General information about company |
|
| Scrip code | 540755 |
| NSE Symbol | GICRE |
| MSEI Symbol | NOTLISTED |
| ISIN | INE481Y01014 |
| Name of company | General Insurance Corporation of India |
| Class Of Security | Equity |
|---|---|
| Type Of Insurance | Non-Linked Policy |
| Date of start of financial year | 01-Apr-2024 |
| Date of end of financial year | 31-Mar-2025 |
| Date of board meeting when results were approved | 03-Feb-2025 |
| Date on which prior intimation of the meeting for considering financial results was informed to the exchange | 27-Jan-2025 |
| Description of presentation currency | INR |
| Level of rounding used in financial results | Lakhs |
| Reporting Type | Quarterly |
| Reporting Quarter | Third quarter |
| Nature of report standalone or consolidated | Consolidated |
| Whether results are audited or unaudited | Unaudited |
| Start date and time of board meeting | 03-Feb-2025 15:15 |
| End date and time of board meeting | 03-Feb-2025 17:30 |
| Whether cash flow statement is applicable on company | No |
| Type of cash flow statement | |
| Declaration of unmodified opinion or statement on impact of audit qualification | Not applicable |
Format for financial results by general insurance companies filed with stock exchanges |
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| Partiuclars | Current Quarter | Year to Date Figures | |
| Date of start of reporting period | 01-Oct-2024 | 01-Apr-2024 | |
| Date of end of reporting period | 31-Dec-2024 | 31-Dec-2024 | |
| Whether accounts are audited or unaudited | Unaudited | Unaudited | |
| OPERATING RESULTS | |||
| 1 | Operating income | ||
| (i) | Gross Premiums Written | 1010573.00 | 3120925.00 |
| (ii) | Net Premium written | 922867.00 | 2843614.00 |
| (iii) | Premium Earned (Net) | 847774.00 | 2746181.00 |
| (iv) | Income from investments (net) | 170778.00 | 607724.00 |
| (v) | Other income | ||
| i | Other income -Foreign exchange Gain/( Loss) | 23459.00 | 10746.00 |
| Total other income | 23459.00 | 10746.00 | |
| (vi) | Total income | 1042011.00 | 3364651.00 |
| 2 | Operating expenses | ||
| (i) | Commissions & Brokerage (net) | 175866.00 | 547183.00 |
| (ii) | Net commission | 175866.00 | 547183.00 |
| (iii) | Operating Expenses related to insurance business | ||
| (a) | Employees remuneration and welfare expenses | 4468.00 | 11849.00 |
| (b) | Other operating expenses | ||
| i | Other operating expenses | 5010.00 | 15134.00 |
| Total other operating expenses | 5010.00 | 15134.00 | |
| (c) | Total operating expenses related to insurance business | 9478.00 | 26983.00 |
| (iv) | Premium Deficiency | 209.00 | 348.00 |
| (v) | Incurred Claims | ||
| (a) | Claims Paid | 697118.00 | 1932056.00 |
| (b) | Change in Outstanding Claims (incl. IBNR/IBNER) | 48281.00 | 542085.00 |
| Total Incurred claims | 745399.00 | 2474141.00 | |
| (vi) | Total Expense | 930952.00 | 3048655.00 |
| (vii) | Underwriting Profit(Loss) | -83178.00 | -302474.00 |
| (viii) | Provisions for doubtful debts (including bad debts written off) | 0.00 | 0.00 |
| (ix) | Provisions for diminution in value of investments | 0.00 | 0.00 |
| (x) | Operating Profit/loss: | 111059.00 | 315996.00 |
| (xi) | Appropriations | ||
| (a) | Transfer to Profit and Loss A/c | 111059.00 | 315996.00 |
| (b) | Transfer to reserves | 0.00 | 0.00 |
| NON-OPERATING RESULTS | |||
| 1 | Income in shareholders' account | ||
| (a) | Transfer from Policyholders' Fund | 111059.00 | 315996.00 |
| (b) | Income from investments | 95828.00 | 286921.00 |
| (c) | Other income | ||
| i | Other income | 2029.00 | 7123.00 |
| ii | Share of Profit in Associates Companies | 5318.00 | 32288.00 |
| Total other income | 7347.00 | 39411.00 | |
| Total income | 214234.00 | 642328.00 | |
| 2 | Expenses | ||
| (i) | Expenses other than those related to insurance business | -2724.00 | 7989.00 |
| (ii) | Provisions for doubtful debts (including bad debts written off) | -7178.00 | 4718.00 |
| (iii) | Provisions for diminution in value of investments | 439.00 | 1248.00 |
| Total Expense | -9463.00 | 13955.00 | |
| 3 | Profit / Loss before extraordinary items |
223697.00 | 628373.00 |
| 4 | Extraordinary Items |
0.00 | 0.00 |
| 5 | Profit/ (loss) before tax |
223697.00 | 628373.00 |
| 6 | Provision for tax |
56035.00 | 135074.00 |
| 7 | Profit / (loss) after tax |
167662.00 | 493299.00 |
| 8 | Divident per share | ||
| (a) | Interim Dividend | 0.00 | 0.00 |
| (b) | Final dividend | 0.00 | 0.00 |
| 9 | Opening Balance and Approproations from PAT (Net) | 0.00 | 0.00 |
| 10 | Profit (loss) carried to balance sheet | 167457.00 | 2411300.00 |
| 11 | Paid up equity capital | 87720.00 | 87720.00 |
| 12 | Reserve and Surplus (Excluding Revualuation Reserve) | 4438460.00 | 4438460.00 |
| 13 | Fair value change account and revaluation reserve | 4510137.00 | 4510137.00 |
| 14 | Assets | ||
| (a) | Investments | ||
| (i) | Shareholders' Fund | 4824586.00 | 4824586.00 |
| (ii) | Policyholders' Fund | 9629759.00 | 9629759.00 |
| Total investments | 14454345.00 | 14454345.00 | |
| (b) | Other Assets (Net of current liabilites and provisions) | -5418028.00 | -5418028.00 |
| Total assets | 9036317.00 | 9036317.00 | |
| Analytical Ratios | |||
| (i) | Solvency ratio | 0.04 | 0.04 |
| (ii) | Expenses of management ratio | 0.01 | 0.01 |
| (iii) | Incurred Claim Ratio | 0.88 | 0.9 |
| (iv) | Net retention ratio | 0.91 | 0.91 |
| (v) | Combined ratio | 1.08 | 1.1 |
| (vi) | Earning per share | ||
| (a) | Basic and diluated EPS before extraordinary items (net of tax expense) for the period (not to be annualized) | 9.56 | 28.12 |
| (b) | Basic and diluted EPS after extraordinary items (net of tax expense) for the period (not to be annualized) | 9.56 | 28.12 |
| (vii) | NPA ratios | ||
| (a) | Gross NPAs | 1369.05 | 1369.05 |
| (c) | Net NPAs | 0.00 | 0.00 |
| (b) | Percentage of Gross NPAs | 0.02 | 0.02 |
| (d) | Percentage of net NPAs | 0 | 0 |
| (viii) | Yield on Investments | ||
| (a) | Without unrealized gains | 9.07 | 10.60 |
| (b) | With unrealised gains | 6.15 | 7.33 |
| (ix) | Public shareholding (in case of public sector insurance companies) | ||
| (a) | Number of shares | 3088 | 3088 |
| (b) | Percentage of shareholding | 0.18 | 0.18 |
| (c) | Percentage of government holding | 0.82 | 0.82 |
| Investor Compliants | |||
| (i) | No of investor complaints pending at the beginning of the period | 0 | 0 |
| (ii) | No of investor complaints during the period | 0 | 0 |
| (iii) | No of investor complaints disposed off during the period | 0 | 0 |
| (iv) | No of investor complaints remaining unresolved at the end of the period | 0 | 0 |
| (c) | Notes Format for financial results by general insurance companies filed with stock exchanges |
| 1. The above Consolidated financial results of the Corporation for the quarter and nine months ended December 31, 2024, have been reviewed and recommended by the audit committee and subsequently approved by the Board of Directors at its meeting held on 3rd February 2025. 2. The periods of Consolidated accounts for the Subsidiaries / Associates are as follows for the quarter and nine months ended 31.12.2024: - Subsidiary Period GIC Re South Africa 01.01.2024-30.09.2024 GIC Re Corporate Member 01.01.2024-30.09.2024 GIC Perestrakhovanie LLC 01.01.2024-30.09.2024 Associates Agriculture Insurance Corporation of India 01.01.2024-30.09.2024 GIC Re Bhutan Re 01.01.2024-30.09.2024 India International, Singapore 01.01.2024-30.09.2024 Foreign subsidiaries and associates are located outside India whose interim financial information have been prepared in accordance with accounting principles generally accepted in their respective countries and which are local management certified under generally accepted auditing standards applicable in their respective countries. We have materially converted the interim financial information of such subsidiaries and associates located outside India from accounting principles generally accepted in their respective countries to accounting principles generally accepted in India. 3. These Consolidated Financial Results were reviewed by joint statutory auditors, S H B A & CO LLP (Formerly known as Bathiya & Associates LLP) Chartered Accountants and S A R A & Associates., Chartered Accountants. 4. These Consolidated Financial results have been prepared in accordance with Accounting Standard 25 - 'Interim Financial Reporting' as specified under Section 133 of the Companies Act 2013 and comply in all material respects with the same accounting policies and principles as followed by the Corporation for the year ended 31st March 2024. 5. The balances of amount due to/from and the deposits kept with other persons/bodies carrying on insurance business are subject to confirmation/reconciliation. The Company has initiated a detailed process to match confirmations with the books and balance confirmations are marked for majority of the balances. Adjustments, if any for unconfirmed balances will be accounted for on receipt /confirmation/reconciliation of the same after due examination. 6. The estimate of claims Incurred but Not Reported [IBNR] & Incurred But Not Enough Reported [IBNER], Premium Deficiency Reserve and Technical Reserves as on December 31, 2024 are incorporated in the financial statements have been certified by the Company’s Life and Non-Life Appointed Actuaries respectively. 7. During the current financial year 2024-25, the rating provided by M/s AM Best for Financial Strength Rating (FSR) is ‘A- (Excellent)’ and Long-Term Issuer Credit Rating (ICR) is ‘a-(Excellent)’, with ‘Stable’ outlook for FSR and Long-Term ICR. During the Previous financial year 2023-24, the Financial Strength Rating (FSR) of ‘B++ (Good)’ and the Long-Term Issuer Credit Rating (ICR) of ‘bbb+(Good)’ were reaffirmed and the outlook of both the FSR and ICR were revised to ‘Positive’. Also, a NSR (National scale rating) of aaa.IN (Exceptional) with outlook as ‘Stable’ was assigned. 8. The Consolidated Financial Results for the quarter and nine months ended December 31, 2024, comprises accounts of two foreign branches, one run-off foreign branch and one domestic branch. Previous period of quarter and nine months ended December 31, 2023, also comprises accounts of two foreign branches, one run-off foreign branch and one domestic branch. 9. Foreign branches are located outside India whose interim financial information have been prepared in accordance with accounting principles generally accepted in their respective countries out of which London branch has been reviewed by another auditors and other branches are certified by concerned management. We have materially converted the interim financial information of such branches located outside India from accounting principles generally accepted in their respective countries to accounting principles generally accepted in India. 10. Creation of a CAT reserve is an accepted method to handle future volatility in claims, and to introduce a factor of stability in the financial results. The reserve can make a significant contribution to reducing financial vulnerability in future. This reserve is broadly intended to be utilised towards meeting large catastrophe losses against the insurance policies in force. The Corporation decided to create the same from the financial year 2022-23 onwards, by appropriation of 10 percent of Operating Profit in respect of Revenue Accounts with an overall reserve cap of Rs. 500,000 lakhs. The Catastrophe Reserve can be crystallized during the financial year end. Hence, such Catastrophe Reserve allocation has not been done in the financial results for the quarter and nine months ended 31st December 2024. 11. Figures of the previous period/year have been re-grouped/re-arranged wherever necessary. The regrouping is made in Revenue Accounts and Profit & Loss Accounts to comply with changes as per Insurance Regulatory and Development Authority of India (Actuarial, Finance and Investment Functions of Insurers) Regulations, 2024. This has resulted in movement of followings heads from Profit & Loss Account to Revenue Accounts pertaining to the nine months ending 31.12.2023: Particulars Amount in Rs. (lakhs) Amorisation of Premium /Discount on investments 2,852.65 Provision for Bad and Doubtful Debts ( 61,942.76) Provision for diminution in the value of other than actively traded Equities 5,290.23 Total ( 53,799.88) This has resulted into increase in Operating Profit of Revenue Accounts by Rs. 53,799.88 Lakhs and decrease of the same in respective account heads of Profit & Loss Accounts pertaining to the nine months ending 31.12.2023. There is Nil impact on Profit before and after Tax due to the above-mentioned regrouping in previous period. |
Format for financial results by general insurance companies filed with stock exchanges |
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| Partiuclars | Current Quarter | Year to Date Figures | |
| Date of start of reporting period | 01-Oct-2024 | 01-Apr-2024 | |
| Date of end of reporting period | 31-Dec-2024 | 31-Dec-2024 | |
| Whether accounts are audited or unaudited | Unaudited | Unaudited | |
| Segment Income | |||
| 1 | Fire | ||
| (i) | Net premium | 302916.00 | 840857.00 |
| (ii) | Income form investments | 65699.00 | 228502.00 |
| (iii) | Other income | 8238.00 | 3427.00 |
| 2 | Marine | ||
| (i) | Net premium | 12296.00 | 70222.00 |
| (ii) | Income form investments | 6989.00 | 30865.00 |
| (iii) | Other income | 1226.00 | 554.00 |
| 3 | Health including personal accident | ||
| (i) | Net premium | 0.00 | 0.00 |
| (ii) | Income form investments | 0.00 | 0.00 |
| (iii) | Other income | 0.00 | 0.00 |
| 4 | Health retail | ||
| (i) | Net premium | 0.00 | 0.00 |
| (ii) | Income form investments | 0.00 | 0.00 |
| (iii) | Other income | 0.00 | 0.00 |
| 5 | Health group | ||
| (i) | Net premium | 214680.00 | 692197.00 |
| (ii) | Income form investments | 17177.00 | 54054.00 |
| (iii) | Other income | 2052.00 | 1010.00 |
| 6 | Health government schemes | ||
| (i) | Net premium | 0.00 | 0.00 |
| (ii) | Income form investments | 0.00 | 0.00 |
| (iii) | Other income | 0.00 | 0.00 |
| 7 | Motor | ||
| (i) | Net premium | 167935.00 | 464928.00 |
| (ii) | Income form investments | 37903.00 | 140054.00 |
| (iii) | Other income | 5435.00 | 2545.00 |
| 8 | Retail | ||
| (i) | Net premium | 0.00 | 0.00 |
| (ii) | Income form investments | 0.00 | 0.00 |
| (iii) | Other income | 0.00 | 0.00 |
| 9 | Group and corporate | ||
| (i) | Net premium | 0.00 | 0.00 |
| (ii) | Income form investments | 0.00 | 0.00 |
| (iii) | Other income | 0.00 | 0.00 |
| 10 | Any other class as may be specified by the Authority. - Enter the name below | ||
| (1) | Other segment 1 | ||
| Name of other segment | Aviation | ||
| (i) | Net premium | 9207.00 | 26995.00 |
| (ii) | Income form investments | 3636.00 | 11999.00 |
| (iii) | Other income | 585.00 | 249.00 |
| (2) | Other segment 2 | ||
| Name of other segment | Engineering | ||
| (i) | Net premium | 50612.00 | 122567.00 |
| (ii) | Income form investments | 9940.00 | 32926.00 |
| (iii) | Other income | 1232.00 | 585.00 |
| (3) | Other segment 3 | ||
| Name of other segment | Workmen Compensation | ||
| (i) | Net premium | 630.00 | 2120.00 |
| (ii) | Income form investments | 350.00 | 938.00 |
| (iii) | Other income | 34.00 | 18.00 |
| (4) | Other segment 4 | ||
| Name of other segment | Liability | ||
| (i) | Net premium | 18543.00 | 49195.00 |
| (ii) | Income form investments | 3712.00 | 12924.00 |
| (iii) | Other income | 497.00 | 237.00 |
| (5) | Other segment 5 | ||
| Name of other segment | Personal Accident | ||
| (i) | Net premium | 14945.00 | 46895.00 |
| (ii) | Income form investments | 2159.00 | 7286.00 |
| (iii) | Other income | 281.00 | 140.00 |
| (6) | Other segment 6 | ||
| Name of other segment | AGRICULTURE | ||
| (i) | Net premium | 56391.00 | 298970.00 |
| (ii) | Income form investments | 14818.00 | 57451.00 |
| (iii) | Other income | 2285.00 | 1079.00 |
| (7) | Other segment 7 | ||
| Name of other segment | OTHER MISCELLANEOUS | ||
| (i) | Net premium | 23262.00 | 75568.00 |
| (ii) | Income form investments | 3354.00 | 12277.00 |
| (iii) | Other income | 450.00 | 201.00 |
| (8) | Other segment 8 | ||
| Name of other segment | FL/CREDIT | ||
| (i) | Net premium | 6174.00 | 22103.00 |
| (ii) | Income form investments | 1365.00 | 5745.00 |
| (iii) | Other income | 221.00 | 99.00 |
| (9) | Other segment 9 | ||
| Name of other segment | LIFE | ||
| (i) | Net premium | 45274.00 | 131000.00 |
| (ii) | Income form investments | 3677.00 | 12705.00 |
| (iii) | Other income | 922.00 | 602.00 |
| (10) | Other segment 10 | ||
| Name of other segment | NA | ||
| (i) | Net premium | 0.00 | 0.00 |
| (ii) | Income form investments | 0.00 | 0.00 |
| (iii) | Other income | 0.00 | 0.00 |
| 11 | Unallocated | ||
| (i) | Net premium | 0.00 | 0.00 |
| (ii) | Income form investments | 0.00 | 0.00 |
| (iii) | Other income | 0.00 | 0.00 |
Format for financial results by general insurance companies filed with stock exchanges |
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| Partiuclars | Current Quarter | Year to Date Figures | |
| Date of start of reporting period | 01-Oct-2024 | 01-Apr-2024 | |
| Date of end of reporting period | 31-Dec-2024 | 31-Dec-2024 | |
| Whether accounts are audited or unaudited | Unaudited | Unaudited | |
| Segment Premium Deficiency | |||
| 1 | Fire | 0.00 | 0.00 |
| 2 | Marine | 0.00 | 0.00 |
| 3 | Health including personal accident | 0.00 | 0.00 |
| 4 | Health Retail | 0.00 | 0.00 |
| 5 | Health Group | 0.00 | 0.00 |
| 6 | Health Government Schemes | 0.00 | 0.00 |
| 7 | Motor | 0.00 | 0.00 |
| 8 | Retail | 0.00 | 0.00 |
| 9 | Group And Corporate | 0.00 | 0.00 |
| 10 | Any other class as may be specified by the Authority. - Enter the name below | ||
| Name of Other Segment | |||
| 1 | Aviation | 0.00 | 0.00 |
| 2 | Engineering | 0.00 | 0.00 |
| 3 | Workmen Compensation | 0.00 | 0.00 |
| 4 | Liability | 0.00 | 0.00 |
| 5 | Personal Accident | 0.00 | 0.00 |
| 6 | AGRICULTURE | 0.00 | 0.00 |
| 7 | OTHER MISCELLANEOUS | 0.00 | 0.00 |
| 8 | FL/CREDIT | 0.00 | 0.00 |
| 9 | LIFE | 209.00 | 348.00 |
| 10 | NA | 0.00 | 0.00 |
| 11 | Unallocated | 0.00 | 0.00 |
Format for financial results by general insurance companies filed with stock exchanges |
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| Partiuclars | Current Quarter | Year to Date Figures | |
| Date of start of reporting period | 01-Oct-2024 | 01-Apr-2024 | |
| Date of end of reporting period | 31-Dec-2024 | 31-Dec-2024 | |
| Whether accounts are audited or unaudited | Unaudited | Unaudited | |
| Segment Underwriting Profit/Loss | |||
| 1 | Fire | -31008.00 | -130379.00 |
| 2 | Marine | 13931.00 | -62952.00 |
| 3 | Health including personal accident | 0.00 | 0.00 |
| 4 | Health Retail | 0.00 | 0.00 |
| 5 | Health Group | -11550.00 | -63589.00 |
| 6 | Health Government Schemes | 0.00 | 0.00 |
| 7 | Motor | -235.00 | -24649.00 |
| 8 | Retail | 0.00 | 0.00 |
| 9 | Group And Corporate | 0.00 | 0.00 |
| 10 | Any other class as may be specified by the Authority. - Enter the name below | ||
| Name of Other Segment | |||
| 1 | Aviation | -11574.00 | -10217.00 |
| 2 | Engineering | -3386.00 | -1232.00 |
| 3 | Workmen Compensation | -4739.00 | -4313.00 |
| 4 | Liability | -3516.00 | -6768.00 |
| 5 | Personal Accident | -397.00 | 18615.00 |
| 6 | AGRICULTURE | -2186.00 | -7236.00 |
| 7 | OTHER MISCELLANEOUS | -2187.00 | 4714.00 |
| 8 | FL/CREDIT | 857.00 | 8690.00 |
| 9 | LIFE | -3730.00 | -12412.00 |
| 10 | NA | 0.00 | 0.00 |
| 11 | Unallocated | 0.00 | 0.00 |
Format for financial results by general insurance companies filed with stock exchanges |
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| Partiuclars | Current Quarter | Year to Date Figures | |
| Date of start of reporting period | 01-Oct-2024 | 01-Apr-2024 | |
| Date of end of reporting period | 31-Dec-2024 | 31-Dec-2024 | |
| Whether accounts are audited or unaudited | Unaudited | Unaudited | |
| Segment Operating Profit/Loss | |||
| 1 | Fire | 34691.00 | 98124.00 |
| 2 | Marine | 20919.00 | -32088.00 |
| 3 | Health including personal accident | 0.00 | 0.00 |
| 4 | Health Retail | 0.00 | 0.00 |
| 5 | Health Group | 5626.00 | -9535.00 |
| 6 | Health Government Schemes | 0.00 | 0.00 |
| 7 | Motor | 37668.00 | 115405.00 |
| 8 | Retail | 0.00 | 0.00 |
| 9 | Group And Corporate | 0.00 | 0.00 |
| 10 | Any other class as may be specified by the Authority. - Enter the name below | ||
| Name of Other Segment | |||
| 1 | Aviation | -7939.00 | 1781.00 |
| 2 | Engineering | 6554.00 | 31694.00 |
| 3 | Workmen Compensation | -4389.00 | -3376.00 |
| 4 | Liability | 197.00 | 6156.00 |
| 5 | Personal Accident | 1763.00 | 25901.00 |
| 6 | AGRICULTURE | 12632.00 | 50215.00 |
| 7 | OTHER MISCELLANEOUS | 1167.00 | 16991.00 |
| 8 | FL/CREDIT | 2222.00 | 14435.00 |
| 9 | LIFE | -53.00 | 293.00 |
| 10 | NA | 0.00 | 0.00 |
| 11 | Unallocated | 0.00 | 0.00 |
Format for financial results by general insurance companies filed with stock exchanges |
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| Partiuclars | Current Quarter | ||
| Date of start of reporting period | 01-Oct-2024 | ||
| Date of end of reporting period | 31-Dec-2024 | ||
| Whether accounts are audited or unaudited | Unaudited | ||
| Segment Technical Liabilities (Unexpired Risk Reserve-Net) | |||
| 1 | Fire | 578379.00 | |
| 2 | Marine | 57720.00 | |
| 3 | Health including personal accident | 0.00 | |
| 4 | Health Retail | 0.00 | |
| 5 | Health Group | 445978.00 | |
| 6 | Health Government Schemes | 0.00 | |
| 7 | Motor | 287635.00 | |
| 8 | Retail | 0.00 | |
| 9 | Group And Corporate | 0.00 | |
| 10 | Any other class as may be specified by the Authority. - Enter the name below | ||
| Name of Other Segment | |||
| 1 | Aviation | 22520.00 | |
| 2 | Engineering | 81164.00 | |
| 3 | Workmen Compensation | 1715.00 | |
| 4 | Liability | 34166.00 | |
| 5 | Personal Accident | 27285.00 | |
| 6 | AGRICULTURE | 25791.00 | |
| 7 | OTHER MISCELLANEOUS | 41908.00 | |
| 8 | FL/CREDIT | 14740.00 | |
| 9 | LIFE | 44198.00 | |
| 10 | NA | 0.00 | |
| 11 | Unallocated | 0.00 | |
Format for financial results by general insurance companies filed with stock exchanges |
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| Partiuclars | Current Quarter | ||
| Date of start of reporting period | 01-Oct-2024 | ||
| Date of end of reporting period | 31-Dec-2024 | ||
| Whether accounts are audited or unaudited | Unaudited | ||
| Segment Technical Liabilities (Unexpired Claims Reserves Including IBNR & IIBNER) | |||
| 1 | Fire | 578379.00 | |
| 2 | Marine | 57720.00 | |
| 3 | Health including personal accident | 0.00 | |
| 4 | Health Retail | 0.00 | |
| 5 | Health Group | 445978.00 | |
| 6 | Health Government Schemes | 0.00 | |
| 7 | Motor | 287635.00 | |
| 8 | Retail | 0.00 | |
| 9 | Group And Corporate | 0.00 | |
| 10 | Any other class as may be specified by the Authority. - Enter the name below | ||
| Name of Other Segment | |||
| 1 | Aviation | 22520.00 | |
| 2 | Engineering | 81164.00 | |
| 3 | Workmen Compensation | 1715.00 | |
| 4 | Liability | 34166.00 | |
| 5 | Personal Accident | 27285.00 | |
| 6 | AGRICULTURE | 25791.00 | |
| 7 | OTHER MISCELLANEOUS | 41908.00 | |
| 8 | FL/CREDIT | 14740.00 | |
| 9 | LIFE | 44198.00 | |
| 10 | NA | 0.00 | |
| 11 | Unallocated | 0.00 | |