INTEGRATED FILING — BANKING



General information about company

Scrip code 532215
NSE Symbol AXISBANK
MSEI Symbol NOTLISTED
ISIN INE238A01034
Name of bank Axis Bank Limited
Class of security Equity
Date of start of financial year 01-Apr-2025
Date of end of financial year 31-Mar-2026
Date of board meeting when results were approved 17-Jul-2025
Date on which prior intimation of the meeting for considering financial results was informed to the exchange 02-Jul-2025
Description of presentation currency INR (in Actuals)
Reporting Type Quarterly
Reporting Quarter First quarter
Nature of report standalone or consolidated Standalone
Whether results are audited or unaudited Unaudited
Whether results are audited or unaudited for the Year to date for current period ended/year ended
Segment Reporting Multi segment
Description of single segment
Start date and time of board meeting 17-Jul-2025   11:30:00
End date and time of board meeting 17-Jul-2025   15:35:00
Whether cash flow statement is applicable on company
Type of cash flow statement
Declaration of unmodified opinion or statement on impact of audit qualification Not applicable
Whether the company has any related party?
Whether the company has entered into any Related Party transaction during the selected half year for which it wants to submit disclosure?
(I) We declare that the acceptance of fixed deposits by the bans/Non-Banking Finance Company are at the terms uniformly applicable/offered to all shareholders/public
(II) We declare that the scheduled commercial bank, as per RBI circular RBI/DBR/2015-16/19 dated March 03, 2016, has allowed additional interest of one per cent per annum, over and above the rate of interest mentioned in the schedule of interest rates on savings or a term deposits of banks staff and their exclusive associations as well as on deposits of Chairman, Chairman & Managing Director, Executive Director or such other Executives appointed for a fixed tenure.
(III) Whether the company is a high value debt listed entity according to regulation 15 (1A)?
(a) If answer to above question is Yes, whether complying with proviso to regulation 23 (9), i.e., submitting RPT disclosures on the day of results publication?
(b) If answer to above question is No, please explain the reason for not complying.
Whether the updated Related Party Transactions (RPT) Policy (in compliance with Reg. 23 of SEBI LODR) has been uploaded on the website of the Company?
Latest Date on which RPT policy is updated
Indicate Company website link for updated RPT policy of the Company
Whether statement on deviation or variation for proceeds of public issue, rights issue, preferential issue, qualified institutions placement etc. is applicable to the company for the current quarter? No
No. of times funds raised during the quarter
Whether the disclosure for the Default on Loans and Debt Securities is applicable to the entity? Yes


Financial Results - Banking
Particulars 3 months/ 6 months ended (dd-mm-yyyy) Year to date figures for current period ended (dd-mm-yyyy)
A Date of start of reporting period 01-Apr-2025
B Date of end of reporting period 30-Jun-2025
C Whether results are audited or unaudited Unaudited Unaudited
D Nature of report standalone or consolidated Standalone Standalone
1 Interest earned
Interest or discount on advances or bills 244081000000 244081000000
Income on investments 61429500000 61429500000
Interest on balances with reserve bank of India and other inter bank funds 3076400000 3076400000
Others 2048200000 2048200000
Total interest earned 310635100000 310635100000
2 Other income 72580600000 72580600000
3 Total income 383215700000 383215700000
Expenses
4 Interest expenses 175037600000 175037600000
5 Operating expenses
(i) Employees cost 32617500000 32617500000
(ii) Details of other operating expenses
Description of other operating expenses
1 Rent, taxes & lighting 5049800000 5049800000
2 Printing and stationery 446700000 446700000
3 Advertisement and publicity 218600000 218600000
4 Depreciation on bank's property (incl. impairment provision) 4284400000 4284400000
5 Directors' fees, allowances and expenses 17200000 17200000
6 Auditor's fees and expenses 7300000 7300000
7 Law Charges 519500000 519500000
8 Postage, Telegrams, Telephones etc. 732700000 732700000
9 Repairs and maintenance 5958600000 5958600000
10 Insurance 43174200000 43174200000
Total other operating Expenses 60409000000 60409000000
Total Operating Expenses 93026500000 93026500000
6 Total expenditure excluding provisions and contingencies 268064100000 268064100000
7 Operating profit before provision and contingencies 115151600000 115151600000
8 Provisions other than tax and contingencies 39476600000 39476600000
9 Exceptional items 0 0
10 Total profit (loss) from ordinary activities before tax 75675000000 75675000000
11 Provision for Tax 17613600000 17613600000
12 Net profit (loss) from ordinary activities after tax 58061400000 58061400000
13 Extraordinary items net of tax expenses 0 0
14 Net profit (loss) for the period 58061400000 58061400000
15 Share of profit (loss) of associates
16 Profit (loss) of minority interest
17 Net Profit (loss) after taxes minority interest and share of profit (loss) of associates 58061400000 58061400000
18 Details of equity share capital [Abstract]
Paid-up equity share capital 6202400000 6202400000
Face value of equity share capital 2 2
19 Reserve excluding revaluation reserves (as per balance sheet of previous accounting year)
20 Analytical ratios
(i) Percentage of share held by government of India 0 0
(ii) Capital adequacy ratio
CET 1 ratio 14.68 14.68
Additional Tier 1 ratio 0.42 0.42
(iii) (a) Earnings per share before extraordinary items
Basic earnings per share before extraordinary items 18.73 18.73
Diluted earnings per share before extraordinary items 18.64 18.64
(iii) (b) Earnings per share after extraordinary items
Basic earnings per share after extraordinary items 18.73 18.73
Diluted earnings per share after extraordinary items 18.64 18.64
(iv) NPA Ratios
Amount of gross non-performing assets 177646600000 177646600000
Amount of net non-performing assets 50659900000 50659900000
% of gross NPAs 1.57 1.57
% of net NPAs 0.45 0.45
Return on assets 1.47 1.47
21 Disclosure of notes on financial results by banks


Format for Reporting Segment wise Revenue, Results and Capital Employed along with the company results
Particulars 3 months/ 6 months ended (dd-mm-yyyy) Year to date figures for current period ended (dd-mm-yyyy)
Date of start of reporting period 01-Apr-2025
Date of end of reporting period 30-Jun-2025
Whether results are audited or unaudited Unaudited Unaudited
Nature of report standalone or consolidated Standalone Standalone
1 Segment Revenue (Income)
(net sale/income from each segment should be disclosed)
1 Treasury 84197200000 84197200000
2 Corporate/Wholesale Banking 118067100000 118067100000
3 Retail Banking - Digital Banking 94053600000 94053600000
4 Retail Banking - Others 262262400000 262262400000
5 Other Banking Business 10362100000 10362100000
6 Unallocated 212600000 212600000
Total Segment Revenue 569155000000 569155000000
Less: Inter segment revenue 185939300000
Income from operations 383215700000 383215700000
2 Segment Result
Profit (+) / Loss (-) before tax and interest from each segment
1 Treasury 24233200000 24233200000
2 Corporate/Wholesale Banking 27372100000 27372100000
3 Retail Banking - Digital Banking 5764500000 5764500000
4 Retail Banking - Others 8594200000 8594200000
5 Other Banking Business 9498400000 9498400000
6 Unallocated 212600000 212600000
Total Profit before tax 75675000000 75675000000
i. Finance cost 0
ii. Other Unallocable Expenditure net off Unallocable income 0
Profit before tax 75675000000 75675000000
3 (Segment Asset - Segment Liabilities)
Segment Asset
1 Treasury 5107341300000 5107341300000
2 Corporate/Wholesale Banking 4472321200000 4472321200000
3 Retail Banking - Digital Banking 1315885500000 1315885500000
4 Retail Banking - Others 5062215900000 5062215900000
5 Other Banking Business 7615800000 7615800000
6 Unallocated 67697100000 67697100000
7 Treasury 5107341300000 5107341300000
8 Corporate/Wholesale Banking 4472321200000 4472321200000
9 Retail Banking - Digital Banking 1315885500000 1315885500000
10 Retail Banking - Others 5062215900000 5062215900000
11 Other Banking Business 7615800000 7615800000
12 Unallocated 67697100000 67697100000
Total Segment Assets 16033076800000 16033076800000
Un-allocable Assets 0 0
Net Segment Assets 16033076800000 16033076800000
4 Segment Liabilities
Segment Liabilities
1 Treasury 2643266700000 2643266700000
2 Corporate/Wholesale Banking 2198436400000 2198436400000
3 Retail Banking - Digital Banking 1896406300000 1896406300000
4 Retail Banking - Others 7362416000000 7362416000000
5 Other Banking Business 641000000 641000000
6 Unallocated 83956400000 83956400000
7 Treasury 2643266700000 2643266700000
8 Corporate/Wholesale Banking 2198436400000 2198436400000
9 Retail Banking - Digital Banking 1896406300000 1896406300000
10 Retail Banking - Others 7362416000000 7362416000000
11 Other Banking Business 641000000 641000000
12 Unallocated 83956400000 83956400000
Total Segment Liabilities 14185122800000 14185122800000
Un-allocable Liabilities 0 0
Net Segment Liabilities 14185122800000 14185122800000
Disclosure of notes on segments






Format for Disclosing Outstanding Default on Loans and Debt Securities
Sr. No. Particulars Amount Remarks
1. Loans / revolving facilities like cash credit from banks / financial institutions
A Total amount outstanding as on date 1758252100000 Represents borrowings from other banks and financial institutions
B Of the total amount outstanding, amount of default as on date 0 Nil
2. Unlisted debt securities i.e. NCDs and NCRPS
A Total amount outstanding as on date 0 Nil
B Of the total amount outstanding, amount of default as on date 0 Nil
3. Total financial indebtedness of the listed entity including short-term and long-term debt 1758252100000 Represents total borrowings