INTEGRATED FILING — BANKING



General information about company

Scrip code 532174
NSE Symbol ICICIBANK
MSEI Symbol NOTLISTED
ISIN INE090A01021
Name of bank ICICI BANK LIMITED
Class of security Equity
Date of start of financial year 01-Apr-2025
Date of end of financial year 31-Mar-2026
Date of board meeting when results were approved 19-Jul-2025
Date on which prior intimation of the meeting for considering financial results was informed to the exchange 25-Jun-2025
Description of presentation currency INR (in Actuals)
Reporting Type Quarterly
Reporting Quarter First quarter
Nature of report standalone or consolidated Standalone
Whether results are audited or unaudited Unaudited
Whether results are audited or unaudited for the Year to date for current period ended/year ended
Segment Reporting Multi segment
Description of single segment
Start date and time of board meeting 19-Jul-2025   09:47:00
End date and time of board meeting 19-Jul-2025   12:28:00
Whether cash flow statement is applicable on company
Type of cash flow statement
Declaration of unmodified opinion or statement on impact of audit qualification Not applicable
Whether the company has any related party?
Whether the company has entered into any Related Party transaction during the selected half year for which it wants to submit disclosure?
(I) We declare that the acceptance of fixed deposits by the bans/Non-Banking Finance Company are at the terms uniformly applicable/offered to all shareholders/public
(II) We declare that the scheduled commercial bank, as per RBI circular RBI/DBR/2015-16/19 dated March 03, 2016, has allowed additional interest of one per cent per annum, over and above the rate of interest mentioned in the schedule of interest rates on savings or a term deposits of banks staff and their exclusive associations as well as on deposits of Chairman, Chairman & Managing Director, Executive Director or such other Executives appointed for a fixed tenure.
(III) Whether the company is a high value debt listed entity according to regulation 15 (1A)?
(a) If answer to above question is Yes, whether complying with proviso to regulation 23 (9), i.e., submitting RPT disclosures on the day of results publication?
(b) If answer to above question is No, please explain the reason for not complying.
Whether the updated Related Party Transactions (RPT) Policy (in compliance with Reg. 23 of SEBI LODR) has been uploaded on the website of the Company?
Latest Date on which RPT policy is updated
Indicate Company website link for updated RPT policy of the Company
Whether statement on deviation or variation for proceeds of public issue, rights issue, preferential issue, qualified institutions placement etc. is applicable to the company for the current quarter? Yes
No. of times funds raised during the quarter 1
Whether the disclosure for the Default on Loans and Debt Securities is applicable to the entity? No
No default during the quarter ended June 30, 2025


Financial Results - Banking
Particulars 3 months/ 6 months ended (dd-mm-yyyy) Year to date figures for current period ended (dd-mm-yyyy)
A Date of start of reporting period 01-Apr-2025
B Date of end of reporting period 30-Jun-2025
C Whether results are audited or unaudited Unaudited Unaudited
D Nature of report standalone or consolidated Standalone Standalone
1 Interest earned
Interest or discount on advances or bills 325429200000 325429200000
Income on investments 87128400000 87128400000
Interest on balances with reserve bank of India and other inter bank funds 7674000000 7674000000
Others 9237500000 9237500000
Total interest earned 429469100000 429469100000
2 Other income 85049000000 85049000000
3 Total income 514518100000 514518100000
Expenses
4 Interest expenses 213124500000 213124500000
5 Operating expenses
(i) Employees cost 47430800000 47430800000
(ii) Details of other operating expenses
Description of other operating expenses
1 tOther operating expenses 66504400000 66504400000
Total other operating Expenses 66504400000 66504400000
Total Operating Expenses 113935200000 113935200000
6 Total expenditure excluding provisions and contingencies 327059700000 327059700000
7 Operating profit before provision and contingencies 187458400000 187458400000
8 Provisions other than tax and contingencies 18145700000 18145700000
9 Exceptional items 0 0
10 Total profit (loss) from ordinary activities before tax 169312700000 169312700000
11 Provision for Tax 41630600000 41630600000
12 Net profit (loss) from ordinary activities after tax 127682100000 127682100000
13 Extraordinary items net of tax expenses 0 0
14 Net profit (loss) for the period 127682100000 127682100000
15 Share of profit (loss) of associates
16 Profit (loss) of minority interest
17 Net Profit (loss) after taxes minority interest and share of profit (loss) of associates 127682100000 127682100000
18 Details of equity share capital [Abstract]
Paid-up equity share capital 14273200000 14273200000
Face value of equity share capital 2 2
19 Reserve excluding revaluation reserves (as per balance sheet of previous accounting year)
20 Analytical ratios
(i) Percentage of share held by government of India 0.22 0.22
(ii) Capital adequacy ratio
CET 1 ratio 15.65 15.65
Additional Tier 1 ratio 0 0
(iii) (a) Earnings per share before extraordinary items
Basic earnings per share before extraordinary items 17.91 17.91
Diluted earnings per share before extraordinary items 17.63 17.63
(iii) (b) Earnings per share after extraordinary items
Basic earnings per share after extraordinary items 17.91 17.91
Diluted earnings per share after extraordinary items 17.63 17.63
(iv) NPA Ratios
Amount of gross non-performing assets 247326500000 247326500000
Amount of net non-performing assets 59710900000 59710900000
% of gross NPAs 1.67 1.67
% of net NPAs 0.41 0.41
Return on assets 2.44 2.44
21 Disclosure of notes on financial results by banks Textual Information(1)


Text Block

Textual Information(1) - Gross non-performing assets represents gross customer assets. - Net non-performing assets represents net customer assets. - % of gross NPAs represents % of gross non-performing customer assets to gross customer assets. - % of net NPAs represents % of net non-performing customer assets to net customer assets. - Customer assets consist of advances and credit substitutes.


Format for Reporting Segment wise Revenue, Results and Capital Employed along with the company results
Particulars 3 months/ 6 months ended (dd-mm-yyyy) Year to date figures for current period ended (dd-mm-yyyy)
Date of start of reporting period 01-Apr-2025
Date of end of reporting period 30-Jun-2025
Whether results are audited or unaudited Unaudited Unaudited
Nature of report standalone or consolidated Standalone Standalone
1 Segment Revenue (Income)
(net sale/income from each segment should be disclosed)
1 Retail Banking 404581000000 404581000000
2 Wholesale Banking 214507600000 214507600000
3 Treasury 369253700000 369253700000
4 Other Banking 14194000000 14194000000
Total Segment Revenue 1002536300000 1002536300000
Less: Inter segment revenue 488018200000
Income from operations 514518100000 514518100000
2 Segment Result
Profit (+) / Loss (-) before tax and interest from each segment
1 Retail Banking 47349100000 47349100000
2 Wholesale Banking 53875600000 53875600000
3 Treasury 62609100000 62609100000
4 Other Banking 5478900000 5478900000
Total Profit before tax 169312700000 169312700000
i. Finance cost
ii. Other Unallocable Expenditure net off Unallocable income
Profit before tax 169312700000 169312700000
3 (Segment Asset - Segment Liabilities)
Segment Asset
1 Retail Banking 8201691300000 8201691300000
2 Wholesale Banking 5583740700000 5583740700000
3 Treasury 7027641400000 7027641400000
4 Other Banking 381615900000 381615900000
5 Retail Banking 8201691300000 8201691300000
6 Wholesale Banking 5583740700000 5583740700000
7 Treasury 7027641400000 7027641400000
8 Other Banking 381615900000 381615900000
Total Segment Assets 21194689300000 21194689300000
Un-allocable Assets 43700400000 43700400000
Net Segment Assets 21238389700000 21238389700000
4 Segment Liabilities
Segment Liabilities
1 Retail Banking 11430081500000 11430081500000
2 Wholesale Banking 5241469600000 5241469600000
3 Treasury 4355169400000 4355169400000
4 Other Banking 56701600000 56701600000
5 Retail Banking 11430081500000 11430081500000
6 Wholesale Banking 5241469600000 5241469600000
7 Treasury 4355169400000 4355169400000
8 Other Banking 56701600000 56701600000
Total Segment Liabilities 21083422100000 21083422100000
Un-allocable Liabilities 154967600000 154967600000
Net Segment Liabilities 21238389700000 21238389700000
Disclosure of notes on segments






Statement on Deviation or Variation for proceeds of Public Issue, Rights Issue, Preferential Issue, Qualified Institutions Placement Etc. (1)
Mode of Fund Raising Others
Description of mode of fund raising (Applicable in case of others is selected)
Date of Raising Funds 27-Jun-2025
Amount Raised 10000000000
Report filed for Quarter ended 30-Jun-2025
Monitoring Agency Not Applicable
Monitoring Agency Name, if applicable
Is there a Deviation / Variation in use of funds raised No
If yes, whether the same is pursuant to change in terms of a contract or objects, which was approved by the shareholders
If Yes, Date of shareholder Approval
Explanation for the Deviation / Variation false
Comments of the Audit Committee after review -
Comments of the auditors, if any false
Sr. Original Object Modified Object, if any Original Allocation Modified allocation, if any Funds Utilised Amount of Deviation/Variation for the quarter according to applicable object Remarks if any
1 100% of the proceeds of the Issue shall be utilized towards augmenting Tier 2 Capital (as defined in the Basel III Regulations) and overall capital of the Issuer for strengthening its capital adequacy and for enhancing its long term resources. Not Applicable 10000000000 0 10000000000 0


Signatory Details
Name of signatory Anindya Banerjee
Designation of person Chief Financial Officer
Place Mumbai
Date 16-Jul-2025