Symbol PSB Company Punjab & Sind Bank
Industry - Audited / Un-Audited Unaudited
Cumulative / Non-Cumulative Non-Cumulative Consolidated / Non-Consolidated Non-Consolidated
Period Quarterly Relating to First Quarter
Financial Year 01-Apr-2017 To 31-Mar-2018 Period Ended 30-Jun-2017

Banking

Description Amount(Rs. in lakhs)
Interest/Discount on Advances/Bills 129558.00
Income on Investments 55336.00
Interest on Balances With RBI & Other Inter bank Funds 5623.00
Others 3475.00
Interest Earned 193992.00
Other Income 12265.00
Total Income 206257.00
Interest Expended 137413.00
Employees cost 25360.00
Other Operating Expenses (Any item exceeding 10% of the total expenses relating to continuing operations to be shown separately) 12940.00
Operating Expenses 38300.00
Total Expenditure excluding provisions and contingencies 175713.00
Operating Profit before provisions and contingencies 30544.00
Provisions (other than tax) and contingencies 25217.00
Exceptional Items 0.00
Profit(+) / Loss(-) from Ordinary Activities before tax 5327.00
Tax Expense 2790.00
Net Profit(+) / Loss(-) from Ordinary Activities after tax 2537.00
Extraordinary Items (net of tax expense) 0.00
Net Profit (+) / Loss (-) for the period 2537.00
Face Value (in Rs.) 10
Paid-up Equity Share Capital (in Rs.) 40041.00
Reserves excluding Revaluation Reserves as per balance sheet of previous accounting year -
Percentage of shares Held by Government of India 79.62
Capital Adequacy Ratio 12.43
Basic EPS before Extraordinary items (in Rs.) 0.63
Diluted EPS before Extraordinary items (in Rs.) 0.63
Basic EPS after Extraordinary items (in Rs.) 0.63
Diluted EPS after Extraordinary items (in Rs.) 0.63
Gross/Net NPA 451140.00
% of Gross/Net NPA 7.94
Return on Assets 0.10
Notes To Accounts Click here
Segment Reporting (Rs.lakhs)
Segment Revenue
Corporate / Wholesale Banking93553.00
Treasury59981.00
Retail Banking52682.00
Other Banking Operations41.00
Total206257.00
Less:
Inter Segment Revenue
0.00
Net sales/Income from Operations206257.00
Segment Results
Corporate / Wholesale Banking14574.00
Treasury17352.00
Retail Banking8207.00
Other Banking Operations41.00
Total40174.00
Less:
Interest
0.00
Less:
Other Un-allocable Expenditure net off
9630.00
Less:
Un-allocable Income
0.00
Total Profit Before Tax30544.00
CAPITAL EMPLOYED
Treasury172428.00
Corporate / Wholesale Banking245380.00
Retail Banking138181.00
Other Banking Operations0.00
Total555989.00