Symbol PSB Company Punjab & Sind Bank
Industry - Audited / Un-Audited Unaudited
Cumulative / Non-Cumulative Non-Cumulative Consolidated / Non-Consolidated Non-Consolidated
Period Quarterly Relating to Third Quarter
Financial Year 01-Apr-2017 To 31-Mar-2018 Period Ended 31-Dec-2017

Banking

Description Amount(Rs. in lakhs)
Interest/Discount on Advances/Bills 132498.00
Income on Investments 65734.00
Interest on Balances With RBI & Other Inter bank Funds 2415.00
Others 3746.00
Interest Earned 204393.00
Other Income 13476.00
Total Income 217869.00
Interest Expended 144391.00
Employees cost 25986.00
Other Operating Expenses (Any item exceeding 10% of the total expenses relating to continuing operations to be shown separately) 12179.00
Operating Expenses 38165.00
Total Expenditure excluding provisions and contingencies 182556.00
Operating Profit before provisions and contingencies 35313.00
Provisions (other than tax) and contingencies 58852.00
Exceptional Items 0.00
Profit(+) / Loss(-) from Ordinary Activities before tax -23539.00
Tax Expense 2286.00
Net Profit(+) / Loss(-) from Ordinary Activities after tax -25825.00
Extraordinary Items (net of tax expense) 0.00
Net Profit (+) / Loss (-) for the period -25825.00
Face Value (in Rs.) 10
Paid-up Equity Share Capital (in Rs.) 40041.00
Reserves excluding Revaluation Reserves as per balance sheet of previous accounting year -
Percentage of shares Held by Government of India 79.62
Capital Adequacy Ratio 11.16
Basic EPS before Extraordinary items (in Rs.) -6.45
Diluted EPS before Extraordinary items (in Rs.) -6.45
Basic EPS after Extraordinary items (in Rs.) -6.45
Diluted EPS after Extraordinary items (in Rs.) -6.45
Gross/Net NPA 443926.00
% of Gross/Net NPA 7.20
Return on Assets -0.95
Notes To Accounts Click here
Segment Reporting (Rs.lakhs)
Segment Revenue
Corporate / Wholesale Banking102488.00
Retail Banking43658.00
Other Banking Operations83.00
Treasury71640.00
Total217869.00
Less:
Inter Segment Revenue
0.00
Net sales/Income from Operations217869.00
Segment Results
Other Banking Operations83.00
Treasury11682.00
Corporate / Wholesale Banking16842.00
Retail Banking7143.00
Total35750.00
Less:
Un-allocable Income
0.00
Less:
Interest
0.00
Less:
Other Un-allocable Expenditure net off
437.00
Total Profit Before Tax35313.00
CAPITAL EMPLOYED
Retail Banking116995.00
Other Banking Operations0.00
Treasury167567.00
Corporate / Wholesale Banking229727.00
Total514289.00