of the meeting for considering financial results was informed to the exchange 15-Jul-2025
Description of presentation currency INR (in Actuals)
Reporting Type Quarterly
Reporting Quarter First quarter
Nature of report standalone or consolidated Consolidated
Whether results are audited or unaudited Unaudited
Whether results are audited or unaudited for the Year to date for current period ended/year ended
Segment Reporting Multi segment
Description of single segment
Start date and time of board meeting 19-Jul-2025   10:00:00
End date and time of board meeting 19-Jul-2025   12:15:00
Whether cash flow statement is applicable on company
Type of cash flow statement
Declaration of unmodified opinion or statement on impact of audit qualification Not applicable


Financial Results - Banking
Particulars 3 months/ 6 months ended (dd-mm-yyyy) Year to date figures for current period ended (dd-mm-yyyy)
A Date of start of reporting period 01-Apr-2025
B Date of end of reporting period 30-Jun-2025
C Whether results are audited or unaudited Unaudited Unaudited
D Nature of report standalone or consolidated Consolidated Consolidated
1 Interest earned
Interest or discount on advances or bills 57652700000 57652700000
Income on investments 13634800000 13634800000
Interest on balances with reserve bank of India and other inter bank funds 1134600000 1134600000
Others 3624100000 3624100000
Total interest earned 76046200000 76046200000
2 Other income 18245500000 18245500000
3 Total income 94291700000 94291700000
Expenses
4 Interest expenses 52349200000 52349200000
5 Operating expenses
(i) Employees cost 10565100000 10565100000
(ii) Details of other operating expenses
Description of other operating expenses
1 Other operating expenditures 17690500000 17690500000
Total other operating Expenses 17690500000 17690500000
Total Operating Expenses 28255600000 28255600000
6 Total expenditure excluding provisions and contingencies 80604800000 80604800000
7 Operating profit before provision and contingencies 13686900000 13686900000
8 Provisions other than tax and contingencies 2840100000 2840100000
9 Exceptional items 0 0
10 Total profit (loss) from ordinary activities before tax 10846800000 10846800000
11 Provision for Tax 2759800000 2759800000
12 Net profit (loss) from ordinary activities after tax 8087000000 8087000000
13 Extraordinary items net of tax expenses 0 0
14 Net profit (loss) for the period 8087000000 8087000000
15 Share of profit (loss) of associates 0 0
16 Profit (loss) of minority interest 500000 500000
17 Net Profit (loss) after taxes minority interest and share of profit (loss) of associates 8086500000 8086500000
18 Details of equity share capital [Abstract]
Paid-up equity share capital 62731200000 62731200000
Face value of equity share capital 2 2
19 Reserve excluding revaluation reserves (as per balance sheet of previous accounting year)
20 Analytical ratios
(i) Percentage of share held by government of India 0 0
(ii) Capital adequacy ratio
CET 1 ratio 13.79 13.79
Additional Tier 1 ratio 0 0
(iii) (a) Earnings per share before extraordinary items
Basic earnings per share before extraordinary items 0.26 0.26
Diluted earnings per share before extraordinary items 0.26 0.26
(iii) (b) Earnings per share after extraordinary items
Basic earnings per share after extraordinary items 0.26 0.26
Diluted earnings per share after extraordinary items 0.26 0.26
(iv) NPA Ratios
Amount of gross non-performing assets 40221400000 40221400000
Amount of net non-performing assets 7972500000 7972500000
% of gross NPAs 1.6 1.6
% of net NPAs 0.3 0.3
Return on assets 0.8 0.8
21 Disclosure of notes on financial results by banks


Format for Reporting Segment wise Revenue, Results and Capital Employed along with the company results
Particulars 3 months/ 6 months ended (dd-mm-yyyy) Year to date figures for current period ended (dd-mm-yyyy)
Date of start of reporting period 01-Apr-2025
Date of end of reporting period 30-Jun-2025
Whether results are audited or unaudited Unaudited Unaudited
Nature of report standalone or consolidated Consolidated Consolidated
1 Segment Revenue (Income)
(net sale/income from each segment should be disclosed)
1 Treasury 23882200000 23882200000
2 Corporate Banking 30107800000 30107800000
3 Digital banking 800000 800000
4 Other Retail Banking 38426000000 38426000000
5 Other Banking Operations 2458100000 2458100000
6 Unallocated -30200000 -30200000
Total Segment Revenue 94844700000 94844700000
Less: Inter segment revenue 553000000
Income from operations 94291700000 94291700000
2 Segment Result
Profit (+) / Loss (-) before tax and interest from each segment
1 Treasury 10267800000 10267800000
2 Corporate Banking 7853100000 7853100000
3 Digital banking -4300000 -4300000
4 Other Retail Banking -6676100000 -6676100000
5 Other Banking Operations 1175500000 1175500000
6 Unallocated -1769200000 -1769200000
Total Profit before tax 10846800000 10846800000
i. Finance cost 0
ii. Other Unallocable Expenditure net off Unallocable income 0
Profit before tax 10846800000 10846800000
3 (Segment Asset - Segment Liabilities)
Segment Asset
1 Treasury 1510855400000 1510855400000
2 Corporate Banking 1216765200000 1216765200000
3 Digital banking 16000000 16000000
4 Other Retail Banking 1278923200000 1278923200000
5 Other Banking Operations 11259800000 11259800000
6 Unallocated 96213100000 96213100000
7 Treasury 1510855400000 1510855400000
8 Corporate Banking 1216765200000 1216765200000
9 Digital banking 16000000 16000000
10 Other Retail Banking 1278923200000 1278923200000
11 Other Banking Operations 11259800000 11259800000
12 Unallocated 96213100000 96213100000
Total Segment Assets 4114032700000 4114032700000
Un-allocable Assets 0 0
Net Segment Assets 4114032700000 4114032700000
4 Segment Liabilities
Segment Liabilities
1 Treasury 767098400000 767098400000
2 Corporate Banking 1159615600000 1159615600000
3 Digital banking 32700000 32700000
4 Other Retail Banking 1688993700000 1688993700000
5 Other Banking Operations 5270300000 5270300000
6 Unallocated 5938900000 5938900000
7 Treasury 767098400000 767098400000
8 Corporate Banking 1159615600000 1159615600000
9 Digital banking 32700000 32700000
10 Other Retail Banking 1688993700000 1688993700000
11 Other Banking Operations 5270300000 5270300000
12 Unallocated 5938900000 5938900000
Total Segment Liabilities 3626949600000 3626949600000
Un-allocable Liabilities 487083100000 487083100000
Net Segment Liabilities 4114032700000 4114032700000
Disclosure of notes on segments