INTEGRATED FILING — BANKING



General information about company

Scrip code 532525
NSE Symbol MAHABANK
MSEI Symbol NOTLISTED
ISIN INE457A01014
Name of bank Bank of Maharashtra
Class of security Equity
Date of start of financial year 01-Apr-2025
Date of end of financial year 31-Mar-2026
Date of board meeting when results were approved 15-Jul-2025
Date on which prior intimation of the meeting for considering financial results was informed to the exchange 10-Jul-2025
Description of presentation currency INR (in Actuals)
Reporting Type Quarterly
Reporting Quarter First quarter
Nature of report standalone or consolidated Standalone
Whether results are audited or unaudited Unaudited
Whether results are audited or unaudited for the Year to date for current period ended/year ended
Segment Reporting Multi segment
Description of single segment
Start date and time of board meeting 15-Jul-2025   10:00:00
End date and time of board meeting 15-Jul-2025   12:30:00
Whether cash flow statement is applicable on company
Type of cash flow statement
Declaration of unmodified opinion or statement on impact of audit qualification Declaration of unmodified opinion
Whether the company has any related party?
Whether the company has entered into any Related Party transaction during the selected half year for which it wants to submit disclosure?
(I) We declare that the acceptance of fixed deposits by the bans/Non-Banking Finance Company are at the terms uniformly applicable/offered to all shareholders/public
(II) We declare that the scheduled commercial bank, as per RBI circular RBI/DBR/2015-16/19 dated March 03, 2016, has allowed additional interest of one per cent per annum, over and above the rate of interest mentioned in the schedule of interest rates on savings or a term deposits of banks staff and their exclusive associations as well as on deposits of Chairman, Chairman & Managing Director, Executive Director or such other Executives appointed for a fixed tenure.
(III) Whether the company is a high value debt listed entity according to regulation 15 (1A)?
(a) If answer to above question is Yes, whether complying with proviso to regulation 23 (9), i.e., submitting RPT disclosures on the day of results publication?
(b) If answer to above question is No, please explain the reason for not complying.
Whether the updated Related Party Transactions (RPT) Policy (in compliance with Reg. 23 of SEBI LODR) has been uploaded on the website of the Company?
Latest Date on which RPT policy is updated
Indicate Company website link for updated RPT policy of the Company
Whether statement on deviation or variation for proceeds of public issue, rights issue, preferential issue, qualified institutions placement etc. is applicable to the company for the current quarter? No
No. of times funds raised during the quarter
Whether the disclosure for the Default on Loans and Debt Securities is applicable to the entity? No
Bank has not defaulted in the payment of loans/ interest payment on debt securities during the quarter ended 30.06.2025


Financial Results - Banking
Particulars 3 months/ 6 months ended (dd-mm-yyyy) Year to date figures for current period ended (dd-mm-yyyy)
A Date of start of reporting period 01-Apr-2025
B Date of end of reporting period 30-Jun-2025
C Whether results are audited or unaudited Unaudited Unaudited
D Nature of report standalone or consolidated Standalone Standalone
1 Interest earned
Interest or discount on advances or bills 54073900000 54073900000
Income on investments 14927100000 14927100000
Interest on balances with reserve bank of India and other inter bank funds 1433900000 1433900000
Others 104200000 104200000
Total interest earned 70539100000 70539100000
2 Other income 8249100000 8249100000
3 Total income 78788200000 78788200000
Expenses
4 Interest expenses 37621900000 37621900000
5 Operating expenses
(i) Employees cost 8803400000 8803400000
(ii) Details of other operating expenses
Description of other operating expenses
1 Other operating expenses 6663500000 6663500000
Total other operating Expenses 6663500000 6663500000
Total Operating Expenses 15466900000 15466900000
6 Total expenditure excluding provisions and contingencies 53088800000 53088800000
7 Operating profit before provision and contingencies 25699400000 25699400000
8 Provisions other than tax and contingencies 8674200000 8674200000
9 Exceptional items 0 0
10 Total profit (loss) from ordinary activities before tax 17025200000 17025200000
11 Provision for Tax 1097600000 1097600000
12 Net profit (loss) from ordinary activities after tax 15927600000 15927600000
13 Extraordinary items net of tax expenses 0 0
14 Net profit (loss) for the period 15927600000 15927600000
15 Share of profit (loss) of associates
16 Profit (loss) of minority interest
17 Net Profit (loss) after taxes minority interest and share of profit (loss) of associates 15927600000 15927600000
18 Details of equity share capital [Abstract]
Paid-up equity share capital 76915500000 76915500000
Face value of equity share capital 10 10
19 Reserve excluding revaluation reserves (as per balance sheet of previous accounting year)
20 Analytical ratios
(i) Percentage of share held by government of India 79.6 79.6
(ii) Capital adequacy ratio
CET 1 ratio 15.62 15.62
Additional Tier 1 ratio 1.01 1.01
(iii) (a) Earnings per share before extraordinary items
Basic earnings per share before extraordinary items 2.07 2.07
Diluted earnings per share before extraordinary items 2.07 2.07
(iii) (b) Earnings per share after extraordinary items
Basic earnings per share after extraordinary items 2.07 2.07
Diluted earnings per share after extraordinary items 2.07 2.07
(iv) NPA Ratios
Amount of gross non-performing assets 42058300000 42058300000
Amount of net non-performing assets 4344200000 4344200000
% of gross NPAs 1.74 1.74
% of net NPAs 0.18 0.18
Return on assets 1.8 1.8
21 Disclosure of notes on financial results by banks


Format for Reporting Segment wise Revenue, Results and Capital Employed along with the company results
Particulars 3 months/ 6 months ended (dd-mm-yyyy) Year to date figures for current period ended (dd-mm-yyyy)
Date of start of reporting period 01-Apr-2025
Date of end of reporting period 30-Jun-2025
Whether results are audited or unaudited Unaudited Unaudited
Nature of report standalone or consolidated Standalone Standalone
1 Segment Revenue (Income)
(net sale/income from each segment should be disclosed)
1 Treasury Operations 18330300000 18330300000
2 Corporate/ Wholesale Banking Operations 26046400000 26046400000
3 Retail Banking Operations 33925200000 33925200000
4 Other Banking Operations 486300000 486300000
5 Unallocated 0 0
6 Capital & Reserves & Surplus 0 0
Total Segment Revenue 78788200000 78788200000
Less: Inter segment revenue
Income from operations 78788200000 78788200000
2 Segment Result
Profit (+) / Loss (-) before tax and interest from each segment
1 Treasury Operations 6251200000 6251200000
2 Corporate/ Wholesale Banking Operations 5575600000 5575600000
3 Retail Banking Operations 5018000000 5018000000
4 Other Banking Operations 180400000 180400000
5 Unallocated 0 0
6 Capital & Reserves & Surplus 0 0
Total Profit before tax 17025200000 17025200000
i. Finance cost 0
ii. Other Unallocable Expenditure net off Unallocable income 0
Profit before tax 17025200000 17025200000
3 (Segment Asset - Segment Liabilities)
Segment Asset
1 Treasury Operations 1072910900000 1072910900000
2 Corporate/ Wholesale Banking Operations 1255950800000 1255950800000
3 Retail Banking Operations 1159996200000 1159996200000
4 Other Banking Operations 159045400000 159045400000
5 Unallocated 25020900000 25020900000
6 Capital & Reserves & Surplus 0 0
7 Treasury Operations 1072910900000 1072910900000
8 Corporate/ Wholesale Banking Operations 1255950800000 1255950800000
9 Retail Banking Operations 1159996200000 1159996200000
10 Other Banking Operations 159045400000 159045400000
11 Unallocated 25020900000 25020900000
12 Capital & Reserves & Surplus 0 0
Total Segment Assets 3672924200000 3672924200000
Un-allocable Assets 0 0
Net Segment Assets 3672924200000 3672924200000
4 Segment Liabilities
Segment Liabilities
1 Treasury Operations 1058349100000 1058349100000
2 Corporate/ Wholesale Banking Operations 1126910100000 1126910100000
3 Retail Banking Operations 1038142900000 1038142900000
4 Other Banking Operations 147593600000 147593600000
5 Unallocated 0 0
6 Capital & Reserves & Surplus 301928500000 301928500000
7 Treasury Operations 1058349100000 1058349100000
8 Corporate/ Wholesale Banking Operations 1126910100000 1126910100000
9 Retail Banking Operations 1038142900000 1038142900000
10 Other Banking Operations 147593600000 147593600000
11 Unallocated 0 0
12 Capital & Reserves & Surplus 301928500000 301928500000
Total Segment Liabilities 3672924200000 3672924200000
Un-allocable Liabilities 0 0
Net Segment Liabilities 3672924200000 3672924200000
Disclosure of notes on segments






Details of Impact of Audit Qualification
Whether results are audited or unaudited Unaudited
Declaration of unmodified opinion or statement on impact of audit qualification Declaration of unmodified opinion
Auditor's opinion
Declaration pursuant to Regulation 33 (3) (d) of SEBI (LODR) Regulation, 2015: The company declares that its Statutory Auditor/s have issued an Audit Report with unmodified opinion for the period on Standalone results Yes
Sr No. Audit firm's name Whether the firm holds a valid peer review certificate issued by Peer Review Board of ICAI Certificate valid upto
1 M/s G D Apte & Co Yes 29-Feb-2028
2 M/s Sundaram & Seinivasan Yes 30-Sep-2027
3 M/s Kirtane Pandit LLP Yes 31-Dec-2025
4 M/s Manubhai & Shah LLP Yes 29-Feb-2028