INTEGRATED FILING — BANKING



General information about company

Scrip code 540065
NSE Symbol RBLBANK
MSEI Symbol NOTLISTED
ISIN INE976G01028
Name of bank RBL BANK LIMITED
Class of security Equity
Date of start of financial year 01-Apr-2025
Date of end of financial year 31-Mar-2026
Date of board meeting when results were approved 19-Jul-2025
Date on which prior intimation of the meeting for considering financial results was informed to the exchange 15-Jul-2025
Description of presentation currency INR (in Actuals)
Reporting Type Quarterly
Reporting Quarter First quarter
Nature of report standalone or consolidated Consolidated
Whether results are audited or unaudited Unaudited
Whether results are audited or unaudited for the Year to date for current period ended/year ended
Segment Reporting Multi segment
Description of single segment
Start date and time of board meeting 19-Jul-2025   11:37:00
End date and time of board meeting 19-Jul-2025   13:22:00
Whether cash flow statement is applicable on company
Type of cash flow statement
Declaration of unmodified opinion or statement on impact of audit qualification Declaration of unmodified opinion


Financial Results - Banking
Particulars 3 months/ 6 months ended (dd-mm-yyyy) Year to date figures for current period ended (dd-mm-yyyy)
A Date of start of reporting period 01-Apr-2025
B Date of end of reporting period 30-Jun-2025
C Whether results are audited or unaudited Unaudited Unaudited
D Nature of report standalone or consolidated Consolidated Consolidated
1 Interest earned
Interest or discount on advances or bills 27724500000 27724500000
Income on investments 5480200000 5480200000
Interest on balances with reserve bank of India and other inter bank funds 679400000 679400000
Others 527700000 527700000
Total interest earned 34411800000 34411800000
2 Other income 10713900000 10713900000
3 Total income 45125700000 45125700000
Expenses
4 Interest expenses 19604300000 19604300000
5 Operating expenses
(i) Employees cost 5998700000 5998700000
(ii) Details of other operating expenses
Description of other operating expenses
1 Rent, taxes and lighting 817900000 817900000
2 Printing and stationery 61800000 61800000
3 Advertisement and publicity 194900000 194900000
4 Depreciation on Bank's property 601900000 601900000
5 Director’s fees Allowances and expenses 4700000 4700000
6 Auditors' fees and expenses 8400000 8400000
7 Law Charges 104500000 104500000
8 Postage, Telegrams, Telephones, etc. 177700000 177700000
9 Repairs and maintenance 479300000 479300000
10 Others 9873700000 9873700000
Total other operating Expenses 12324800000 12324800000
Total Operating Expenses 18323500000 18323500000
6 Total expenditure excluding provisions and contingencies 37927800000 37927800000
7 Operating profit before provision and contingencies 7197900000 7197900000
8 Provisions other than tax and contingencies 4423200000 4423200000
9 Exceptional items 0 0
10 Total profit (loss) from ordinary activities before tax 2774700000 2774700000
11 Provision for Tax 632500000 632500000
12 Net profit (loss) from ordinary activities after tax 2142200000 2142200000
13 Extraordinary items net of tax expenses 0 0
14 Net profit (loss) for the period 2142200000 2142200000
15 Share of profit (loss) of associates 0 0
16 Profit (loss) of minority interest 0 0
17 Net Profit (loss) after taxes minority interest and share of profit (loss) of associates 2142200000 2142200000
18 Details of equity share capital [Abstract]
Paid-up equity share capital 6090100000 6090100000
Face value of equity share capital 10 10
19 Reserve excluding revaluation reserves (as per balance sheet of previous accounting year)
20 Analytical ratios
(i) Percentage of share held by government of India 0 0
(ii) Capital adequacy ratio
CET 1 ratio 0 0
Additional Tier 1 ratio 0 0
(iii) (a) Earnings per share before extraordinary items
Basic earnings per share before extraordinary items 3.52 3.52
Diluted earnings per share before extraordinary items 3.49 3.49
(iii) (b) Earnings per share after extraordinary items
Basic earnings per share after extraordinary items 3.52 3.52
Diluted earnings per share after extraordinary items 3.49 3.49
(iv) NPA Ratios
Amount of gross non-performing assets 0 0
Amount of net non-performing assets 0 0
% of gross NPAs 0 0
% of net NPAs 0 0
Return on assets 0 0
21 Disclosure of notes on financial results by banks Textual Information(1)


Text Block

Textual Information(1) Refer PDF submitted for detailed Notes.


Format for Reporting Segment wise Revenue, Results and Capital Employed along with the company results
Particulars 3 months/ 6 months ended (dd-mm-yyyy) Year to date figures for current period ended (dd-mm-yyyy)
Date of start of reporting period 01-Apr-2025
Date of end of reporting period 30-Jun-2025
Whether results are audited or unaudited Unaudited Unaudited
Nature of report standalone or consolidated Consolidated Consolidated
1 Segment Revenue (Income)
(net sale/income from each segment should be disclosed)
1 Corporate / Wholesale Banking 17341100000 17341100000
2 Retail Banking 39369800000 39369800000
3 Treasury 26340200000 26340200000
4 Other Banking Operations 483100000 483100000
5 Capital and Reserves 0 0
Total Segment Revenue 83534200000 83534200000
Less: Inter segment revenue 38408500000
Income from operations 45125700000 45125700000
2 Segment Result
Profit (+) / Loss (-) before tax and interest from each segment
1 Corporate / Wholesale Banking 1167900000 1167900000
2 Retail Banking -1496800000 -1496800000
3 Treasury 2620600000 2620600000
4 Other Banking Operations 483100000 483100000
5 Capital and Reserves 0 0
Total Profit before tax 2774800000 2774800000
i. Finance cost 0
ii. Other Unallocable Expenditure net off Unallocable income 100000
Profit before tax 2774700000 2774700000
3 (Segment Asset - Segment Liabilities)
Segment Asset
1 Corporate / Wholesale Banking 426655900000 426655900000
2 Retail Banking 536997700000 536997700000
3 Treasury 501142000000 501142000000
4 Other Banking Operations 248100000 248100000
5 Capital and Reserves 0 0
6 Corporate / Wholesale Banking 426655900000 426655900000
7 Retail Banking 536997700000 536997700000
8 Treasury 501142000000 501142000000
9 Other Banking Operations 248100000 248100000
10 Capital and Reserves 0 0
Total Segment Assets 1465043700000 1465043700000
Un-allocable Assets 23505200000 23505200000
Net Segment Assets 1488548900000 1488548900000
4 Segment Liabilities
Segment Liabilities
1 Corporate / Wholesale Banking 481215500000 481215500000
2 Retail Banking 687342400000 687342400000
3 Treasury 160815000000 160815000000
4 Other Banking Operations 51300000 51300000
5 Capital and Reserves 159084500000 159084500000
6 Corporate / Wholesale Banking 481215500000 481215500000
7 Retail Banking 687342400000 687342400000
8 Treasury 160815000000 160815000000
9 Other Banking Operations 51300000 51300000
10 Capital and Reserves 159084500000 159084500000
Total Segment Liabilities 1488508700000 1488508700000
Un-allocable Liabilities 40200000 40200000
Net Segment Liabilities 1488548900000 1488548900000
Disclosure of notes on segments Refer PDF submitted for detailed Notes.






Details of Impact of Audit Qualification
Whether results are audited or unaudited Unaudited
Declaration of unmodified opinion or statement on impact of audit qualification Declaration of unmodified opinion
Auditor's opinion
Declaration pursuant to Regulation 33 (3) (d) of SEBI (LODR) Regulation, 2015: The company declares that its Statutory Auditor/s have issued an Audit Report with unmodified opinion for the period on Standalone results Yes
Sr No. Audit firm's name Whether the firm holds a valid peer review certificate issued by Peer Review Board of ICAI Certificate valid upto
1 KKC & Associates LLP Yes 31-Jul-2027
2 G M KAPADIA & CO Yes 30-Apr-2027