<?xml version="1.0" encoding="UTF-8"?>
<xbrli:xbrl xmlns:in-capmkt="https://www.sebi.gov.in/xbrl/2022-04-30/in-capmkt" xmlns:in-capmkt-roles="https://www.sebi.gov.in/xbrl/Changes_In_Management_Resignation_Of_Independent_Director/2022-04-30/in-capmkt/in-capmkt-ent" xmlns:xbrldt="http://xbrl.org/2005/xbrldt" xmlns:nonnum="http://www.xbrl.org/dtr/type/non-numeric" xmlns:in-capmkt-types="https://www.sebi.gov.in/xbrl/2022-04-30/in-capmkt-types" xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:net="http://www.xbrl.org/2009/role/net" xmlns:num="http://www.xbrl.org/dtr/type/numeric" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:iso4217="http://www.xbrl.org/2003/iso4217" xmlns:negated="http://www.xbrl.org/2009/role/negated" xmlns:xbrldi="http://xbrl.org/2006/xbrldi" xmlns:xbrli="http://www.xbrl.org/2003/instance" xmlns:xl="http://www.w3.org/1999/xlink">
<link:schemaRef xlink:type="simple" xlink:href="in-capmkt-ent-2022-04-30.xsd"/>
<xbrli:context id="ResignationOfIndependentDirector001D"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">ANMOL</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2025-10-01</xbrli:startDate><xbrli:endDate>2025-10-01</xbrli:endDate></xbrli:period><xbrli:scenario><xbrldi:typedMember dimension="in-capmkt:ResignationOfIndependentDirectorAxis"><in-capmkt:ResignationOfIndependentDirectorDomain>ResignationOfIndependentDirectorDomain1</in-capmkt:ResignationOfIndependentDirectorDomain></xbrldi:typedMember></xbrli:scenario></xbrli:context>
<xbrli:context id="ResignationOfIndependentDirector001I"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">ANMOL</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:instant>2025-10-01</xbrli:instant></xbrli:period><xbrli:scenario><xbrldi:typedMember dimension="in-capmkt:ResignationOfIndependentDirectorAxis"><in-capmkt:ResignationOfIndependentDirectorDomain>ResignationOfIndependentDirectorDomain1</in-capmkt:ResignationOfIndependentDirectorDomain></xbrldi:typedMember></xbrli:scenario></xbrli:context>
<xbrli:context id="DirectorshipInOtherCompany001I"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">ANMOL</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:instant>2025-10-01</xbrli:instant></xbrli:period><xbrli:scenario><xbrldi:typedMember dimension="in-capmkt:DirectorshipInOtherCompanyAxis"><in-capmkt:DirectorshipInOtherCompanyDomain>DirectorshipInOtherCompanyDomain1</in-capmkt:DirectorshipInOtherCompanyDomain></xbrldi:typedMember></xbrli:scenario></xbrli:context>
<xbrli:context id="DirectorshipInOtherCompany002I"><xbrli:entity><xbrli:identifier scheme="http://www.nseindia.com/NSESymbol">ANMOL</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:instant>2025-10-01</xbrli:instant></xbrli:period><xbrli:scenario><xbrldi:typedMember dimension="in-capmkt:DirectorshipInOtherCompanyAxis"><in-capmkt:DirectorshipInOtherCompanyDomain>DirectorshipInOtherCompanyDomain2</in-capmkt:DirectorshipInOtherCompanyDomain></xbrldi:typedMember></xbrli:scenario></xbrli:context>
<xbrli:unit id="INR"><xbrli:measure>iso4217:INR</xbrli:measure></xbrli:unit><xbrli:unit id="pure"><xbrli:measure>xbrli:pure</xbrli:measure></xbrli:unit><xbrli:unit id="shares"><xbrli:measure>xbrli:shares</xbrli:measure></xbrli:unit><xbrli:unit id="INRPerShare"><xbrli:divide><xbrli:unitNumerator><xbrli:measure>iso4217:INR</xbrli:measure></xbrli:unitNumerator><xbrli:unitDenominator><xbrli:measure>xbrli:shares</xbrli:measure></xbrli:unitDenominator></xbrli:divide></xbrli:unit>
<in-capmkt:NSESymbol contextRef="OneI">ANMOL</in-capmkt:NSESymbol>
<in-capmkt:NameOfTheCompany contextRef="OneI">ANMOL INDIA LIMITED</in-capmkt:NameOfTheCompany>
<in-capmkt:NameOfDirector contextRef="ResignationOfIndependentDirector001D">Bhupinderpreet Kaur</in-capmkt:NameOfDirector>
<in-capmkt:EffectiveDateOfResignation contextRef="ResignationOfIndependentDirector001I">2025-09-30</in-capmkt:EffectiveDateOfResignation>
<in-capmkt:WhetherTheConfirmationFromTheResigningDirectorThatThereIsNoOtherMaterialReasonOtherThanThoseProvidedForResignationIsReceivedFromTheDirector contextRef="ResignationOfIndependentDirector001I">true</in-capmkt:WhetherTheConfirmationFromTheResigningDirectorThatThereIsNoOtherMaterialReasonOtherThanThoseProvidedForResignationIsReceivedFromTheDirector>
<in-capmkt:NameOfDirector contextRef="DirectorshipInOtherCompany001I">Bhupinderpreet Kaur</in-capmkt:NameOfDirector>
<in-capmkt:NameOfTheCompanyInWhichHoldingDirectorship contextRef="DirectorshipInOtherCompany001I">Anmol India Limited</in-capmkt:NameOfTheCompanyInWhichHoldingDirectorship>
<in-capmkt:NameOfDirector contextRef="DirectorshipInOtherCompany002I">Bhupinderpreet Kaur</in-capmkt:NameOfDirector>
<in-capmkt:NameOfTheCompanyInWhichHoldingDirectorship contextRef="DirectorshipInOtherCompany002I">Forge Auto International Limited</in-capmkt:NameOfTheCompanyInWhichHoldingDirectorship>
</xbrli:xbrl>