INTEGRATED FILING — BANKING



General information about company

Scrip code 532525
NSE Symbol MAHABANK
MSEI Symbol NOTLISTED
ISIN INE457A01014
Name of bank Bank of Maharashtra
Class of security Equity
Date of start of financial year 01-Apr-2025
Date of end of financial year 31-Mar-2026
Date of board meeting when results were approved 15-Jul-2025
Date on which prior intimation of the meeting for considering financial results was informed to the exchange 10-Jul-2025
Description of presentation currency INR (in Actuals)
Reporting Type Quarterly
Reporting Quarter First quarter
Nature of report standalone or consolidated Consolidated
Whether results are audited or unaudited Unaudited
Whether results are audited or unaudited for the Year to date for current period ended/year ended
Segment Reporting Multi segment
Description of single segment
Start date and time of board meeting 15-Jul-2025   10:00:00
End date and time of board meeting 15-Jul-2025   12:30:00
Whether cash flow statement is applicable on company
Type of cash flow statement
Declaration of unmodified opinion or statement on impact of audit qualification Declaration of unmodified opinion


Financial Results - Banking
Particulars 3 months/ 6 months ended (dd-mm-yyyy) Year to date figures for current period ended (dd-mm-yyyy)
A Date of start of reporting period 01-Apr-2025
B Date of end of reporting period 30-Jun-2025
C Whether results are audited or unaudited Unaudited Unaudited
D Nature of report standalone or consolidated Consolidated Consolidated
1 Interest earned
Interest or discount on advances or bills 54073900000 54073900000
Income on investments 14927800000 14927800000
Interest on balances with reserve bank of India and other inter bank funds 1433900000 1433900000
Others 104200000 104200000
Total interest earned 70539800000 70539800000
2 Other income 8252000000 8252000000
3 Total income 78791800000 78791800000
Expenses
4 Interest expenses 37619100000 37619100000
5 Operating expenses
(i) Employees cost 8801900000 8801900000
(ii) Details of other operating expenses
Description of other operating expenses
1 Other operating expenses 6666800000 6666800000
Total other operating Expenses 6666800000 6666800000
Total Operating Expenses 15468700000 15468700000
6 Total expenditure excluding provisions and contingencies 53087800000 53087800000
7 Operating profit before provision and contingencies 25704000000 25704000000
8 Provisions other than tax and contingencies 8674100000 8674100000
9 Exceptional items 0 0
10 Total profit (loss) from ordinary activities before tax 17029900000 17029900000
11 Provision for Tax 1099000000 1099000000
12 Net profit (loss) from ordinary activities after tax 15930900000 15930900000
13 Extraordinary items net of tax expenses 0 0
14 Net profit (loss) for the period 15930900000 15930900000
15 Share of profit (loss) of associates -887200000 -887200000
16 Profit (loss) of minority interest 0 0
17 Net Profit (loss) after taxes minority interest and share of profit (loss) of associates 15043700000 15043700000
18 Details of equity share capital [Abstract]
Paid-up equity share capital 76915500000 76915500000
Face value of equity share capital 10 10
19 Reserve excluding revaluation reserves (as per balance sheet of previous accounting year)
20 Analytical ratios
(i) Percentage of share held by government of India 79.6 79.6
(ii) Capital adequacy ratio
CET 1 ratio 15.62 15.62
Additional Tier 1 ratio 1.01 1.01
(iii) (a) Earnings per share before extraordinary items
Basic earnings per share before extraordinary items 1.96 1.96
Diluted earnings per share before extraordinary items 1.96 1.96
(iii) (b) Earnings per share after extraordinary items
Basic earnings per share after extraordinary items 1.96 1.96
Diluted earnings per share after extraordinary items 1.96 1.96
(iv) NPA Ratios
Amount of gross non-performing assets 42058300000 42058300000
Amount of net non-performing assets 4344200000 4344200000
% of gross NPAs 1.74 1.74
% of net NPAs 0.18 0.18
Return on assets 1.7 1.7
21 Disclosure of notes on financial results by banks


Format for Reporting Segment wise Revenue, Results and Capital Employed along with the company results
Particulars 3 months/ 6 months ended (dd-mm-yyyy) Year to date figures for current period ended (dd-mm-yyyy)
Date of start of reporting period 01-Apr-2025
Date of end of reporting period 30-Jun-2025
Whether results are audited or unaudited Unaudited Unaudited
Nature of report standalone or consolidated Consolidated Consolidated
1 Segment Revenue (Income)
(net sale/income from each segment should be disclosed)
1 Treasury Operations 18330300000 18330300000
2 Corporate/ Wholesale Banking Operations 26046400000 26046400000
3 Retail Banking Operations 33925200000 33925200000
4 Other Banking Operations -397300000 -397300000
5 Unallocated 0 0
6 Capital & Reserves & Surplus 0 0
Total Segment Revenue 77904600000 77904600000
Less: Inter segment revenue
Income from operations 77904600000 77904600000
2 Segment Result
Profit (+) / Loss (-) before tax and interest from each segment
1 Treasury Operations 6251200000 6251200000
2 Corporate/ Wholesale Banking Operations 5576900000 5576900000
3 Retail Banking Operations 5019600000 5019600000
4 Other Banking Operations -705000000 -705000000
5 Unallocated 0 0
6 Capital & Reserves & Surplus 0 0
Total Profit before tax 16142700000 16142700000
i. Finance cost 0
ii. Other Unallocable Expenditure net off Unallocable income 0
Profit before tax 16142700000 16142700000
3 (Segment Asset - Segment Liabilities)
Segment Asset
1 Treasury Operations 1072910900000 1072910900000
2 Corporate/ Wholesale Banking Operations 1255950800000 1255950800000
3 Retail Banking Operations 1159996200000 1159996200000
4 Other Banking Operations 156479500000 156479500000
5 Unallocated 25020800000 25020800000
6 Capital & Reserves & Surplus 0 0
7 Treasury Operations 1072910900000 1072910900000
8 Corporate/ Wholesale Banking Operations 1255950800000 1255950800000
9 Retail Banking Operations 1159996200000 1159996200000
10 Other Banking Operations 156479500000 156479500000
11 Unallocated 25020800000 25020800000
12 Capital & Reserves & Surplus 0 0
Total Segment Assets 3670358200000 3670358200000
Un-allocable Assets 0 0
Net Segment Assets 3670358200000 3670358200000
4 Segment Liabilities
Segment Liabilities
1 Treasury Operations 1058349100000 1058349100000
2 Corporate/ Wholesale Banking Operations 1126910100000 1126910100000
3 Retail Banking Operations 1038142900000 1038142900000
4 Other Banking Operations 147524600000 147524600000
5 Unallocated 0 0
6 Capital & Reserves & Surplus 299431500000 299431500000
7 Treasury Operations 1058349100000 1058349100000
8 Corporate/ Wholesale Banking Operations 1126910100000 1126910100000
9 Retail Banking Operations 1038142900000 1038142900000
10 Other Banking Operations 147524600000 147524600000
11 Unallocated 0 0
12 Capital & Reserves & Surplus 299431500000 299431500000
Total Segment Liabilities 3670358200000 3670358200000
Un-allocable Liabilities 0 0
Net Segment Liabilities 3670358200000 3670358200000
Disclosure of notes on segments






Details of Impact of Audit Qualification
Whether results are audited or unaudited Unaudited
Declaration of unmodified opinion or statement on impact of audit qualification Declaration of unmodified opinion
Auditor's opinion
Declaration pursuant to Regulation 33 (3) (d) of SEBI (LODR) Regulation, 2015: The company declares that its Statutory Auditor/s have issued an Audit Report with unmodified opinion for the period on Standalone results Yes
Sr No. Audit firm's name Whether the firm holds a valid peer review certificate issued by Peer Review Board of ICAI Certificate valid upto
1 M/s G D Apte & Co Yes 29-Feb-2028
2 M/s Sundaram & Seinivasan Yes 30-Sep-2027
3 M/s Kirtane Pandit LLP Yes 31-Dec-2025
4 M/s Manubhai & Shah LLP Yes 29-Feb-2028