Symbol PSB Company Punjab & Sind Bank
Industry - Audited / Un-Audited Unaudited
Cumulative / Non-Cumulative Non-Cumulative Consolidated / Non-Consolidated Non-Consolidated
Period Quarterly Relating to Second Quarter
Financial Year 01-Apr-2017 To 31-Mar-2018 Period Ended 30-Sep-2017

Banking

Description Amount(Rs. in lakhs)
Interest/Discount on Advances/Bills 132680.00
Income on Investments 60709.00
Interest on Balances With RBI & Other Inter bank Funds 2858.00
Others 3613.00
Interest Earned 199860.00
Other Income 16804.00
Total Income 216664.00
Interest Expended 140260.00
Employees cost 27100.00
Other Operating Expenses (Any item exceeding 10% of the total expenses relating to continuing operations to be shown separately) 13445.00
Operating Expenses 40545.00
Total Expenditure excluding provisions and contingencies 180805.00
Operating Profit before provisions and contingencies 35859.00
Provisions (other than tax) and contingencies 29483.00
Exceptional Items 0.00
Profit(+) / Loss(-) from Ordinary Activities before tax 6376.00
Tax Expense 5006.00
Net Profit(+) / Loss(-) from Ordinary Activities after tax 1370.00
Extraordinary Items (net of tax expense) 0.00
Net Profit (+) / Loss (-) for the period 1370.00
Face Value (in Rs.) 10
Paid-up Equity Share Capital (in Rs.) 40041.00
Reserves excluding Revaluation Reserves as per balance sheet of previous accounting year -
Percentage of shares Held by Government of India 79.62
Capital Adequacy Ratio 11.94
Basic EPS before Extraordinary items (in Rs.) 0.34
Diluted EPS before Extraordinary items (in Rs.) 0.34
Basic EPS after Extraordinary items (in Rs.) 0.34
Diluted EPS after Extraordinary items (in Rs.) 0.34
Gross/Net NPA 450194.00
% of Gross/Net NPA 7.72
Return on Assets 0.05
Notes To Accounts Click here
Segment Reporting (Rs.lakhs)
Segment Revenue
Corporate / Wholesale Banking95094.00
Retail Banking51928.00
Other Banking Operations8.00
Treasury69634.00
Total216664.00
Less:
Inter Segment Revenue
0.00
Net sales/Income from Operations216664.00
Segment Results
Other Banking Operations8.00
Treasury21367.00
Corporate / Wholesale Banking17101.00
Retail Banking9358.00
Total47834.00
Less:
Un-allocable Income
0.00
Less:
Interest
0.00
Less:
Other Un-allocable Expenditure net off
11975.00
Total Profit Before Tax35859.00
CAPITAL EMPLOYED
Retail Banking132250.00
Other Banking Operations0.00
Treasury185900.00
Corporate / Wholesale Banking238492.00
Total556642.00